Operation restock clothes/jewellery

Constance Mwongeli

Nairobi, Kenya

100% repaid



Constance Mwongeli

Member since

February 2016

On-time repayments

217 installments  •  62%

About Me

my childhood was not on a silver platter as my mum really had to hassle to fend for us despite being employed and I always thought some day away from working for n organization or individual i would do it for me by having a side business to get me there. I did not have luxuries that kids from today enjoy but glad I had a descent education and took it seriously.
I once overcame a hardship by opting to baby sit for my neighbor as at the time we were on forced unpaid leave due to current economic issues
tourism is very unique for us in my land followed by farming and at the ed if the day this people need decent clothing
I eventually want to be self employed and put all my effort into my business and also set precede to my peers and again create employment.
Am passionate about fashion and look forward to having a clothing line with my initials one day.
it is wonderful do have a passion and drive for your vision.
as a child i loved knitting for my dolls and making them fashionable .
started by business just selling stuff to my fellow colleagues and making a profit and going back to wholesale shops to get more
my children want to go places my daughter a neuron surgeon my son pilot and i know i need funds to take the m this far.

My Business

I sell clothes, jewellery, shoes and handbags and goods that are trending in the market at the time and am also employed
everybody needs an aspect of fashion and in my opinion it doesn't matter what you do but when your smart things always fall in place and people will always want to look nice
i chose this business because i act as the guinea pig as i love to look nice and people started asking where i buy my stuff so instead of directing them i offered to deliver at and extra fee and word went round and with time i got clients who will call and describe what they need i advice depending of figure and i have take my time to understand colours and motives what looks nice on who.
the profits range from 50-100%ing and being a single mum i supplement the profits to keep my children in school and some to restock this way i always have something going for me am also in a sacco where we get bonus which i also use to restock my stuff and have the moneys double hence making more profit
my typical cost would be like usd 500 aand out of it i can make a profit of say USD 300 .

Loan Proposal

I would like to restock my clothes which will cost me on average 100 usd and another 60 usd to add on jewelry which move very fast, again i will require a further 20 usd to change the lighting in my store to ensure the clothes look more enticing from the outside. I have to start planning for next year as i send my son away to high school it ot a fortune and this is the time to start planning so that his sibling also do not suffer either in school or even back at home. my dream is to eventually have a clothing line as i love to dress and transform people, my other dream is took be able to take up insuarance for my aging ailing parents it breaks my heart when they are in pain and i am not financially sound to extend the care they deserve.
On average i intend to invest around 500 usd as i have taken a jijenge small loan from my sacco and i intend to make an equivalent of the same in profits and expect the shop to be able to pay for itself and also put some returns on my Sacco saving too so that i can grow.





Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Aug 26, 2016

Repayment status

On Time

Projected term

2 months

Cost to entrepreneur

Service fee: $5.81



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