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Leah Njoki

Nairobi, Kenya

100% repaid

Entrepreneur

Name

Leah Njoki

Member since

September 2014

On-time repayments

208 installments  •  13%

About Me

I was born in September 1987 in a remote village on the Eastern part of my home country Kenya.Mukuria village is in Embu County About 200Km from Nairobi which is the Capital City Of Kenya
I schooled there up to My Secondary Level where I later relocated to Nairobi in search of a job
I managed to secure some classes in Information Technology but was not lucky enough to get through the whole course due to financial contains
I had to find an alternative source of income since I realized I was becoming a burden to my hosts who were my distant cousins
I Joined a former schoolmate who introduced me to selling of second hand clothes.I have been working for her until 3 months ago when I decided to try it on my own
With the little I had saved,I bought some second hand clothes usually refereed to as "Mitumba" locally
I joined Zisidha following some advice from a friend and through it,I have managed to increase my Capital and am looking foward to even more

My Business

Just I have indicated above, my business was initially about buying and selling of second hand clothes from wholesalers of the same but through the help of Zidisha , I have managed to access my products from importers which has been a tremendous step in my bussiness

My Monthly sales usually ranged from USD100 to USD150 but have risen to about USD250 and I believe a further boost to my stocks and the introduction of new clothes and ladies shoes will be a great deal in my business
The main costs that I usually incur are city county levies which we pay twice a week and a shared store where we store our stocks overnight since we do our sales in an open place where stalls have been made
These costs may add up to USD39 in a month
This is my dream and my vision
I request all well wishers to join me in actualizing ,my dream
Thank you all in advance

Loan Proposal

Thank you for taking time to read my proposal
Just like I have already indicated earlier in my profile,I intend to buy stocks directly from importers which will be a sure guarantee of increased sales, more profit and most definitely a big business growth
I anticipate providing higher quality goods since I will hand pick them from importers directly
Come and be part of my vision

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Loan Info

Project Type

Classic Loan

Disbursed amount

$99.84

Date disbursed

Nov 10, 2014

Repayment status

On Time

Projected term

6 weeks

Cost to entrepreneur

Lender interest: $99.84 at 7.07% annual rate over 1 month = $0.93

Service fee: $0.51

Lenders

M

marcelitohb

Bremen, Germany

S

Serene

Philadelphia, United States

Evan Lamos

Brussels, Belgium

dlpringle

Denver, United States

Matching Fund

Sterling, United States

C

cha1mers

United States

LouisB

ZIDISHA, Mozambique

J

JessicaAna

Maputo, United States

ToddTho

World Wide, United States

LutianaPablo

Rome, Italy

G

gdp-finance

United States

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