Catfish breeding development

Achmad

Banyumas, Indonesia

1% repaid

Entrepreneur

Name

Achmad

Member since

September 2015

On-time repayments

71 installments  •  1%

About Me

My name is Achmad Sukardi, I am 60 years old, I have 3 children. I live in purwokerto. Although I am quite old and already have grandchildren but I am still doing a lot of activity. I do not like to stay for long time.

My activities every day, at the morning I accompany my wife to the traditional market buying groceries for our shop, then taking my grandchildren to school, taking care of livestock breeding carp. At the end of the week I usually take time to go fishing out of town.

My family economy is enough, Although our children has been married, my wife is still selling in the shop and I'm still doing the business of small-scale livestock carp. Previously, I have done breeding chickens, ducks, taking care of fields, and other various jobs.

My Business

I have catfish livestock business in the pond tarp. I have done breeding fish many years before. Firstly I had some fish ponds, made using by ordinary soil. However, because of the rapid development, it was no longer exist. The land is getting narrower.

After having a long vacuum of breeding fish, around 1 year ago I started it back using the pool tarp. I did this since there is no longer large land anymore, hence I utilize the limited land bu creating a pool of tarpaulin. I choose to breed catfish because time is shorter, more powerful, and not easily die than other types of fish.

Loan Proposal

The existence of farm catfish requires capital was passable, although this time the cattle catfish I"ve been running, but I need additional capital for the replacement of the completeness of the pool are destroyed, and also for seed catfish new .__ Therefore I applied for a loan to zidisha This .__ catfish breeding business analysis for one pool can be described as follows: beginning __Modal / perbaikan__1. 2 pieces of tarpaulin size of 2 x 65,000:Rp. 130.000, - Rp. 300.000, - __2. Bamboo: Rp. 50.000, - __3. Paku 1 kg: Rp. 10000, __ Total Rp. 360.000, - ____Biaya Produksi__Bibit / seed 2,000 head / pool @ Rp 250, - USD. 500,000, -__ Feed: __ Feed Silk Worms 10 kgRp 6.000, - USD. 60,000, __ Feed for 2,5bln @ 45kg / mo x 8000 = 112.5 kg / kg = Rp. 900,000, -__ • _Biaya drugs / miscellaneous Rp. 50,000, -__ • _Jumlah operating capital Rp. 1.69 million, -____ Total initial capital = Rp. 2.050.000__Modal beginning only issued at the first time maintaining catfish, for the subsequent maintenance period means any period only pay Rp. 1.69 million, -____ Operating Revenues Livestock catfish With Swimming terpal__Kisa Assume total catfish that can be harvested is 80% with a mortality of 20% .__ So catfish that can be harvested is 1600 tail, if 1 kg contains 7 catfish then we harvest 1600 / 7 = 228 kg fish lele__Harga catfish = Rp. 15,000 / kg (prices can change at any time) __ 228 X 15,000 = Rp. 3.42 million, -____ Total Net profit: Rp. 3.42 million - Rp. 2.05 million, - = Rp.1.370.000, - (First Harvest) __ For the maintenance of catfish into two and so the profits are __Rp. 3.42 million - Rp.1.690.000, - = Rp. 1.73 million, - ____Demikian this proposal I made, my loan may be funded. Amen

Show original Bahasa Indonesia  

About Me

Nama saya Achmad sukardi,saya berusia 60 tahun,punya 3 orang anak. saya tinggal di purwokerto. Walaupun usia sudah cukup tua dan sudah punya cucu tapi saya masih banyak melakukan aktivitas,saya justru tidak suka lama berdiam diri. kegiatan saya tiap hari, dari pagi hari mulai dari mengantar istri ke pasar untuk belanja bahan warung, menjemput cucu dari sekolah, mengurus ternak pembibitan ikan gurame dan di akhir minggu biasanya saya menyempatkan untuk pergi memancing ikan ke luar daerah sendiri. ekonomi keluarga saya biasa saja, walaupun anak sudah yang berumah tanngga sendiri, tapi istri saya masih berjualan di warung dan saya masih melakukan usaha ternak ikan gurame skala kecil. saya pernah beternak ayam, bebek, mengurus sawah dan berbagai macam pekerjaan pernah saya alami.

My Business

saya mempunyai usaha ternak ikan lele di kolam terpal. dalam bidang ternak ikan sebenarnya saya sudah pernah menjalaninya bertahun-tahun di masa yang lalu. dahulu saya mempunyai beberapa kolam ikan, kolam terbuat dari kolam tanah biasa. Namun karena pesatnya pembangunan,kolam tanah tersebut sekarang sudah tidak ada lagi,karena lahan semakin sempit. setelah lama vakum dari beternak ikan, sekitar 1 tahun yang lalu saya memulai kembali ternak ikannya, namun dengan media kolam terpal. ini saya lakukan karena tidak ada lagi lahan yang luas yang mendukung, sehingga memanfaatkan lahan yang terbatas saya buat kolam dari terpal. saya memilih ternak pembesaran lele karena waktunya bisa lebih singkat, lele lebih kuat dan tidak mudah mati dibanding jenis ikan yang lain.

Loan Proposal

Adanya usaha peternakan ikan lele ini membutuhkan modal yang lumayan, walaupun saat ini ternak lele saya sudah berjalan, namun saya perlu tambahan modal untuk penggantian kelengkapan kolam yang sudah mulai rusak, dan juga untuk bibit ikan lele baru.
Oleh karena itu saya mengajukan pinjaman ke zidisha ini.
Analisa usaha ternak lele untuk 1 kolam dapat digambarkan sebagai berikut :
Modal awal/perbaikan
1. 2 buah terpal ukuran 2 x 65.000 : @Rp. 130.000,- Rp. 300.000,-
2. Bambu : Rp. 50.000,-
3. Paku 1 kg : Rp. 10.000,
Jumlah Rp. 360.000,-

Biaya Produksi
Bibit/benih 2000 ekor /kolam @Rp.250,- Rp. 500.000,-
Pakan :
Pakan Cacing Sutra 10 kg @Rp 6.000,- Rp. 60.000,
Pakan selama 2,5bln @45kg/bln= 112.5 kg x 8000/kg = Rp. 900.000,-
• Biaya obat/lain-lain Rp. 50.000,-
• Jumlah modal operasional Rp. 1.690.000,-

Jumlah modal awal = Rp. 2.050.000
Modal awal hanya di keluarkan pada saat pertama memelihara ikan lele, untuk masa pemeliharaan selanjutnya berarti setiap periode hanya mengeluarkan uang sebesar Rp. 1.690.000,-

Pendapatan Usaha Ternak lele Dengan Kolam terpal
Kisa Asumsikan total lele yang dapat di panen adalah 80 % dengan kematian sebesar 20 %.
Maka ikan lele yang dapat kita panen adalah 1600 ekor, jika 1 kg berisi 7 ikan lele maka kita panen 1600/7 = 228 kg ikan lele
Harga ikan lele = Rp. 15.000/kg (harga bisa berubah sewaktu-waktu)
228 X 15.000 = Rp. 3.420.000,-

Total Keuntungan bersih : Rp. 3.420.000 - Rp. 2.050.000,- = Rp.1.370.000,- ( Panen Pertama )
Untuk pemeliharaan lele ke dua dan seterusnya maka keuntungannya adalah
Rp. 3.420.000 - Rp.1.690.000,- = Rp. 1.730.000,-

Demikian proposal ini saya buat, semoga pinjaman saya bisa terdanai. Amin

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Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

Jan 6, 2016

Repayment status

Late

Projected term

16 months

Lenders

M

mblue0953

United States

Mikey

London, United Kingdom

carlos vendrell

Barcelona, Spain, Philippines

cyrus0302

San Francisco, United States

T

treyh

San Diego, CA, United States

J

JakeA

Wellington, New Zealand

C

cjmenchaca

Austin, United States

B

blahblah

Nuernberg, Germany

H

Halli

Bottrop, Germany

J

jdhowa2

Louisville, KY, United States

H

hilde

seattle, United States

EmilAsker

Lomma, Sweden

B

Bavarian

Bavaria, Germany

R

RamonF

Zurich, Switzerland

A

AWhitefield

Ipswich, United Kingdom

P

planespotter

Berlin, Germany

M

marcelitohb

Bremen, Germany

ads68

Melbourne, Australia

J

Jopar

Corroios, Portugal

M

Morgue

Brighton, United Kingdom

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

xtrahardware

Cazenovia, United States

dlpringle

Denver, United States

pvilliger

Zurich, Switzerland

Matching Fund

Sterling, United States

M

microlender

United States

L

lenders

United States

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Summary

Amount repaid

$1.50

Amount remaining

$103.51

Expected completion

May 22, 2017

Status

Repaying late

Installment amount

$1.50

Repayment History

Expected Payments Actual Payments
Jan 18, 2016 $1.50 Jan 17, 2016 $1.50
Jan 25, 2016 $1.50
Feb 1, 2016 $1.50
Feb 8, 2016 $1.50
Feb 15, 2016 $1.50
Feb 22, 2016 $1.50
Feb 29, 2016 $1.50
Mar 7, 2016 $1.50
Mar 14, 2016 $1.50
Mar 21, 2016 $1.50
Mar 28, 2016 $1.50
Apr 4, 2016 $1.50
Apr 11, 2016 $1.50
Apr 18, 2016 $1.50
Apr 25, 2016 $1.50
May 2, 2016 $1.50
May 9, 2016 $1.50
May 16, 2016 $1.50
May 23, 2016 $1.50
May 30, 2016 $1.50
Jun 6, 2016 $1.50
Jun 13, 2016 $1.50
Jun 20, 2016 $1.50
Jun 27, 2016 $1.50
Jul 4, 2016 $1.50
Jul 11, 2016 $1.50
Jul 18, 2016 $1.50
Jul 25, 2016 $1.50
Aug 1, 2016 $1.50
Aug 8, 2016 $1.50
Aug 15, 2016 $1.50
Aug 22, 2016 $1.50
Aug 29, 2016 $1.50
Sep 5, 2016 $1.50
Sep 12, 2016 $1.50
Sep 19, 2016 $1.50
Sep 26, 2016 $1.50
Oct 3, 2016 $1.50
Oct 10, 2016 $1.50
Oct 17, 2016 $1.50
Oct 24, 2016 $1.50
Oct 31, 2016 $1.50
Nov 7, 2016 $1.50
Nov 14, 2016 $1.50
Nov 21, 2016 $1.50
Nov 28, 2016 $1.50
Dec 5, 2016 $1.50
Dec 12, 2016 $1.50
Dec 19, 2016 $1.50
Dec 26, 2016 $1.50
Jan 2, 2017 $1.50
Jan 9, 2017 $1.50
Jan 16, 2017 $1.50
Jan 23, 2017 $1.50
Jan 30, 2017 $1.50
Feb 6, 2017 $1.50
Feb 13, 2017 $1.50
Feb 20, 2017 $1.50
Feb 27, 2017 $1.50
Mar 6, 2017 $1.50
Mar 13, 2017 $1.50
Mar 20, 2017 $1.50
Mar 27, 2017 $1.50
Apr 3, 2017 $1.50
Apr 10, 2017 $1.50
Apr 17, 2017 $1.50
Apr 24, 2017 $1.50
May 1, 2017 $1.50
May 8, 2017 $1.50
May 15, 2017 $1.50
May 22, 2017 $0.30

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