Phone accessories business

Alexander

Accra Haatso Ecomog, Ghana

100% repaid

Entrepreneur

Name

Alexander

Member since

June 2016

On-time repayments

183 installments  •  58%

About Me

I am a young man of 33 years old and graaduated form the University Of Ghana in the year 2006 with a Bachelor in Philosophy.I have a strong passion to become an entrepreneur specializing in providing IT services.I started trading when i completed senior high school in the year 2000 and manged to build my own shop on my Mother's land where the family lives now.I supported my self during my tertairy education since as at that time my parents were on pension.
Immediately after Shs i worked with someone as a shop attendant and we sell provisions,later on my senior brother in the Uk gave me a capital of about 200pounds in the year 2001, and i started my own trading in provisions.It was on a table top.I sold for about a year before gaining admission into the university.During this time when i was selling i made a lot of profits and save towrds my education because i knew it was going to be hard for me because my parents were on pension and both were not working.My only support was my senior brother in the UK who i could not depend on too much on because he was also a student.I hired someone to take care of the shop in 2002 when i gained admission, and i used to come home on weekends to take stock.
When i began my university education my mum gave me a parcel of land and i managed to be building a shop whilst in school.My senior brother in the UK also supported me a lot in providing some building materials for me.
I have been worjing after my national service on 2007 and continued the building from the salary i am paid.This had not been easy for me at all as i had to sacrifice modt of my salry into the building.I built the shop in order to sell provisiosn but along the line i changed my minfd and started to invest in video camera and production since a frien advised me t invest in providing service rathers than trade in buying and selling.I was before aslos doing graphics and editing as a hobby and i had gained a little experience.I begaon to start the shopa s provoiding video serviceas and phots shhoting on occassions since i managed to buy a camera.This helped me alot in raising additional income to invest in the business
I have a baby girl now who is 5 months old and i plan to help her be a medical doctor in future.As at now i really need to work hard and save for her future to achieve that dream.My hobbys are editing movies and i have done a series of short video clips

My Business

The name of my Business is Able I.T service and Multimedia.We are into Video coveraage, selling phone accessories ,Photo studio and secretarial services.
In my community where i come from a lot of young people love the use of technology,young coples do weddings and that inspired me to set up this business which will drive market.I plan to get the best in terms of video camera which can give high definition, quality images and videos and also in future if i am able to raise more capital add the sales of affordable mobile phones.
I choose to do this because my love for doing video production and I.T started as a hobby whilst in school and i got a lot of people hiring my service,as at that i was young so i did them for free,till after school when i got a job to work as an MIS officer.I began to save from my salary and invest in building the shop and raising capital to start the business.
I have two workers at the moment.A lady front desk staff and a technician who both managed the place whilst i go out to prospect and bring business.I do have walk -in customers as well.
In a month i spend around 700ghc for paying my two workers and utility bills.On the average i am bale to make profits around 300ghc a month after deducting my expenditure.Currently my market base is growing as i have some customers demanding for phones and other accessories which i dont have enough capital to buy.I also plan of selling my old camera and getting a newer replacement by topping up the money and buying a newer one.
I chose to do this business because i have a serious passion for graphics,photos and editing movies.The current camera i am using is a Nikon D800 which only takes Photos,as a result i need to hire a Video camera anytime i get a job for wedding video coverage,this eats a lot into my cost an i paln to buy one and own myself.maybe a good DSLR camera which has both picture and video coverage ability.
I lost both parents and i have five siblings who also have daughters and sons.I am able to help my siblings since two of them now are currently not employed.I Have a wife and a 5month old baby now and i take care of home with the support of my wife

Loan Proposal

I am applying for this laon to eneable me expand my businees,currently i run a secretarial service shop and i am planning of selling in addition phone accessories like chargers,batteries,flash drives, memory cards.
I am proposing of starting with this loan amount of $500.00.
I will be able to generete more income from the profits and that will help in supporting my family.
I am expecting to raise about and additional $200.00 after the total completing of this loan

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$438.00

Date disbursed

Nov 21, 2016

Repayment status

On Time

Projected term

12 months

Lenders

T

Tmann

Los Angeles, United States

J

johans

Malmö, Sweden

Q

Quomar

Żmigród, Poland

S

susa

Forchtenberg, Germany

investor

Candiac, Canada

Jakub

Velke Svatonovice, Czech Republic

BelleStarr

Albuquerque, United States

cyrus0302

San Francisco, United States

AltruisticSelfishnes

Chicago, United States

B

Bpryse

Long beach, United States

DeanDropshot

Oslo, Norway

E

ElmTree

Wadsworth, United States

I

Interfree

Dubai, United Arab Emirates

H

Hynek

Brussels, Belgium

ZlataRoy

Cheltenham, United Kingdom

A

anonymus

Moon, United States

ScottSavage

Las Vegas, NV, United States

michellev

Melbourne, Australia

sebastienrosa

Quebec, Canada

S

samnabi

Kitchener, Canada

S

Steveandson

Arlington, United States

C

cjmenchaca

Austin, United States

R

rmacaw

Australia

Apmay

Melbourne, Australia

J

Jennifer

Minneapolis, United States

HansLindgren

Uppsala, Sweden

carterunited

Manchester, United States

beverly

Vancouver, Canada

G

grahamfamily

Guildford, United Kingdom

indeh

London, United Kingdom

athomas

Chevy Chase, United States

J

j12345

Durham, United States

D

Divergent

Bethesda, United States

W

William

Los Angeles, United States

MicroFinancier

New York, United States

Cloudways

Malta, Malta

P

planespotter

Berlin, Germany

C

Colesmiths

Sevenoaks, United Kingdom

AdvancingCompassion

San Diego, United States

L

loistf

Madrid, Spain

B

BClay

Campbell, United States

J

jwharding

Hamburg, Germany

ads68

Melbourne, Australia

J

janharg

Garland, Tx, United States

Christopher

Copenhagen, Denmark

R

Roxyclark

Heber City, United States

OlyRhys

Olympia, United States

rfriedenberg

New Jersey, United States

postnihilist

Honolulu, United States

S

sersche

Zurich, Switzerland

fairspirit

Utrecht, Netherlands

mithril

Prague, Czech Republic

K

KnutG

Bergen, Norway

I

ianb723

ROCHESTER, United States

B

BassFamily

Tremonton, United States

mortenmost

Oslo, Norway

N

Neveda

Flagstaff, United States

U

UTLonghorn

Lincoln, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

M

Marod

Edmonton, Canada

E

erlingre

Sør-Fron, Norway

CA

Chris and Janet

Portland, OR USA, United States

L

laidas

Vilnius, Lithuania

G

greendave

Manchester, United Kingdom

F

Forfex

Zurich, Switzerland

mojobob

Hayward, United States

P

Pavane

Kungsbacka, Sweden

E

Ekevu

Zürich, Switzerland

N

NickLuder

London, United Kingdom

A

adamtj

toronto, Canada

xtrahardware

Cazenovia, United States

MrCane

Montevideo, Uruguay

N

Nick

Colorado Springs, Colorado, United States

S

Sjors

Eindhoven, Netherlands

Y

yunfangjuan

Palo Alto, United States

J

jebediahFND

Oslo, Norway

Sodermansb

Raleigh, NC, United States

E

E

Marin county, United States

Jamesaubrey

Norman, United States

M

MarkKrakow

Joliet, United States

Evan Lamos

Brussels, Belgium

J

Joelle

Victoria, Canada

G

giova

Padova, Italy

Déméter&Kotler

Paris, France

A

akshu71

Ottawa, Canada

D

dbuksh

United States

sderickson

Berkeley, CA, United States

P

pitypang

Switzerland

M

Malibu

Westwood, United States

M

meric

Australia

Paul Buchheit

Mountain View, United States

V

valiy

Switzerland

F

FSO

Canada

T

tomspalla

United States

bb4dogs

United States

L

Lallarahiq

United States

O

orilifsks

United States

R

RosieWatrs

United States

joshuacollinson

Vienna, Austria

C

charleen

United States

J

jbhernan

United States

mepster

San Francisco, Ca, United States

L

luckiestmonkey

United States

belvi

Hoogeveen, Netherlands

W

wesbh89

United States

F

factotums

United States

Grant Xavier Storer

Seattle, Wa, United States

Mikers

Netherlands

A

AlexH

United Kingdom

S

satheajay

United States

N

Nicolaas

Doha, Qatar

M

me.iulian

Iasi, Romania

ND

Nick DG

Exeter, United Kingdom

Rachael101

Brisbane, Australia

B

bwmoore

United States

AKWatson3

Norwalk, United States

S

SuzanneD

United States

Mike and Jacqui

United Kingdom

S

Stephan

Netherlands

Martin Ward

Leicester, United Kingdom

Haim Si

Mexico, Mexico

Jeroen Decock

Gent, Belgium

Dave Bogard

New York, United States

A

Andreas

Munich, Germany

RM

Robbie McCullagh

Waverton, Australia

Family Mueller

Petershagen, Germany

MW

Matt Willis

United States

JD

Jo Dane

Melbourne, Australia

Dominik Wagner

Karlsruhe, Germany

J

Jernej

Ljubljana, Slovenia

C

cnr

United States

jtreyes

United States

H

Hakon

Drammen, Norway

D

dabatate

Saarbrücken, Saarland, Germany

JK

Hamburg, Germany

Max Lettenberger

Madison, WI, United States

Kevin

San Francisco, United States

KD

Kent Don

United States

EB

Erica Brescia

United States

RW

Roger Wang

United States

PG

Paul Graham

United States

Jes-c

United States

Craig Newmark

United States

The Zinc Team

San Francisco, United States

A

Anonymous

United States

Salvatore Martello

New York, New York, United States

R

RMIM

United States

Paul Buchheit

Mountain View, United States

Ask Alexander a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Lotus Flower    Jul 29, 2019

    Hello, Alexander.

    This is your borrower-lender Discussion page, where you would discuss your projects and your life in general with your lenders (and theirs, too, if they would like to share). It also is for VMs to communicate with you and/or with your lenders. However, it's not for trying to reach the Staff (a/k/a Team: www.zidisha.org/team).

    Your lenders don't handle anything at all technical or administrative.
    The Staff handles all of that.

    Please don't confuse your lenders with the Staff (although the two people who currently are on the Staff also are lenders, most lenders *aren't* on the Staff).

    To reach the Staff, please always click on the HELP link in your account.

    Please note that your lenders also have a HELP link in their account for reaching the Staff, too.

    Please be patient for a response when you send a message from the HELP link because currently there are only two (2) people on the Staff, while there are more than 350,000 Zidisha members (borrowers and lenders). Always wait at least three (3) business days before sending another message to follow up about an inquiry you already sent before.

    Thank you.

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  • Alexander    Jul 29, 2019

    Hello,

    Please is the anyway you stop sending reminder to my guarantors when here is a delay in payment.

    The are complaining its becoming a nuisance to them and very embarrassing for me.
    Kindly reach me first before sending them those reminders. I am in no way running away from my debts so i do not see the reason why broadcasting anytime i miss creating a very bad impression about me.
    Is there a way you can call me so we reach an agrrement so i can pay pay off by some terms so i can exit this scheme?

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  • Alexander    Dec 8, 2018

    Hello,
    Please I have been paying through mtn mobile money and I shouldn't be owing by now.
    I didn't know you have changed the repayment method since I hardly have access to my email.
    Way forward I'm going to pay through the new platform.But I will like to know how you can assist me credit my account with those payments I mistakenly made through mtn mobile money
    Regards
    Alex

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  • Alexander    Nov 21, 2018

    Hi Team
    Please I have paid an amount GHS65.00 on 17th of November 2018 to clear this outstanding but it is still not reflecting.
    The transaction id from mtn on this payment was 4729284612.

    Regards,
    Alex

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  • Rita    Aug 26, 2018

    Alex, please do well to redeem your loan is pass over due.if there is a problem let us know

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  • Rita    Apr 29, 2018

    hi.hope you are doing well. please do well to redeem your outstanding repayment

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  • Rita    Feb 8, 2018

    please Alex try and redeem your outstanding loan

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  • Alexander    Jan 15, 2018

    Business is not moving as usual

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  • Alexander    Nov 27, 2017

    Hi,
    Please i missed only two instalments not 5.
    I will pay the two this friday.

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  • Alexander    Nov 27, 2017

    Hi,
    I have made payments on the 27th of October and 10th of November so please how come it has not reflected in my payments.
    I have made another payments of 30 ghc today.In all i have missed two instalments only and will do pay them by friday. So kindly update my payments.

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  • Rita    Nov 14, 2017

    Hi hope you are doing well. pls remember to do your repayment on time . best wishes

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  • Dennis    Nov 9, 2017

    Dear Lenders,
    I was able to reach Alexander and he said he is making arrangements to make some payments. T
    Thank you.

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  • Alexander    Aug 12, 2017

    Dear All
    I am full of joy this day for my loan been approved by all.I will like to thank you so much for the confidence you have vested in me by lending me this amount.
    I will be purchasing a 3in 1 photocopier,scanner and printing to expand my secretarial business.I will also purchase some more phone accessories to replenish my stock
    Once again on behalf of my family and me i thank everyone for making my dreams a reality.God richly bless you all.

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  • Alexander    Aug 5, 2017

    I will like to thank all of you for your tremendous support in providing me financial support to enable me run and improve my phone accessories shop.I have been able to acquire a 3in 1 scanner printer,photocopier and a desktop computer which I.m using now for secretarial services business.I want to introduce more phone accessories to resell and I will be glad if you can assist me again acquire my next loan.God richly bless everyone for lending me.

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  • Dennis    Dec 22, 2016

    Well done bro, keep up the good work of paying on time.

    Cheers,

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  • Alexander    Dec 10, 2016

    Hi,
    Currently i will like to reduce the amount so that there burden to redeem my weekly pledges will be successfully realised,it my wish to redeem my payment on time an d since the business is quite new it will take time for for sale to pick up,this will enable me ease the burden in fulfilling my weekly payments.

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  • Alexander    Dec 5, 2016

    Hi, please i have paid for the first instalment on the 2nd of December but it hasn't reflected .,can anyone assist me rectify it?

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  • Alexander    Nov 28, 2016

    I will like to humbly thank you all for lending me this amount to start my phones accessories shop.May God richly bless you all for the support.

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  • Alexander    Nov 20, 2016

    Today being a Sunday.I thank God for my life and the life of all my lenders and their family.I thank you all for the tremendous love and assistance you have offered me by lending me this amount.I am so overjoyed. May God richly bless you and replenish you abundantly.
    I am going to sell phones accessories like chargers,batteries, sim cards,memory cards and recharge cards.This will be a great opportunity to start my phones resale shop.In future I plan to operates mobile phone shop and with this amount I strongly believe my dreams will gradually materialise

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  • Alexander    Nov 17, 2016

    Thanks so much Zidisha team and my lenders.I have been able to finish my first loan and am sincerely grateful to my lenders for having faith in me.I am so Grate ful to God for bringing me here and giving me more lenders showing support to assist me in my phones accessories business. I will encourage your support and pray that i may have more lenders to fund me and i promise never to disappoint anyone who has hope in me .Please i will appeal for your support to fully fund this loan.

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