Entrepreneur
Name
Dauda
Member since
April 2016
On-time repayments
194 installments • 65%
About Me
PERSONAL EXPERIENCE.
EXAMINATION MEANS SORROW.
Jesus (P.B.U.H) once said in the Bible “Oh God don’t put me to test”. Examinations sap things of us. They are an evil dream for us. Examinations make us to shudder and to fear for failure makes us unhappy. The desire to play as well as the tempting to enjoy seems to lose our intensity as soon as we think of examination.
Before the examination, we have to suspend all the pleasure giving activities. We talk about books and questions and discuss about answering those questions. We will make many plans which we would implement after the examinations. The “lomo” guys perch on trees to learn, Simon and co will be learning in the toilets, Adu and Annor will be running to the campus to hide in the classrooms to learn, the ladies will then be running helter scatter for these guys to help them with discussions. I would sit in the room with doors all shut down but still will hear sound from the silence.
The night before the examination is a terrible night. One dreams of questions and the question papers. In the morning, even Bruce and Simon who do not believe in God pray in front of the examination hall. One feels that everything has evaporated from their brain. One student will muse, “this question is sure shot”, another would ask, “have you prepared these questions?”. The beating of the heart increases as we enter the examination hall.
In the examination hall we pray to God or revised our questions. If the question paper is difficult, sachet of water is ordered. The candidate perspires. If it is easy, we start writing and feel happy in solving the questions. But in this case also, we really become unhappy because we fail short of time to finish our papers.
After the examination the sorrows stick to us. We talk to our friends, “I was a bit confused” or “I could not finish the paper”. Even after all the tests are over we don’t feel satisfied. We count our marks daily and think that we will get a second class. In this manner, the dooms day – when the results is to be announced. We try to find our roll numbers on the notice board. If it is missing, we have to be the taunting remarks of our neighbours, friends and relatives. In case we get through, we are never satisfied with the marks we have secured. We will often be heard saying, “There is something wrong with the examiner. Perhaps my paper has been changed”. So sorrow and examination go side by side. Rather Examination means sorrows.
My Business
I sell mobile phone credit cards, EVD(credit transfer), mobile phone accessories and I also do Mobile money transfer. Today, you can't do almost anything without the mobile phone. It is now use in many ways today, in communication, in sending, searching, receiving information and a lot more. In doing all these stuffs, you have to fuel your phone. The fuel for the phone is it's credit. I chose this kind of business because in my area or community its difficult for one to get credit to buy. One has to walk for about 3 or 4 kilometers before getting credit to buy. I also chose it because so long as cell phones, internet and other electronic device activities are concerned, demand for their fuel (credit) will always increase. It cost me about $1282.00 to establish my business. It was a gradual process. It took about 9months to construct the structure of about $435.00
I started with the credit cards and the EVD and later attached the phone accessories and the mobile money transfer. Everyday, I make a profit of about $9-10. That's about $270-300 per month. About one-third of the profit is use for reinvesting in the business, one-third goes my education and the other one-third goes into savings.
Of late, i have added tricycle business to my business and it is moving well.
Loan Proposal
About $658 of the loan will be use to retail mobile phones and their accessories in my new shop. I will also use some of the loan to purchase a laptop of about $316 for my office. Sincerely, my new shop was not budgeted for. I bought it because of its position. The position is very good and very attractive to customers. The new shop's structure is divided into two, the shop and an office. I have started operating mobile money in the shop. With only the mobile money, I make a profit of about $8-10 a day. I hope when my loan is granted it will increase my earnings. I hope my application will receive the most kindly attention. I count on your usual cooperation.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$1,009.00
Date disbursed
Oct 31, 2016
Repayment status
On Time
Projected term
8 months
Lenders
Hong Kong, Hong Kong
Luxembourg, Luxembourg
Austin, United States
Sacramento, United States
Orlando, Florida, United States
Glasgow, United Kingdom
Stamford, USA, United States
Nieuwegein, Netherlands
Edegem, Belgium
Fontvielle, Monaco, Yemen
Wellington, New Zealand
Beach City, United States
Austin, United States
United States
United States
United States
United States
United States
United States
United States
United States
United States
United States
Helsinki, Finland
United Kingdom
Canada
Muenster, Germany
CT, United States
United States
Spain
United States
United States
Canada
United States
United States
Washington DC, United States
Qatar
United States
Sweden
United States
Sweden
Sweden
United States
United States
Canada
United States
United Kingdom
Canada
United States
Germany
Australia
United States
Bonn, Germany
Denmark
Kalamazoo, Michigan, United States
United States
United Kingdom
United States
United States
United States
United States
United States
United States
United States
Switzerland
Bologna, Italy
Sacramento, United States
United States
Norway
Germany
United States
United Kingdom
Sweden
United States
New York, Ny, United States
Hamburg, Germany
United States
United States
United States
Canada
United States
United States
United States
United States
Norway
United States
United States
United States
United States
San Ramon, CA, United States
United States
Finland
United Kingdom
United States
Germany
United States
Bruno Sanchez-Andrade Nuño (brunosan)
United States
Franklin, TN, United States
donegal ireland, Ireland
Brazil
San Francisco, United States
Portugal
United States
India
United States
United Kingdom
United Kingdom
Norway
United States
United States
United States
Phoenix, United States
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Summary
Amount repaid
$1,008.58
Amount remaining
$0.00
Date repaid
Jul 1, 2017
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Nov 13, 2016 | $25.45 | Nov 11, 2016 | $25.45 |
| Nov 20, 2016 | $25.45 | Nov 19, 2016 | $25.45 |
| Nov 27, 2016 | $25.45 | Nov 26, 2016 | $25.45 |
| Dec 4, 2016 | $5.14 | Dec 4, 2016 | $5.14 |
| Dec 11, 2016 | $5.14 | Dec 4, 2016 | $5.14 |
| Dec 18, 2016 | $5.14 | Dec 17, 2016 | $5.14 |
| Dec 25, 2016 | $5.14 | Dec 17, 2016 | $5.14 |
| Jan 1, 2017 | $5.14 | Dec 17, 2016 | $5.14 |
| Jan 8, 2017 | $5.14 | Jan 9, 2017 | $5.14 |
| Jan 15, 2017 | $5.14 | Jan 14, 2017 | $5.14 |
| Jan 22, 2017 | $5.14 | Jan 14, 2017 | $5.14 |
| Jan 29, 2017 | $5.14 | Jan 22, 2017 | $5.14 |
| Feb 5, 2017 | $5.14 | Jan 22, 2017 | $5.14 |
| Feb 12, 2017 | $5.14 | Feb 18, 2017 | $5.14 |
| Feb 19, 2017 | $5.14 | Feb 18, 2017 | $5.14 |
| Feb 26, 2017 | $5.14 | Feb 27, 2017 | $5.14 |
| Mar 5, 2017 | $5.14 | Feb 27, 2017 | $5.14 |
| Mar 12, 2017 | $5.14 | Mar 13, 2017 | $5.14 |
| Mar 19, 2017 | $5.14 | Mar 27, 2017 | $5.14 |
| Mar 26, 2017 | $5.14 | Mar 27, 2017 | $5.14 |
| Apr 2, 2017 | $5.14 | Apr 9, 2017 | $5.14 |
| Apr 9, 2017 | $5.14 | Apr 9, 2017 | $5.14 |
| Apr 16, 2017 | $5.14 | Apr 17, 2017 | $5.14 |
| Apr 23, 2017 | $5.14 | Apr 17, 2017 | $5.14 |
| Apr 30, 2017 | $5.14 | May 7, 2017 | $5.14 |
| May 7, 2017 | $5.14 | May 7, 2017 | $5.14 |
| May 14, 2017 | $5.14 | May 21, 2017 | $5.14 |
| May 21, 2017 | $5.14 | May 21, 2017 | $5.14 |
| May 28, 2017 | $5.14 | May 21, 2017 | $5.14 |
| Jun 4, 2017 | $5.14 | Jun 4, 2017 | $5.14 |
| Jun 11, 2017 | $5.14 | Jun 11, 2017 | $5.14 |
| Jun 18, 2017 | $5.14 | Jun 11, 2017 | $5.14 |
| Jun 25, 2017 | $5.14 | Jun 25, 2017 | $5.14 |
| Jul 2, 2017 | $5.14 | Jun 25, 2017 | $5.14 |
| Jul 9, 2017 | $387.34 | Jun 30, 2017 | $387.34 |
| Jul 16, 2017 | $385.54 | Jul 1, 2017 | $385.54 |
Mary Jun 19, 2018
Dauda Jul 10, 2018
Will Oct 12, 2017
JimVandegriff Jul 2, 2017
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