Alice

Nakuru, Kenya

100% repaid

Entrepreneur

Name

Alice

Member since

July 2013

On-time repayments

16 installments  •  6%

About Me

My names are Alice Mumu aged 32yrs.Have been in the cereals business for 3 1/2yrs now.My desire to have my business expand has been there and when i heard about zidisha from a friend i felt this was the right time for me to think of expanding my business.Am married and have 2 kids. my business has been doing well and i am looking forward into zidisha loans to make more dynamic.Once am into zidisha i need to wisely use the loans to help me realize the dreams i have for my business which a matter of fact can grow given your assistance.Am diploma graduate in sales and marketing which i graduated 7yrs ago.This course has helped me a lot in using the skills i acquired to deal with my customers and understand my venture better.The cereals business is profitable one which broadly taken on a different angle can give maximum returns.MY monthly returns ranges between ksh18,000-24000 per month.This profit however apart of it is ploughed back to maximize profit and the net profit to cater for the family.
The Zidisha loana will help greatly in adding value to my business and my growth will be appreciated as a result to your most treasured loans.

My Business

My cereals business includes selling of products like maize,rice, millets,sorghum,black beans and ordinary beans.Having been into this business for 2 1/2yrs am well versed with the running of my business systems which has sharpened my know how of this kind of this business.In most cases am able to manage a net profit of between ksh18,000-24,000. So from my business assessment and frequent stock taking am able to predict the future of my venture.However the business has not been without some challenges on it part.Some includes the an un anticipated seasons which a times affect the supply of cereals to my customers and this has really brought about the profit margin fluctuations.But now with the current zidisha into the play i will be able to have more stock hence being able to meet the demand of my clients.Also being there no any other venture of a kind in our estate am enjoying a good customer demand for my service since there is no competition.With the profit i get i do plough back a portion of it into the business for its growth.The other 10% is saved for any uncertainties.Therefore with zidisha loans there wont be any challenge in repayment since i have a good running establishment.Am therefore gratefully looking upon this request as a first time applicant.My believe is that the growth of my business will have an impact to the people i service with my services and my family.Thank you in advance as i look forward upon this loan request.

Loan Proposal

My loan will be used to add stock to my business.Am willing to be giving an updates on the progress on the zidisha loan which i believe will impact my business positively.Also as a result of this loan my growth will scale exponentially.Therefore my daily anticipated cash flow will be noted with proper business inventories.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

Jul 21, 2013

Repayment status

On Time

Projected term

6 months

Other loans

Lenders

E

erozlum

Istanbul, Turkey

S

sersub

San Diego, United States

L

Lemon

Switzerland, Switzerland

D

DThirteen

Miami, United States

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  • Martin    Feb 26, 2015

    Hello,
    Finally I have managed to reach Alice on her phone. Although she was not forthcoming in her reason for non-payment, she has promised to do it from Monday.

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  • Alice    Jan 16, 2015

    My appreciation goes to the lenders and the zidisha family for the loan which i have already received.Its with great honor that my cereals stock has increased and part of the new stock has already been sold,the much i have made as part of the sales i have once again bought a 90 kg sack of rice. Am very happy and its my responsibility to continue updating my lenders of this progress.Thank you and God bless zidisha family.

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  • Alice    Jan 12, 2015

    Thank you zidisha for the second loan that has fully been funded and i am optimistic for the progress am going to make to my business due to loans.It just feels fantastic and so spectacular for such an opportunity.May God help zidisha for this great initiative.

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  • Alice    Sep 13, 2014

    Hi zidisha its good to be back,mine is a question of being denied access to another loan application though i had defaulted but managed to repay my loan.somebody to help.thax

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  • Alice    Dec 3, 2013

    thank you zidisha team for the opportunity you gave me.Am pleased to say that am rescheduling my loan payment to pay my dues today due to my improved cereals business which has improved tremendously as a result of the loan given.Therefore my intentions are to be part to this great success.thank you and God bless Zidisha team.

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  • Alice    Oct 31, 2013

    Am very sorry zidisha team for the inconvenience,kindly bear with me as i organize to clear my loan due to the current economic downturn in that best time possible.Am therefore looking forward to your understanding.My expectation is to continue being part and parcels to zidisha opportunities and be part of that what makes it a success.Am too pleased for the zidisha patience and great humility to allow excusal and rescheduling of our loans repayments thank you and God bless zidisha.

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  • Foreclosedjapan    Aug 30, 2013

    Hi Alice,

    Hoping you realize you need 3 months before paying back the loan to get a larger 2nd loan. I think you might be making a mistake by paying back too fast.

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  • Alice    Aug 20, 2013

    So why cant we with zidisha not live a different financial realm of not only thinking but that of actualization.It lies with your potent energy to realize that potential.Let all embrace zidisha to live a holistic kind of life we are meant to enjoy.A vision of success is a seminal idea that must be cultivated and strengthened by the individual who believes in his or her dream to stand by it in moments of difficulty.Zidisha came to me at a time i was prepared to succeed in my cereals business.The law of attraction came into my rescue through zidisha team and am what a sincere dream can turn out to be if only you believe strongly enough with what you are doing.

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  • Alice    Aug 20, 2013

    The desire for riches is simply the capacity for larger life seeking fulfillment; every desire is the effort of an unexpressed possibility to come into action. It is power seeking to manifest which causes desire. That which makes you want more money is the same as that which makes the plants grow; It is life seeking fuller expression.Grow with zidisha and make your life and that of others a success like the way zidisha team are committed to doing.I don't feel i should have known zidisha before then, but this is the most important moment for me and zidisha.This is so and it cannot be otherwise.This is time for every applicant to consider zidisha the greatest miracle in the world.

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  • Alice    Aug 20, 2013

    The universe desire you to have everything you want to have. Nature is friendly to your plans. Everything is naturally for you. Make up your mind that this is true. You must want real life, not mere pleasure of sensual gratification.Life is the performance of function; and the individual really lives only when he performs every function, physical, mental and spiritual of which he is capable, without excess of any. You don't have to get rich in order to live swinishly, for the gratification of animal desires; that is not life.So why cant we with zidisha not live a different financial realm of not only thinking but that of actualization.It lies with your potent energy to realize that potential.Let all embrace zidisha to live a holistic kind of life we are meant to enjoy.

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  • Alice    Aug 20, 2013

    The universe desire you to have everything you want to have. Nature is friendly to your plans. Everything is naturally for you. Make up your mind that this is true. You must want real life, not mere pleasure of sensual gratification.Life is the performance of function; and the individual really lives only when he performs every function, physical, mental and spiritual of which he is capable, without excess of any. You don't have to get rich in order to live swinishly, for the gratification of animal desires; that is not life.So why cant we with zidisha not live a different financial realm of not only thinking but that of actualization.It lies with your potent energy to realize that potential.Let all embrace zidisha to live a holistic kind of life we are meant to enjoy.

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  • Alice    Aug 20, 2013

    The universe desire you to have everything you want to have. Nature is friendly to your plans. Everything is naturally for you. Make up your mind that this is true. You must want real life, not mere pleasure of sensual gratification.Life is the performance of function; and the individual really lives only when he performs every function, physical, mental and spiritual of which he is capable, without excess of any. You don't have to get rich in order to live swinishly, for the gratification of animal desires; that is not life.So why cant we with zidisha not live a different financial realm of not only thinking but that of actualization.It lies with your potent energy to realize that potential.Let all embrace zidisha to live a holistic kind of life we are meant to enjoy.

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  • Alice    Aug 20, 2013

    Being a consciously living substance, it must have the nature and inherent desire for every living intelligence for increase of life. Every living thing must continually seek for the enlargement of its life, because life in the mere act of living must increase itself.My message is to encourage those with dreams to find a grey area between black and white of zidisha opportunity.A seed by falling into the ground springs into activity, and in the act of living produces a hundred more seeds; Life by living multiplies itself. It is forever becoming more; it must do so, If it continues to be at all.

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  • Alice    Aug 20, 2013

    Infinite riches are all around you if you will open your mental eyes and behold the treasure house of infinity within you. There is a gold mine within you from which you can extract everything you need to live life gloriously and abundantly. Whatever you want you can draw forth. A magnetized piece of steel will lift about twelve times its own weight and if you demagnetize the same piece of steel, it will not even lift a feather.
    Similarly, there are two types of men; the magnetized man who is full of confidence and faith.Think positively about zidisha and abundance wealth will come to you through zidisha.Zidisha is a big thing than we can comprehend.Try their services and there will be no turning back.

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  • Alice    Aug 20, 2013

    Zidisha came to me at a time i was prepared to succeed in my cereals business.The law of attraction came into my rescue through zidisha team and am what a sincere dream can turn out to be if only you believe strongly enough with what you are doing. In order for us to fully develop a plan to be wealthy we need to learn how to track our wealth so that we may know where we want to go and create a plan to get there.And i am optimistic that what effort zidisha are making is worth what my opinion should express.

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  • Alice    Aug 20, 2013

    The key to transforming your life is to keep your mind heart on your dream. "Obstacles are what you see when you take your eyes off your goal". Your dream is a sprouting creation that needs desire and support to develop to full maturity. Then it returns the care by nourishing as well as those who prompt it. Every great achievement begins as a dream. A vision of success is a seminal idea that must be cultivated and strengthened by the individual who believes in his or her dream to stand by it in moments of difficulty.Zidisha came to me at a time i was prepared to succeed in my cereals business.The law of attraction came into my rescue through zidisha team and am what a sincere dream can turn out to be if only you believe strongly enough with what you are doing.

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  • Alice    Aug 20, 2013

    When others don't buy into your idea its not that they are opposed to it but it is simply because they cant read from your business script.Non of my friends i shared with about my business idea appreciated it.But as i can testify they are asking for the mentor ship.They couldn't comprehend how i could take the business to the next level without substantial financial backing,then zidisha came but never so its concepts;however because others cannot vibrate in your experience, they cannot affect the outcome of your experience. They can hold their opinions, but unless their opinion affects your opinion, their opinion matters not at all. A million people could be pushing against you, and it would not negatively affect you unless you push back. They are affecting what happens in their experience. They are affecting their point of attraction—but it does not affect you unless you push against them.

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  • Alice    Aug 20, 2013

    These days many people are choosing to purchase organic foods. They are popular because the ingredients are all grown naturally and without the usual chemicals and pesticides that are sprayed on many types of food products. Organic foods appeal to people who are interested in leading healthy lifestyles and individuals who are concerned about the environmental effects of pesticides. Try an organic cereal to see if it is right for you.As for me this is what i chose to stock for my clients.Immediately i got the zidisha loan i gave the money the commitment to bring organic cereals and that why i can confidently say that i love zidisha team. They financed my initiative and am reaping great .

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  • Alice    Aug 20, 2013

    When my business was in the initial stages i never imagined whether i could make it through.But today my customer base has growth beyond my wildest dreams.What am enjoying in terms of business growth has been facilitated by the inspiration am drawing from zidisha Family.I thank God and this p2p at large or the great work.Am always taking stock and inventory and from this analysis i can truly say that zidisha is a God sent opportunity to the people.The peace that comes from knowing that you can rely on zidisha is really pacifying.

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  • Alice    Aug 20, 2013

    Hi zidisha pals,just a comment of appreciation for the progress so far i have made from the loan that has brought realizable change to my business.Honestly my customers are pleased that am able to make it big and the future looks great for me.My next move is to make sure that i comply with zidisha and the rest as they say will be the testimony.I love the feeling that comes from zidisha effort.Thanks great family.

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