Entrepreneur
Name
Luke Gitonga
Member since
September 2013
On-time repayments
369 installments • 66%
About Me
My names are pastor Luke Gitonga. I am forty years old of age, I was born in Mikuyu village in Chuka county. I schooled at Tomekua primary school later joined Kanjuki Boys High school where I attained O-levels and after passing my final exams I was admitted at jomo Kenyatta University For a diploma in sales and marketing. Having completed my Diploma am now pursuing my degree in theology at International Gospel Outreach in Thika town where am at the third year distance learning. I am born again christian currently serving as an assistance pastor with Christian outreach church . I am married to one wife named Racheal Kagendo and we are blessed with two boys.
Namely Victor mureithi and Emanuel mutugi aged 6 and 1 year respectively . I m a third born to a family of six children two girls and four boys my parents are retired teachers currently working in their farm at Chuka county. We are from meru a tribe in kenya
I reside at Thika town which is located at Kiambu County, Makongeni estate phase 9 plot number 53.
Currently am working at Thika town as sales representative man in a Thika Chemist Pharmaceutical shops which is located Kwameh Nkrhuma Road opposite Housing Finance Bank. During weekends and and evening hours after my full time job I operate at my own studio at Makongeni shopping Centre near Kamenu stage, this is a busy populated area, which is a town center near my home area where I live. I specialize in printing, photocopying and taking photographs and also printing other people’s photo. The reason why I choose to start this business it is because in my estate no one owned a camera and the only nearest person the estate dwellers depended on was a person who resided some miles away from my home place. It is through this part time job that I have been in a position to educate my first born at kindergarten .and also has enabled me to support my mother at village who is jobless who relies on me.
My Business
About my business I operate a small studio in makongeni kamenu estate where I specialize in taking photos printing and photocopying using the small printing machine. I operate the business during my off duties and during evenings . my vision is to buy another camera and also to employ another person who will be staying there full time when iam on duty.That area is avery potential place for the kind of business for there are no such activities around and the nearest person of the kind is amile away.The full time worker will help me a lot especially in taking photographs for most of the my clients are the house helps who are free most of the day and matatu operators being in one of the stages of the main town.The revenue i got from this business is like 2 to 4 dollars a day though to some days it is abit low but on holidays and weekends it can go up to 5and 6 dollars . I use the profit mostly for my family education, there before i was using for tuition for the college ,but since i graduated on january now i would like to save some for the expansion of the business.
Loan Proposal
The business of photography can be a bait slow at time of the months and weekdays ,that why i would like to have a photocopier machine in the shop and to help me with finances when the photo taking is down.I'm very happy for i have found a bigger space near a private University in our town by the name MT KENYA UNIVERSITY,and so the demands for photocopy is very high during the normal school term,so i,m in mind that if i get the photocopier machine together with the computer iam using i will be able to make a great deal of business there,The current market price for a simple not very compress machine cost around 1000 dollars, and its my wish that if i can get the amount applied for i will add from my savings and try to buy that ,and that also will demand to employ another person to enable me to handle that and by that also will help another unemployed person in my area,that will add to the two people in my studio.Iam estimating like doing like 500 pages per normal school day and like 200 for school based program running in the college,that with 2sh per page will give a better income to add to the photo taking hence give a better opportunity to repay the loan time in due time.That in calculation will be like 2000 shs per day on a normal school day and like 400 sh per day on school-based program which runs only for three months per year,that plus my photo printing and taking will increase my income.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$848.00
Date disbursed
Feb 8, 2017
Repayment status
On Time
Projected term
19 months
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Jake Gibson and Beverly Picardo
San Francisco, United States
Kristinn Árni Lár Hróbjartsson
Iceland
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