Open another outlet of agency banking

Joscah Nyaata

Mbotela, Kenya

100% repaid

Entrepreneur

Name

Joscah Nyaata

Member since

November 2017

On-time repayments

158 installments  •  80%

About Me

About Me
My name is Joscah Nyarangi Nyaata 33years old, a Mother of two kids.
I grew up in Kisii town in Nyamira County of Kenya, which is a community land for the Kisii community of Kenya.
I did my KCPE at Eronge Primary School in the year 2001, then attended St. Danes Eronge Secondary School in the year 2005 but could not manage to make it to campus, as I didn't meet the cut-out points for it and my parent who was subsistence farmer, could not afford to pay for me to join a Private Campus.
I later moved to the capital city of Kenya Nairobi in the year 2006 to such for a casual job since I was not educated enough to get a skilled job. Later on I managed to get casual job at Tesco Co-operation Company in the year 2007 where I worked for one year and eventually the contract of my job was terminated.
Since then I was forced to move back to such for another job. In the process of job search I was married to a young man who was also a job seeker in the year 2007 .In the year 2008 we were blessed with a baby boy where life took a different direction.
With my young son I was forced to start a small business together with my husband . We were selling Onions, Potatoes, and kales on the road side. We saved money and luckily we managed to open up a shop where life became a bit fair.
In the process of struggling to make ends meet, I was also blessed with a baby girl in the year 2014. This is the year I discovered that I needed a lot of income for my new born baby and my son who wants to become an Information officer and my girl who wants to a be nurse.
I decided to change my business to be a an Mpesa and a photocopy shop rather than a shop. And now i have even included agencies whereby i learn kcb, cooperative and equity agencies.

My Business

My Business
In 2014 January, I picked up the idea to start an M-pesa and photocopy. I have chosen M-pesa because is the fastest growing business in our country Kenya. This is the business which helps young youth to manuvaour in life. Since people have to sent money from one place to another without travelling to exact place. I plan to venture into big Mpesa since as per now I learn short of capital to make the business what it is, which has made me to request a favour of Zidisha plus loan to improve the income of my business.
The small money that earn use them in schooling my son and my daughter who are at school. My son is 11 years and my daughter is 5 years old. My 11 year old son would love to be Doctor when he grows up, and a bit of Home sustenance plus will use these to help repay my loan. Kindly consider.

Loan Proposal

I would like to open another branch possibly next month If my loan will be fully funded. Since my son is approaching secondary school, I have planned earlier to open up an outlet hence creating a job opportunity for my fellow youth.
Please give me a hand to clear my loan earlier so that I plan early.

Feedback

6

None

None



Loading...

Loan Info

Project Type

Classic Loan

Disbursed amount

$1,126.79

Date disbursed

Mar 12, 2020

Repayment status

On Time

Projected term

3 months

Cost to entrepreneur

Service fee: $94.95

Credit risk payment: $142.43

Lenders

C

Christian

Saarbruecken, Germany

R

Raabo

Rungsted, Denmark

AltruisticSelfishnes

Chicago, United States

R

rhc2104

Burlingame, United States

lietu

Tallinn, Estonia

Kjartan

Oslo, Norway

Martin

Manama, Bahrain

T

Tallago3

Munich, Germany

johnandmoliehi

Canton, New York, United States

KM

British Columbia, Canada, Canada

G

glomardor

Leonardtown, United States

Cloudways

Malta, Malta

J

jzidi

Los Angeles, United States

HMS_5th_Grade

Honolulu, United States

nakamura

United States

camilberlin

Berlin, Germany

S

SheilaB

Nashville, United States

J

Johannes

Pirmasens, Germany

T

Taupe

Balzers, Liechtenstein

JTShorty

Gorham, Maine, United States

G

Goldrivermob

Gold River, Canada

GarmdGriek

Oslo, Norway

A

AndrewC

London, United Kingdom

ibc123

Seattle, United States

mikeice

Kohler, United States

Evan Lamos

Brussels, Belgium

sderickson

Berkeley, CA, United States

mepster

San Francisco, Ca, United States

B

bscent

Hong Kong

Grant Xavier Storer

Seattle, Wa, United States

Mike and Jacqui

United Kingdom

S

Stephan

Netherlands

S

Sven

Netherlands

D

Daniel

Stuttgart, Germany

Dave Bogard

New York, United States

R

Robert

Berlin, Germany

PP

Pasi Paajanen

Helsinki, Finland

Kate Courteau

United States

Richard

Shrewsbury, United Kingdom

E

erica

antwerpen, Belgium

Kristin Rhodes

Kansas City, Kansas, United States

moursund

Beaver Nation, United States

Kevin

San Francisco, United States

JC

JD Conley

United States

I

Ian

United Kingdom

V

Vivek

Arlington, VA, United States

C

cota

United States

John Prendiville

Portland, United States

ME

Manaal Eisa

Washington DC, United States

PT

Paul T

Amsterdam, Netherlands

TH

tom hd

United Kingdom

Carla

Amsterdam, Netherlands

R

Rembrandt

United Kingdom

F

Frits

Rotterdam, Netherlands

Ed

Howells, United States

Ren

Minneapolis/StPaul, United States

Vratik Krocik

Prague, Czech Republic

JH

Joseph Hwang

Houston, United States

JS

Justin Saxton

United States

T

Tim

Germany

M

Michael

Netherlands

M

Maria

Germany

N

Nate

South Strafford, United States

S

Sarah

Manor, TX, United States

L

Leo

United States

Ask Joscah a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

Loading...

Loading...

Loading...