Phone accessories business

Alexander Ampem Dzivenu

Accra Haatso Ecomog, Ghana

100% repaid

Entrepreneur

Name

Alexander Ampem Dzivenu

Member since

June 2016

On-time repayments

183 installments  •  58%

About Me

I am a young man of 33 years old and graaduated form the University Of Ghana in the year 2006 with a Bachelor in Philosophy.I have a strong passion to become an entrepreneur specializing in providing IT services.I started trading when i completed senior high school in the year 2000 and manged to build my own shop on my Mother's land where the family lives now.I supported my self during my tertairy education since as at that time my parents were on pension.
Immediately after Shs i worked with someone as a shop attendant and we sell provisions,later on my senior brother in the Uk gave me a capital of about 200pounds in the year 2001, and i started my own trading in provisions.It was on a table top.I sold for about a year before gaining admission into the university.During this time when i was selling i made a lot of profits and save towrds my education because i knew it was going to be hard for me because my parents were on pension and both were not working.My only support was my senior brother in the UK who i could not depend on too much on because he was also a student.I hired someone to take care of the shop in 2002 when i gained admission, and i used to come home on weekends to take stock.
When i began my university education my mum gave me a parcel of land and i managed to be building a shop whilst in school.My senior brother in the UK also supported me a lot in providing some building materials for me.
I have been worjing after my national service on 2007 and continued the building from the salary i am paid.This had not been easy for me at all as i had to sacrifice modt of my salry into the building.I built the shop in order to sell provisiosn but along the line i changed my minfd and started to invest in video camera and production since a frien advised me t invest in providing service rathers than trade in buying and selling.I was before aslos doing graphics and editing as a hobby and i had gained a little experience.I begaon to start the shopa s provoiding video serviceas and phots shhoting on occassions since i managed to buy a camera.This helped me alot in raising additional income to invest in the business
I have a baby girl now who is 5 months old and i plan to help her be a medical doctor in future.As at now i really need to work hard and save for her future to achieve that dream.My hobbys are editing movies and i have done a series of short video clips

My Business

The name of my Business is Able I.T service and Multimedia.We are into Video coveraage, selling phone accessories ,Photo studio and secretarial services.
In my community where i come from a lot of young people love the use of technology,young coples do weddings and that inspired me to set up this business which will drive market.I plan to get the best in terms of video camera which can give high definition, quality images and videos and also in future if i am able to raise more capital add the sales of affordable mobile phones.
I choose to do this because my love for doing video production and I.T started as a hobby whilst in school and i got a lot of people hiring my service,as at that i was young so i did them for free,till after school when i got a job to work as an MIS officer.I began to save from my salary and invest in building the shop and raising capital to start the business.
I have two workers at the moment.A lady front desk staff and a technician who both managed the place whilst i go out to prospect and bring business.I do have walk -in customers as well.
In a month i spend around 700ghc for paying my two workers and utility bills.On the average i am bale to make profits around 300ghc a month after deducting my expenditure.Currently my market base is growing as i have some customers demanding for phones and other accessories which i dont have enough capital to buy.I also plan of selling my old camera and getting a newer replacement by topping up the money and buying a newer one.
I chose to do this business because i have a serious passion for graphics,photos and editing movies.The current camera i am using is a Nikon D800 which only takes Photos,as a result i need to hire a Video camera anytime i get a job for wedding video coverage,this eats a lot into my cost an i paln to buy one and own myself.maybe a good DSLR camera which has both picture and video coverage ability.
I lost both parents and i have five siblings who also have daughters and sons.I am able to help my siblings since two of them now are currently not employed.I Have a wife and a 5month old baby now and i take care of home with the support of my wife

Loan Proposal

I am applying for this laon to eneable me expand my businees,currently i run a secretarial service shop and i am planning of selling in addition phone accessories like chargers,batteries,flash drives, memory cards.
I am proposing of starting with this loan amount of $500.00.
I will be able to generete more income from the profits and that will help in supporting my family.
I am expecting to raise about and additional $200.00 after the total completing of this loan

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$438.11

Date disbursed

Nov 21, 2016

Repayment status

On Time

Projected term

12 months

Cost to entrepreneur

Service fee: $10.89

Lenders

T

Tmann

Los Angeles, United States

J

johans

Malmö, Sweden

Q

Quomar

Żmigród, Poland

S

susa

Forchtenberg, Germany

investor

Candiac, Canada

Jakub

Velke Svatonovice, Czech Republic

BelleStarr

Albuquerque, United States

cyrus0302

San Francisco, United States

AltruisticSelfishnes

Chicago, United States

B

Bpryse

Long beach, United States

DeanDropshot

Oslo, Norway

E

ElmTree

Wadsworth, United States

I

Interfree

Dubai, United Arab Emirates

H

Hynek

Brussels, Belgium

ZlataRoy

Cheltenham, United Kingdom

A

anonymus

Moon, United States

ScottSavage

Las Vegas, NV, United States

michellev

Melbourne, Australia

sebastienrosa

Quebec, Canada

S

samnabi

Kitchener, Canada

S

Steveandson

Arlington, United States

C

cjmenchaca

Austin, United States

R

rmacaw

Australia

Apmay

Melbourne, Australia

J

Jennifer

Minneapolis, United States

HansLindgren

Uppsala, Sweden

carterunited

Manchester, United States

beverly

Vancouver, Canada

G

grahamfamily

Guildford, United Kingdom

indeh

London, United Kingdom

athomas

Chevy Chase, United States

J

j12345

Durham, United States

D

Divergent

Bethesda, United States

W

William

Los Angeles, United States

MicroFinancier

New York, United States

Cloudways

Malta, Malta

P

planespotter

Berlin, Germany

C

Colesmiths

Sevenoaks, United Kingdom

AdvancingCompassion

San Diego, United States

L

loistf

Madrid, Spain

B

BClay

Campbell, United States

J

jwharding

Hamburg, Germany

ads68

Melbourne, Australia

J

janharg

Garland, Tx, United States

Christopher

Copenhagen, Denmark

R

Roxyclark

Heber City, United States

OlyRhys

Olympia, United States

rfriedenberg

New Jersey, United States

postnihilist

Honolulu, United States

S

sersche

Zurich, Switzerland

fairspirit

Utrecht, Netherlands

mithril

Prague, Czech Republic

K

KnutG

Bergen, Norway

I

ianb723

ROCHESTER, United States

B

BassFamily

Tremonton, United States

mortenmost

Oslo, Norway

N

Neveda

Flagstaff, United States

U

UTLonghorn

Lincoln, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

M

Marod

Edmonton, Canada

E

erlingre

Sør-Fron, Norway

CA

Chris and Janet

Portland, OR USA, United States

L

laidas

Vilnius, Lithuania

G

greendave

Manchester, United Kingdom

F

Forfex

Zurich, Switzerland

mojobob

Hayward, United States

P

Pavane

Kungsbacka, Sweden

E

Ekevu

Zürich, Switzerland

N

NickLuder

London, United Kingdom

A

adamtj

toronto, Canada

xtrahardware

Cazenovia, United States

MrCane

Montevideo, Uruguay

N

Nick

Colorado Springs, Colorado, United States

S

Sjors

Eindhoven, Netherlands

Y

yunfangjuan

Palo Alto, United States

J

jebediahFND

Oslo, Norway

Sodermansb

Raleigh, NC, United States

E

E

Marin county, United States

Jamesaubrey

Norman, United States

M

MarkKrakow

Joliet, United States

Evan Lamos

Brussels, Belgium

J

Joelle

Victoria, Canada

G

giova

Padova, Italy

Déméter&Kotler

Paris, France

A

akshu71

Ottawa, Canada

D

dbuksh

United States

sderickson

Berkeley, CA, United States

P

pitypang

Switzerland

M

Malibu

Westwood, United States

M

meric

Australia

Paul Buchheit

Mountain View, United States

V

valiy

Switzerland

F

FSO

Canada

T

tomspalla

United States

bb4dogs

United States

L

Lallarahiq

United States

O

orilifsks

United States

R

RosieWatrs

United States

joshuacollinson

Vienna, Austria

C

charleen

United States

J

jbhernan

United States

mepster

San Francisco, Ca, United States

L

luckiestmonkey

United States

belvi

Hoogeveen, Netherlands

W

wesbh89

United States

F

factotums

United States

Grant Xavier Storer

Seattle, Wa, United States

Mikers

Netherlands

A

AlexH

United Kingdom

S

satheajay

United States

N

Nicolaas

Doha, Qatar

M

me.iulian

Iasi, Romania

ND

Nick DG

Exeter, United Kingdom

Rachael101

Brisbane, Australia

B

bwmoore

United States

AKWatson3

Norwalk, United States

S

SuzanneD

United States

Mike and Jacqui

United Kingdom

S

Stephan

Netherlands

Martin Ward

Leicester, United Kingdom

Haim Si

Mexico, Mexico

Jeroen Decock

Gent, Belgium

Dave Bogard

New York, United States

A

Andreas

Munich, Germany

RM

Robbie McCullagh

Waverton, Australia

Family Mueller

Petershagen, Germany

MW

Matt Willis

United States

JD

Jo Dane

Melbourne, Australia

Dominik Wagner

Karlsruhe, Germany

J

Jernej

Ljubljana, Slovenia

C

cnr

United States

jtreyes

United States

H

Hakon

Drammen, Norway

D

dabatate

Saarbrücken, Saarland, Germany

JK

Hamburg, Germany

Max Lettenberger

Madison, WI, United States

Kevin

San Francisco, United States

KD

Kent Don

United States

EB

Erica Brescia

United States

RW

Roger Wang

United States

PG

Paul Graham

United States

Jes-c

United States

Craig Newmark

United States

The Zinc Team

San Francisco, United States

A

Anonymous

United States

Salvatore Martello

New York, New York, United States

R

RMIM

United States

Paul Buchheit

Mountain View, United States

Ask Alexander a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

Loading...

Loading...

Loading...