New varieties of beads to create more products

Virginiah Njoki

Ngarariga Village, Kenya

16% repaid

Entrepreneur

Name

Virginiah Njoki

Member since

May 2015

On-time repayments

206 installments  •  39%

About Me

My name is virginiah njoki.I was born in subukia in Nakuru county.I was raised up in Kiborocho village in subukia. Subukia is a dry place most of the time. When i attained seven years old i joined nyataragi primary school, where i did my kcpe exam.There i got a certificate.since my parent were not well up ,i didn't continue with high school education.Later on i moved to Kiambu county in search of a job.The first job i got was a house girl.Th job was not wellpaying so i decided to quit. As years went by, i joined theological school were i got a certificate in theology.In 1998 i got married and by now i have got two children.My children aspire to be doctors .Kiambu is a cool and went place it's a high land.

My Business

Down the line i got connected to a person who taught me bead work.After three years of working, i had skill and a little capital.I decided to put my own business.At start the business was not promising but i encouraged my self and finally it picked up.Bead work mostly involves decorations.I make thing like mats,small baskets,neck less,handbag s using beads of different co lours.The work is comfortable because i work in my house and in my own speed.In a week i normally make 20$. During the pick season when the tourist come to our country Kenya, the business really pays well.My average income is 250$ per month. I uses my income to pay school fees,buy food stuff and pay house lent.

Loan Proposal

Dear lenders,
I here by apply a loan of $390.I will purchase 200 sachets of beads, each sachet goes for $1.2.I will also purchase 20 wire rolls for $150 and 10 rolls of strings and needles for $40.when i buy this items in large quantities i will be given a discount so i will save some money . secondly i will save more time of going to the shop.once i buy this items i will employ one person to assist me in making more products.The products that will make will help me to increase my income by 20 %. Its will be my joy to have a big stock with me thanks.
yours faithfully,
virginiah.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$384.01

Date disbursed

Nov 23, 2016

Repayment status

Late

Projected term

52 months

Cost to entrepreneur

Service fee: $15.84

Lenders

sebastienrosa

Quebec, Canada

joshuacollinson

Vienna, Austria

AKWatson3

Norwalk, United States

RB

Renee B

United States

RM

Roxane Milot

Gatineau, Québec, Canada

PG

Paul Graham

United States

PR

Paul Rausch

United States

The Zinc Team

San Francisco, United States

Karin

Germany

A

Anonymous

United States

M

Margaret

United States

Salvatore Martello

New York, New York, United States

R

RMIM

United States

Paul Buchheit

Mountain View, United States

M

Mary

United States

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