Environment of fresh water fish

Karuniawan

Bogor, Indonesia

100% repaid

Entrepreneur

Name

Karuniawan

Member since

July 2017

On-time repayments

68 installments  •  85%

About Me

I graduated from Bogor - JABAR, I graduated from SMAN 1 Madiun, after graduating from school, I moved / work in Bogor & stayed in Bogor until now, Hoby I play music & fishing, Now I live in Cireureup-Bogor, from small I like to play with cattle animals, like chickens, birds, especially freshwater fish ...,

My Business

I have some ponds / ponds to keep the fish, my pond filled with catfish, pomfret, mujair ... I fill each pond with seeds that are not the same enter, so the fish can be harvested in turns ... I am very happy with Zidisha loan program, although I just get a small limit, but enough help to play money for shopping fish feed .., I hope Zidisha more advanced & limit my credit cepet increases so that more can maximally help my freshwater fish enlargement business ...

Loan Proposal

Buying fish seeds & fish food, thank God with loan from Zidisha, I can buy more seeds .., with my previous loan I can buy fish seeds - / + 200 kg (pomfret, mujair + catfish), pomfret per kg +/- 18,000 IDR, catfish +/- 22,000 IDR, mujair +/- 20.000 IDR. With these fish cattle in addition to having a profit on the sale, also some I can consume myself. profit / profit return on average +/- 30% of capital after reducing the purchase of seeds + feed.

Show original Bahasa Indonesia  

About Me

Saya, Karuniawan ( iwan ), lahir di Madiun - JATIM, besar di Bogor - JABAR,
Saya tamatan SMAN 1 Madiun, setelah lulus sekolah, saya pindah/kerja di Bogor & menetap di Bogor sampai sekarang, Hoby saya bermain musik & memancing,
Sekarang Saya tinggal di Cireureup-Bogor, dari kecil saya senang bermain-main dengan binatang2 ternak, seperti ayam, burung, terutama ikan air tawar...,

My Business

Saya punya beberapa kolam/empang untuk memelihara ikan, kolam saya isi dengan ikan lele, bawal, mujair...
Saya isi tiap kolam dengan bibit2 yg tidak sama masukinnya, sehingga hasil ikan bisa di panen secara bergiliran..., saya sangat senang dengan program pinjaman Zidisha, meskipun saya baru mendapatkan limit kecil, tapi cukup membantu memutar uang buat belanja pakan ikan.., saya berharap Zidisha lebih maju & batas kredit saya cepet meningkat sehingga lebih bisa maksimal membantu bisnis pembesaran ikan air tawar saya...

Loan Proposal

Membeli bibit ikan & makanan ikan, alhamdulilah dengan pinjaman dari Zidisha, saya bisa membeli bibit lebih banyak.., dengan pinjaman saya sebelumnya saya dapat membeli bibit ikan -/+ 200 kg ( ikan bawal, mujair + lele ), ikan bawal per kg nya +/- 18.000 IDR, ikan lele +/- 22.000 IDR, mujair +/- 20.000 IDR . Dengan ternak ikan ini selain punya untung hasil jualnya, juga sebagian bisa saya konsumsi sendiri. hasil laba/keuntungan penjualan rata2 +/- 30 % dari modal setelah di kurangi pembelian bibit + pakannya.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$560.00

Date disbursed

Jan 22, 2018

Repayment status

On Time

Projected term

7 months

Lenders

C

Christian

Saarbruecken, Germany

W

Walter

Victoria BC, Canada

W

Witlof

Tsukuba, Japan

jesuisneil

MATTESON, United States

AltruisticSelfishnes

Chicago, United States

G

Gastao

Covilhã, Portugal

E

erozlum

Istanbul, Turkey

Hope2012

United Kingdom

A

anonymus

Moon, United States

johnandmoliehi

Canton, New York, United States

G

guenter

Bremen, Germany

Svenip

Vienna, Austria

Foxjam

St. Paul, United States

J

Joyful

Philadelphia, United States

Jeff and Marcie

Portland, OR, United States

kuebel

Vienna, Austria

J

jdhowa2

Louisville, KY, United States

A

Alicee

Munich, Germany

Tavin

Ottawa, Canada

Jacob Hedegaard

Risskov, Denmark

KirstenShute

Montreal, Canada

J

jasonbronowitz

Tempe, United States

C

chrisherron

Chicago, United States

S

SlyDoh

Tomball, Tx, United States

B

BartenKatrijn

Ghent 9000, Belgium

P

Piotr

London, United Kingdom

S

Scordato

Mattituck, United States

Namaste250

Pittsford, United States

southcentral

Zürich, Switzerland

A

argos

Zurich, Switzerland

ads68

Melbourne, Australia

Hype1

Ashburn VA, United States

M

michaelangers

Toronto, Canada

B

BlitheTrouper

Denver, United States

A

Aaron

Zurich, Switzerland

D

darkpella

Correggio, Italy

OlyRhys

Olympia, United States

P

Peksa

Espoo, Finland

mrgonzalo

San Francisco, CA, United States

nakamura

United States

hugomesser

Blokker, Netherlands

nmatpt

Lisboa, Portugal

P

prashant

SUNNYVALE, United States

N

NLArjan

Leiden, Netherlands

calvero

Bergen, Norway

J

JohnH

Livonia, Michigan, United States

P

Pavane

Kungsbacka, Sweden

M

msaari

Tampere, Finland

soniad

Dubai, United Arab Emirates

thomas2666

Brisbane, Australia

Svetlana3k

Harvard, United States

ibc123

Seattle, United States

somuchjackson

Boston, United States

lizandsteve

guelph, Canada

J

jinx83

Brisbane, Australia

S

sgunnink

Utrecht, Netherlands

B

bwitt

Berkeley, United States

sderickson

Berkeley, CA, United States

D

drorm

United States

J

jmwinga

Denver, United States

C

ColoradoEmac

United States

L

lenders

United States

R

rossgarlick

United States

Bivouac

Hillsboro, United States

A

adiipienaar

South Africa

M

meric

Australia

C

charleen

United States

J

jsbisa

New Orleans, Louisiana, United States

W

wesbh89

United States

N

Nicolaas

Doha, Qatar

D

ddm08

United States

Malariologist

Heidelberg, Germany, Germany

S

Stephan

Netherlands

JP

James Parker

Sacramento, United States

Enit

Luleå, Sweden, Sweden

Peter R

Fulda, Germany

Villa Maria Outliers

Montreal, Canada

W

Wade

United States

JD

Jo Dane

Melbourne, Australia

DB

Dianne Bayes

Huntersville, United States

JA

Jared Anthony

CT, United States

E

erica

antwerpen, Belgium

Tanner Schachtel

Victoria, Canada

Kevin

San Francisco, United States

MG

Meron Gribetz

United States

NH

N Holt

United States

Cristina Huesch

Canberra, Australia, Australia

TH

tom hd

United Kingdom

Carla

Amsterdam, Netherlands

Martin Nielsen

Aarhus, Denmark

Mark Grey

Redding, CT, United States

AH

ajay hampapur

United States

Aran Dunlop

United States

P

Peter

Bratislava, Slovakia

NR

Nick Rioux

United States

Laura Gladden

Suffolk, Va, United States

Mojoe

Atlanta, United States

K

Katka

St Albans, United Kingdom

BS

Brandon S

United States

V

Vidar

Oslo, Norway

I

isaac

United Kingdom

RC

Rudi Chen

United States

P

patrick

United States

J

Julie

United States

SB

Sue Bucholz

Sacramento, United States

MB

Mark Blatter

United States

HPK

Switzerland, Switzerland

C

Carlene

United States

Jes-c

United States

EW

Emily Winters

United States

Majella

Dublin, Ireland, Canada

Benjamin Kniaz

Boston, United States

Curious Customs

Austin, Texas, United States

BE

Bob Ewing

United States

BP

Bill Piper

United States

D

Dalton

San Francisco, United States

HCPSPIRIT

Helsinki, Finland

NG

Nathan Grey

United States

Dean Suminski

Portland, Oregon, United States

Jean Wren Chan

United States

Bo Rosén

Eslöv, Sweden

Lex Moen

Netherlands

M

Mack

Harbor, Oregon, United States

D

David

United States

Mike

Indianapolis, United States

WC

Walter Clarke

Phoenix, United States

Paul Buchheit

Mountain View, United States

J

James

Los Angeles, United States

Sean Richards

Wilmette, United States

HB

Hugo Boss

United Kingdom

L

Laea

Canada

NS

Natalie Stone

United States

G

Gemma

Australia

Darren Jeppson

Denver, Colorado, United States

N

Nicholas

Australia

RD

Roel De Meester

Antwerpen, Belgium

K

Khoa

United States

MB

MW Brown

United Kingdom

AA

Andrew and Kim

Nashville, TN, United States

G

GWiz89

United States

Krysta

California, United States

Paul T Moore

Jacksonville, Fl, United States

FP

Fred Pratt

United States

J

JB

Germany

MN

Mau NA

United Arab Emirates

DR

Denise Ramser

United States

K

Kirstin

United States

R

Rose

United States

A

Andy

United States

Jim Murray

United States

DE

D'vorah Elias

United States

Peter Morse

Amesbury, MA, United States

MH

Matt Hodges

United Kingdom

TD

Tim Duthie

United Kingdom

ET

Emma Turner

United Kingdom

R

Renee

United States

B

Ben

United States

Magnus Palmgren

Gothenburg, Sweden

LT

Lisa Taylor

California, United States

Ask Karuniawan a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Karuniawan    Oct 6, 2018

    It hasn"t rained for a while, the weather is not good, the water supply that flows into the pond is not good enough so that many fish seeds die ..., hopefully this doesn"t drag on so I can pay off my loan faster ..., thank you for understanding ... Success for Zidisha is always ...

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  • Karuniawan    Sep 1, 2018

    It hasn"t rained for a while, the weather is not good, the water supply that flows into the pond is not good enough so that many fish seeds die ..., hopefully this doesn"t drag on so I can pay off my loan faster ..., thank you for understanding ... Success for Zidisha is always ...

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  • Karuniawan    Jul 28, 2018

    The weather again is not good, the water supply flowing into the pond is less good so that many fish seeds are dead .., hopefully this is not protracted so I can pay off my loan faster .., thanks for penertiannya .., Success for Zidisha always ...

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  • Karuniawan    Jun 22, 2018

    I sell the fish is usually at the end of the month, the fear fits weekly maturity is not enough for payment ..., but as usual if there are more rizki I definitely try to pay off early. thanks Zidisha ...

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  • Karuniawan    May 18, 2018

    I sell his / her fish distribution spinning +/- once a month ..., make jaga2, .takutnya there are obstacles so I am late / lack of funds fits every payday installment per week, but as already, I still try to pay off earlier as more rizki ..., thanks Zidisha & the lenders for the understanding .. hope Zidisha more advanced & growing ...

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  • Karuniawan    Apr 10, 2018

    I sell fish2 on average 1-2 months, while installment pay per week (so 4 x), make jaga2 afraid I can not pay on time, so while lower my installment value, but as usual / before, if I exist rizki more definitely I pay off before maturity. Thank you Zidisha & lenders for your confidence, hopefully Zidisha is more advanced & growing, thanks to the "credit risk expense" it can be smaller ...

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  • Karuniawan    Apr 2, 2018

    I sell his / her fish distribution spinning +/- once a month ..., make jaga2, .takutnya there are obstacles so I am late / lack of funds fits every payday installment per week, but as already, I still try to pay off early as there are more rizki ..., thanks Zidisha & the lenders for the understanding .. hopefully Zidisha more advanced & growing ...

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  • Karuniawan    Mar 24, 2018

    I thank the borrowers who have trusted me by giving a loan .., so it can help organize & promote my freshwater fish farming business ..., hopefully Zidisha more advanced & growing ...

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  • Karuniawan    Mar 23, 2018

    Alhamdulillah .., even though the last week I have difficulties because the pool flooded so that some of my fishing fish drifting, finally I can pay off the loan before maturity, I am very grateful to Zidisha (lenders) who have believed for give me a loan, I hope that I can pay off my loan sooner, the sooner big loan limit will be given to me, so my freshwater fish enlargement business can be more developed ..., my plan to apply for more loan for Buy fish seeds & fish food. for fish seedlings, for example pomfret per kg +/- 18,000 IDR, catfish +/- 22,000 IDR, mujair +/- 20.000 IDR so I can shop more fish seeds ..., With these fish cattle in addition have a profit selling, also some I can consume myself. profit / profit return on average +/- 30% of capital after deducting purchases of seeds + feed THANK YOU ZIDISHA & LENDERS, SEMOGA ZIDISHA MAKIN MAJU ... !!!

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  • Karuniawan    Mar 16, 2018

    I apologize to Zidisha, I temporarily lowered my installment payment to 200000, because the pool was flooded, so some of the fishes that I keep drifted .., hopefully in the future I can raise my installment payments again & speed up my repayment, thanks Zidisha. , hopefully Zidisha is more advanced & growing ...

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  • Karuniawan    Jan 22, 2018

    Alhamdulillah my loan has been approved and funded by the lenders so I can add to the purchase of fodder and fish seeds, I am very grateful to Zidisha (the lenders) who have believed to lend to me, so that the business of fish aquatic enlargement my bargaining can be further developed in the future ..., THANK YOU ZIDISHA & LADDERS, SEMOGA ZIDISHA MAKIN MAJU ... !!!

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  • Karuniawan    Jan 19, 2018

    Alhamdulillah yesterday I can pay off my loan faster (before maturity), I am very grateful to Zidisha (the lenders) who have believed to lend to me, I hope that I can repay my loan faster, faster also big limit the loan that will be given to me, so that my freshwater fish enlargement business can be more developed again ..., THANK YOU ZIDISHA & LADDERS, SEMOGA ZIDISHA MAKIN MAJU ... !!!

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  • Karuniawan    Dec 29, 2017

    because there is a problem with the water in my fish enlargement pond, so the fish is partially dead, so I need funds for the repair + the fish seeds again. And for that part of the money planned for the payment of installments Zidisha used. Hopefully I can solve all this so I can improve my installment again again & can pay off my loan more quickly / on schedule.

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  • Karuniawan    Dec 6, 2017

    After waiting for +/- 12 days, until I had time to think maybe my loan application was rejected, because usually +/- 5 days usually already liquid, but Alhamdulillah finally my loan is liquid too, so I can increase the purchase of fodder. I am very grateful to Zidisha (the lenders) who have believed to lend me, I hope that I can repay my loan faster, faster also big limit of loan that will be given to me, so that the business of freshwater fish enlargement I can further develop ..., I hope for my next loan is not too long wait ..., THANK YOU ZIDISHA & LADDERS, SEMOGA ZIDISHA MAKIN MAJU ... !!!

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  • Karuniawan    Nov 24, 2017

    Alhamdulillah I have paid my loan more quickly (before maturity), I am very grateful to Zidisha (the lenders) who have believed to lend me, I hope that I can repay my loan faster, faster also the limit loan that will be given to me, so that my freshwater fish enlargement business can be more developed again ..., THANK YOU ZIDISHA & LENDERS, SEMOGA ZIDISHA MAKIN MAJU ... !!!

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  • Karuniawan    Oct 24, 2017

    Alhamdulillah my liquid loan amounted to 2,299,000 IDR (after cutting 5%), so I can add to the purchase of fodder. I am very grateful to Zidisha (the lenders) who have believed to lend me, I hope that I can repay my loan faster, faster also big limit of loan that will be given to me, so that the business of freshwater fish enlargement I can be more developed again ..., THANK YOU ZIDISHA & THE LENDER, SEMOGA ZIDISHA MAKIN MAJU ... !!!

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  • Karuniawan    Oct 21, 2017

    Alhamdulillah my loan at ACC ..., so can make my purchases of fresh food / raising of freshwater fish .., thank you very much to lenders who have believed me .., thank you Zidisha .., hopefully add forward ... Zidisha is the best ... !!!

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  • Karuniawan    Oct 13, 2017

    Alhamdulillah my loan was paid faster (before maturity), I am very grateful to Zidisha (lenders) who have believed to lend me, I hope with I can pay off my loan faster, faster also big loan limit which will be given to me, so my freshwater fish growing business can grow further ..., THANK YOU ZIDISHA & LOAN PROVIDERS, SOMETHING ZIDISHA MAKIN ... !!!

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  • Karuniawan    Sep 28, 2017

    To Mr. Markus Oma, I say many thanks for my loan application has been approved ... ,, the funds will I use to buy fish seeds & fish food. actually the amount of this loan is too small, because for fish seedlings, for example pomfret per kg its +/- 18.000 IDR, catfish +/- 22.000 IDR, mujair +/- 20.000 IDR so for the shortcomings I use money from the sale of pulses + the work in the factory, With this fish livestock in addition to profit from the sale, also some I can consume myself. profit / sale proceeds averagely +/- 30% of the capital after reducing the purchase of seeds + feed ..., I hope Zidisha will continue to grow more advanced & my credit limit increases faster ..., Thanks Zidisha ... !!!

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  • Markus Oma    Sep 28, 2017

    good luck! (skit fiske!)

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