Opening a big electrical workshop and sales center

James Chege

Irigu-ini, Kenya

100% repaid



James Chege

Member since

December 2015

On-time repayments

324 installments  •  93%

About Me

I am the second born son in a family of four. My younger two siblings are girls whom we used to cook for with my older brother as our parents went to work.
I was brought up in a tiny village Central Kenya, Mount Kenya region.I started basic education in a local school and cotinued to primary education. As young boys i recall as we went swimming in a river that flows down deep ridges and our parents got worried very much.
Later i went to Thika town for my secondary education at Thika High School.
Later i went to study Aircraft Maintenance course in our city Nairobi at Wilson Airport and got a certificate in engine & airframe.While there i also studied Electrical science. I got employment in a local maintenance firm that later collapsed. From there i started vending fresh vegetables at Wangige Market near our city Nairobi.
At Nairobi life wasn't easy at all. At some point i decided to live in the slums because good rooms were so expensive to rent. So i moved to Dandora slums. I even went a step further to walking half distance to work and half by bus to save some cash.
In early year 2015 i felt it was time to be an entrepreneur because i was still struggling for my needs. I had enough skills so retreated back to the village where my Mum gave me a small room to establish a workshop at home. Life was so hard trying to establish myself until ZIDISHA came to my rescue where i got a loan to rent a big workshop in our local shopping center where i have grown steadly. Thanks to all Lenders.
Every year i pay 70 USD to our local county authority for business licence and a monthly rent of 70 USD. I also pay 170 USD per week to wages of my employees.
I do re-invest my profits in my business, support to my parents and my siblings,also community projects contributions and also buying construction materials for a rental house i keep on developing and adding more units. I also support two elderly women who are about 100 yrs old by visiting them regularly. Of late am also supporting an old Man, a war Veteran through food stuff. I love caring for the needy.

My Business

My business operates under the name Jaycobs Electric & Building Services. I operate a workshop and a sales section where we sell electrical fittings, lightings, conduits, electronics repair, and offer consultations.
In the workshop we do electrical and electronics repair, mechanical repairs and installations.
In average we make a monthly profit of 700 to 900 USD.

Loan Proposal

May i first take this opportunity to thank you once again Dear Lenders for the support you gave me in my first loan. I was able to acquire advanced tools through the loan and also got more tools through the profits i generated in my home based workshop.
Having progressed well in my home based electrical workshop, am having a bigger dream to open a workshop and sales shop at my nearest shopping center called Ng'araria market. This has been mostly influenced by a big number of my customers who have frequently asked me to set a service shop where they can access me anytime even at night after their duties.
Here i will be in a position to even serve more customers because it is a Center located by the main road. It is a move that can make me grow in my business and skills since i will do more sales and services considering the better location. I have so far booked a spacious business room enough to accommodate a sales section and a service section.
I will use the loan to stock Electrical fittings including types of switches, sockets, conduits,lightings, cables, circuit breakers, distribution boxes, antennas, and also electronics spare parts to be used in the service section. I will allocate the KSHS 50,031 loan to each items so that i make sure to meet my customers demand. I will also use part of the loan and savings to get a business license from our local government authority. Am hoping to expand further through the profits i will gain. In addition i will employ one person to assist me in the sales as i do the services.
Dear Lenders, am looking forward to your support to enable me grow in my business.
Thank you.





  • Mary    Nov 14, 2018

    James is an excellent Zidisha Borrower. He sets a clear business plan and strives to fulfill the needs of his community. I recommend lending for his future loans!

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  • camilberlin    Mar 19, 2017

    Paid back full and on time, and let us know how he is doing. On top of it he is a volunteer mentor. Will lend again any time. Recommended!

    Log in to reply • Share


Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

May 10, 2016

Repayment status

On Time

Projected term

10 months

Cost to entrepreneur

Service fee: $20.79



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