New varieties of beads to create more products

Entrepreneur

About Me

My name is virginiah njoki.I was born in subukia in Nakuru county.I was raised up in Kiborocho village in subukia. Subukia is a dry place most of the time. When i attained seven years old i joined nyataragi primary school, where i did my kcpe exam.There i got a certificate.since my parent were not well up ,i didn't continue with high school education.Later on i moved to Kiambu county in search of a job.The first job i got was a house girl.Th job was not wellpaying so i decided to quit. As years went by, i joined theological school were i got a certificate in theology.In 1998 i got married and by now i have got two children.My children aspire to be doctors .Kiambu is a cool and went place it's a high land.

My Business

Down the line i got connected to a person who taught me bead work.After three years of working, i had skill and a little capital.I decided to put my own business.At start the business was not promising but i encouraged my self and finally it picked up.Bead work mostly involves decorations.I make thing like mats,small baskets,neck less,handbag s using beads of different co lours.The work is comfortable because i work in my house and in my own speed.In a week i normally make 20$. During the pick season when the tourist come to our country Kenya, the business really pays well.My average income is 250$ per month. I uses my income to pay school fees,buy food stuff and pay house lent.

Loan Proposal

Dear lenders,
I here by apply a loan of $390.I will purchase 200 sachets of beads, each sachet goes for $1.2.I will also purchase 20 wire rolls for $150 and 10 rolls of strings and needles for $40.when i buy this items in large quantities i will be given a discount so i will save some money . secondly i will save more time of going to the shop.once i buy this items i will employ one person to assist me in making more products.The products that will make will help me to increase my income by 20 %. Its will be my joy to have a big stock with me thanks.
yours faithfully,
virginiah.

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