Add seven computers to my cybercafe

Agus

Kabupaten Bantaeng, Indonesia

36% repaid

Follow Agus

How it Works

Entrepreneur

Name

Agus

Member since

December 2014

On-time repayments

162 installments • 60%

About Me

My name is Agus an entrepreneur with two children in Elementary School. I run a business of selling mixed goods and prepaid card for mobile phone. My Store Name is ALIFHA, it is located in front of my house. The store is the main income to support family needs, including children education. My wife is a housewife but sometimes she helps me with the store.
I also have one unit of a copy machine and sell school supplies for students because my shop is close to Schools
Besides, I also have 10 units of LCD used for the internet cafe and for playing online games. internet enthusiasts around the area where I live visit the internet cafe quite often, so I open the cafe from morning to evening. Having the internet cafe next to my shop is very advantageous because visitor certainly buy snacks, cold drinks, cigarettes and drinks and other foods that I sell. Tariff rates for the cafe is Rp 3,000 / hour, the mixture of goods sold every day result in profit of 20%. I want to buy handphone accessories and cabinets storefronts. I saw a lot of improvements after getting the first loan from Zidisha.

My Business

The loan of $ 310.97 can be paid every week because the average revenue from the cafe is $ 23.32 / day and selling of mixed items is $ 5 / day. So my revenue is approximately $ 15 / day and $ 163.24 / week. I can afford to pay $ 15.55/week. The loan is to purchase handphone accessories and cabinets storefronts. The increase in the loan limit can be used to buy 1 (one) unit of the computer as an extra in my cafe. Thanks to Zidisha and lenders who have helped me, my business continues to grow thanks to a loan from Zidisha.

Loan Proposal

This fourth of the loan, I will use the plan to purchase seven (7) units of LCD computer for my cafe business, because there sebahagian damaged. Besides, I am also going to buy computer accessories such as keyboard, mouse, speakar and other accessories. Dana I need about $ 1,500. Hopefully with that amount I can buy all my needs. And hopefully funders still want to help me with the funds. I hope that funders are still helping me. thank you

Show original Bahasa Indonesia

About Me

Nama saya Agus seorang wiraswasta dengan 2 orang anak yang masih duduk dibangku Sekolah Dasar, usaha sehari - hari menjual barang campuran dengan counter pulsa all operator. Saya tinggal dalam kota Bantaeng tepatnya di Jl. Bungung Barania No. 37 Bissampole Kelurahan Pallantikang Kec. Bantaeng Kab. Bantaeng. Nama Toko Saya ALIFHA dari Jl. Elang Samping Mesjid Agung KH. Syekh Abd. Gani masuk ke Jl. Bungung Barania dekat Sekolah MTs Madrasah Tumbel Gani. Toko barang campuran yang saya miliki tepat bagian depan rumah tinggal saya, saya menjual berbagai kebutuhan sehari - hari serta menjual pulsa all operator, toko yang saya miliki merupakan tempat kerja utama untuk memenuhi kebutuhan keluarga termasuk biaya pendidikan anak - anak. Istri saya pekerjaannya selain sebagai ibu rumah tangga mereka juga selalu membantu dalam menjaga dan menjual barang campuran ditoko.
Saya juga memiliki satu unit mesin fotocopy serta menjual perlengkapan sekolah bagi siswa karena toko saya dekat dengan Sekolah Madrasah sehingga keadaan toko tiap hari cukup ramai pembeli.
Saya sekarang sudah memiliki 20 unit LCD dipakai untuk warnet dan main game online yang modalnya dari zidisha pada pengambilan kedua saya, peminat internet disekitar daerah tempat tinggal saya cukup banyak pengunjungnya dan mulai buka dari pagi sampai tengah malam, dengan adanya warnet disamping toko saya merupakan suatu keuntungan karena barang ditoko cepat habis karena setiap pengunjung sudah pasti membeli snack, minuman dingin, rokok serta minuman dan makanan lainnya yang saya jual. Jadi saya mendapatkan keuntungan selain diwarnet keuntungan penjualan barang, fotocopy serta penjualan pulsa all operator. Tarif harga untuk warnet sebesar Rp 3000/jam, barang campuran yang terjual setiap hari keuntungannya sebesar 30%. Setelah saya mendapatkan modal yang pertama,kedua dan ketiga dari Zidisha dan saya lihat ada kemajuan usaha, maka pada pinjaman keempat ini rencana saya mengajukan pinjaman untuk membeli 7 unit layar LCD komputer serta aksesorisnya untuk menambah modal usaha warnet saya. Modal yang saya butuhkan untuk perlengkapan ini sebesar $1500. Jadi rencana saya ingin mengajukan pinjaman yang keempat di Zidhisa sebesar $1593,01 dengan angsuran $30,06/ perminggu. Saya sudah menikmati pinjaman dari Zidisha selama 4 kali dan alhamdullillah usaha saya makin lancar dan penghasilan juga semakin bertambah.

My Business

Mengenai pinjaman dari para pendana di Zidhisa sebesar $1593,01 mampu saya bayar setiap minggu karena pendapatan tiap hari saya dapat dari pelanggan warnet rata-rata penghasilan dari warnet $23,32/hari dan barang campuran kurang lebih $5/hari. Jadi pendapatan kurang lebih $15/hari dan dalam seminggu omzet saya $163,24/ minggu. Jika pinjaman saya diterima nantinya, insyaallah saya mampu bayar $50,06/minggu. Pinjaman tersebut untuk membeli pengadaan 7 (tujuh) unit LCD komputer serta aksesorisnya. Terima kasih kepada para team Zidisha dan para pendana yang telah membantu saya, karena selama saya menikmati pinjaman yang pertama dan kedua, usaha saya terus maju dan berkembang berkat pinjaman dari Zidisha. Terima kasih kepada para pendana.

Loan Proposal

Dari pinjaman yang keempat ini, rencana akan saya pergunakan untuk pembelian 7 (tujuh) unit LCD komputer untuk usaha warnet saya, karena sudah ada sebahagian yang rusak. Disamping itu saya juga akan membeli aksesoris komputer seperti keyboard, mouse, speakar dan aksesoris lainnya. Dana yang saya butuhkan sekitar $1500. Mudah-mudahan dengan dana sebanyak itu saya sudah bisa membeli semua keperluan saya. Dan semoga para pendana masih mau membantu saya dengan dananya. Besar harapan saya agar para pendana masih membantu saya. Terima kasih

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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,438.00

Date disbursed

Oct 27, 2016

Repayment status

Late

Projected term

19 months

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Ask Agus a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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Agus Oct 30, 2018

Dear Zidisha Managers ... I want to ask how do I pay loan installments if I don"t have a BNI Virtual account

Translated by Google Show original

Yth Para pengurus Zidisha...saya mau bertanya bagaimana caranya saya membayar angsuran pinjaman kalau saya tidak memiliki Virtual akun BNI

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- Fitri Nov 15, 2018
  
  Hello Mr. Agus, there are new changes again. Currently all payments are via PayPal. You do this by logging in your Zidisha account and pressing the pay button now or choosing another nominal that is on the dashboard page or your payment schedule. Please read the following information. www.zidisha.org/forum-threa... From all bank debits in Indonesia Which can be linked to PayPal Still BTPN"s Jenius debit and DIGIbank DBS Debit, if you have a Credit card, then you can directly link Your credit card to PayPal, but if you don"t have a credit card, you have to open an account in the Genius of BTPN or Digi. I can help you to link. But further discussion wa yes. I will not receive confirmation if you reply to this message 085646209220, that"s my number. thanks.
  
  Translated by Google Show original
  
  Halo Pak Agus,
  Ada perubahan terbaru lagi.
  Saat ini semua pembayaran melalui PayPal.
  Caranya dengan login akun Zidisha anda dan menekan tombol bayar sekarang atau pilih nominal lain yang berada di halaman dasbor atau jadwal pembayaran anda.
  
  Silahkan dibaca informasi berikut.
  
  www.zidisha.org/forum-threa...
  
  Dari sekian debit bank di Indonesia Yang bisa dilinkkan ke PayPal Masih debit Jenius BTPN serta Debit DIGIbank DBS, jikalau bapak punya Credit card, maka bapak bisa langsung linkkan credit card bapak ke PayPal, tapi jika tidak punya kredit card, bapak harus membuka rekening di Jenius BTPN atau Digi.
  Saya bisa membantu bapak untuk melinkkan. Tapi diskusi lanjut wa ya.
  Saya tidak akan menerima konfirmasi kalau bapak membalas pesan ini
  085646209220, itu nomor wa saya.
  
  Terima kasih.
  
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  - Agus Nov 17, 2018
    
    Here is the problem ... I can"t make Paypal because I don"t have a credit card. Understandably living in the area
    
    Translated by Google Show original
    
    Di sinilah masalahnya..saya tidak bisa membuat Paypal karena saya tidak memiliki kartu kredit. Maklum tinggal di daerah
    
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- Fitri Nov 17, 2018
  
  Hm, I check, the BTPN Bank is pretty much in South Sulawesi. Try Mr. Agus, check via google where the BTPN bank is closest to your area. You can try calling first at the nearest BTPN bank to the father whether the BTPN bank provides a facility to open a Jenius account there. Payments via PayPal can be with a debit card. At present, what is certain is that it can only be linked to Jenius BTPN or DBS Digibank. Both accounts are free admin and without the first minimum deposit. I suggest you just open a BTPN Jenius account, because it is easier to access than DIGIbank. Or can I ask for the number, bro? I did not get a notification if Mr. Agus replied to my message on this father"s discussion page. Or I"m just on 085646209220
  
  Translated by Google Show original
  
  Hm,,
  Saya cek, Bank BTPN ada lumayan banyak di Sulawesi Selatan. Coba Pak Agus cek via google dimana letaknya bank BTPN yang terdekat dengan wilayah Bapak. Bapak bisa mencoba menelepon dulu Di bank BTPN yg terdekat dengan bapak apakah Di bank BTPN tersebut menyediakan fasilitas membuka rekening Jenius di sana.
  Pembayaran lewat PayPal bisa dengan debit card.
  Saat ini, Yang sudah pasti bisa dilinkkan hanya Jenius BTPN atau Digibank DBS.
  Kedua rekening ini bebas admin Dan tanpa minimal setoran pertama.
  Saran saya bapak membuka rekening Jenius BTPN saja, Karena lebih mudah aksesnya dibandingkan DIGIbank.
  Atau boleh saya Minta nomor wa bapak?
  Saya tidak mendapatkan notifikasi jika Pak Agus membalas pesan saya Di halaman diskusi bapak ini.
  Atau wa saya saja Di 085646209220
  
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Agus Jan 7, 2018

I have made installment payment through Dompetku Indosat registered in my Zidisha account on January 04, 2018 of Rp 200,000. thank you

Translated by Google Show original

saya sudah melakukan pembayaran angsuran melalui Dompetku Indosat yang terdaftar di akun Zidisha saya pada tanggal 04 Januari 2018 sebesar Rp 200.000. Terima kasih

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- Fitri Jan 17, 2018
  
  Mr. Agus, please forgive whether your loan payment is not transferred to BNI virtual account? Some owners of zidisha accounts whose loans are disbursed via my wallet Indosat to my knowledge has been transferred to the virtual account BNI, is the payment instructions page you still pay to my wallet?
  
  Translated by Google Show original
  
  Pak Agus, mohon maaf apakah pembayaran pinjaman anda tidak dialihkan ke virtual account BNI?
  Beberapa pemilik akun zidisha yang pinjamannya dicairkan via dompetku Indosat setahu saya telah dialihkan ke virtual account BNI, apakah di halaman instruksi pembayaran anda masih pembayarannya ke dompetku?
  
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  - Agus Jan 20, 2018
    
    I apologize in advance, because I immediately make payment through Dompetku Indosat. because in my Dompet menu there is still a Zidisha menu and my payment goes. there is a proof of his sms.
    
    Translated by Google Show original
    
    saya mohon maaf sebelumnya, karena saya langsung melakukan pembayaran melalui Dompetku Indosat. karena di menu Dompetku masih ada menu Zidisha dan pembayaran saya masuk. ada buktinya sms nya.
    
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- Fitri Apr 9, 2018
  
  Hello Mr. Agus, is Pak Agus"s phone number that I can contact, so I can help explain Zidisha"s new payment method to Pak Agus? Or can father WhatsApp me on 085646209220. Thanks
  
  Translated by Google Show original
  
  Halo Pak Agus,adakah nomor telepon Pak Agus yang bisa saya hubungi, sehingga saya bisa membantu menjelaskan metode pembayaran baru Zidisha ke Pak Agus? Atau bapak bisa WhatsApp saya di 085646209220.
  Terima kasih
  
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Agus Jul 12, 2017

I already paid the installment of Rp 200,000 on July 7, 2017, but why not appear in my payment. Please confirm. thank you

Translated by Google Show original

saya sudah membayar angsuran sebesar Rp 200.000 pada tanggal 7 juli 2017, tapi kenapa belum muncul di pembayaran saya. mohon konfirmasinya. Terima kasih

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Agus Jan 10, 2017

I reduced the amount of the installment because business conditions are declining.

Translated by Google Show original

saya mengurangi jumlah angsuran karena kondisi usaha sedang menurun.

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Agus Oct 6, 2016

I will use these funds to buy about 7 units of LCD computer for my cafe. With the additional funds could continue this effort. I thank the funders me that I could not count them. Once again, thank you

Translated by Google Show original

saya akan gunakan dana ini untuk membeli sekitar 7 unit LCD komputer untuk warnet saya. Dengan adanya tambahan dana ini usaha bisa berjalan terus. Saya ucapkan terima kasih kepada para pendana saya yang tidak sempat saya hitung jumlahnya. sekali lagi Terima kasih

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Agus Oct 1, 2016

I really feel happy with their loans from Zidisha this, because these loans do not specify the payment amount we have to pay. Besides, the loan limit that is given very satisfactory so that the fund could be used to increase the capital of our efforts. Thanks to funders on its loan.

Translated by Google Show original

saya sangat merasa senang dengan adanya pinjaman dari Zidisha ini, karena pinjaman ini tidak menentukan jumlah pembayaran yang harus kita bayar. Disamping itu limit pinjaman yang di berikan sangat memuaskan sehingga dana tersebut bisa dipergunakan untuk menambah modal usaha kita. Terima kasih kepada pendana atas pinjamannya.

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Agus Sep 7, 2016

I changed the number of installments are higher because the Internet cafe business I had started returning to normal and the results are pretty good. thank you

Translated by Google Show original

saya mengubah jumlah angsuran yang lebih tinggi karena usaha warnet saya sudah mulai normal kembali dan hasilnya cukup bagus. terima kasih

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Rachmat Jul 6, 2016

hello father agus, if you could explain why you stopped installment payments, so that funders understand your condition when ini____terima kasih____Ismail

Translated by Google Show original

halo bapak agus, apakah bapak bisa menjelaskan mengapa pembayaran angsuran anda terhenti, agar para pendana mengerti kondisi anda saat ini

terima kasih

Ismail

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Agus May 3, 2016

I change my installment amount due to economic conditions rather sluggish and many of my subscribers go out of the area in search of work. My effort is still way up until now, only the buyer rather quiet.

Translated by Google Show original

saya mengubah jumlah angsuran saya karena kondisi ekonomi agak lesu dan para langganan saya banyak yang pergi keluar daerah mencari kerja. Usaha saya masih jalan sampai sekarang, cuma pembeli agak sepi.

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Agus Jan 15, 2016

Alhamdullillah, I have paid off my second loan. And as long as I enjoy this second loan, my efforts and growing, especially my cafe business, because now all the information and requirements can be easily searched on the Internet. Plan of the third loan, I will add my computer about 5 units so that the subscriptions I do not have to queue again to play. Hopefully funders can help me back by giving loans. thanks.

Translated by Google Show original

Alhamdullillah, saya sudah melunasi pinjaman saya yang kedua. Dan selama saya menikmati pinjaman yang kedua ini, usaha saya semakin maju dan berkembang, terutama usaha warnet saya, karena sekarang ini semua informasi dan kebutuhan dapat dengan mudah di cari di internet. Rencana dari pinjaman yang ketiga ini, saya akan menambah jumlah komputer saya sekitar 5 unit agar para langganan saya tidak perlu antri lagi untuk bermain. Semoga para pendana dapat membantu saya kembali dengan memberikan pinjamannya. Terima kasih.

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A
andyfletcher Jan 7, 2016

Hello Agus,
Do you know what has happened to Edwin Zulkarnain? Has he been able to continue with his business?

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- Agus Jan 16, 2016
  
  Dear Mr andyfletcher. about the state of my old Edwin Zulkarnain had not met. My last contact by his family said he was sick. But where he lived far from where I live. God willing I will be looking for information about his whereabouts.
  
  Translated by Google Show original
  
  Yth Mr andyfletcher. mengenai keadaan Edwin Zulkarnain sudah lama saya tidak bertemu. Terakhir saya hubungi lewat keluarganya katanya dia sakit. Tapi tempat tinggalnya jauh dari tempat saya tinggal. Insyaallah akan saya cari informasi tentang keberadaannya.
  
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Agus Dec 9, 2015

Dear Team Zidisha__Saya want to ask, why the payment was late getting in Zidisha account. Is there a problem with my wallet. The problem later funders think we"re overdue, but we are always on-time payments.

Translated by Google Show original

Yth Team Zidisha
Saya mau bertanya, mengapa pembayaran terlambat masuk di akun Zidisha. Apakah ada masalah dengan Dompetku. Masalahnya nanti para pendana menyangka kita menunggak pembayaran, padahal pembayaran kita selalu tepat waktu.

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A
andyfletcher Sep 28, 2015

Hello Agus,
Do you have any news of Edwin Zulkarnain? He has not made his payments for some time.

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- Agus Oct 5, 2015
  
  Thank you for the notification. Yes I know Edwin. He suffered payment delays due to her illness and has not been able to open his business back. And God willing, after recovering she will pay back the loan.
  
  Translated by Google Show original
  
  Thank you for the notification. Yes I know Edwin. He suffered payment delays due to her illness and has not been able to open his business back. And God willing, after recovering she will pay back the loan.
  
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  - A
    
    andyfletcher Oct 11, 2015
    
    Thank you. I hope he will recover soon.
    
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Agus Sep 14, 2015

Thanks for the loan. From these funds I would spend to buy computers and accessories. Greetings success always.

Translated by Google Show original

Terima kasih atas pinjamannya. Dari dana tersebut saya akan belanjakan untuk membeli komputer serta aksesorisnya. Salam sukses selalu.

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Agus Aug 21, 2015

Dear Team Zidisha. Send regards for success. I want to ask why my funds are not logged in my account, but I have already registered my wallet card premium. Thank you for your attention.

Translated by Google Show original

Yth Team Zidisha. Salam sukses. Saya mau bertanya, kenapa dana saya belum masuk di akun saya, padahal kartu saya sudah terdaftar dompetku premium. terima kasih atas perhatiannya.

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Agus Aug 15, 2015

Greetings success always. Thank you again on terdanainya back my loan the third. I will use these funds to purchase the purposes of the shop / cafe me where it is very influential in the development and smooth running of my business. Because with the addition of this computer facilities my customers do not have to stand in line again, and supported by a great facility. Thank you very much to the team Zidisha and funders in particular to Mr Paul Buchheit on kepercayaanya to provide funds to me. Warm Regards.

Translated by Google Show original

Salam sukses selalu. Terima kasih kembali atas terdanainya kembali pinjaman saya yang ketiga. Saya akan menggunakan dana tersebut untuk membeli keperluan toko /warnet saya dimana hal tersebut sangat berpengaruh pada perkembangan dan kelancaran usaha saya. Karena dengan adanya penambahan fasilitas komputer ini para pelanggan saya tidak perlu antri lagi, serta didukung oleh fasilitas yang bagus. Terima kasih banyak kepada team Zidisha dan para pendana khususnya kepada Mr Paul Buchheit atas kepercayaanya untuk memberikan dananya kepada saya. Salam Hangat.

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Agus Aug 12, 2015

Success, thanks to funding from the funding that I"ve received, alhamdullillah my efforts have increased turnover and business development of my progress. And it changes my view of life, that there are still many generous people out there who are happy to assist each other with a sincere heart. And it proved to me that this loan has been paid off this. They sincerely provide help without expecting any reward. Thanks to all funders that I could not tell you the names one by one. Thank you.

Translated by Google Show original

Salam Sukses, berkat bantuan dana dari para pendana yang saya sudah terima, alhamdullillah usaha saya mengalami peningkatan omset dan perkembangan usaha saya mengalami kemajuan. Dan hal itu merubah pandangan hidup saya, bahwa ternyata masih banyak orang dermawan di luar sana yang dengan senang hati membantu sesamanya dengan hati yang tulus. Dan itu di buktikan dengan dana pinjaman ini telah saya lunasi ini. Mereka dengan tulus memberikan bantuannya tanpa mengharapkan imbalan apapun. Terima kasih kepada semua pendana yang tidak sempat saya sebutkan namanya satu persatu. Terima Kasih.

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Agus Jun 22, 2015

Terima kasih kepada semua pendana dan team Zidisha.
Saya mengucapkan terima kasih yang setulus-tulusnya atas pinjaman yang telah diberikan kepada saya. Karena dengan adanya pinjaman ini saya dapat mengembangkan usaha warnet saya agar menjadi lebih baik dengan semua fasilitas yang ada. Dan anak-anak disekitar rumah yang sering main merasa senang karena fasilitas yang disediakan cukup lengkap. Dengan adanya penambahan fasilitas ini, saya bisa menambah penghasilan saya sekitar 10% dari penghasilan yang sebelumnya. Sekali lagi terima kasih banyak kepada semua pendana. Karena hanya dengan kata-kata inilah saya dapat membalas kebaikan yang anda berikan selama ini . Salam sukses untuk kita semua.

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Agus May 2, 2015

Thank you so much to funders and Team Zidisha who have helped me by providing loan funds to suit my needs.
The amount of the loan that I have received as many as 4,073,098 IDR and I have a plan I will use the funds to buy the first set my computer to the Internet cafe. Once again thank you for your help. Greetings success always.

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Collins Apr 30, 2015

all the best in your business

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- Agus Apr 30, 2015
  
  Thank you very much mr Collins Omondi . I hope you are also successful business always
  
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