New barbershop

Caleb Owuor

Nairobi, Kenya

20% repaid

Entrepreneur

Name

Caleb Owuor

Member since

October 2016

On-time repayments

187 installments  •  84%

About Me

igrew in hardship schooling in rural area but i overcame my hardship through hardwork at school by then my mum was selling clothes when ifinished secondary school she left me in charge of business though with little resources so isecured short term loans to boost the business.i enjoy to see people smart so that is what drove me to business.the most unique thing is that we like visitors.iwant my children to be entrepenuers.ienjoy music alot.

My Business

thank you zidisha. for investing in me currently i run two businesess all courtesy of zidisha the clothing one and the one for tent hire and also working in hospitallity industry which is abig boost to my businesses because that is where i draw my customers.as for the loan im applying today is for another different business venture that is an executive barbershop that will cost around kshs.350000.so iknow my limit has not reached that much but with savings from my two businesses and part of my salary together with loan i am applying will be able to help start this business in aplace
i haveseen an opportunity for an executive barbershop.this will boost me financially and i am going to employ 2 staff permanently and 2 casuals. iwill appreciate if you will fund me.

Loan Proposal

hi lenders this loan will go directly to purchasing new barbersop equipment to enable start abarbershop.together with savings i have made in previous businesses of which you funded me iwill be able to kick start this business.ihave done thorough research on kind of equipment ineed ,the staff and the business location.im convinced that this business will give me good returns because it is non seasonal business .people have to shave their hair no matter what,again there are new trends for the youth like hair dyes locks and many more.iwill employ two permanent staff and 2 casuals for astart.iwill appreciate if you fund me

Feedback

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$664.34

Date disbursed

Oct 30, 2019

Repayment status

Late

Projected term

16 months

Cost to entrepreneur

Service fee: $29.42

Credit risk payment: $117.71

Lenders

A

Anninymouse

Southampton, United Kingdom

Dianne

Maryville, United States

JB

James Broderick

Cobham, United Kingdom

G

GalantnostS

Hong Kong, Hong Kong

B

bgalon

London, United Kingdom

E

Errol

Bradenton, FL, United States

S

Snick

Halle, Germany

M

Monarch84

Las Vegas, United States

lucafrangi

Vienna, Austria

J

jgpryor

Williamsport, PA, United States

investor

Candiac, Canada

torelizer

Reggio Emilia, Italy

M

MarkAndMary

Seattle, United States

T

tatts2000

melbourne, Australia

BelleStarr

Albuquerque, United States

D

DrFeelGOOD

San Jose, United States

G

Gastao

Covilhã, Portugal

E

erozlum

Istanbul, Turkey

C

CavLender

Charlottesville, United States

S

sebseb

The Hague, Netherlands

DeanDropshot

Oslo, Norway

Tilius

Oslo, Norway

boxer

Boynton Beach, United States

J

JCampbell

Pasadena, United States

G

golivera

Lima, Peru

J

jozua

Delft, Netherlands

johnnorris

Aberystwyth, United Kingdom

J

jyoshiyama

Hilo, United States

I

IngeH

Muehlheim, Germany

N

noah695

Salt Lake City, United States

L

ldron7

Utah, United States

F

FaaThailand

Bangkok, Thailand

R

rcmssr

Woodbury, United States

spthoennes

Orlando, United States

A

anonymus

Moon, United States

G

giaco

madrid, Spain

Pere

Barcelona, Spain

M

MichaelCausey

Camarillo, Ca, United States

E

eldicri

Favaro Veneto, Italy

AF

a f

washington, United States

T

ToddK

Indianapolis, IN, USA, United States

B

Bobby39

Savannah, United States

RemyWay

Phoenixville, United States

S

Steveandson

Arlington, United States

A

ashtanga99

Newport, United States

rodcul

Altea, Spain

L

Lucy2012

London, United Kingdom

P

PeaceandLove

Morro Bay, United States

C

cjmenchaca

Austin, United States

B

BronxJose

Bronx, United States

K

kingmark1

Calgary, Canada

BJ

Brandon Joz

North Carolina, United States

N

nanning

Baltasound, United Kingdom

Y

Yasha

Beer Sheva, Israel

Jeff and Marcie

Portland, OR, United States

E

Elisa

Espoo, Finland

J

JacobZ

Bend, United States

TK

Tim Koppel

WOLLONGONG, Australia

C

CrazyCanuck

Nepean, Canada

C

CheesemanDan

Shanghai, China

A

Alicee

Munich, Germany

L

LiquidH

Elmhurst, United States

P

proby24

Singapore, Singapore

CharlieBfl

Vaduz, Liechtenstein

J

jjonas

berlin, Germany

T

tmsaddress

Orlando, Florida, United States

B

Bavarian

Bavaria, Germany

R

RogerBare

Houston, United States

nelson637

Greenbrae, California, United States

cattlebaron

Pierre, SD, United States

dajawein

Gladstone, Australia

indeh

London, United Kingdom

rasmus

Bern, Switzerland

trevbot

Montreal, Canada

T

tomdeneire

Eke, Belgium

G

glomardor

Leonardtown, United States

Cloudways

Malta, Malta

D

Dadiolafs

Vestmannaeyjar, Iceland

IA

Ismini and Jerry

Stamford, USA, United States

S

SvenWaage

Stavanger, Norway

Christopher

Copenhagen, Denmark

Y

Yevrahs

Dallas, Texas, United States

M

mkellerman

Shanghai, China

L

leeirel

Edmonton, Canada

G

gamblyjoe

Spain, Spain

A

alkemyst

Geneve, Switzerland

fairspirit

Utrecht, Netherlands

bycyt

Whitefish, United States

T

Travtroe

Lanesboro, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

Robert D

Houston, United States

Zal0m0n

Atlantis!!!! x), Mauritania

gseletko

South Perth, Australia

S

seikatsu

Palo Alto, CA, United States

xtrahardware

Cazenovia, United States

E

E

Marin county, United States

Evan Lamos

Brussels, Belgium

dlpringle

Denver, United States

G

GanSatya

United States

B

BobHope

United States

sderickson

Berkeley, CA, United States

T

thebonseung

Republic of Korea

pvilliger

Zurich, Switzerland

W

wiwillia

Milbrae, United States

M

microlender

United States

D

drorm

United States

M

meric

Australia

M

Michi

Switzerland

bb4dogs

United States

joshuacollinson

Vienna, Austria

A

angelapeat01

United States

R

RonEddy

United States

TyWee

Manila, Philippines

Vesa

Helsinki, Finland

W

wesbh89

United States

A

Akowal

United States

GaloLending

United States

Mike and Jacqui

United Kingdom

S

Stephan

Netherlands

Jeroen Decock

Gent, Belgium

Dave Bogard

New York, United States

SMOICE

Berlin, Germany

JH

Joseph Hwang

Houston, United States

Raoul

Germany

JR

Jose Ramirez

World, Spain

Sayuri

United Kingdom

RT

Ravi Taxali

Markham, Canada

Ron

Perth, Australia

Ask Caleb a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Frank Mwenda Gidiel    Dec 17, 2020

    I contacted Caleb, he said his business has been down but he's doing his best to resume making payments.

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  • Timothy Ayemba    Nov 13, 2020

    Owuor said his income stopped that's is why he is not make ontime repayment.

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  • Caleb Owuor    Oct 22, 2020

    At the moment no income because the business stalled and also due to pandemic I cannot resume to work because of restrictions I'm in hospitallity

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  • Caleb Owuor    Sep 10, 2020

    Due a financial constraint at the moment

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  • Caleb Owuor    Sep 10, 2020

    I'm still in a financial difficulty at the moment

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  • Caleb Owuor    Aug 7, 2020

    At the moment don't have any source of income as all supportive income ventures collapsed

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  • Caleb Owuor    Jun 26, 2020

    Do not have source of income at the moment

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  • Caleb Owuor    May 15, 2020

    At the moment there is no business and under financial constrain

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  • Caleb Owuor    May 15, 2020

    I'm in a Finacial difficulty

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  • Caleb Owuor    Apr 3, 2020

    I'm experiencing Finacial difficulty

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  • Caleb Owuor    Feb 25, 2020

    at the moment im in a financial crisis and im working out to see if ican come back to financial stability and clear my loan

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  • Caleb Owuor    Jan 14, 2020

    at the moment im in afinancial crisis that why im askimg for reductiom on my installment

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  • Caleb Owuor    Dec 6, 2019

    hi Iwould like to change my installment for the next 5 installments due asituation I encountered of loosing some big cash when doing atransaction of money transfer.please bear with me as I work on the issue.

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  • Caleb Owuor    Nov 1, 2019

    thank you lenders again and again the machines are now in place and running.the start is slow but now that ihave new shaving machines i trust the business will pick quickly i will keep you updated as we move along.

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  • Caleb Owuor    Oct 30, 2019

    Hi thank you lenders again for giving me a helping hand this will help me together with the savings to buy the new barber chairs ,sterilizer,machines and also astart up for my new barbershop.thankyou so much for the loan

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  • Caleb Owuor    Apr 17, 2019

    Thank you lenders for believing in me and for the support.this loan will help me to buy the barbershop equipments that ineed to open an executive barbershop.together with little savings that ihave made it will see this dream turn to reality.thank you so much for the sacrifices you have made toward this project.

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  • Mary    Apr 14, 2019

    You are a wise businessman Caleb. I wish you many rewards for your hard work. Thank you for opening up employment to others in your community.

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  • Caleb Owuor    Apr 6, 2019

    the loan i just completed gave me aboost finacially because iwas able to purchase the tent and is working so well.i do get calls all over especially on weekends when there so many functions from school functions ,weddings and also church functions.the returns are good because to maintain atent and plastic chairs are less expensive besides i employed 2 staff to operate with tent. thank you lenders

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  • Caleb Owuor    Nov 16, 2018

    I want to appreciate the entire zidisha team for the worthy course.through your loans i have grown tremendously in the businesses i have so far started through zidisha.in my next loan im planning to venture in to beauty in which i have gross opportunity

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  • Caleb Owuor    Jul 22, 2018

    thank you zidisha i do appreciate your funds and the progress iget in the various investment ihave made they made huge turnaround. thank you

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