163 weekly installments • 85%
I was born and raised in a small village in the slopes of mount Kenya. In my childhood days, I always dreamt of being a writer and I started writing as early as when I was 10 years.
I used to write short stories for my friends to read and they would really appreciate. My English teacher especially encouraged me that I was a good writer and this was a great motivation for me.
By the time I had joined high school, I knew I wanted to write, focusing on educating children on issues affecting our community day by day. So far, I have been able to write and publish two books that are already in the market. Book one is titled Disability is not Inability, that encourages all children that no matter the challeges they face, they can make it in life.
Book 2 in a short story that teaches children between the age of 6 - 7 about HIV/AIDs, how it is spread as well as the care of those who are affected and those that are infected.
Through the money that I have raised by selling my books, I have been able to open up a small printing and photocopy shop. I would like to expand my business to become a cyber cafe with several computers. I would also like to start selling printing materials and stationery to maximize on the space that I have in my shop as well as to generate more income.
The extra income will also facilitate me to hold talks to reach out to more children to educate and encourage them that they can also make it in life.
In my shop, I also offer graphic design, branding, typing and printing, document lamination, document binding document scanning, printing and photocopy services. I chose this business because I am able to meet and interact with many people.
Through offering all the stated services, and having expanded my business with the last zidisha loan, I am able to make about Ksh. 7,000 per day. This amount minus the cost of the day which includes, toner for the photocopier, ink for my ink jet printer, printing and photocopying papers, lamination papers and electricity leaves me with about Ksh. 3,500 per day as the profit.
In my shop, I offer graphic design, typing and printing, document lamination, document binding document scanning, printing and photocopy services. I chose this business because I am able to meet and interact with many people. I am also able to teach people how to use a computer albeit one at a time.
Through offering all the stated services, I am able to make about Ksh. 1,600 per day. This amount minus the cost of the day which includes, toner for the photocopier, ink for my ink jet printer, printing and photocopying papers, lamination papers and electricity leaves me with about Ksh 600 to Ksh. 800 per day as the profit.
with the addition of several more computers, I will be able to have a cyber cafe of which I can accommodate more computer students per at any time. This will increase my income because if I can charge Kshs. 400 per computer package and teach at least 7 packages per week for each student, this will earn me an extra Ksh. 2,800 per student per week.
I will use my initial loan to buy the big office stapler at $24 so that I stop hiring when I need to bind huge documents for my clients. I will also buy a paper cutter at $16 so that i stop using scissors to resize documents for clients. I will also have my photocopier serviced because it has been long overdue.
Jan 26, 2015
Cost to entrepreneur
Lender interest: $50.08 at 4.70% annual rate over 1 month = $0.31
Service fee: $50.08 at 5% annual rate over 1 month = $0.34
Upon joining Zidisha, Morine paid a lifetime membership fee of $8.86.