Pay final school fee for the final semester

Deryl

Kisumu, Kenya

100% repaid

Entrepreneur

Name

Deryl

Member since

October 2017

On-time repayments

115 installments  •  64%

About Me

Hello,
My names are Deryl Wasonga, I was born in Kisumu County in the Republic of Kenya. I attended both my primary and secondary education upcountry but due to Lack of finances i was unable to continue with my education. I have other siblings that also depend on me and my parents to provide them with daily up keep including payment of there School fees so that they complete there secondary Education.
I have been working in in small Cafe where i gained the skills to prepare and sell snacks. Even though the money i was paid wasn't enough to pay all my bills, i still managed to save some money and now i have a small Kiosk where am preparing and selling Snacks.

My Business

My business deals with food retail, I cook chapatis, mandazi and other snacks which I supply to local retailers, sell to offices and sell from my small Kiosk. I recently renovated my Kiosk and bought 7 new plastic chairs with proceeds from Zidisha Lenders to accommodate more customers.
The profit margin always depends on the amount of snacks am able to sell in a particular month. But averagely in a month am able to make a profit of between KES 8,000 to 13,000.
I use part of my profit to pay rent for my Kiosk, reinvest part of it and also save the little I can.
My dream is to own a cafe and also be able to attend a Hotel institute for learning to expand my knowledge then later own my own Restarunt.

Loan Proposal

It has been quite a journey ever since my brother joined the institution for higher to study Economics, he is now in his final year and i still want a loan to support him finish his final semester. Therefore I want a loan to Pay school fee for the final semester. Thank you.

Feedback

3

None

None



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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,029.00

Date disbursed

Aug 14, 2019

Repayment status

On Time

Projected term

4 months

Lenders

Brian

Midhurst, Canada

C

Christian

Saarbruecken, Germany

Kitty

Hailsham, United Kingdom

C

chkuo

Taipei, Taiwan

AltruisticSelfishnes

Chicago, United States

S

soren

Göteborg, Sweden

ErikN

Stockholm, Sweden

AndreaBravi

London, UK, Canada

MarktheMormon

Sandy, Utah, United States

C

czeisler

Hochheim, Germany

Martin

Manama, Bahrain

A

anonymus

Moon, United States

T

Tallago3

Munich, Germany

johnandmoliehi

Canton, New York, United States

sebastienrosa

Quebec, Canada

C

codairem

Berkeley, United States

A

AlexCheng

Seattle, United States

J

JayJay

Cleveland, United States

B

briansedz

Canton, Ohio, United States

Krtecek

Balzers, Liechtenstein

L

Ladysmom

Dallas, United States

C

chrisherron

Chicago, United States

E

ebronken

Oslo, Norway

Andreas1974

Fristad, Sweden

Namaste250

Pittsford, United States

L

leniwiec

Poznan, Poland

ads68

Melbourne, Australia

Andreas Kiss

Vienna, Austria, Austria

D

dweiner

Madison, United States

A

Andy

Berlin, United States

nakamura

United States

G

glh25

Winooski, United States

S

sublibyss

East Lansing, United States

Richard100

Santa Ana, United States

J

Johannes

Pirmasens, Germany

Patrick

Berlin, Germany

M

marcmesich

Kaohsiung, Taiwan

Treesforpeople

Oxfordshire, United Kingdom

M

Moonknight

Østre Gausdal, Norway

W

WenShiDi

mobile, China

Padrino

Kilkenny, Ireland

S

Sreval

Manly, Australia

R

RCHeying

Marietta, United States

P

Pavane

Kungsbacka, Sweden

R

run426

DeBary, United States

JonB

London, United Kingdom

L

Lolababalola

Ames, United States

D

DelapierceD

New York, United States

ibc123

Seattle, United States

S

Sjors

Eindhoven, Netherlands

B

BMcDermott

Washington, DC, United States

Sirko

Brandenburg An Der Havel, Germany

MrMichigander

Marquette, United States

mikeice

Kohler, United States

Shemuel

New Jersey, United States

N

nycjen

United States

M

moodystreet1

United States

camden01

Connecticut, United States

A

adiipienaar

South Africa

Paul Buchheit

Mountain View, United States

WhyPeace

United States

M

merk85

United States

Guillaume

Rimouski, Canada

larry

Sweden

Megan

United States

mepster

San Francisco, Ca, United States

B

bscent

Hong Kong

B

Beetdiggingcougar

Calgary, Canada

M

michaeliannozzi

Toronto, Canada

F

factotums

United States

Grant Xavier Storer

Seattle, Wa, United States

S

satheajay

United States

C

cocolo

United States

SuperMario28

Cudahy, United States

Mike and Jacqui

United Kingdom

JL

Joao Leal

United Kingdom

Peter R

Fulda, Germany

S

Sven

Netherlands

T

TZ

Singapore, Singapore

Frank Termathe

Frankfurt Main, Germany

E

Erich

Zurich, Switzerland

Dave Bogard

New York, United States

R

Robert

Berlin, Germany

SMOICE

Berlin, Germany

MW

Matt Willis

United States

W

Wade

United States

Katie McGowan

United Kingdom

DN

Don Nichols

United States

Elly

Woudrichem, United Kingdom

Jake Badger

Roskilde, Denmark

Wendy

Los Angeles, United States

Lotus Flower

United States

JT

John Tabacchi

United States

S

Susie

Christchurch, New Zealand

Kevin

San Francisco, United States

JC

JD Conley

United States

C

cota

United States

TH

tom hd

United Kingdom

Carla

Amsterdam, Netherlands

Pedro R-C

Cambridge, United States

P

Paul

Netherlands

G

Gianni

Venice, Italy

N

Nick

Greater London, United Kingdom

RV

Rob Van Dam

United States

AH

ajay hampapur

United States

N

Nick

United States

E

eriklonnroth

United Kingdom

YK

Yonghwan Kim

Republic of Korea

A

Allie

Australia

Egor

Kiev, Ukraine

Aran Dunlop

United States

Taylor

Memphis, United States

Cliff

United States

SH

Steven Huntington

London, United Kingdom

Carlo Cruz

Cincinnati, OH, United States

Thomas

Sweden, Sweden

Gabriel Fenili

Santo André, Brazil

Strong

Netherlands

Tam Thao Nathan

United States

kt

Brush Prairie, United States

JC

Justin cohan

United States

KE

Karen Epolito

Syracuse, NY, United States

I

isaac

United Kingdom

RC

Rudi Chen

United States

M

Magnus

Switzerland

Carla

United States

Rose Life

Columbus, United States

NG

Nick Gorrell

Surfers Paradise, Queensland, Australia

H

Heather

United States

Tim and Kathy

Oregon, United States

G

Gil

Portugal

E

Elynne

United States

Julia Trigg

United Kingdom

GC

Greger Cronquist

Göteborg, Sweden

Myria

New Mexico, United States

A

AJ

United States

I

ixeldog

atlanta, United States

JA

Jan Andresen

Hamburg, Germany

Sinan Taifour

Munich, Germany, Germany

SM

Sachet Marion

United States

S

Sally

Australia

TO

Thomas O'Neil

United States

SA

Shar Alamdari

Los Angeles, United States

A

Anonymous

United States

Richard Benyon

United States

Katie

United States

NM

Nitya Marepally

San Ramon, CA, United States

Tilman Schweitzer

Mainz, Germany

D

Dalton

San Francisco, United States

HCPSPIRIT

Helsinki, Finland

Diane U

Olympia, Wa, Usa, United States

S

Southbanker

Reading, United Kingdom

D

David

United States

S

SD

Japan

Paul Buchheit

Mountain View, United States

Jan V

Port Dalhousie, Canada

S

Sarah

Arlington, United States

DM

Darin MacRae

United States

Daveycee

The Hague, Netherlands

A

Anonymous

United States

Kelly

United States

Chris

Fairfax County Virginia, United States

J

Jorrit

Eindhoven, Netherlands

M

Miles

United States

SW

Sean Walsh

United States

MM

Mac McKiva

United States

A

Anonymous

United States

G

Gabi

Turkey

Dieter Meeuwis

Deurne (Antwerpen), Belgium

SM

Scott Miller

United States

Jeanette

Fort Worth, Texas, United States

G

Gabriel

Singapore

alexalexalex

Berlin, Germany

M

marjorie

Netherlands

J

Jakub

United States

M

Martin

Switzerland

Sayuri

United Kingdom

Ask Deryl a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • Timothy    Sep 8, 2020

    Wesonga has promised to make repayment on 15th next month.

    Log in to reply • Share
  • Janet    Aug 4, 2020

    I spoke with Deryl, he said his situation has not improved and he had to close his business since it wasn't making much and rent was accumulating, he promised to try and find means to help him repay soon

    Log in to reply • Share
  • Deryl    Jul 6, 2020

    I am not able to pay this loan because I don't have any income as at now due to Covid19 pandemic.
    I was greatly affected and I even closed my shop, and I don't even have a job right now.

    Log in to reply • Share
  • Janet    Jul 4, 2020

    I contacted Deryl, he said his business is still closed and he's unable to make payments because he doesn't have any sources of income, he promised to resume making payments once his situation improves

    Log in to reply • Share
  • Janet    Jun 2, 2020

    I spoke with Deryl, he said he had to close his business due to the pandemic, i encouraged him to adjust his payments to what he can afford to pay for the moment.

    Log in to reply • Share
  • Janet    Apr 28, 2020

    I contacted Deryl, he said his business is not doing well thats why he hasn't been able to make payments, but he promised to start making payments soon.

    Log in to reply • Share
  • Deryl    Apr 15, 2020

    I can not be able to pay as I earlier indicated because all my income shops have been closed due to lock down in Kenya.
    But I hope if situation improves then I will resume payment.

    Log in to reply • Share
  • Timothy    Apr 7, 2020

    Wesonga has informed me that Corona is affecting the business.

    Log in to reply • Share
  • Deryl    Mar 25, 2020

    Hallo lenders, in response to the matter above I like to mention here that following to the outbreak of Corona virus in Kenya, my small Hotel business has suffered so much in terms of financial situation and also the customers have reduced so much because most people have taken it upon themselves not to visit market places afraid of getting infected by Corona virus.
    Am actually stranded with nothing to do and no money to pay my first loan installment.
    I thought to say it here please for any helpful positive advice thanks.

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  • Deryl    Mar 23, 2020

    Thank you lenders I did receive the loan amounting to 44,371KES however I must say that the interest charges is too high infarct many of my mentors have complained about this.

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  • Deryl    Mar 10, 2020

    Hello my leaders I want to take this opportunity further kindly to thank you my lenders for giving me another opportunity to expand my food kiosk through the money you just lend me.
    I will use the money to buy food stuffs for my kiosk.
    God bless you All.

    Log in to reply • Share
  • Deryl    Mar 8, 2020

    After all the struggle with this business and also luck of enough cash flow, I finally made it by paying to the last amount.
    I must agree that it was really tuff for me but i thank God and my lenders for being patient with me and I wish to take another loan again thank you.

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  • Maggie and M    Feb 7, 2020

    How are you doing, Deryl?

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  • Deryl    Dec 17, 2019

    Financial crisis.

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  • Deryl    Aug 14, 2019

    Once I give a Big thank you to all My Leaders for the loan amounting to 83,616 which I received on to my mpesa account number earlier this morning. I must say that disbursement took more than a month and it was actually late so i had to take another loan somewhere else to take care of the school fee payments, so l will use this loan to pay back the other loan. Thank you for understanding.

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  • Kitty    Aug 5, 2019

    Best wishes to your brother for his studies

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    • Deryl    Aug 5, 2019

      Thank you so much Kitty, but the problem is the loan was funded 3 weeks ago but up to now still pending disbursement surely in fact the reason for its application is already too late and won't help much..

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  • Deryl    Aug 4, 2019

    Halo Lenders, My loan is still pending disbursement, It is now 2 weeks since the loan was funded. And I can't even see my volunteer mentor of my profile.
    Thank you in advance for your help.

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  • Jan V    Jul 29, 2019

    All the best with the studies.
    Cheers, Jan from Canada

    Log in to reply • Share
    • Deryl    Jul 30, 2019

      Thanks Jan and thanks for your support as always.

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  • Deryl    Jul 24, 2019

    Halo Lenders, it's been quite a journey that was long paying my loan but i thank God who enabled me pay back my loan on time., I was able to pay fee for my brother and he did exemplary well in his second semester.
    Am looking forward to getting another loan to make him continue in the next semester.
    Thank you.

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