Addition of business capital

Muhamad

Bekasi Kota, Indonesia

37% repaid

Entrepreneur

Name

Muhamad

Member since

September 2017

On-time repayments

158 installments  •  30%

About Me

I am currently working in a private company engaged in IT as a Partnership staff, in charge of maintaining good relationships with clients / agents for good name and progress of the company. I am also a head of household with 3 children whom I want to share and meet the needs of their lives that I hope to be a useful human being for the family and country.

My Business

My current source of income apart from working in the company, I also have a business as an agent in the field of Tour and Travel that I have built since 2016 and done at home and mobile because the online system. From the results of these efforts really help me in increasing the income for the needs of everyday families with a turnover value of approximately Rp. 1,000,000 per month. I chose Tour and Travel business because this business is still very potential to continue to grow, as for the products I provide is the reservation of airline tickets, train tickets, hotel vouchers and online payments (PPOB). The product is mostly a requirement of the people of Indonesia and I attend to facilitate the family, friends and community around my house in the service.

Loan Proposal

I really need this loan fund to increase my business capital in the field of Tour and Travel services in order to continue to serve the services of the products that I provide. Due to the increasing interest of the people today on the purchase of airline tickets, train tickets and online purchases / payments, so I need capital for me input into the deposit for my convenience in transactions I do online via Mobile and Laptop.

Show original Bahasa Indonesia  

About Me

Saya saat ini bekerja di perusahaan swasta yang bergerak dibidang IT sebagai staff Partnership, yang bertugas menjaga hubungan baik dengan klien/agent untuk nama baik dan kemajuan perusahaan.
Saya juga seorang kepala keluarga dengan 3 orang anak yang ingin saya bahagiakan dan penuhi kebutuhan hidup mereka yang saya harapkan menjadi manusia yang berguna bagi keluarga dan negara.

My Business

Sumber penghasilan saya saat ini selain dari bekerja diperusahaan, saya pun memiliki usaha sebagai agent dibidang Tour dan Travel yang sudah saya bangun sejak 2016 dan dikerjakan dirumah serta secara mobile karena sistem online. Dari hasil usaha tersebut sangat membantu saya dalam menambah penghasilan untuk kebutuhan keluarga sehari-hari dengan nilai omzet kurang lebih Rp. 1.000.000 per bulan. Saya memilih usaha Tour dan Travel karena bisnis ini masih sangat berpotensi untuk terus berkembang, adapun produk yang saya sediakan adalah reservasi tiket pesawat, tiket kereta api, voucher hotel dan pembayaran online (PPOB). Produk tersebut kebanyakan sudah menjadi kebutuhan masyarakat Indonesia dan saya hadir untuk memudahkan keluarga, teman dan masyarakat disekitar rumah saya dalam layanan tersebut.

Loan Proposal

Dana pinjaman ini sangat saya butuhkan untuk penambahan modal usaha saya dibidang jasa Tour dan Travel agar dapat terus melayani jasa dari produk yang saya sediakan. Karena meningkatnya minat masyarakat saat ini atas pembelian tiket pesawat, tiket kereta dan pembelian/pembayaran online, sehingga saya butuh modal untuk saya masukan kedalam deposit untuk kemudahan saya dalam transaksi yang saya lakukan secara online via Handphone dan Laptop.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$129.00

Date disbursed

Nov 29, 2017

Repayment status

Late

Projected term

36 months

Lenders

johnfay

Lusaka, Zambia, South Africa

M

MiguelGago

Guimarães, Portugal

T

Talex

Nürnberg, Germany

W

William

Los Angeles, United States

B

bgj21

Cambridge, United Kingdom

J

jzidi

Los Angeles, United States

L

loistf

Madrid, Spain

Z

zblongladder

Somerville, United States

O

ochunshoney

charlotte, United States

B

boronat

Brussels, Belgium

K

KnutG

Bergen, Norway

L

Lennert

Alphen aan den Rijn, Netherlands

A

Amengan

Netherlands

Mimobo

Schwäbisch Gmünd, Germany, Germany

Jake Badger

Roskilde, Denmark

Lou Kaucic

Sanbornton, NH, United States

E

erica

antwerpen, Belgium

R

Rembrandt

United Kingdom

PG

Paul Graham

United States

N

Nick

United States

TC

Tricia Caruso

United States

Cliff

United States

Carlo Cruz

Cincinnati, OH, United States

S

Sally

Australia

Betsy

United States

KK

Kurt Kellner

United States

Paul Buchheit

Mountain View, United States

AS

Andreas Schäfer

Basel, Switzerland

Darren Jeppson

Denver, Colorado, United States

JS

Jason Shea

United States

Ask Muhamad a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Su    Jul 29, 2019

    To Zidisha, I will notify you again

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  • Muhamad    Mar 10, 2019

    Still continuing to look for great opportunities, thankful that it has begun to improve.

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  • Muhamad    Nov 25, 2018

    Dear Zidisha and lenders, from now on, I will make sure to pay installments regularly. Thank you

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  • Muhamad    Nov 25, 2018

    I say thank you for the support of the Zidisha team and lenders, you are the best. Keeps me excited and struggles to achieve success. Thank you very much

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  • Muhamad    Nov 25, 2018

    Currently my economy is still not good, the business has not been able to develop properly. I still keep trying and working hard so that my business runs well so that I can do my obligation to pay installments. Sorry, I apologize for the lack of fluency in paying installments, please pray for help so that I can get out of this economic hardship and succeed with Zidisha. Thank you very much for your attention and cooperation.

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  • Muhamad    Nov 25, 2018

    Income is still not good

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  • Muhamad    Oct 13, 2018

    Business is not going well

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  • Muhamad    Jul 11, 2018

    Business is not good

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  • Muhamad    Jun 6, 2018

    We are sorry that we can not pay the full installment because there are constraints on income. Thank you

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  • Muhamad    Apr 21, 2018

    Apparently I still can not pay on time because of the many obstacles in obtaining trading profits and obstacles in the way of payment that must use the bank account BNI so I have a transfer administration fee of Rp. 6,500, -. Please give me more time to pay for it. Thank you very much for your attention.

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    • (Comment deleted by author)

      • Muhamad    Apr 21, 2018

        Thanks a lot for the information and guidance. I acknowledge and it is pure mistake I have neglected in payment. In the future I will always notify to Lender when there are obstacles. Doaka me in order to pay on time on schedule. Thank you very much

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    • J    Apr 21, 2018

      Dear Muhammed,

      Did you see this message?
      www.zidisha.org/forum-threa...

      Maybe it helps to reduce the costs.

      Kind regards,
      Joost
      Team Zidisha

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  • Muhamad    Feb 21, 2018

    Good night, Dear lender, I"m sorry to say I have not been able to pay the installment because there is no money because it is still not stable finances after the accident from illness. For your attention I say Thank you very much.

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  • Muhamad    Feb 12, 2018

    I had a sickness of less than 2 weeks so no money came in. This resulted in late payments. The business is currently abandoned, but I do not want to despair and will always be a spirit for the sake of the main Family. May I rise again to earn money. I apologize for the attention and understanding of the lenders.

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  • Su    Feb 5, 2018

    Kepads lenders, I have contacted muhammad, he said it was a time of trouble and will schedule installment payments

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  • Muhamad    Feb 4, 2018

    Best wishes for Mr and Mrs, I"m sorry I just can deliver related to the matter of my delay for not paying the loan installment. It is because I have a disaster, I am sick for a few weeks so that no money coming in that cause can not pay installments. I promise Wednesday, February 07, 2018 will pay installments. We apologize in advance for this and Thank you very much for your understanding. Regards.

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  • Muhamad    Dec 13, 2017

    We"re sorry we can not make a full payment in the week. Sales this week continue to decline, hopefully next week there is an increase in sales so it can pay full. Thank you Regards

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  • Muhamad    Dec 6, 2017

    Sales have not increased yet

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  • Muhamad    Nov 29, 2017

    Thank you very much for the trust of the lenders in lending the funds that I really need this. I have received funds disbursement today Wednesday, November 29, 2017 and I will use as well as possible business needs and will pay the installments on a predetermined schedule. Thank you

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  • Muhamad    Nov 29, 2017

    Thank you very much for trusting me to lend this money to me. This fund is very needed to increase my business capital in the field of travel (ticketing) in supporting the progress of business for the welfare of my family and provide a good impact for the community around my business. Thank you

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  • Muhamad    Nov 15, 2017

    A happiness can contribute in contributing material and energy to the annual event from the result of the travel business that I have been running. Hopefully with Zidisha"s loan support I can continue to participate in providing an excellent impact on my family and community in my neighborhood.

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