Alat2 kitchen supplies to stores

Endang Rusmiati

Tangerang, Indonesia

100% repaid

Entrepreneur

Name

Endang Rusmiati

Location

Tangerang, Indonesia

On-time repayments

265 weekly installments  •  93%

About Me

I am a single parent with a beautiful 10-year-old daughter who is attending grade 5 of Elementary School. The father of my daughter left us for granted by the time my daughter was 1 year old.

To provide for my life and my daughter, I opened an online store of home-made clothes for women and children.

My sales profit is used for daily and monthly expenses such as buying food, clothing and school fees for my daughter, and is also used for routine monthly expenses such as electricity, water, taxes.

My Business

It's been 5 years I opened an online store in several marketplace in Indonesia (tokopedia, shopee, bukalapak, carousell). Goods that I sell are goods that are used by women and children everyday that is daster (clothes worn inside the house).

I choose to sell through the marketplace because I think the buyer is more comfortable with the third party where they pay the order goods first, so the buyer is not afraid to be deceived with the goods ordered. Because sometimes there are also naughty sellers by not sending goods orders after the buyer direct money transfer payments to the seller's account.

The disadvantage of selling through the marketplace is the payment of the buyer's order not directly received by the marketplace, and the payment order of the new buyer will be disbursed if the buyer has received their order item.

Because the goods I sell are the everyday clothes used by most Indonesian women, it is often a very high re-order from the buyer. So I often run out of capital to buy stock of goods to the supplier because the sales money is still stuck in the marketplace.

And there are some neighbors who often take my merchandise for their resale, so a little more I can help their economy as well.

During this time, every day I purchased from my online store an average of 5-10 customers everyday, by earning money of USD 46 - USD 91. At one item I take 10% profit - 20%, which can get USD 15 - USD 25 every day. So within 1 month, the profit can be approximately USD 450 - USD 750.

From this advantage I use for loan installments to lenders Zidisha and also to pay for education and provide a decent life for my daughter and also I save as a savings to the reserve fund in case of disaster.

My big dream is to have an offline store, so I get 2 revenue sources from online stores and offline stores.

Loan Proposal

To purchase food container / jar welcome Eid / Eid, as many as five dozen @ 45,000. The rest borrowed funds will be used to purchase additional capital needs child clothes widths.

Show original Bahasa Indonesia  

About Me

Saya adalah seorang single parent dengan seorang putri cantik berusia 10 tahun yang bersekolah di kelas 4 Sekolah Dasar.

Saya membuka toko online yang merupakan pemasukan satu-satunya untuk membiayai kehidupan sehari-hari putri saya.

Uang laba penjualan saya gunakan untuk keperluan biaya harian dan bulanan seperti membeli makanan, pakaian dan biaya uang sekolah untuk putri saya, serta dipergunakan juga untuk membayar listrik, air, pajak.

My Business

Sudah 5 tahun saya membuka toko online di beberapa marketplace di Indonesia. Barang yang saya jual merupakan barang yang dipergunakan wanita dan anak-anak Indonesia sehari-hari yaitu daster (baju dipakai didalam rumah).

Saya memilih jualan melalui marketplace karena menurut saya pembeli lebih nyaman dengan adanya pihak ketiga tempat mereka membayar barang pesanan terlebih dahulu, sehingga pembeli tidak takut tertipu dengan barang yang dipesan. Sebab terkadang ada juga penjual yang nakal dengan tidak mengirim barang pesanan setelah pembeli transfer uang pembayaran langsung ke rekening penjual.

Kelemahan jualan melalui marketplace adalah uang pembayaran pesanan pembeli tidak langsung saya terima melainkan ditahan lebih dahulu oleh marketplace, dan uang pembayaran pesanan pembeli baru akan dicairkan apabila pembeli sudah menerima barang pesanan mereka.

Karena barang yang saya jual merupakan pakaian yang sehari-hari dipakai kebanyakan wanita Indonesia, maka sering terjadi order ulang yang sangat tinggi dari pembeli. Sehingga saya sering kehabisan modal untuk membeli stok barang ke supplier karena uang penjualan masih tertahan di marketplace.

Dan ada beberapa tetangga yang sering ambil barang jualan saya untuk mereka jual kembali, sehingga sedikit banyaknya saya bisa membantu perekonomian mereka juga.

Selama ini, setiap harinya pembelian dari toko online saya rata-rata sehari 5 - 10 konsumen, dengan mendapatkan uang penjualan sebesar USD 46 - USD 91. Per satu barang saya mengambil keuntungan 10% – 20%, yang bisa mendapatkan USD 15 - USD 25 setiap hari. Sehingga dalam waktu 1 bulan, keuntungan yang di dapat kurang lebih sebesar USD 450 - USD 750.

Dari keuntungan ini saya pergunakan untuk angsuran pinjaman kepada lenders Zidisha dan juga untuk membayar pendidikan dan memberikan kehidupan yang layak untuk putri saya dan juga saya simpan sebagai tabungan untuk dana cadangan apabila terjadi musibah.

Impian besar saya adalah memiliki toko offline, sehingga saya mendapat 2 sumber pemasukan yaitu dari toko online dan toko offline.

Loan Proposal

Untuk pembelian wadah makanan / toples menyambut lebaran/hari raya idul fitri, sebanyak 5 lusin @45.000. Selebihnya dana yang dipinjam akan digunakan untuk tambahan modal pembelian baju-baju anak kebutuhan lebaran.

Feedback

3

None

None

  • Joost    Sep 1, 2018

    Neat on time repayment and excellent status updates with photos.

    Log in to reply • Share
  • Margaret    Feb 13, 2017

    Endang paid like clockwork and was a pleasure to work with. I would gladly lend to her again. Thank you!

    Log in to reply • Share
    • Endang Rusmiati    Feb 7, 2018

      Terimakasih Ms. Margaret, bantuan Anda sangat berguna untuk hidup saya dan putri saya serta usaha. Sehat dan bahagia untuk Anda.

      Log in to reply • Share
  • TrademarkMan    Jun 7, 2016

    Endang made all of her payments on time, and I would be happy to lend to her again.

    Log in to reply • Share
    • Endang Rusmiati    Feb 7, 2018

      Terimakasih Mr. TrademarkMan, bantuan Anda sangat berguna untuk hidup saya dan putri saya serta usaha saya. Sehat dan bahagia untuk Anda.

      Log in to reply • Share


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Loan Info

Project Type

Classic Loan

Disbursed amount

$310.00

Date disbursed

Jun 24, 2016

Repayment status

On Time

Projected term

3 months

Cost to entrepreneur

Service fee: $15.50

Lenders

A

aaronmcmurray

SLC, UT, United States

eaganlender

Kalamazoo, United States

E

Ethan

Middleburg, United States

B

bek88

Fairview, United States

L

laidas

Vilnius, Lithuania

A

angie42

Clinton Township, United States

E

eniid

Stockholm, Sweden

D

DelapierceD

New York, United States

xtrahardware

Cazenovia, United States

M

MatthiasM

München, Germany

E

edgrr000

Dallas, United States

Parkmobile

Fort Bragg, United States

S

sgunnink

Utrecht, Netherlands

H

happytrailsjpd

South Bend, United States

D

dmartink

Maryland, United States

G

GreenMoney

Lahr, Germany

A

Alizar

Toms River, United States

mfrost3

Dakar, Senegal

R

RohitSingh

Montreal, Canada

T

topher

United States

Dutchguy

Nijmegen, Netherlands

OP

Old People

Corona Del Mar, United States

T

tomcat14

Brussels, Belgium

P

payette

Ottawa, Canada

J

jmwinga

Denver, United States

A

AileenH

United Kingdom

O

osubucks45

United States

camden01

Connecticut, United States

S

stevemorin

United States

Paul Buchheit

Mountain View, United States

J

jenda

Czech Republic

B

bvirlet

United States

P

paulk

United States

G

GayleR

United States

O

orilifsks

United States

G

gsh589

United Kingdom

L

leftyoctober

Minneapolis, United States

smastermind

Jerusalem, Israel

Q

qeorge

United States

M

MikeP

United States

S

samanthaellen

United States

M

markl

Australia

H

Heath

United States

Adrien Norulak

Zurich, Germany

kiwiyan

Wellington, New Zealand

M

me.iulian

Iasi, Romania

B

beegkitty

United States

begood

United States

M

Meral

Germany

mysterry

Saint Lazare De Vaudreuil, Canada

B

bwmoore

United States

P

PeterSpencer

United Kingdom

dust

Seattle, United States

J

Joe

New York, United States

Dominik Wagner

Karlsruhe, Germany

J

Jernej

Ljubljana, Slovenia

Humble Bundle Community

San Francisco, United States

A

Anonymous

United States

A

Anonymous

United States

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