Purchase of stocks, funds for marketing, and equipment

Andhika

Bekasi, Indonesia

100% repaid

Entrepreneur

Name

Andhika

Member since

March 2015

On-time repayments

89 installments  •  92%

About Me

Hello .. i'm a student on 6th semester majoring in computer engineering at the age of 26 years, my hobby is playing games because I could as a place to unwind, as well as the material can learn to sharpen the brain, I also like to try something new related to technology, although still limited.

I also worked in the corporate e-commerce service provider in the field of Graphics as Image Editor Specialist for more than 3 years in the area kebon jeruk. This profession can be said as troubleshooting and coaches for my department, in charge resolve common problems and train new employees . I grew up in Jatibening, Bekasi, a strategic area, close to shopping, entertainment, and shelter makes this area quite crowded even though the night, the place is a comfortable.

I live on a small family with one brother and one sister. Then I started to rent a place to stay close to my place of work to save money and energy, just 5 minutes to the office by foot. First I think with my own salary be enough to finance my life going forward, but with my habits were not happy with the condition of sufficient and safe that makes me want to try to start a business. Because my future is not only to finance my own life but for others life too.

My Business

Start my first business as a seller of T-shirts in several community forums until finally I decided to start again in another field, namely mobile phones, because my work is quite time consuming when selling t-shirts. why I chose to sell accessories is the rapid development of technology, especially mobile endless because each year the mobile phone manufacturer released its newest product. With an initial capital of 2 million with the results of my collecting a few months to buy accessories such as casing, screen guard, etc.

I think it was not easy to start a business accessories because many sellers like this, there must be something that is a differentiator from other sellers and it is the reference me to sell, one of which is a visual or appearance of products that are sold either look at the website ( tokopedia.com, fjb.kaskus.com, olx.com, etc.) and packaging as most buyers I give positive comments as above. Because the main for me is honesty and friendly in communicating and these are already rare in doing sellers, the risk I have faced was accumulated stock in because the slow delivery from the supplier so that the moment in which the products will I sell has decreased, mw strategy is by choosing suppliers who experienced rapid expedition, and election day costs order . So far I spend an average of 7% for packaging purposes and for operational costs during the month of the total existing capital. For about 30% of the profit of capital, this number is quite small because it is not too big of my initial capital to buy in large quantities which will get discounted if purchased at wholesale quantities. The source of funds to repay the loan if the monthly salary is the worst thing to happen.

I had a mission with the tagline "its not about selling things, its about sharing happiness", which aims not only for profit, but also strive to provide the service, satisfaction and the best goods for consumers, and also some of the results of these revenues, i will distributed to children in needs through nonprofit agencies such as http://www.dompetdhuafa.org, with expectations what I do also benefit others.

Loan Proposal

Hi everyone, thank you very much for visiting. I need to create loan again to add new variant that maybe become a trend in next few month. Here are the details : Smartphone case 50 pcs ($70), Tempered glass 50 pcs ($85), Marketing for 2 month ($50), Equipment for 2 month ($15). These cases and tempered glass will take one time (estimate) so if this plan goes well, i will get 1 more restocking within 2 month so this periode will increase my profit up to 25%. If this periode goes well at the end, I'm planning to buy new smartphone so that i can get better photoshot for my product. That's it, thank you very much!

Show original Bahasa Indonesia  

About Me

Halo..

Saya seorang mahasiswa semester 6 jurusan teknik komputer dengan umur 27 tahun (2017), hobi saya membaca info seputar teknologi khususnya smartphone, Saya juga bekerja di perusahaan penyedia jasa e-commerce di bidang grafik sebagai Image Editing Specialist sampai tahun 2016.

Saya besar di Jatibening, Bekasi. Sebuah daerah yang cukup strategis, dekat dengan pusat perbelanjaan, hiburan, dan tempat hunian menjadikan daerah ini cukup ramai meskipun malam hari. Saya tinggal dari kecil bersama keluarga dengan 1 kakak laki laki, 1 kakak perempuan dan ibu. Ayah saya sudah meninggal pada tahun 2012, jadi saya termasuk yang harus memenuhi kebutuhan keluarga..

Awal mula saya berpikir dengan gaji yang saya dapat sudah cukup untuk membiayai hidup saya kedepannya, tapi dengan kebiasaan saya yang tidak betah dengan kondisi cukup dan aman-aman saja yang membuat saya ingin mencoba memulai usaha. karena kedepannya saya tidak hanya membiayai hidup saya sendiri dan keluarga, tetapi juga istri dan anak anak, mungkin juga untuk membantu orang lain yang membutuhkan.

My Business

Memulai usaha pertama saya sebagai penjual kaos di beberapa komunitas forum (kaskus.co.id) sampai akhirnya saya memutuskan untuk memulai lagi pada bidang yang lain yaitu aksesori smartphone, karena cukup memakan waktu saya jika berjualan kaos. Alasan saya memilih berjualan aksesoris adalah pesatnya perkembangan teknologi terutama smartphone yang tidak ada habisnya karena setiap tahun, para produsen smartphone selalu mengeluarkan produk terbarunya. Dengan modal awal 2 juta dengan hasil dari mengumpulkan beberapa bulan bekerja yang kemudian saya gunakan untuk berbelanja aksesori seperti casing, screen guard, kabel dan sejenisnya.

Menurut saya tidak mudah untuk memulai usaha aksesoris karena banyak sekali penjual seperti ini, harus ada sesuatu yang menjadi menjadikan usaha saya berbeda dari penjual lainnya dan itu yang menjadi acuan saya untuk berjualan, salah satunya adalah visual atau tampilan dari produk yang di jual baik berupa tampilan di website (saat ini hanya di Tokopedia.com dan Shopee.co.id), kemasannya dan layanan purna jual karena hampir semua buyer saya memberikan komen positif untuk poin tersebut. Hal lain yang utama bagi saya adalah kejujuran berjualan dalam menulis informasi produk, ramah dalam berkomunikasi, dan memberi respon yang cepat, dan ini yang sudah mulai jarang di lakukan penjual lainnya yang hanya mementingkan keuntungan saja terutama pedagang besar.

Resiko yang saya sudah hadapi adalah menumpuknya stok di karenakan lambatnya pengiriman dari supplier sehingga saat dimana produk yang akan saya jual "value"nya sudah menurun , hal itu saya siasati dengan memilih supplier yang berpengalaman, ekspedisi yang lebih cepat, pemilihan hari untuk restocking, dan melihat kondisi pasar.

Sejauh ini biaya rata rata yang saya keluarkan sebesar 15% dari omzet untuk keperluan kemasan dan untuk biaya operasional selama sebulan. Untuk laba sekitar 50-70 % dari modal, angka ini sudah sudah naik beberapa bulan terakhir (April - Juni 2018) karena tambahan modal yang saya dapatkan dari pendana di Zidisha.

Sumber dana untuk membayar adalah dari hasil jualan, tabungan akan saya gunakan jika dalam keadaan darurat.

Saya memiliki misi dengan tagline "its not about selling things, its about sharing happiness", yang bertujuan tidak hanya untuk mencari keuntungan saja, tetapi juga berusaha untuk memberikan pelayanan, kepuasan dan barang yang terbaik untuk konsumen sehingga mereka merasakan perbedaan ketika berbelanja dari saya.

Sebagian dari hasil pendapatan tersebut saya bagikan kepada yang membutuhkan melalui lembaga nirlaba independen seperti http://www.dompetdhuafa.org dengan harapan apa yang saya lakukan tidak hanya untuk diri sendiri dan sekitar tapi juga bermanfaat bagi orang lain diluar sana.

Saat ini saya bekerjasama dengan 1 teman saya, shofi. Dia membantu saya untuk melakukan pengemasan. Dengan adanya bantuan dan dari Zidisha, ini sangat membantu. Terima kasih.

Loan Proposal

Hi everyone, thank you very much for visiting. I need to create loan again to add new variant that maybe become a trend in next few month. Here are the details : Smartphone case 50 pcs ($70), Tempered glass 50 pcs ($85), Marketing for 2 month ($50), Equipment for 2 month ($15). These cases and tempered glass will take one time (estimate) so if this plan goes well, i will get 1 more restocking within 2 month so this periode will increase my profit up to 25%. If this periode goes well at the end, I'm planning to buy new smartphone so that i can get better photoshot for my product. That's it, thank you very much!

Feedback

5

None

None

  • nicole    Jun 20, 2018

    My THIRD loan to Andhika - once again you paid on time & I would gladly lend to you a fourth time!

    Log in to reply • Share
  • nicole    Feb 5, 2018

    My second loan to Andhika - still recommended!!!

    Log in to reply • Share
    • Andhika    Mar 17, 2018

      Thank you very much for give me positif feedback, Nicole!

      Log in to reply • Share
  • nicole    Sep 12, 2017

    Paid ahead of schedule - I would gladly lend to you again!

    Log in to reply • Share


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Loan Info

Project Type

Classic Loan

Disbursed amount

$241.00

Date disbursed

Feb 26, 2018

Repayment status

On Time

Projected term

5 weeks

Lenders

C

chkuo

Taipei, Taiwan

AltruisticSelfishnes

Chicago, United States

COOPITALIST

Toronto, Canada

T

TopUp

Toronto, Canada

MakeSense

-, St. Kitts and Nevis

C

cjmenchaca

Austin, United States

Jeff and Marcie

Portland, OR, United States

CharlieBfl

Vaduz, Liechtenstein

J

jjonas

berlin, Germany

J

Jaslogic

Castle Rock, United States

W

William

Los Angeles, United States

P

Piotr

London, United Kingdom

T

TerrenceM

Wollongong, Australia

E

elhanan

Columbus, United States

L

loistf

Madrid, Spain

ads68

Melbourne, Australia

Cadwah

Barcelona, Spain

Andreas Kiss

Vienna, Austria, Austria

ButterfieldFamily

Heber City, United States

L

leeirel

Edmonton, Canada

neocodesoftware

vancouver, Canada

L

lewisfamily

Bicester, United Kingdom

B

Budgie81

Norwalk, United States

R

rosebo

Bend, United States

B

Berkeley100

Berkeley, CA, United States

D

dregier

Ozark, MO, United States

M

Mullagh

United Kingdom

M

Mcohan21

United States

joshuacollinson

Vienna, Austria

smastermind

Jerusalem, Israel

O

OzMonkey

Australia

V

vbud

United States

Buzzel

Frankfurt, Germany

R

rwebb

United States

Grant Xavier Storer

Seattle, Wa, United States

kiwiyan

Wellington, New Zealand

I

irela

United Kingdom

E

egines

United States

J

Jaygee2014

Alberta, Canada

Julia

United States

Jennifer Weber

Canandaigua, Ny, United States

MH

Matt Harris

United States

TH

tom hd

United Kingdom

metab

Estados Unidos, Hong Kong

K

Kerry

United Kingdom

H

Huub

Switzerland

SB

Sue Bucholz

Sacramento, United States

M

Matthias

Australia

BW

Betty Waweru

United States

Kevin

United States

Ryan Keller

Hong Kong, Hong Kong

JG

Jonathan Giuffrida

Chicago, United States

RE

Richard Ellis

United Kingdom

Lulu

Germany

K

kara

United States

E

Erik

Frankfurt/Main, Germany

M

MC

Canada

AW

Andrea Wilson

United States

Nadia Tuchman

New York City, United States

SS

Sarah sewall

United States

CY

Carly Yoshida

United States

Paul Buchheit

Mountain View, United States

F

Florian

Netherlands

John Barnett

United States

JM

Josh Menke

United States

L

Laea

Canada

BB

Brad Brunz

United States

Darren Jeppson

Denver, Colorado, United States

K

Khoa

United States

K

Kindra

USA, United States

DR

Denise Ramser

United States

DY

David Yang

Vancouver, Canada

CH

Christian Holck

United Kingdom

B

Ben

United States

S

Simone

United States

United States

F

Fox

United States

MV

Michael Vereb

United States

DB

Darren Boyd

United States

VD

Van Duong

United States

K

Karen

United States

Francesca

Scotch Plains - New Jersey, United States

Ask Andhika a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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Summary

Amount repaid

$241.87

Amount remaining

$0.00

Date repaid

Apr 2, 2018

Status

Fully repaid

Repayment History

Expected Payments Actual Payments
Mar 5, 2018 $48.37 Feb 6, 2018 $7.56
Mar 5, 2018 $40.82
Mar 12, 2018 $48.37 Mar 12, 2018 $48.37
Mar 19, 2018 $48.37 Mar 26, 2018 $48.37
Mar 26, 2018 $48.37 Mar 26, 2018 $48.37
Apr 2, 2018 $48.37 Apr 2, 2018 $48.37

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