Entrepreneur
Name
Jesper
Member since
July 2016
On-time repayments
284 installments • 76%
About Me
My full names are Jesper Kumuhuza. I was born on 16th January, 1992 in Northwestern Province of Zambia. I started my grade one in 1998 at Ikelenge Primary School. My father was working a truck driver for a Catholic mission in our area. It was not an easy job for my Dad to educate six children from the income he got from his job as a driver. We used to walk about 10 kilometers fro and to school every week day with my siblings and a few friends.
I attended my grade one up to grade twelve at Ikelenge Primary school and High school respectively. Attaining education in the village was challenging as there were a lot of hurdles that I faced personally and as a family. It was through my determination and hard work that I managed to pull through to grade 12. Despite the hardships I went through, I scored good results and got accepted at the University of Zambia.
One thing that has helped me to overcome my challenges in life and pull through is because am supper focused, determined and organized on what I believe in and what is good for my life and the community I live in.
From college, I learnt that life/education is not about getting a job only, but changing the environment. I believe in a poverty free community. I want to plant a good environment for my children, family and community; hence I started my own business.
Chipata is a good town because it is a border town, with good business opportunities, developing at a high rate and yet to be called City.
During my free time, I like to read and research, surfing on the internet so that I stay informed and up to date with the world.
My Business
I run poultry for broiler chickens. The poultry is located near to my house and it can accommodate up to 300 chickens. I buy small chicks from local sellers and then keep them until they are ready for consumption then I sale them too. Of late chicken is one of the most consumed as relish in Zambia. Many Zambians buy chicken on a daily basis for home consumption and business for instance those running cafeterias and restaurants. Chicken is cheap and affordable, this helps even the poor to have the ability to buy chicken pieces and have a good meal in a day. So chicken is on demand in Chipata and as a person who has a heart for the community, I chose to run one (poultry) so as to provide the public with enough relish.
At the moment, the cost for selling one whole chicken is about K40 ($3.8) each. The small chicks cost about three Kwacha (Zambian Kwacha) each. The cost for selling one big chicken is arrived at after calculating all the expenses on feed and medicine for the chicks.
I use the profit from my business to pay for my house rentals, bills, and food. Apart from this, I also help my father since he is old now. The remaining profit I reinvest in the business with the dream of expanding it.
I plan to use some of the money to finish my house that I have built through zidisha help in my business. I will need to buy paint for painting the exterior and buy sealing materials. The loan also will help me to pay for labor expenses.
Loan Proposal
After keeping and selling live chickens for quite a good time, I have decided to open a selling center for dressed chickens. This is one of my expansions in the business as I look forward to a greater future. I am therefore going to use this loan to pay for rentals for the shop I will be using, which costs about $50 per month. I also wish to buy a small refrigerator costing about $300 that I will use in preserving the dressed chickens. I will also buy a butchery scale to use in selling the chickens. The scale costs about $100. Among the things I need to purchase for this new projects are plastic bags for our customers also.
This will help us increase profit and sales because now we will be able to sell even chicken pieces to people who cannot mange to buy a full chicken. Thank you so much and looking forward to your endless support for my business.
My Videos
Jan 11, 2021: My house project
About Me
My full names are Jesper Kumuhuza. I was born on 16th January, 1992 in Northwestern Province of Zambia. I started my grade one in 1998 at Ikelenge Primary School. My father was working a truck driver for a Catholic mission in our area. It was not an easy job for my Dad to educate six children from the income he got from his job as a driver. We used to walk about 10 kilometers fro and to school every week day with my siblings and a few friends.
I attended my grade one up to grade twelve at Ikelenge Primary school and High school respectively. Attaining education in the village was challenging as there were a lot of hurdles that I faced personally and as a family. It was through my determination and hard work that I managed to pull through to grade 12. Despite the hardships I went through, I scored good results and got accepted at the University of Zambia.
One thing that has helped me to overcome my challenges in life and pull through is because am supper focused, determined and organized on what I believe in and what is good for my life and the community I live in.
From college, I learnt that life/education is not about getting a job only, but changing the environment. I believe in a poverty free community. I want to plant a good environment for my children, family and community; hence I started my own business.
Chipata is a good town because it is a border town, with good business opportunities, developing at a high rate and yet to be called City.
During my free time, I like to read and research, surfing on the internet so that I stay informed and up to date with the world.
My Business
I run poultry for broiler chickens. The poultry is located near to my house and it can accommodate up to 300 chickens. I buy small chicks from local sellers and then keep them until they are ready for consumption then I sale them too. Of late chicken is one of the most consumed as relish in Zambia. Many Zambians buy chicken on a daily basis for home consumption and business for instance those running cafeterias and restaurants. Chicken is cheap and affordable, this helps even the poor to have the ability to buy chicken pieces and have a good meal in a day. So chicken is on demand in Chipata and as a person who has a heart for the community, I chose to run one (poultry) so as to provide the public with enough relish.
At the moment, the cost for selling one whole chicken is about K40 ($3.8) each. The small chicks cost about three Kwacha (Zambian Kwacha) each. The cost for selling one big chicken is arrived at after calculating all the expenses on feed and medicine for the chicks.
I use the profit from my business to pay for my house rentals, bills, and food. Apart from this, I also help my father since he is old now. The remaining profit I reinvest in the business with the dream of expanding it.
I plan to use some of the money to finish my house that I have built through zidisha help in my business. I will need to buy paint for painting the exterior and buy sealing materials. The loan also will help me to pay for labor expenses.
Loan Proposal
After keeping and selling live chickens for for quite a good time, I have decided to open a selling center for dressed chickens. This is one of my expansions in the business as I look forward for a greater future. Am therefore, going to use this loan to pay for rentals for the shop I will be using which is costing about $50 per month. I also wish to buy a small refrigerator costing about $300 that I will use in preserving the dressed chickens. I will also buy a butchery scale to use in selling the chickens. The scale costs about $100. Among the things i need to purchase for this new projects are plastic bags for our customers also. This will help us increase more profits and sales because now we will be able to sale even chickens pieces to people who can not mange to buy a full chicken. Thank you so much and looking forward to your endless support in my business.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$529.00
Date disbursed
Jul 19, 2017
Repayment status
On Time
Projected term
14 months
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Summary
Amount repaid
$548.11
Amount remaining
$0.00
Date repaid
Jun 4, 2018
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jul 29, 2017 | $17.33 | Jul 31, 2017 | $17.33 |
| Aug 5, 2017 | $17.33 | Aug 6, 2017 | $17.33 |
| Aug 12, 2017 | $0.00 | ||
| Aug 19, 2017 | $0.00 | ||
| Aug 26, 2017 | $11.56 | Aug 26, 2017 | $11.56 |
| Sep 2, 2017 | $11.56 | Aug 26, 2017 | $11.56 |
| Sep 9, 2017 | $11.56 | Aug 26, 2017 | $5.78 |
| Sep 9, 2017 | $5.78 | ||
| Sep 16, 2017 | $11.56 | Sep 9, 2017 | $5.78 |
| Sep 18, 2017 | $5.78 | ||
| Sep 23, 2017 | $11.56 | Sep 18, 2017 | $11.56 |
| Sep 30, 2017 | $11.56 | Sep 18, 2017 | $5.78 |
| Oct 10, 2017 | $5.78 | ||
| Oct 7, 2017 | $11.56 | Oct 10, 2017 | $5.78 |
| Oct 12, 2017 | $5.78 | ||
| Oct 14, 2017 | $11.56 | Oct 12, 2017 | $11.56 |
| Oct 21, 2017 | $11.56 | Oct 20, 2017 | $11.56 |
| Oct 28, 2017 | $11.56 | Nov 16, 2017 | $11.56 |
| Nov 4, 2017 | $11.56 | Nov 16, 2017 | $11.56 |
| Nov 11, 2017 | $11.56 | Nov 27, 2017 | $11.56 |
| Nov 18, 2017 | $11.56 | Nov 30, 2017 | $11.56 |
| Nov 25, 2017 | $0.00 | ||
| Dec 2, 2017 | $0.00 | ||
| Dec 9, 2017 | $5.78 | Dec 8, 2017 | $5.78 |
| Dec 16, 2017 | $5.78 | Dec 8, 2017 | $5.78 |
| Dec 23, 2017 | $5.78 | Dec 8, 2017 | $5.78 |
| Dec 30, 2017 | $5.78 | Dec 8, 2017 | $5.78 |
| Jan 6, 2018 | $5.78 | Dec 10, 2017 | $5.78 |
| Jan 13, 2018 | $5.78 | Jan 13, 2018 | $5.78 |
| Jan 20, 2018 | $5.78 | Jan 26, 2018 | $5.78 |
| Jan 27, 2018 | $5.78 | Feb 1, 2018 | $5.78 |
| Feb 3, 2018 | $5.78 | Feb 9, 2018 | $5.78 |
| Feb 10, 2018 | $5.78 | Feb 9, 2018 | $5.78 |
| Feb 17, 2018 | $5.78 | Feb 9, 2018 | $5.78 |
| Feb 24, 2018 | $5.78 | Feb 9, 2018 | $5.78 |
| Mar 3, 2018 | $5.78 | Mar 17, 2018 | $5.78 |
| Mar 10, 2018 | $5.78 | Mar 17, 2018 | $5.78 |
| Mar 17, 2018 | $5.78 | Mar 17, 2018 | $5.78 |
| Mar 24, 2018 | $5.78 | Mar 17, 2018 | $5.78 |
| Mar 31, 2018 | $5.78 | Apr 9, 2018 | $5.78 |
| Apr 7, 2018 | $5.78 | Apr 9, 2018 | $5.78 |
| Apr 14, 2018 | $5.78 | Apr 9, 2018 | $5.78 |
| Apr 21, 2018 | $5.78 | Apr 9, 2018 | $5.78 |
| Apr 28, 2018 | $5.78 | May 3, 2018 | $5.78 |
| May 5, 2018 | $5.78 | May 3, 2018 | $5.78 |
| May 12, 2018 | $11.56 | May 11, 2018 | $11.56 |
| May 19, 2018 | $11.56 | May 11, 2018 | $11.56 |
| May 26, 2018 | $11.56 | May 11, 2018 | $11.56 |
| Jun 2, 2018 | $11.56 | May 11, 2018 | $11.56 |
| Jun 9, 2018 | $11.56 | Jun 4, 2018 | $11.56 |
| Jun 16, 2018 | $11.56 | Jun 4, 2018 | $11.56 |
| Jun 23, 2018 | $11.56 | Jun 4, 2018 | $11.56 |
| Jun 30, 2018 | $11.56 | Jun 4, 2018 | $11.56 |
| Jul 7, 2018 | $11.56 | Jun 4, 2018 | $11.56 |
| Jul 14, 2018 | $11.56 | Jun 4, 2018 | $11.56 |
| Jul 21, 2018 | $11.56 | Jun 4, 2018 | $11.56 |
| Jul 28, 2018 | $11.56 | Jun 4, 2018 | $11.56 |
| Aug 4, 2018 | $11.56 | Jun 4, 2018 | $11.56 |
| Aug 11, 2018 | $11.56 | Jun 4, 2018 | $11.56 |
| Aug 18, 2018 | $11.56 | Jun 4, 2018 | $11.56 |
| Aug 25, 2018 | $11.56 | Jun 4, 2018 | $11.56 |
| Sep 1, 2018 | $11.56 | Jun 4, 2018 | $11.56 |
| Sep 8, 2018 | $11.56 | Jun 4, 2018 | $11.56 |
| Sep 15, 2018 | $11.56 | Jun 4, 2018 | $11.56 |
| Sep 22, 2018 | $11.56 | Jun 4, 2018 | $11.56 |
| Sep 29, 2018 | $4.97 | Jun 4, 2018 | $4.97 |
Heather Jun 18, 2021
Ivanof Jan 8, 2021
Joshi Nov 16, 2018
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