Stephen
Nairobi, Kenya
31% repaid
Name
Stephen
Member since
March 2015
On-time repayments
316 installments • 67%
My name is Stephen and was born in Murang'a County and schooled in rural area till i finished my O-level in 2004.
In 2005 i came to Nairobi where my cousin was staying.We stayed with him for sometime before i looked for my own house and during one of those days i talked to one guy in the neighbourhood and introduced me to hawking of handbags.
After some months of hawking in the estates i decided to look for a small stall so that i could hang those bags there for easy display.
Right now am based in Roysambu where i have rented medium stall where i hang my stock in the morning and in the evening i remove them and carry them to a store nearby.
In our land every man beleives he must work hard to depend oneself.
My dream is that my children could have access to education upto A-level.
My biggest hobby is travveling and observing new areas for bussiness.
Am a member of Arsenal Kenya group which we hold charity events once in 3 months and doing community work around the country.
Dear Lenders my bussines involves buying and selling of handbags,schoolbags,laptop bags,slim bags,college bags,travveling bags,wallets and crutch bags.
The demand for the bags depends on the season,for schoolbags and college bags their demand is high when schools and colleges are about to open for a new term or semester.For travvelings bags demand is high during festive seasons.
For the others like handbags their demands depends on the time of the month.
Main reason for starting this kind of bussiness it was the first thing i did since i thought of practising bussines and so far so good.
During day to day running of this bussines i have to pay for rent,city council rates and storage for the goods.Revenue for the bussines comes from sales made during a certain duration.
The little profit i get from my bussines i save them with an investment group and adding of stock after all expenses.
I also joined a group of young people known as Appreciating our parents in which we visit one parent/guardian per month where we share our stories and as we leave we contribute something to be left at that home we have visited.
Am planning to shift my job to a more permanent stall structure with security and enough space.
I need $35 for rent and deposit for the stall and $15 for additional stock.
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$520.00
Date disbursed
Jan 12, 2019
Repayment status
Late
Projected term
33 months
Amount repaid
$159.44
Amount remaining
$361.48
Expected completion
Oct 20, 2021
Status
Repaying late
Installment amount
$10.02
Expected Payments | Actual Payments | ||
---|---|---|---|
Jan 23, 2019 | $10.35 | Jan 3, 2019 | $0.30 |
Jan 27, 2019 | $10.05 | ||
Jan 30, 2019 | $10.35 | Jan 27, 2019 | $0.10 |
Jan 31, 2019 | $10.25 | ||
Feb 6, 2019 | $10.35 | Feb 7, 2019 | $10.35 |
Feb 13, 2019 | $10.35 | Feb 19, 2019 | $10.35 |
Feb 20, 2019 | $10.35 | Feb 27, 2019 | $10.35 |
Feb 27, 2019 | $10.35 | Mar 7, 2019 | $10.35 |
Mar 6, 2019 | $0.00 | ||
Mar 13, 2019 | $3.94 | Mar 17, 2019 | $3.94 |
Mar 20, 2019 | $3.94 | Mar 27, 2019 | $3.94 |
Mar 27, 2019 | $0.00 | ||
Apr 3, 2019 | $0.00 | ||
Apr 10, 2019 | $0.00 | ||
Apr 17, 2019 | $0.00 | ||
Apr 24, 2019 | $0.00 | ||
May 1, 2019 | $1.97 | May 4, 2019 | $1.97 |
May 8, 2019 | $1.97 | May 16, 2019 | $0.99 |
May 16, 2019 | $0.99 | ||
May 15, 2019 | $1.97 | May 21, 2019 | $1.97 |
May 22, 2019 | $1.97 | May 21, 2019 | $1.97 |
May 29, 2019 | $1.97 | May 21, 2019 | $1.97 |
Jun 5, 2019 | $10.35 | May 21, 2019 | $10.35 |
Jun 12, 2019 | $5.47 | May 21, 2019 | $4.48 |
May 21, 2019 | $0.99 | ||
Jun 19, 2019 | $0.99 | Jun 25, 2019 | $0.99 |
Jun 26, 2019 | $0.99 | Jun 30, 2019 | $0.99 |
Jul 3, 2019 | $0.99 | Jul 11, 2019 | $0.99 |
Jul 10, 2019 | $0.00 | ||
Jul 17, 2019 | $0.00 | ||
Jul 24, 2019 | $0.00 | ||
Jul 31, 2019 | $0.99 | Aug 1, 2019 | $0.99 |
Aug 7, 2019 | $0.99 | Aug 15, 2019 | $0.99 |
Aug 14, 2019 | $0.99 | Aug 15, 2019 | $0.99 |
Aug 21, 2019 | $0.00 | ||
Aug 28, 2019 | $0.00 | ||
Sep 4, 2019 | $0.00 | ||
Sep 11, 2019 | $0.99 | Sep 30, 2019 | $0.99 |
Sep 18, 2019 | $0.99 | Oct 5, 2019 | $0.99 |
Sep 25, 2019 | $0.99 | Oct 5, 2019 | $0.99 |
Oct 2, 2019 | $0.99 | Oct 5, 2019 | $0.99 |
Oct 9, 2019 | $0.99 | Oct 11, 2019 | $0.99 |
Oct 16, 2019 | $0.00 | ||
Oct 23, 2019 | $0.00 | ||
Oct 30, 2019 | $0.99 | Nov 7, 2019 | $0.99 |
Nov 6, 2019 | $0.99 | Nov 19, 2019 | $0.99 |
Nov 13, 2019 | $0.99 | Nov 19, 2019 | $0.99 |
Nov 20, 2019 | $0.00 | ||
Nov 27, 2019 | $0.00 | ||
Dec 4, 2019 | $0.00 | ||
Dec 11, 2019 | $0.00 | ||
Dec 18, 2019 | $0.49 | Jan 3, 2020 | $0.49 |
Dec 25, 2019 | $0.49 | Jan 3, 2020 | $0.49 |
Jan 1, 2020 | $0.49 | Jan 3, 2020 | $0.49 |
Jan 8, 2020 | $0.49 | Jan 3, 2020 | $0.49 |
Jan 15, 2020 | $0.49 | Jan 3, 2020 | $0.49 |
Jan 22, 2020 | $2.46 | Jan 3, 2020 | $2.46 |
Jan 29, 2020 | $0.00 | ||
Feb 5, 2020 | $0.99 | Feb 7, 2020 | $0.99 |
Feb 12, 2020 | $0.99 | Feb 14, 2020 | $0.99 |
Feb 19, 2020 | $0.00 | ||
Feb 26, 2020 | $0.00 | ||
Mar 4, 2020 | $0.00 | ||
Mar 11, 2020 | $0.00 | ||
Mar 18, 2020 | $0.00 | ||
Mar 25, 2020 | $0.49 | Apr 25, 2020 | $0.49 |
Apr 1, 2020 | $0.00 | ||
Apr 8, 2020 | $0.00 | ||
Apr 15, 2020 | $0.00 | ||
Apr 22, 2020 | $0.00 | ||
Apr 29, 2020 | $0.49 | May 5, 2020 | $0.49 |
May 6, 2020 | $0.49 | May 13, 2020 | $0.49 |
May 13, 2020 | $0.00 | ||
May 20, 2020 | $0.00 | ||
May 27, 2020 | $0.00 | ||
Jun 3, 2020 | $0.50 | Jun 18, 2020 | $0.50 |
Jun 10, 2020 | $0.50 | Jun 23, 2020 | $0.50 |
Jun 17, 2020 | $0.50 | Jun 23, 2020 | $0.50 |
Jun 24, 2020 | $0.50 | Jul 9, 2020 | $0.50 |
Jul 1, 2020 | $0.50 | Jul 9, 2020 | $0.50 |
Jul 8, 2020 | $0.00 | ||
Jul 15, 2020 | $0.00 | ||
Jul 22, 2020 | $0.01 | Aug 2, 2020 | $0.01 |
Jul 29, 2020 | $0.01 | Aug 2, 2020 | $0.01 |
Aug 5, 2020 | $0.01 | Aug 2, 2020 | $0.01 |
Aug 12, 2020 | $0.01 | Aug 2, 2020 | $0.01 |
Aug 19, 2020 | $0.01 | Aug 2, 2020 | $0.01 |
Aug 26, 2020 | $0.00 | ||
Sep 2, 2020 | $0.00 | ||
Sep 9, 2020 | $0.00 | ||
Sep 16, 2020 | $0.01 | Sep 18, 2020 | $0.01 |
Sep 23, 2020 | $0.01 | Sep 18, 2020 | $0.01 |
Sep 30, 2020 | $0.01 | Sep 18, 2020 | $0.01 |
Oct 7, 2020 | $0.01 | Sep 18, 2020 | $0.01 |
Oct 14, 2020 | $0.01 | Sep 18, 2020 | $0.01 |
Oct 21, 2020 | $0.00 | ||
Oct 28, 2020 | $0.00 | ||
Nov 4, 2020 | $0.01 | Nov 11, 2020 | $0.01 |
Nov 11, 2020 | $0.01 | Nov 11, 2020 | $0.01 |
Nov 18, 2020 | $0.01 | Nov 11, 2020 | $0.01 |
Nov 25, 2020 | $0.01 | Nov 11, 2020 | $0.01 |
Dec 2, 2020 | $0.01 | Nov 11, 2020 | $0.01 |
Dec 9, 2020 | $0.50 | Dec 24, 2020 | $0.50 |
Dec 16, 2020 | $0.50 | Dec 24, 2020 | $0.50 |
Dec 23, 2020 | $0.50 | Dec 24, 2020 | $0.50 |
Dec 30, 2020 | $0.50 | Jan 16, 2021 | $0.50 |
Jan 6, 2021 | $0.50 | Jan 16, 2021 | $0.50 |
Jan 13, 2021 | $0.00 | ||
Jan 20, 2021 | $0.00 | ||
Jan 27, 2021 | $1.97 | Feb 3, 2021 | $1.97 |
Feb 3, 2021 | $0.00 | ||
Feb 10, 2021 | $4.93 | Feb 17, 2021 | $4.93 |
Feb 17, 2021 | $0.00 | ||
Feb 24, 2021 | $4.93 | Mar 9, 2021 | $4.93 |
Mar 3, 2021 | $0.00 | ||
Mar 10, 2021 | $0.00 | ||
Mar 17, 2021 | $4.93 | Apr 3, 2021 | $4.93 |
Mar 24, 2021 | $0.00 | ||
Mar 31, 2021 | $4.93 | Apr 20, 2021 | $4.93 |
Apr 7, 2021 | $0.00 | ||
Apr 14, 2021 | $10.02 | May 9, 2021 | $4.93 |
May 25, 2021 | $4.93 | ||
Jul 4, 2021 | $0.17 | ||
Apr 21, 2021 | $10.02 | Jul 4, 2021 | $4.76 |
Apr 28, 2021 | $10.02 | ||
May 5, 2021 | $10.02 | ||
May 12, 2021 | $10.02 | ||
May 19, 2021 | $11.12 | ||
May 26, 2021 | $11.12 | ||
Jun 2, 2021 | $11.12 | ||
Jun 9, 2021 | $11.12 | ||
Jun 16, 2021 | $11.12 | ||
Jun 23, 2021 | $11.12 | ||
Jun 30, 2021 | $11.12 | ||
Jul 7, 2021 | $11.12 | ||
Jul 14, 2021 | $11.12 | ||
Jul 21, 2021 | $11.12 | ||
Jul 28, 2021 | $11.12 | ||
Aug 4, 2021 | $11.12 | ||
Aug 11, 2021 | $11.12 | ||
Aug 18, 2021 | $11.12 | ||
Aug 25, 2021 | $20.04 | ||
Sep 1, 2021 | $20.04 | ||
Sep 8, 2021 | $20.04 | ||
Sep 15, 2021 | $20.04 | ||
Sep 22, 2021 | $20.04 | ||
Sep 29, 2021 | $20.04 | ||
Oct 6, 2021 | $20.04 | ||
Oct 13, 2021 | $20.04 | ||
Oct 20, 2021 | $10.19 |
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