Selling mobile phones, shoes & sandals

Dauda Moro

Techiman, Ghana

100% repaid

Entrepreneur

Name

Dauda Moro

Location

Techiman, Ghana

On-time repayments

190 weekly installments  •  64%

About Me

PERSONAL EXPERIENCE.
EXAMINATION MEANS SORROW.
Jesus (P.B.U.H) once said in the Bible “Oh God don’t put me to test”. Examinations sap things of us. They are an evil dream for us. Examinations make us to shudder and to fear for failure makes us unhappy. The desire to play as well as the tempting to enjoy seems to lose our intensity as soon as we think of examination.
Before the examination, we have to suspend all the pleasure giving activities. We talk about books and questions and discuss about answering those questions. We will make many plans which we would implement after the examinations. The “lomo” guys perch on trees to learn, Simon and co will be learning in the toilets, Adu and Annor will be running to the campus to hide in the classrooms to learn, the ladies will then be running helter scatter for these guys to help them with discussions. I would sit in the room with doors all shut down but still will hear sound from the silence.
The night before the examination is a terrible night. One dreams of questions and the question papers. In the morning, even Bruce and Simon who do not believe in God pray in front of the examination hall. One feels that everything has evaporated from their brain. One student will muse, “this question is sure shot”, another would ask, “have you prepared these questions?”. The beating of the heart increases as we enter the examination hall.
In the examination hall we pray to God or revised our questions. If the question paper is difficult, sachet of water is ordered. The candidate perspires. If it is easy, we start writing and feel happy in solving the questions. But in this case also, we really become unhappy because we fail short of time to finish our papers.
After the examination the sorrows stick to us. We talk to our friends, “I was a bit confused” or “I could not finish the paper”. Even after all the tests are over we don’t feel satisfied. We count our marks daily and think that we will get a second class. In this manner, the dooms day – when the results is to be announced. We try to find our roll numbers on the notice board. If it is missing, we have to be the taunting remarks of our neighbours, friends and relatives. In case we get through, we are never satisfied with the marks we have secured. We will often be heard saying, “There is something wrong with the examiner. Perhaps my paper has been changed”. So sorrow and examination go side by side. Rather Examination means sorrows.

My Business

I sell mobile phone credit cards, EVD(credit transfer), mobile phone accessories and I also do Mobile money transfer. Today, you can't do almost anything without the mobile phone. It is now use in many ways today, in communication, in sending, searching, receiving information and a lot more. In doing all these stuffs, you have to fuel your phone. The fuel for the phone is it's credit. I chose this kind of business because in my area or community its difficult for one to get credit to buy. One has to walk for about 3 or 4 kilometers before getting credit to buy. I also chose it because so long as cell phones, internet and other electronic device activities are concerned, demand for their fuel (credit) will always increase. It cost me about $1282.00 to establish my business. It was a gradual process. It took about 9months to construct the structure of about $435.00
I started with the credit cards and the EVD and later attached the phone accessories and the mobile money transfer. Everyday, I make a profit of about $9-10. That's about $270-300 per month. About one-third of the profit is use for reinvesting in the business, one-third goes my education and the other one-third goes into savings.

Of late, i have added tricycle business to my business and it is moving well.

Loan Proposal

About $658 of the loan will be use to retail mobile phones and their accessories in my new shop. I will also use some of the loan to purchase a laptop of about $316 for my office. Sincerely, my new shop was not budgeted for. I bought it because of its position. The position is very good and very attractive to customers. The new shop's structure is divided into two, the shop and an office. I have started operating mobile money in the shop. With only the mobile money, I make a profit of about $8-10 a day. I hope when my loan is granted it will increase my earnings. I hope my application will receive the most kindly attention. I count on your usual cooperation.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,008.58

Date disbursed

Oct 31, 2016

Repayment status

On Time

Projected term

8 months

Cost to entrepreneur

Service fee: $32.21

Lenders

Daniel

Brussels, Belgium

N

nani

austin, United States

T

Tmann

Los Angeles, United States

G

GalantnostS

Hong Kong, Hong Kong

valentin

Stockholm, Sweden

investor

Candiac, Canada

Elinor

Maple Lake, MN, United States

K

Krokslatt

Mölndal, Sweden

BrassHat

Boston, United States

Umair Mahmood

Raleigh, United States

KaraM

Somerville, United States

V

vamPierchen

Luxembourg, Luxembourg

BelleStarr

Albuquerque, United States

P

phangsang

Seattle, United States

cyrus0302

San Francisco, United States

AltruisticSelfishnes

Chicago, United States

COOPITALIST

Toronto, Canada

S

Simmo

Sydney, Australia

L

lumlum

Renens, Switzerland

O

Oliver

Geneva, Switzerland

DeanDropshot

Oslo, Norway

ErikN

Stockholm, Sweden

Vanamo

Helsinki, Finland

artnking

College Place, United States

Kjartan

Oslo, Norway

Raoul72

Naarden, Netherlands

korben

VILLENAVE D'ORNON, France

Scott

Oregon, United States

H

Hynek

Brussels, Belgium

T

Tallago3

Munich, Germany

johnandmoliehi

Canton, New York, United States

Tamanders

North Carolina, United States

T

ToddK

Indianapolis, IN, USA, United States

C

cjmenchaca

Austin, United States

J

Jessica

Patagonia, Argentina

P

parsonsron777

Sacramento, United States

A

AlexCheng

Seattle, United States

D

Darish

Clarksville, United States

JimVandegriff

Trinidad, California, United States

H

hilde

seattle, United States

L

lujabe

Melbourne, Australia

Tavin

Ottawa, Canada

J

jjonas

berlin, Germany

EmilAsker

Lomma, Sweden

T

tmsaddress

Orlando, Florida, United States

M

mgeck

Munich, Germany

HE

help each other

Glasgow, United Kingdom

F

florian

Mettmenstetten, Switzerland

indeh

London, United Kingdom

athomas

Chevy Chase, United States

D

Divergent

Bethesda, United States

G

glomardor

Leonardtown, United States

Cloudways

Malta, Malta

Ellwood

Wimborne, United Kingdom

IA

Ismini and Jerry

Stamford, USA, United States

lorello

Vicopisano, Italy

A

argos

Zurich, Switzerland

mtnsailor

Harrisonburg, United States

K

Katehar

Maple Valley, WA, United States

L

leniwiec

Poznan, Poland

ads68

Melbourne, Australia

N

NicolaG

Mantova, Italy

P

Prysdahl

Marshall, United States

S

SourceWebDesign

Nieuwegein, Netherlands

D

Dave22202

Arlington VA, United States

Bhayl

Stavanger, Norway

Y

Yevrahs

Dallas, Texas, United States

J

jerryq

Redding, United States

B

boronat

Brussels, Belgium

D

dannimw

Victoria BC, United Kingdom

A

Andy

Berlin, United States

chadgibbs

Loveliest Village, United States

fairspirit

Utrecht, Netherlands

MichaelOsburg

Hochheim, Germany

W

willemsenphilippe

Edegem, Belgium

A

amish

San Francisco, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

F

fundfinite

Wellington, New Zealand

PulsoJewelry

Los Angeles, United States

Z

ZacJ89

RIverside, United States

N

nk786

Dubai, United Arab Emirates

Zal0m0n

Atlantis!!!! x), Mauritania

A

AndrewC

London, United Kingdom

B

Bokolo

Leeds, United Kingdom

H

HobbyCollector

Beach City, United States

P

Pavane

Kungsbacka, Sweden

JonB

London, United Kingdom

soniad

Dubai, United Arab Emirates

H

Habroukema

Austin, United States

D

Draka

South park, United States

Svetlana3k

Harvard, United States

xtrahardware

Cazenovia, United States

E

Esseni

Cincinnati, United States

A

Andrea

Berlin, Germany

K

khassi

AinEbel, Lebanon

J

jinx83

Brisbane, Australia

E

E

Marin county, United States

M

Margi

Littleton, United States

PlanetEarth

Somewhere close, United Kingdom

C

Clben7

Cincinnati, United States

Evan Lamos

Brussels, Belgium

G

guggl

Vienna, Austria

mfrost3

Dakar, Senegal

G

GanSatya

United States

sderickson

Berkeley, CA, United States

O

oonbug

United States

M

Malibu

Westwood, United States

Arjan Geven

Vienna, Austria

C

chrishol

United States

C

ColoradoEmac

United States

DavidHS

United Kingdom

Paul Buchheit

Mountain View, United States

G

gerard

Netherlands

M

Michi

Switzerland

J

jenda

Czech Republic

P

plhughes

United States

A

abbasm

United States

K

karthich

Austin, United States

B

bugdaniel

Switzerland

S

salonasante

United States

J

JennK

Australia

mepster

San Francisco, Ca, United States

J

jsbisa

New Orleans, Louisiana, United States

TyWee

Manila, Philippines

B

bscent

Hong Kong

Taylor Hanna

United States

A

aliyabe

United Kingdom

Grant Xavier Storer

Seattle, Wa, United States

A

Akowal

United States

Loungin

United States

T

Tim47

United States

K

Keith

Luxembourg

H

Heath

United States

K

kennychit

United States

Otto Barten

Amsterdam, Netherlands

S

satheajay

United States

B

Bennphoto

United Kingdom

C

cactusgirl

London, United Kingdom

M

Millie_and_Babs

United Kingdom

Y

Yanque

Madrid, Spain

C

Crainster

Chapel Hill, United States

SuperMario28

Cudahy, United States

N

NeoOzymandias

United States

Kyle Hoback

Jersey City, NJ, United States

D

djlayton4

United States

Mike and Jacqui

United Kingdom

S

Stephan

Netherlands

K

Kristiina

All Countries

JL

Joao Leal

United Kingdom

KM

Kirsty M

United Kingdom

A

Aaron

United States

Nigel Titley

Milton Keynes, United Kingdom

UN

Uwe Neumann

Frankfurt Germany, Denmark

Gab

Singapore

Jeroen Decock

Gent, Belgium

Dave Bogard

New York, United States

Family Mueller

Petershagen, Germany

MZ

Matt Zirwas

United States

Mark

Nijmegen, Netherlands

A

Alan

United Kingdom

Lukas Petereit

Frankfurt, Germany

MW

Matt Willis

United States

W

Wade

United States

PP

Pasi Paajanen

Helsinki, Finland

H

Hakon

Drammen, Norway

MB

michael breen

United Kingdom

Dean Cress

United States

SK

Stefan Kruell

Muenster, Germany

JA

Jared Anthony

CT, United States

JT

John Tabacchi

United States

E

erica

antwerpen, Belgium

JK

Hamburg, Germany

JC

JD Conley

United States

TB

Taylor Brown

United States

EB

Erica Brescia

United States

MG

Meron Gribetz

United States

Paul

Seattle, United States

JD

Jeff DePree

United States

George

Corvallis, Oregon, United States

ME

Manaal Eisa

Washington DC, United States

CNV

United States

TH

tom hd

United Kingdom

AH

Adam Hill

United States

Caroline Cress

Seattle, WA, United States

Carla

Amsterdam, Netherlands

Framework Eyewear

Utrecht, Netherlands

Pedro R-C

Cambridge, United States

Martin Nielsen

Aarhus, Denmark

Jeff Martin

Twin Lake, Michigan, United States

M

Mart

United Kingdom

Donna Manton

Australia, Australia

PR

Paul Rausch

United States

Sarah and Dave

Toronto, Canada, Czech Republic

M

Maria

Netherlands

Kavitha Amarnath

Sydney, Australia

E

eriklonnroth

United Kingdom

Aran Dunlop

United States

Kyle Holohan

United States

MG

Mike G

United States

I

Irene

Switzerland

Douglas St Quintin

Sydney, Australia

R

rzb

Germany

TF

Tom Fawcett

United States

Rosario von Li

San Jose, Ca, United States

A

Adam

United Kingdom

E

Enda

Abu Dhabi, United Arab Emirates

EB

Ellen Batten

Kalamazoo, Michigan, United States

MK

Mic Ko

United Kingdom

AG

abel ghita

Bucharest, Romania, Italy

NR

Nick Rioux

United States

Laura Gladden

Suffolk, Va, United States

MT

Marco Tietz

United States

WS

william smith

United States

UK

Uday Kolluri

New York, Singapore

PC

Pedro Cambra

United Kingdom

Dan Michael

Oslo, Norway

Thomas

Sweden, Sweden

Gabriel Fenili

Santo André, Brazil

CC

Chris Cutter

United States

Strong

Netherlands

L

LK

United States

P

Patrick

Australia

Y

YTSJ

London, United Kingdom

D

Dermo

Dublin, Ireland

TW

Tyler Wood

United States

Philip Schueler

Newbridge, Ireland, Ireland

JC

Justin cohan

United States

S

stevensau

United States

V

Vidar

Oslo, Norway

Joelle Steiver

Brumunddal, Norway

I

isaac

United Kingdom

DK

Danny Kelly

United States

M

Magnus

Switzerland

roark22

Geneva, Switzerland

B

Boris

Bern, Switzerland

SB

Sue Bucholz

Sacramento, United States

WG

Waqar Ghani

United States

SA

Steve A

Newbury, United Kingdom

HPK

Switzerland, Switzerland

NM

Neil M

London, United Kingdom

BW

Betty Waweru

United States

K

Kenny

United States

C

Carlene

United States

AL

Aaron Larkin

Minneapolis, Minnesota, United States

Bill Ballew

Kansas City, Missouri, United States

SG

Suresh Gadad

United States

Zack Stein

United States

GA

Giovanni and Yelena

New York, Ny, United States

JA

Jan Andresen

Hamburg, Germany

Larissa

Germany

Sinan Taifour

Munich, Germany, Germany

SM

Sachet Marion

United States

E

Elle

New York, United States

Alice van Berne

Amsterdam, Netherlands

E

El

United States

A

Annapurna

United States

Raymond Murphy

Carson Valley, NV, United States

J

jeananne

United States

Matt and Erin Daly

San Francisco, United States

MP

Matt Patton

United States

J

Jon

United States

K

Katharina

Germany, Germany

JS

Josh Smift

United States

J

jennie

Guatemala

Craig Newmark

United States

The Zinc Team

San Francisco, United States

WS

Warren Shen

United States

Andrea

Rome, Italy

Humble Bundle Community

San Francisco, United States

chessplayer

Berlin, Germany

ES

Evan Simons

United States

R

Robert

Chicago, United States

JS

Jason Strauss

United States

Cora and Andi

Frankfurt, Germany

SM

Sue MacFarlane

United Kingdom

K

keithlaycock

United Kingdom

Katie

United States

NM

Nitya Marepally

San Ramon, CA, United States

J

Jan

Netherlands

Day Family

Melbourne, Australia

SA

Sam Alan

United States

A

Ari

United Kingdom

VC

Victor Chong

United States

Megan Strickland

Los Angeles, United States

HD

Hardik Desai

United Kingdom

BE

Bob Ewing

United States

JD

JASON DORSETT

United States

V

VJ

Canberra, Australia

AB

Andrew Bent

United States

D

Dalton

San Francisco, United States

Haroon S

United States

A and A

Canada, Canada

A

Anonymous

United States

Samuel

Ottawa, Canada, Canada

GS

Gary Sinard

Franklin, TN, United States

ED

Eunan Doherty

donegal ireland, Ireland

A

Anonymous

United States

EC

Edward Conrads

San Francisco, United States

R

Rolf

Rotterdam, Netherlands

M

Mack

Harbor, Oregon, United States

TP

Tirzah Prince

United States

Brent Gillespie

Little Rock, United States

Debbie Merritt

Zebulon, North Carolina, United States

EH

Elena H-S

United States

JU

jeremy upsal

United States

Brandon Wright

Salt Lake City, Ut, United States

IR

Iza Rudnicka

United Kingdom

Mr Bucket Filler

United States

SS

Sarah sewall

United States

E

ecaff

United States

A

abij

United States

Mike

Indianapolis, United States

DW

Dan Winetsky

United States

WC

Walter Clarke

Phoenix, United States

W

Will

United States

Paul Buchheit

Mountain View, United States

M

Mary

United States

AS

Andreas Schäfer

Basel, Switzerland

RH

Rachel Hipp

United States

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