Oyster mushroom cultivation

Mardiana Madeali

Sungguminasa, Gowa, Indonesia

100% repaid

Entrepreneur

Name

Mardiana Madeali

Location

Sungguminasa, Gowa, Indonesia

On-time repayments

336 weekly installments  •  64%

About Me

Born from a remote village that Bonto Masunggu. Father and mother were farmers and I have 6 sisters. Small since I was never given any money at my father for free. I was only equipped with a pair of duck, duck, if it lay then I could sell it to the needs of school snacks.

After finishing elementary school in contact with the unfortunate family eventually to go to school I have to ride on somebody else's term foster parents. During the 6 years I lived with another person while working on the school also has the task of households that did little even I do not have time to study at home. However, during the 6 years I was always top of the class anyway. To qualify for the University I did not encounter difficulties of tens of thousands of applicants I managed to escape but the time my father paralyzed so I once again must be constrained by the cost of tuition. But it does not make my passion subsided, although I still have to work hard college and also have to bear my brothers because I was the first child that automatically should be the backbone of the family.

At the final stage of the final lecture I've spoken work by Space agency (National Institute of Aeronautics and Space) but only lasted 3 years since my goal is to become of small entrepreneurs

My Business

I am inspired effort from my hometown where many residents who migrated but not bring better results, I finally took the initiative to do something that could be done to help my hometown and incidentally I was looking for a business what I should do.

Finally my first market research looking prduk needed in Makassar but no manufacturer and finally I chose the mushroom cultivation. As a beginner Mushroom cultivation in Makassar with household was not easy the first 2 years is a very difficult time, but due to the strong commitment and support by the local community who are also mothers and their households also are the backbone of the family make I am stronger.

My hope these efforts can evolve and be able to help my family and help more people. Now the market has begun to pick up, order flows but the requirement to obtain capital loan from local financial institutions extremely unfavorable to small businesses like mine. It feels very little chance to develop, but it does not make my passion subsided. I actually have a great hope can grow with zidisha

Loan Proposal

2015 is the year to 5 business we run. For 5 years I still ride in land friends. Last month the landlord require me to move immediately because the land will be built housing. I have two homes mushrooms, 1 baglog fungus incubation space that must be moved. Home and incubation of this fungus will be moved to the previously Maros we pioneered. Frankly we need a new place rather a lot of the budget because it is still vacant land, there is a new one mushroom house there, not yet installed electricity and water, my employees who incidentally is the mother-housewife also they want to come, they do not want to lose their livelihood because is the backbone of the family, I also have to think practically their residence. For that I ask that funders can help me .__ Here are the details of the allotment of funds raised .__ 1._Biaya unloading building 2._Sewa $ 167 __ $ 100 __ trucks 3._Biaya post buildings 4._Atap Nipa $ 210 __ $ 125 __ 500 sheets 5. _Bambu rod 200 $ 167 __ 6._Pasir 2 truck 7._Semen $ 75 __ 10 __ 8._Tali zak $ 63 $ 8 Binder 2 roll 1 roll paranet 9._Dinding __ $ 100

Show original Bahasa Indonesia  

About Me

Terlahir dari sebuah desa terpencil yaitu Desa Bonto Masunggu. Ayah dan ibu adalah petani dan saya mempunyai 6 orang adik. Sejak Kecil saya tidak pernah diberi uang sama Bapak saya secara gratis. Saya hanya dibekali dengan sepasang bebek, apabila bebek ini bertelur barulah saya bisa menjualnya untuk kebutuhan jajan di sekolah. Setelah tamat Sekolah Dasar keluarga kena musibah akhirnya untuk melanjutkan sekolah saya harus menumpang di rumah orang lain istilahnya orang tua asuh. Selama 6 tahun saya tinggal bersama orang lain dengan kerja keras karena sambil sekolah juga mempunyai tugas rumah tangga yang tidak sedikit bahkan saya tidak punya waktu untuk belajar di rumah. Namun selama 6 tahun pula saya selalu juara kelas. Untuk lolos ke Universitas saya tidak menemui kesulitan dari puluhan ribu pendaftar saya berhasil lolos namun waktu itu Bapak saya sakit lumpuh sehingga saya sekali lagi harus terkendala dengan biaya kuliah. Tetapi hal itu tidak membuat semangat saya surut, saya tetap kuliah walaupun harus bekerja keras dan juga harus menanggung adik-adik saya karena saya adalah anak pertama sehingga otomatis harus menjadi tulang punggung keluarga. Pada tahap akhir kuliah akhir saya sudah dilamar pekerjaan oleh LAPAN (Lembaga Penerbangan dan Antariksa Nasional) tetapi hanya bertahan 3 tahun karena cita-cita saya dari kecil adalah menjadi enterpreneur

My Business

Usaha saya terinspirasi dari kampung saya dimana penduduk banyak yang merantau namun tidak membawa hasil yang lebih baik, akhirnya saya berinisiatif untuk melakukan sesuatu yang bisa dilakukan untuk menolong kampung saya dan kebetulan juga saya sedang mencari usaha apa yang saya harus lakukan. Akhirnya saya riset pasar dulu mencari prduk yang dibutuhkan di kota Makassar tetapi belum ada produsennya dan akhirnya saya memilih budidaya jamur . Sebagai pemula usaha budidaya Jamur di Kota Makassar dengan skala rumah tangga itu tidak mudah 2 tahun pertama adalah masa yang sangat sulit, namun karena komitmen yang kuat dan di support oleh masyarakat sekitar yang juga ibu-ibu rumah tangga dan mereka juga adalah tulang punggung keluarga membuat saya lebih kuat. Harapan saya usaha ini bisa berkembang dan bisa menolong keluarga saya dan membantu lebih banyak orang lagi. Sekarang pasar sudah mulai menggeliat, pesanan mengalir tetapi persyaratan untuk mendapatkan pinjaman modal dari lembaga keuangan lokal sangat tidak berpihak kepada usaha kecil seperti saya. Rasanya kesempatan berkembang sangat sedikit, tetapi itu tidak membuat semangat saya surut. Saya justru mempunyai harapan besar bisa berkembang bersama zidisha

Loan Proposal

Tahun 2015 adalah tahun ke 5 usaha kami berjalan. Selama 5 tahun ini saya masih menumpang di lahan teman. Bulan lalu pemilik lahan mengharuskan saya untuk segera pindah karena lahannya akan dibangun perumahan. Saya memiliki 2 rumah jamur, 1 ruang inkubasi baglog jamur yang harus dipindahkan. Rumah dan inkubasi jamur ini akan dipindahkan ke Kabupaten Maros yang sebelumnya sudah kami rintis. Terus terang ditempat baru kami membutuhkan agak banyak anggaran karena masih lahan kosong, baru ada 1 rumah jamur disana, belum dipasang listrik dan air, pegawai saya yang notabene adalah ibu-ibu rumah tangga juga mereka mau ikut, mereka tidak mau kehilangan mata pencaharian karena mereka adalah tulang punggung keluarga, praktis saya juga harus memikirkan tempat tinggal mereka. Untuk itu saya mohon agar para pendana dapat membantu saya.
Berikut adalah rincian peruntukan dana yang diajukan.
1. Biaya bongkar bangunan 167 $
2. Sewa truk pengangkut 100 $
3. Biaya pasang bangunan 210 $
4. Atap Nipa 500 lembar 125 $
5. Bambu 200 batang 167 $
6. Pasir 2 truk 75 $
7. Semen 10 zak 63 $
8. Tali Pengikat 2 roll 8$
9. Dinding paranet 1 roll 100$

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$933.99

Date disbursed

Jul 26, 2015

Repayment status

On Time

Projected term

18 months

Cost to entrepreneur

Service fee: $46.70

Lenders

A

aaronmcmurray

SLC, UT, United States

Dunmail

United Kingdom

M

marvin24

Giessen, Germany

J

Jason

New Jersey, United States

C

Christian

Saarbruecken, Germany

Andre

Hamburg, Germany

C

CThelper

Guilford, United States

A

AndreeBrouwers

Antwerpen, Belgium

M

MiguelGago

Guimarães, Portugal

mbunifu

San Jose, United States

BrassHat

Boston, United States

S

SeeBiscuit

Reston, United States

NhinSD

San Diego, United States

COOPITALIST

Toronto, Canada

José Antonio

Carapicuíba, Brazil

lorrymac

Killough, United Kingdom

L

Lizzy88

Melbourne, Australia

LadyofHats

Hamburg, Germany

B

Bcschaffner

York, United States

KyRoamer

Louisville, Kentucky, United States

korben

VILLENAVE D'ORNON, France

F

FHult

Stockholm, Sweden

Harley

New York, United States

T

Tallago3

Munich, Germany

P

paradoqs

boulder, United States

R

Roman

Barcelona, Spain

johnandmoliehi

Canton, New York, United States

Zidisha

Sterling, United States

MienDeGraeve

Ouagadougou, Burkina Faso

M

mogensh

København V, Denmark

H

hwwijono

Jakarta, Indonesia

andreas

St. Georgen / Gusen, Austria

Apmay

Melbourne, Australia

M

mason243

Denver Colorado, United States

A

AlexCheng

Seattle, United States

J

Jennifer

Minneapolis, United States

L

Lender1212

San Francisco, United States

B

briansedz

Canton, Ohio, United States

C

cflint

Springville, United States

O

OneSummer

Muenster/Westphalia, Germany

eaganlender

Kalamazoo, United States

C

chrisherron

Chicago, United States

A

anonymous123

United States

F

farwest

Alamo, United States

H

hanh352

Homosassa, United States

J

JoycaLeplae

Gent, Belgium

Boysenfam

Boulder, United States

DLarson

Morris, United States

SeeMeeFi

Ontario, Canada

K

kaf121

Lynnfield, United States

Myrar

Aarau, Switzerland

Z

Zippo

Berlin, Germany

Los Wade

United States

ReducedFat

Lake Forest, United States

E

ebronken

Oslo, Norway

C

cravioli

geneva, Switzerland

R

rholden

glen iris, Australia

D

danderson1953

Plainsboro, United States

AdvancingCompassion

San Diego, United States

J

JoeSolar

Virginia, United States

M

Mark

Melbourne, Australia

C

ckd25n

san francisco, United States

jimmycarterforever

Missoula, United States

S

silsley

Cheltenham, United Kingdom

dhulsterwim

LIER, Belgium

swendl

Iowa, United States

P

PetrusR

balmoral, Australia

E

eboleaga

Mexico City, Mexico

S

spesalvi

Houston, United States

E

erogers

Vancouver, Canada

postnihilist

Honolulu, United States

V

Valis

Singapore, Singapore

D

dannimw

Victoria BC, United Kingdom

A

Arnfinn

Aasgardstrand, Norway

T

TurgayAlihos

SOUTHBANK, Australia

C

cardiff

Falls Church, United States

J

jlee928

Jacksonville, United States

Z

zedoud

Hamburg, Germany

Winona

Yakima, United States

JTShorty

Gorham, Maine, United States

M

Marod

Edmonton, Canada

M

marcmesich

Kaohsiung, Taiwan

E

EnriqueD

Madrid, Spain

A

Andrii

Kiev, Ukraine

D

dpvidal

Eindhoven, Netherlands

F

Fish42

Fairfax Station, United States

W

wally

Torino, Italy

A

albert

Barcelona, Spain

K

kingcamo1095

Mountain Home, United States

R

RCHeying

Marietta, United States

D

DavidJSmu

North Attleboro, MA, United States

T

tlsbreck

United States

ThorstenH

Bensheim, Germany

L

LenoMetus

Perth, Australia

D

Dutch_lender

Leiderdorp, Netherlands

M

Mieli

Kotka, Finland

B

Blazeski786

Shimoni, Kenya

G

Galbania

Toowoomba, Australia

Z

zangalan

Maryland, United States

B

BMcDermott

Washington, DC, United States

D

DogFort1

Sydney, Australia

Genady

Münich, Germany

O

OrientExpress

Tokyo, Japan

J

jumpfunky

Dortmund, Germany

S

Sanewstead

Thornhill, Canada

P

pvranas

Boulder, United States

M

Michiel

Zoetermeer, Netherlands

Jamesaubrey

Norman, United States

B

BearLa

Indianapolis, United States

K

Kristell

Middelburg, Netherlands

O

ormung13

Christchurch, New Zealand

J

jonastang

Hong Kong, Hong Kong

M

Mystery15

Winnipeg, Canada

Garry Tan

San Francisco, California, United States

I

ImSirFing

United States

M

martyb

United States

Z

zvrk2014

Brookline, MA, United States

Shemuel

New Jersey, United States

A

axienjii

Amsterdam, United Kingdom

I

ibd267

Ambler, United States

T

thegreek1020

San Jose, United States

C

chrishol

United States

T

tlbtlbtlb

United States

M

misaheat

United States

AllieJ

Camberwell, Australia

J

Jonas

Linköping, Sweden

Romojo

Paraparaumu, New Zealand

Justin

Connecticut, United States

camden01

Connecticut, United States

J

JeffH

United States

T

theironbank

United States

Paul Buchheit

Mountain View, United States

S

Samhall8

Brandon, Canada

F

FSO

Canada

P

plhughes

United States

poorinvest

Sandefjord, Norway

V

Vilius

United Kingdom

Landerson

Edinburgh, United Kingdom

R

retzroff

United States

T

tiojoca

Portugal

T

TuteC

Argentina

K

Kber9156

North Parramatta, Australia

K

Kimbo

Vietnam

C

condo86

United States

S

sarah4d2

Saint Louis, United States

mepster

San Francisco, Ca, United States

VK

Vasily Kudrin

Moscow, Russia

J

jsbisa

New Orleans, Louisiana, United States

J

JimiK

Australia

L

luckiestmonkey

United States

B

blambert

United States

A

AnaisN

United States

V

vbud

United States

Mun

Orlando, FL, United States

T

tehmle

United States

Grant Xavier Storer

Seattle, Wa, United States

S

sarahb

United States

C

cha1mers

United States

T

Tim47

United States

R

radhapatel

United States

M

Medagan

San Franciso, United States

A

afrakhan

United Kingdom

T

tgambo2

United States

B

Bennphoto

United Kingdom

C

cocolo

United States

N

Nicolaas

Doha, Qatar

adrianz

United States

I

ident

Horsholm, Denmark

S

Schwartz

United States

M

mcgeefamilyny

United States

M

Mirko110775

Hamburg, Germany

D

dmorley

United States

T

twm3823

United States

P

Paul

United States

SuperMario28

Cudahy, United States

OllieOladele

London, United Kingdom

Matthias Schulz

Berlin, Germany, Germany

reluck

Marseille, France, France

Kyle Hoback

Jersey City, NJ, United States

R

ross22

United States

K

Kelly729

United States

E

Ejackson

United States

alecors

Mexico, Mexico

A

andreab

United States

D

djlayton4

United States

Valeria Cremonesi

Casalpusterlengo, Italy

stephen sontag

Narragansett, United States

Becky Thompson

Leeds, United Kingdom

Michelle

Sydney, Australia

MY

Moe Yoshioka

United States

Shen Ge

Houston, United States

UD

Ulf D

Frankfurt am Main, Germany

Peter R

Fulda, Germany

P

pombo

United States

B

Berrin

Stuttgart, Germany

F

Falk

Germany

D

Doug

Baltimore, United States

M

Malte

Munich, Germany

MJ

Matt Jenkins

United States

J

Joshua

United Kingdom

Issy

United Kingdom

P

Philipp

Munich, Germany

A

Andreas

Munich, Germany

MF

Martin Fisher

United States

Villa Maria Outliers

Montreal, Canada

RM

Robbie McCullagh

Waverton, Australia

C

carlos

United Kingdom

M

mmartin

United States

AP

Adam Peterson

United States

Torsten Schreiber

Frankfurt, Germany

Zain Haq

Chicago, United States

Elias

Ulm, Germany

M

Morange

Republic of Korea

A

Alan

United Kingdom

Paul

Auckland, New Zealand

DR

Derek R

Australia

WH

Walter Hill

United States

T

Tarik

Ludwigshafen, Germany

P

Patty

Colorado Springs, United States

Thomas

Basel, Switzerland

JD

Jo Dane

Melbourne, Australia

Dominik Wagner

Karlsruhe, Germany

DN

Don Nichols

United States

Nicholas Corbett

Toronto, Canada

Jason Ogg

New Zealand

GF

Grace Franco

United States

MB

michael breen

United Kingdom

Kristina Speed

Seattle, WA, United States

The Bayiates Family

Chicago, IL, United States

JM

John Meserve

United States

DF

Daniel Fehr-Krahn

Winnipeg, Canada

BS

Bart Sturm

Amsterdam, Brazil

Francoise Kuenzi

Neuchâtel, Switzerland

G

Graham

United States

Mark Thumpston

Solihull, UK, United Kingdom

PR

peter reibold

United States

Kate Courteau

United States

MA

Mary Art Hunt

United States

YG

Yann Graf

Netherlands

B

Beth

United States

Jack Doolan

Newcastle, United Kingdom

MM

Mike Markovich

Toronto, Canada, Canada

L

linda

United States

V

Vantine

United States

James Rubingh

Tokyo, Japan

ME

Mike Engsberg

United States

JC

Jethro Carr

Wellington, New Zealand

BK

Brianne Keyes

United States

T

thedan33

Czech Republic

Max Lettenberger

Madison, WI, United States

Jani

Finland

Julia

United States

JT

JW Tabacchi

United States

RB

Richard Busby

United States

Kevin

San Francisco, United States

FK

Faraz Khan

United States

Crystal

Ohio, United States

DB

Divya Bhat

United States

KD

Kent Don

United States

TB

Taylor Brown

United States

TS

Ted Suzman

United States

EB

Erica Brescia

United States

TP

Ted Power

United States

Jennifer Weber

Canandaigua, Ny, United States

Lisa Hendry

Cheltenham, UK, United Kingdom

Sandi Kaucic

Stow, Ohio, United States

Mouhamed

United States

A

Anya

United States

MM

Marshall M

United States

MH

Matt Harris

United States

JD

Jeff DePree

United States

A

albert

United States

N

Nina

United States

Marcus M

San Antonio, Texas, United States

EH

Emily Hansen

United States

CV

Cathy Via Reque

Romeoville, United States

J

Jygge

Halmstad, Sweden

RM

Robert Mulley

United States

L

Lachlan

Australia

BB

Ben Bellows

United States

MD

Michael Dahl

United States

H

Harry

Florida, United States

B

Brent

United States

C

christine

Switzerland

Solon Brown

Singapore, Singapore

DC

Dan Crosby

United States

M

Mart

United Kingdom

A

Andrew

Luxembourg

JW

John Walsh

Alicante, Spain., Spain

Mattie Shaw

Seattle, United States

R

Raluca

United Kingdom

Sarah and Dave

Toronto, Canada, Czech Republic

M

Maria

Netherlands

SG

Sharon G

Portland, United States

J

jede

Germany

JT

Jane Tompsett

United Kingdom

P

patricio

Yorba Linda, Ca, United States

Mark Grey

Redding, CT, United States

Egor

Kiev, Ukraine

RobLu

Michigan, United States

E

Eve

United States

wissam

Jeddah, Saudi Arabia

BE

Bob Ewing

United States

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