Purchase chest freezer

Otniel

Semarang, Indonesia

53% repaid

Entrepreneur

Name

Otniel

Member since

March 2016

On-time repayments

238 installments  •  45%

About Me

Otniel is my name, I have two children, I lived in Semarang, I worked as an employee in the garment factory, my wife had a business making herbal drinks, and I wish the business is growing. so I want to be an entrepreneur in the future. and can meet the needs of my children"s education up to undergraduate level.

My Business

I got salary as an employee of the factory amounts Rp.3.000.000 or USD 222, and the income from my wife of this herbal drink for IDR 2,000,000 or USD 144 . for that I believe this business can thrive, if I had a better processing equipment, so it can more production. because we are currently constrained by the limitations of machines for production. we sell our products to school canteens, hospital canteens, and so forth. estimates advantage of every product we sell is about 30% of the cost of goods.

Loan Proposal

I want to increase my Production capacity, so I need a place for my Raw Material and Production Stock. the price of this Chest Freezer is USD300. With this in mind, I can increase my production without fear of rottenness in storing materials, so I can suppress losses, and can serve requests with more.

Show original Bahasa Indonesia  

About Me

Nama saya Otniel, saya memiliki 2 orang anak, saya tinggal di Kota Semarang Propinsi Jawa Tengah Negara Indonesia, saya bekerja sebagai karyawan di pabrik garment, istri saya memiliki usaha pembuatan minuman Kesehatan Tradisional dari bahan Herbal, dan saya ingin usaha ini berkembang. sehingga saya ingin menjadi pengusaha di kemudian hari. dan dapat mencukupi kebutuhan pendidikan anak saya hingga level sarjana.

My Business

Saya mendapat gaji sebagai karyawan pabrik sebesar Rp.3.000.000, dan penghasilan dari istri saya dari minuman kesehatan herbal Tradisional dan selama ini setelah ada bantuan dari Zidisha adalah Rp. 2.000.000. (USD.150) / dalam 1 bulan. meningkat 100% dari Tahun Kemarin. dan kita kembangkan produk ke Juice Buah-buahan dan Sayuran. untuk itu saya yakin bisnis ini dapat berkembang, jika saya memiliki alat pengolahan yg lebih baik, sehingga dapat produksi lebih banyak. karena kami saat ini terkendala dengan keterbatasan mesin untuk Penyimpanan Bahan Baku dan Hasil Produksi.
selama ini kami menjual produk kami ke kantin sekolah, kantin rumah sakit, dan sebagainya. Banyak Customer kami yang puas, karena kami tidak menggunakan bahan kimia, tetapi menggunakan bahan Alami, dan mereka merasakan manfaat langsung dalam kesehatan mereka akibat menggunakan Produk kami
untuk perkiraan keuntungan dari setiap produk yang kami jual adalah sekitar 30% dari Harga Pokok.

Loan Proposal

Saya ingin menambah kapasitas Produksi saya, sehingga saya membutuhkan tempat untuk Stock Bahan Baku dan Hasil Produksi Saya. harga Chest Freezer ini adalah USD300.dengan hal ini, saya dapat meningkatkan hasil produksi tanpa takut adanya kebusukan dalam menyimpan bahan, sehingga saya dapat menekan Sampah Produksi, dan dapat melayani permintaan dengan lebih banyak lagi. mengingat saat ini, bisnis kami pun sudah melayani Reseller Juga

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$307.00

Date disbursed

Oct 13, 2017

Repayment status

Late

Projected term

6 months

Lenders

BJ

Brandon Joz

North Carolina, United States

ads68

Melbourne, Australia

G

glh25

Winooski, United States

P

Pavane

Kungsbacka, Sweden

PG

Paul Graham

United States

Aran Dunlop

United States

Craig Newmark

United States

Paul Buchheit

Mountain View, United States

Ronald Chua

Kuala Lumpur, Malaysia

A

Anonymous

United States

CN

Craig Newmark

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

A

Anonymous

United States

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  • Otniel    Mar 20, 2021

    Pay too high

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  • Otniel    Feb 19, 2021

    Again bankrupt, debt everywhere. I want to pay but it can be paid in installments, apologizing for the amount

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  • Otniel    Nov 26, 2020

    Please, I"m still heavy paying that much

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  • Otniel    Oct 29, 2020

    Sorry, to the lenders, because it was September 2018, because the turnover of the company where I worked fell, as a result I was fired. And with feet that are still often sore due to the accident that I experienced in December 2017. I can"t work maximally selling. Moreover, this year there is a coroa. Sorry if you are often late to pay. But I will always try to repay my debt.

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  • Otniel    Oct 18, 2020

    I got reduced working hours, so my herbal medicine business closed because of Covid

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  • Otniel    Oct 6, 2020

    Got corona

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  • Otniel    Jul 28, 2020

    There is a pandemic, so there is no revenue from sales

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  • Otniel    Jun 25, 2020

    Due to corona, my finances declined

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  • Otniel    Jun 25, 2020

    Sorry it took so long to repay the loan. But I will be responsible for repaying my loan

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  • Otniel    Jun 4, 2020

    It can only be that much because of corona

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  • Otniel    Apr 30, 2020

    I haven"t been able to sell juice because of the pandemic corona

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  • Otniel    Mar 31, 2020

    Corona impact, I did not get extra income. My wife also did not get additional income because there were almost no buyers, so that the loss due to decaying raw materials.

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  • Otniel    Feb 14, 2020

    Can"t afford to pay full

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  • Otniel    Jan 12, 2020

    Has not been able to

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  • Otniel    Nov 23, 2019

    Still have to fight

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  • Otniel    Sep 18, 2019

    Sorry, because I had an accident in December 2017, it broke my leg, and I can"t work. For 1 year. Then my need for treatment increased. So it can"t be paid in installments. But I promise I will gradually overtake.

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  • Otniel    Oct 13, 2017

    Thanks to all Lenders, for your trust All to me, I will use this to purchase the Freezer chest I need. so I can increase my production capacity and reduce waste on my Production.

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  • Otniel    Oct 11, 2017

    Thanks for the loan from Zidisha. So far, 2 times I have been very helpful, on this loan, so my sales turnover has gone up 100% from the turnover before I borrow. I will always try to make sure I can repay the loan on time and finish before the due date. and right now, I also have a reseller, so my turnover next month will rise again almost 50% from now. for that i need this storage.

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  • Otniel    Feb 28, 2017

    Thanks Zidisha, the loan had gone into my account on Friday 24 February 2017.

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