New laptop to begin my freelancing work

Gideon Amefu

New Weija, Ghana

100% repaid



Gideon Amefu

Member since

August 2014

On-time repayments

299 installments  •  78%

About Me

My name is Gideon John Amefu. I come from a family of six, my parents inclusive. I live at New Weija a suburb of the Accra Metropolis. I am a student and I am currently at the Kwame Nkrumah University of Science and Technology pursuing a degree course in Civil Engineering.

I started a marketing business in order to lift some burden off my parents. I market products such as popcorn machines,hand-made crafted bead bags and purses, wooden bags and more via internet. The money I gain from the sale of these items are used to pay my school fees and my feeding. I also sometimes re-invest the money into other lucrative businesses to get my returns. As a young gentleman, I want to come out of the University prepared to affect my generation positively. I want to do this by training my fellow young ones the skills and appropriate way to marketing especially in Ghana and Africa- this will mean I should have a hands-on training in that regard. With the help of Zidisha and lenders I will promote my marketing plans.

I love to play table tennis, video games as well as football. At my free time I love to read my bible, search for more website where I can post my adverts and market more items online.

My Business

The business I do is online marketing of products. I mostly market products such as teaching aids to people online, door-to-door, through posters and advertisement. My Dad is a handicraft producer who mainly produces teaching aids in both wooden and digital forms. These teachings aids are a supplement to help teachers guide children in their formative stages. The teaching aids would help build their fundamental study of pronouncing words and how to communicate. There is a demand for these goods and services because there are a lot of schools encompassing my neighbourhood and these different schools need these teaching aids to help boost their level of communication to children. My business is much preferred because the teaching aids are sharp,real,easy to read and understand,quality,durable and very attractive and most of all very reasonable(in terms of cost). The business is profitable because there isn't much of a competiton and therefore we are able to supply to a large number of schools in the neighbourhood and make our profits. The main risks my business faces is that, should there be an error in the wording(digital form of teaching aids), it could be rejected and the cost of production is lost. However, this risk isn't so much of a problem because we have alternatives to remedy the situation whenever it occurs. I mostly make approximately 95usd every month. I believe through advertisement I can take over a greater number of schools in my country.

Loan Proposal

As a young man who has entered into the university and pursuing a course in civil engineering, my aim is to get first hand exposure in the field of civil engineering even before i graduate from the university. This is because in our profession when you graduate as a civil engineer, most of the companies searching for civil engineers to work in their firms want people who already have experience on the job. This is why when i am given my new loan i am going to purchase a new laptop($271.80) which can help me work as a freelancer. I have already registered myself with a freelancing website where i can get the opportunity of bidding for civil engineering jobs such as designing using the Autocad software(a software that allows you to produce building plans , 3D drawings of structures, etc). This is going to help me develop my skills in using the Autocad software and hence i would be 'hot cake' on the job market after my graduation. The loan would also help me to pay for my membership on the freelancing website and also boost my bids to better my chances of winning more jobs. In addition to this, i would be getting paid for every work i do and that can help me defray my loan every week. I also have skills and expertise in the use of Microsoft Excel, Word and PowerPoint and these skills can also allow me to choose jobs from these categories on the freelancing website too. The profit i would gain would also help me pay my University tuition, lecture materials and cater for some of my daily needs such as food, clothing etc. Upon a bit of search, most of the payments on the freelancing site would be in dollars and i think that my profit margin could be about $226.50 every month because of the increase in the dollar to cedi rate($1=4.42ghc) in my country.






Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Jun 30, 2015

Repayment status

On Time

Projected term

8 months

Cost to entrepreneur

Service fee: $13.04


Paul Buchheit

Mountain View, United States

Matt B

Stratford Upon Avon, United Kingdom

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