New varieties of beads to create more products

Virginiah

Ngarariga Village, Kenya

16% repaid

Entrepreneur

Name

Virginiah

Member since

May 2015

On-time repayments

206 installments  •  39%

About Me

My name is virginiah njoki.I was born in subukia in Nakuru county.I was raised up in Kiborocho village in subukia. Subukia is a dry place most of the time. When i attained seven years old i joined nyataragi primary school, where i did my kcpe exam.There i got a certificate.since my parent were not well up ,i didn't continue with high school education.Later on i moved to Kiambu county in search of a job.The first job i got was a house girl.Th job was not wellpaying so i decided to quit. As years went by, i joined theological school were i got a certificate in theology.In 1998 i got married and by now i have got two children.My children aspire to be doctors .Kiambu is a cool and went place it's a high land.

My Business

Down the line i got connected to a person who taught me bead work.After three years of working, i had skill and a little capital.I decided to put my own business.At start the business was not promising but i encouraged my self and finally it picked up.Bead work mostly involves decorations.I make thing like mats,small baskets,neck less,handbag s using beads of different co lours.The work is comfortable because i work in my house and in my own speed.In a week i normally make 20$. During the pick season when the tourist come to our country Kenya, the business really pays well.My average income is 250$ per month. I uses my income to pay school fees,buy food stuff and pay house lent.

Loan Proposal

Dear lenders,
I here by apply a loan of $390.I will purchase 200 sachets of beads, each sachet goes for $1.2.I will also purchase 20 wire rolls for $150 and 10 rolls of strings and needles for $40.when i buy this items in large quantities i will be given a discount so i will save some money . secondly i will save more time of going to the shop.once i buy this items i will employ one person to assist me in making more products.The products that will make will help me to increase my income by 20 %. Its will be my joy to have a big stock with me thanks.
yours faithfully,
virginiah.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$384.00

Date disbursed

Nov 23, 2016

Repayment status

Late

Projected term

52 months

Lenders

sebastienrosa

Quebec, Canada

joshuacollinson

Vienna, Austria

AKWatson3

Norwalk, United States

RB

Renee B

United States

RM

Roxane Milot

Gatineau, Québec, Canada

PG

Paul Graham

United States

PR

Paul Rausch

United States

The Zinc Team

San Francisco, United States

Karin

Germany

A

Anonymous

United States

M

Margaret

United States

Salvatore Martello

New York, New York, United States

R

RMIM

United States

Paul Buchheit

Mountain View, United States

M

Mary

United States

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Summary

Amount repaid

$61.13

Amount remaining

$322.87

Expected completion

Aug 5, 2019

Status

Repaying late

Installment amount

$1.01

Repayment History

Expected Payments Actual Payments
Dec 5, 2016 $20.15 Dec 5, 2016 $20.15
Dec 12, 2016 $5.04 Dec 13, 2016 $4.84
Dec 20, 2016 $0.20
Dec 19, 2016 $5.04 Dec 20, 2016 $4.61
Dec 26, 2016 $0.42
Dec 26, 2016 $5.04 Dec 26, 2016 $4.61
Dec 31, 2016 $0.42
Jan 2, 2017 $5.04 Dec 31, 2016 $4.61
Jan 10, 2017 $0.42
Jan 9, 2017 $4.61 Jan 10, 2017 $4.61
Jan 16, 2017 $1.01 Jan 19, 2017 $1.01
Jan 23, 2017 $1.01 Mar 26, 2017 $1.01
Jan 30, 2017 $1.01 Mar 26, 2017 $1.01
Feb 6, 2017 $1.01 Apr 2, 2017 $1.01
Feb 13, 2017 $1.01 Apr 2, 2017 $1.01
Feb 20, 2017 $1.01 Apr 11, 2017 $1.01
Feb 27, 2017 $1.01 Apr 11, 2017 $1.01
Mar 6, 2017 $0.99 Mar 16, 2019 $0.49
Mar 16, 2019 $0.49
Mar 13, 2017 $0.00
Mar 20, 2017 $0.00
Mar 27, 2017 $0.00
Apr 3, 2017 $0.00
Apr 10, 2017 $0.00
Apr 17, 2017 $0.00
Apr 24, 2017 $0.00
May 1, 2017 $0.00
May 8, 2017 $0.00
May 15, 2017 $0.00
May 22, 2017 $0.00
May 29, 2017 $0.00
Jun 5, 2017 $0.00
Jun 12, 2017 $0.00
Jun 19, 2017 $0.00
Jun 26, 2017 $0.00
Jul 3, 2017 $0.00
Jul 10, 2017 $0.00
Jul 17, 2017 $0.00
Jul 24, 2017 $0.00
Jul 31, 2017 $0.00
Aug 7, 2017 $0.00
Aug 14, 2017 $0.00
Aug 21, 2017 $0.00
Aug 28, 2017 $0.00
Sep 4, 2017 $0.00
Sep 11, 2017 $0.00
Sep 18, 2017 $0.00
Sep 25, 2017 $0.00
Oct 2, 2017 $0.00
Oct 9, 2017 $0.00
Oct 16, 2017 $0.00
Oct 23, 2017 $0.00
Oct 30, 2017 $0.00
Nov 6, 2017 $0.00
Nov 13, 2017 $0.00
Nov 20, 2017 $0.00
Nov 27, 2017 $0.00
Dec 4, 2017 $0.00
Dec 11, 2017 $0.00
Dec 18, 2017 $0.00
Dec 25, 2017 $0.00
Jan 1, 2018 $0.00
Jan 8, 2018 $0.00
Jan 15, 2018 $0.00
Jan 22, 2018 $0.00
Jan 29, 2018 $0.00
Feb 5, 2018 $0.00
Feb 12, 2018 $0.00
Feb 19, 2018 $0.00
Feb 26, 2018 $0.00
Mar 5, 2018 $0.00
Mar 12, 2018 $0.00
Mar 19, 2018 $0.00
Mar 26, 2018 $0.00
Apr 2, 2018 $0.00
Apr 9, 2018 $0.00
Apr 16, 2018 $0.00
Apr 23, 2018 $0.00
Apr 30, 2018 $0.00
May 7, 2018 $0.00
May 14, 2018 $0.00
May 21, 2018 $0.00
May 28, 2018 $0.00
Jun 4, 2018 $0.00
Jun 11, 2018 $0.00
Jun 18, 2018 $0.00
Jun 25, 2018 $0.00
Jul 2, 2018 $0.00
Jul 9, 2018 $0.00
Jul 16, 2018 $0.00
Jul 23, 2018 $0.00
Jul 30, 2018 $0.00
Aug 6, 2018 $0.00
Aug 13, 2018 $0.00
Aug 20, 2018 $0.00
Aug 27, 2018 $0.00
Sep 3, 2018 $0.00
Sep 10, 2018 $0.00
Sep 17, 2018 $0.00
Sep 24, 2018 $0.00
Oct 1, 2018 $0.00
Oct 8, 2018 $0.00
Oct 15, 2018 $0.00
Oct 22, 2018 $0.00
Oct 29, 2018 $0.00
Nov 5, 2018 $0.00
Nov 12, 2018 $0.00
Nov 19, 2018 $0.00
Nov 26, 2018 $0.00
Dec 3, 2018 $0.00
Dec 10, 2018 $0.00
Dec 17, 2018 $0.00
Dec 24, 2018 $0.00
Dec 31, 2018 $0.00
Jan 7, 2019 $0.00
Jan 14, 2019 $0.00
Jan 21, 2019 $0.00
Jan 28, 2019 $0.00
Feb 4, 2019 $0.00
Feb 11, 2019 $0.00
Feb 18, 2019 $0.00
Feb 25, 2019 $0.00
Mar 4, 2019 $0.00
Mar 11, 2019 $0.00
Mar 18, 2019 $0.00
Mar 25, 2019 $0.50 Mar 24, 2019 $0.44
Mar 31, 2019 $0.06
Apr 1, 2019 $0.50 Mar 31, 2019 $0.41
Apr 6, 2019 $0.09
Apr 8, 2019 $0.50 Apr 6, 2019 $0.40
Apr 6, 2019 $0.10
Apr 15, 2019 $0.50 Apr 6, 2019 $0.39
Apr 14, 2019 $0.11
Apr 22, 2019 $0.50 Apr 14, 2019 $0.38
Apr 14, 2019 $0.12
Apr 29, 2019 $1.01 Apr 14, 2019 $0.36
Apr 28, 2019 $0.49
Apr 28, 2019 $0.15
May 6, 2019 $1.01 Apr 28, 2019 $0.34
May 11, 2019 $0.49
May 11, 2019 $0.17
May 13, 2019 $1.01 May 11, 2019 $0.32
May 20, 2019 $0.49
May 20, 2019 $0.19
May 20, 2019 $1.01 May 20, 2019 $0.30
May 26, 2019 $0.37
Jun 1, 2019 $0.33
May 27, 2019 $1.01 Jun 1, 2019 $0.16
Jun 1, 2019 $0.49
Jun 16, 2019 $0.35
Jun 3, 2019 $1.01 Jun 16, 2019 $0.14
Jun 16, 2019 $0.49
Jun 10, 2019 $1.01
Jun 17, 2019 $42.67
Jun 24, 2019 $42.67
Jul 1, 2019 $42.67
Jul 8, 2019 $42.67
Jul 15, 2019 $42.67
Jul 22, 2019 $42.67
Jul 29, 2019 $42.67
Aug 5, 2019 $22.81

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