Paying for my daughter oliness to go to teaching school

Richard

Simunchembu, Zambia

100% repaid

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Entrepreneur

Name

Richard

Member since

October 2015

On-time repayments

165 installments  •  81%

About Me

I am Richard Siafwa. I am 52 years old. I have eight children. One has finished school but is lacking sponsorship. The other seven have not finished; they are just at home. Five are married. The other three are not yet married. One of these has finished school, and the other is in grade seven. I'm running a shop, but I would like to improve orders of my shop so that I can earn a better livelihood.
I was working for Zambia Railways in 2000, then with the money I got, I decided to start a shop because the wages were too low. I started the shop in 2003, and the shop is currently is open on daily basis. However, I am incapable to sell some products in the shop because I have lack of funds.

My Business

I sell drinks, cooking oil, salt, biscuits, soap, fabric, and other groceries. People use these things on a daily basis. I chose to have a shop because it is the fastest way to make money.
In a week, I may spend 1,000 kwacha. Once I sell those things, I will make about 200 extra.
I spend money on sending my children to school, farming, and buying more groceries to sell.

Loan Proposal

I will use this loan to help pay for my daughter Oliness to go to university. This will allow her to become a teacher. Because she does well in school and I am sending her to a good university, she will get hired soon after she finishes.

Feedback

4

None

None

  • M

    Margaret    Dec 29, 2018

    The loan was paid back in a timely manner!

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    • Richard    Jan 9, 2019

      Thank you madam Margaret i really appreciate your support may God bless you .

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  • M

    Mary    Oct 12, 2017

    Richard is an excellent borrower. I would recommend loaning to him for any future loans.

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    • Richard    Jan 9, 2019

      Thank you madam Mary God richly bless you and your family this year in 2019.

      Log in to reply • Share
  • M

    Margaret    Oct 12, 2017

    Richard paid off his loan perfectly, I would gladly lend to him again and encourage others to do the same.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$199.00

Date disbursed

Apr 9, 2016

Repayment status

On Time

Projected term

22 months

Other loans

Dec 2015:  $150

Jan 2017:  $383

Oct 2017:  $695

Jul 2018:  $815

Jan 2019:  $937

Lenders

BelleStarr

Albuquerque, United States

B

blahblah

Nuernberg, Germany

ads68

Melbourne, Australia

xtrahardware

Cazenovia, United States

WhyPeace

United States

Roy

Espoo, Finland

MW

Matt Willis

United States

S

Susie

Christchurch, New Zealand

PG

Paul Graham

United States

Diego

Monza, Italy

Jesse Buob

Canada

Harald Bartruff

Germany

Craig Newmark

United States

The Zinc Team

San Francisco, United States

SD

Stephen Durbin

United States

Ask Richard a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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Summary

Amount repaid

$209.01

Amount remaining

$0.00

Date repaid

Nov 4, 2016

Status

Fully repaid

Repayment History

Expected Payments Actual Payments
Apr 22, 2016 $2.32 Apr 14, 2016 $2.32
Apr 29, 2016 $2.32 Apr 14, 2016 $2.32
May 6, 2016 $2.32 Apr 14, 2016 $2.32
May 13, 2016 $2.32 Apr 14, 2016 $2.32
May 20, 2016 $2.32 Apr 22, 2016 $2.32
May 27, 2016 $2.32 Apr 22, 2016 $2.32
Jun 3, 2016 $2.32 Apr 22, 2016 $2.32
Jun 10, 2016 $2.32 Apr 22, 2016 $2.32
Jun 17, 2016 $2.32 May 2, 2016 $2.32
Jun 24, 2016 $2.32 May 2, 2016 $2.32
Jul 1, 2016 $2.32 May 2, 2016 $2.32
Jul 8, 2016 $2.32 May 2, 2016 $2.32
Jul 15, 2016 $2.32 May 9, 2016 $2.32
Jul 22, 2016 $2.32 May 9, 2016 $2.32
Jul 29, 2016 $2.32 May 9, 2016 $2.32
Aug 5, 2016 $2.32 May 9, 2016 $2.32
Aug 12, 2016 $2.32 May 23, 2016 $2.32
Aug 19, 2016 $2.32 May 23, 2016 $2.32
Aug 26, 2016 $2.32 May 23, 2016 $2.32
Sep 2, 2016 $2.32 May 23, 2016 $2.32
Sep 9, 2016 $2.32 May 23, 2016 $2.32
Sep 16, 2016 $2.32 May 23, 2016 $2.32
Sep 23, 2016 $2.32 May 23, 2016 $2.32
Sep 30, 2016 $2.32 May 23, 2016 $2.32
Oct 7, 2016 $2.32 Jun 6, 2016 $2.32
Oct 14, 2016 $2.32 Jun 6, 2016 $2.32
Oct 21, 2016 $2.32 Jun 6, 2016 $2.32
Oct 28, 2016 $2.32 Jun 6, 2016 $2.32
Nov 4, 2016 $2.32 Jun 22, 2016 $2.32
Nov 11, 2016 $2.32 Jun 22, 2016 $2.32
Nov 18, 2016 $2.32 Jun 22, 2016 $2.32
Nov 25, 2016 $2.32 Jun 22, 2016 $2.32
Dec 2, 2016 $2.32 Jul 1, 2016 $2.32
Dec 9, 2016 $2.32 Jul 1, 2016 $2.32
Dec 16, 2016 $2.32 Jul 1, 2016 $2.32
Dec 23, 2016 $2.32 Jul 1, 2016 $2.32
Dec 30, 2016 $2.32 Jul 15, 2016 $2.32
Jan 6, 2017 $2.32 Jul 15, 2016 $2.32
Jan 13, 2017 $2.32 Jul 15, 2016 $2.32
Jan 20, 2017 $2.32 Jul 15, 2016 $2.32
Jan 27, 2017 $2.32 Jul 31, 2016 $2.32
Feb 3, 2017 $2.32 Jul 31, 2016 $2.32
Feb 10, 2017 $2.32 Jul 31, 2016 $2.32
Feb 17, 2017 $2.32 Jul 31, 2016 $2.32
Feb 24, 2017 $2.32 Aug 8, 2016 $2.32
Mar 3, 2017 $2.32 Aug 8, 2016 $2.32
Mar 10, 2017 $2.32 Aug 8, 2016 $2.32
Mar 17, 2017 $2.32 Aug 8, 2016 $2.32
Mar 24, 2017 $2.32 Aug 15, 2016 $2.32
Mar 31, 2017 $2.32 Aug 15, 2016 $2.32
Apr 7, 2017 $2.32 Aug 15, 2016 $2.32
Apr 14, 2017 $2.32 Aug 15, 2016 $2.32
Apr 21, 2017 $2.32 Sep 1, 2016 $2.32
Apr 28, 2017 $2.32 Sep 1, 2016 $2.32
May 5, 2017 $2.32 Sep 1, 2016 $2.32
May 12, 2017 $2.32 Sep 1, 2016 $2.32
May 19, 2017 $2.32 Sep 5, 2016 $2.32
May 26, 2017 $2.32 Sep 5, 2016 $2.32
Jun 2, 2017 $2.32 Sep 5, 2016 $2.32
Jun 9, 2017 $2.32 Sep 5, 2016 $2.32
Jun 16, 2017 $2.32 Sep 19, 2016 $2.32
Jun 23, 2017 $2.32 Sep 19, 2016 $2.32
Jun 30, 2017 $2.32 Sep 19, 2016 $2.32
Jul 7, 2017 $2.32 Sep 19, 2016 $2.32
Jul 14, 2017 $2.32 Oct 3, 2016 $2.32
Jul 21, 2017 $2.32 Oct 3, 2016 $2.32
Jul 28, 2017 $2.32 Oct 3, 2016 $2.32
Aug 4, 2017 $2.32 Oct 3, 2016 $2.32
Aug 11, 2017 $2.32 Oct 17, 2016 $2.32
Aug 18, 2017 $2.32 Oct 17, 2016 $2.32
Aug 25, 2017 $2.32 Oct 17, 2016 $2.32
Sep 1, 2017 $2.32 Oct 17, 2016 $2.32
Sep 8, 2017 $2.32 Oct 21, 2016 $2.32
Sep 15, 2017 $2.32 Oct 21, 2016 $2.32
Sep 22, 2017 $2.32 Oct 21, 2016 $2.32
Sep 29, 2017 $2.32 Oct 21, 2016 $2.32
Oct 6, 2017 $2.32 Oct 25, 2016 $2.32
Oct 13, 2017 $2.32 Oct 25, 2016 $2.32
Oct 20, 2017 $2.32 Oct 25, 2016 $2.32
Oct 27, 2017 $2.32 Oct 25, 2016 $2.32
Nov 3, 2017 $2.32 Nov 1, 2016 $2.32
Nov 10, 2017 $2.32 Nov 1, 2016 $2.32
Nov 17, 2017 $2.32 Nov 1, 2016 $2.32
Nov 24, 2017 $2.32 Nov 1, 2016 $2.32
Dec 1, 2017 $2.32 Nov 1, 2016 $1.86
Nov 4, 2016 $0.46
Dec 8, 2017 $2.32 Nov 4, 2016 $2.32
Dec 15, 2017 $2.32 Nov 4, 2016 $2.32
Dec 22, 2017 $2.32 Nov 4, 2016 $2.32
Dec 29, 2017 $2.32 Nov 4, 2016 $2.32
Jan 5, 2018 $2.23 Nov 4, 2016 $2.23

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