Payments of school fees and purchase of working materials
Joshua
Kagan Komenya, Kenya
100% repaid
Entrepreneur
Name
Joshua
Member since
November 2016
On-time repayments
192 installments • 88%
About Me
I am Joshua Ochieng Otieno, I was born in 1977 at Ndiru village Kagan East in Rangwe constituency Homa bay county,Nyanza province in the republic of Kenya. I did primary education in 1993,but failed to join secondary due to poor grade. I went to Mawego Technical Institute where I did certificate in building and construction. My dear father died in 1998 leaving nothing valuable for family use. Later I went to Bondo town to look for masonry jobs which I got sufficiently to earn a living to support my mother who had to do some menial duties to provide for the family needs. I got married in the following year, 1998 and God the creator blessed us with four children, a girl and three boys and all of them are going to school. The first born ,a girl is in secondary school form two and the other three children are in primary school. My daughter would prefer to be a nurse, the second one like to become a doctor, the third child would like to be a secondary teacher and the last kid in future would prefer to become a pilot. My home village borders Kisii in the east which contains undulating geographical features which attracts local and foreign tourists. It also receives cool highland breeze from Kisii mountain and has heavy rainfall which is favourable for agricultural activities,livestocks keeping and it also support commercial activities in the Rangwe and its environment. During my free time especially Sunday, I commonly visit the friends, extended family members, participating in communal events and going to church to attend Sunday mass.My hobbies are playing football in the pitch, reading bible,novels,magazines and internet reading of educational and other social sites,watching football premier leagues and singing hymns in the church.
My Business
I joined building and construction sector in Bondo town, Siaya county after finishing masonry course at Mawego Technical Training lnstitute in the year 14/11/2000,leaving other family members back at home to fetch for money in the construction field to provide primary and secondary neccesary requirements to the all family. I worked very hard to do more meaningful jobs to gain experience, save more money, share and learn ideas, socialize with other fundis and get some buildings tenders as God Almighty do provide in the field of masonry. With the little savings and other sources of income I earn, this income help to provide food for the nuclear family, extended family members including my lovely mother, some two opharns and very old grandmother. It also helps me to purchase clothes, household wares, and purchasing of drugs for our livestock in the family. It also helps to pay school fees for the four children, two opharns and buying of school requirements for the kids. With this income it aided me build another extra large and big house to replace the old hut which was small as the family was in increasing gradually in number. It settles debts, buying of other secondary needs for the family, pays various bills and meeting some extra expenses for the smooth running of family affairs. In the building and construction sector, in a week i can earn approximately of kshs 9000/= which helps me to settle the above primary and secondary wants. It will also help to service,maintain and buying of some tools and needed materials in masonry
Loan Proposal
Thanks so much for the financial aid offered to me by ZIDISHA platform. If this loan is disbursed to me,i will pay school fees for the three children who are in secondary school form one, two and form four respectively at a cost of KES 120,000 for the all year, secondly buying building materials for the job like 40 small bags of white cement at a cost of KES 9,000, 20 litres of turpentine at a cost of KES 8,000, red oxide paints at a cost of KES 5,000, 2 packets of wood screws at a cost of KES 800, 20 bags of bamburi cement at a cost of KES 15,000 other constructural work piece of materials all at a cost of KES 3,000. All these purchases if duly bought and noted for work, it will improve my family living standard and relieve financial stress,clothes for the family bought , all work and other house hold bills will be paid in full, school fees for the children will be also paid in prior,weakly savings will be used to repay Zidisha loan and other school requirements catered. My profit margin will increase gradually thus aid me to pay disbursed loan effectively without declining.Thanks so much my dear lenders and entire Zidisha platform for funding my account and this improve positive state of mind and body physique eventually good life instead of following gready Kenyan politicians for less cash. Thank you in advance. Good God the creator of universe bless you people abundantly.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$1,685.00
Date disbursed
Mar 13, 2019
Repayment status
On Time
Projected term
7 months
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