77 installments • 68%
Since childhood I had the interest in becoming a business but after school I did not get any financial support so had no capital to start. I had to sell sauchet water before I was able to raise my capital . My interest was to sell costmetics which I am presently into but because my capital was not that much I can not purchase many to sell. I love Ghana, it is a peaceful country. My children want to be doctors in future and lawyers. I like trading.
I sell cosmetics, body lotions, creams ,perfumes, body splashes among others. I buy them and retail. They are very useful, everyone especially ladies want glowing skin so they petronise a lot. I use the profit to reinvest in growing the business. It is my dream to expand my business. Day in and set out people need body lotions and creams and other cosmetics so I really love my business. I will like to get a bigger stop for my business.I have now added selling of ladies shoes and I need a bigger loan for my business .
If I am given this loan I will use part in purchasing personal protective equipments and also use part in retocking my cosmetics , These products sell faster and I make more profit from them. I will also use part in buying data bundle to help me with my online training on soap making.
I will be able to repay my loan because I train people on soap making,which I do online, I train them for a token. I also train and make ladies wigs, I make more money from these and I hope it will help me in repaying my loan
Sep 5, 2020
Cost to entrepreneur
Service fee: $4.56
Credit risk payment: $3.67