Philip's clothings

Philip Osei

Cantonments - Accra, Ghana

100% repaid



Philip Osei

Member since

October 2016

On-time repayments

19 installments  •  79%

About Me

My name is Philip Osei. I was born into a very poor family of 6 in Accra, Ghana. There was no shelter so we used to sleep under bridges - that's to say we were destitutes. We lived beggarly life with our parents who normal deployed us unto the streets to beg for money so we could buy food and eat.
Sometimes I go to the Makola Market and do carriage jobs and get money and food for the entire family. Life continued this way until I met a certain Tailor who advised my parents to release me to them so he could teach me tailoring free. He added that, through me the family would be saved.
My parents were extremely happy and agreed to the tailor's proposal so I went and stayed with the tailor for one year and learnt tailoring.
Today, I am proud to say I am a Tailor - thanks be to God.

My Business

After passing out, I hustled for 3 months to get more and buy my on sewing machine so I can start my business.
God being so good, I gathered some money about USD 252.05 which I used to buy the machine and started the sewing business small, small by the roadside.
Because I don't have money to buy materials to sew different styles to display, I make one USD 5.00 daily which we manage as family. So I would say the profits from the business currently are to feed only my family which shouldn't have been the case.

Loan Proposal

With this loan, I will buy as many materials as the loan can afford and sew different styles that will advertise my sewing skills so as to attract customers to bring their fabrics for me to sew for them.
My profit will increase by USD 25.24 (GH¢100.00) for every material I sew when this loan is granted.
Help me with a loan so that I can invest in my business, realize appreciable returns and invest also in the poor and the needy in the community.






Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Oct 5, 2016

Repayment status

On Time

Projected term

6 weeks

Cost to entrepreneur

Service fee: $0.13

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United States

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