Open-field tomato project

Entrepreneur

About Me

FULL NAME: Ombega, Joseph Mokembo
OCCUPATION: Police Officer/Farmer
ULTIMATE GOAL: In my work, at my home, in my walk, and in my talk, to attain the Approval of the Almighty God. And to give a remarkable contribution to the alleviation of human suffering.
MY PHILOSOPHY: There's an astounding achievement that will never be made unless you make it; There's a noble discovery that will never be made unless you make it; and there's a problem that will never find a solution unless you find it. Some victories will never be won unless you win, and so there's a crown of glory that will never be worn unless you wear it. For in His Infinite Wisdom, the Almighty God has created us all with a specific purpose, we are all made wilfully.
PERSONAL TAGLINE: Ostensibly Determined

I am a 29 year old man, working as a civil servant in Kenya. I also run a small agribusiness project. I hail from Nyamira county, where I developed a very deep interest in farming after learning from my parents who also did farming as their part-time activity.

My Business

I have been doing greenhouse tomato farming for some quite some time. Last year I decided to do open field tomato farming and I have done one season so far, and I am now set out with the second one. From the experience I garnered last season, I found it necessary to include vegetables; kales, chards, etc in my farming 'cause a good number of customers would prefer to get all their green produce under one roof.

According to my dream, I would like to grow my agribusiness into a full-fledged PLC, dealing with production and sale of farm produce, serving the local and international markets.

Banking on the Zidisha loan that I received last month, I was able to acquire seeds, fertilizers and some chemicals. I am currently raising my seedlings in the nursery beds, and are due for transplanting starting 10th this month. I already have acquired some of the inputs required for transplanting the seedlings. What I have not yet got is the means of acquiring the remaining inputs as well as supporting the plants in the field once transplanted.

My wish is to get enough money to pay for/buy the following things:
- Petrol for pumping water for irrigation 20L @ 105 - 2100/=
- Engine Oil 1L @ 400/=
- Irrigation Pipe hire 400/= per week for 2 months - 3200/=
- Farm Assistant monthly salary 9000/=
- Miscellaneous costs/errands - 4300/=
TOTAL - 19000/=

Loan Proposal

Granted the loan request, I'd pay my farm assistant, buy petrol for pumping irrigation water, pay for irrigation pipes hire and farm errands

Income Source

Agriculture is the least affected industry by the current Covid-19 menace. However in case of the unseen event of such economic misfortunes, I am expecting some amount of cash from debtor(s) who pay me in regular installments, and also my regular monthly pay.

Feedback

Loan Info

Lenders