Entrepreneur
Name
Luke
Member since
September 2013
On-time repayments
369 installments • 66%
About Me
My names are pastor Luke Gitonga. I am forty years old of age, I was born in Mikuyu village in Chuka county. I schooled at Tomekua primary school later joined Kanjuki Boys High school where I attained O-levels and after passing my final exams I was admitted at jomo Kenyatta University For a diploma in sales and marketing. Having completed my Diploma am now pursuing my degree in theology at International Gospel Outreach in Thika town where am at the third year distance learning. I am born again christian currently serving as an assistance pastor with Christian outreach church . I am married to one wife named Racheal Kagendo and we are blessed with two boys.
Namely Victor mureithi and Emanuel mutugi aged 6 and 1 year respectively . I m a third born to a family of six children two girls and four boys my parents are retired teachers currently working in their farm at Chuka county. We are from meru a tribe in kenya
I reside at Thika town which is located at Kiambu County, Makongeni estate phase 9 plot number 53.
Currently am working at Thika town as sales representative man in a Thika Chemist Pharmaceutical shops which is located Kwameh Nkrhuma Road opposite Housing Finance Bank. During weekends and and evening hours after my full time job I operate at my own studio at Makongeni shopping Centre near Kamenu stage, this is a busy populated area, which is a town center near my home area where I live. I specialize in printing, photocopying and taking photographs and also printing other people’s photo. The reason why I choose to start this business it is because in my estate no one owned a camera and the only nearest person the estate dwellers depended on was a person who resided some miles away from my home place. It is through this part time job that I have been in a position to educate my first born at kindergarten .and also has enabled me to support my mother at village who is jobless who relies on me.
My Business
About my business I operate a small studio in makongeni kamenu estate where I specialize in taking photos printing and photocopying using the small printing machine. I operate the business during my off duties and during evenings . my vision is to buy another camera and also to employ another person who will be staying there full time when iam on duty.That area is avery potential place for the kind of business for there are no such activities around and the nearest person of the kind is amile away.The full time worker will help me a lot especially in taking photographs for most of the my clients are the house helps who are free most of the day and matatu operators being in one of the stages of the main town.The revenue i got from this business is like 2 to 4 dollars a day though to some days it is abit low but on holidays and weekends it can go up to 5and 6 dollars . I use the profit mostly for my family education, there before i was using for tuition for the college ,but since i graduated on january now i would like to save some for the expansion of the business.
Loan Proposal
The business of photography can be a bait slow at time of the months and weekdays ,that why i would like to have a photocopier machine in the shop and to help me with finances when the photo taking is down.I'm very happy for i have found a bigger space near a private University in our town by the name MT KENYA UNIVERSITY,and so the demands for photocopy is very high during the normal school term,so i,m in mind that if i get the photocopier machine together with the computer iam using i will be able to make a great deal of business there,The current market price for a simple not very compress machine cost around 1000 dollars, and its my wish that if i can get the amount applied for i will add from my savings and try to buy that ,and that also will demand to employ another person to enable me to handle that and by that also will help another unemployed person in my area,that will add to the two people in my studio.Iam estimating like doing like 500 pages per normal school day and like 200 for school based program running in the college,that with 2sh per page will give a better income to add to the photo taking hence give a better opportunity to repay the loan time in due time.That in calculation will be like 2000 shs per day on a normal school day and like 400 sh per day on school-based program which runs only for three months per year,that plus my photo printing and taking will increase my income.
Feedback
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Loan Info
Project Type
Classic Loan
Disbursed amount
$848.00
Date disbursed
Feb 8, 2017
Repayment status
On Time
Projected term
19 months
Lenders
San Francisco, United States
UK, United Kingdom
Baltimore, United States
Detroit, United States
Austin, United States
Green Cove Springs, United States
Guildford, United Kingdom
Brooklyn, United States
Chicago, United States
Edegem, Belgium
Fontvielle, Monaco, Yemen
Singapore, Singapore
Washington, DC, United States
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Austria
Germany
Switzerland
Switzerland
United States
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Winnipeg, Canada
United Kingdom
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Germany
United States
Washington DC, United States
United States
Sweden
United States
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Austria
United States
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Argentina
United States
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Bologna, Italy
Norway
Winchester, Ma, United States
United States
United States
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Hamburg, Germany
United States
France
United States
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Australia
United States
United States
United States
United States
United States
Germany
Germany
Bruno Sanchez-Andrade Nuño (brunosan)
United States
United States
Franklin, TN, United States
donegal ireland, Ireland
United States
United States
Dominica
United States
United Kingdom
United States
Netherlands
Phoenix, United States
Germany
Jake Gibson and Beverly Picardo
San Francisco, United States
Kristinn Árni Lár Hróbjartsson
Iceland
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Summary
Amount repaid
$827.98
Amount remaining
$0.00
Date repaid
Jun 22, 2018
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Feb 18, 2017 | $9.84 | Feb 19, 2017 | $9.84 |
| Feb 25, 2017 | $9.84 | Feb 26, 2017 | $9.84 |
| Mar 4, 2017 | $9.84 | Mar 6, 2017 | $9.84 |
| Mar 11, 2017 | $9.84 | Mar 13, 2017 | $9.84 |
| Mar 18, 2017 | $9.84 | Mar 13, 2017 | $9.84 |
| Mar 25, 2017 | $9.84 | Mar 28, 2017 | $9.84 |
| Apr 1, 2017 | $9.84 | Mar 28, 2017 | $9.84 |
| Apr 8, 2017 | $9.84 | Apr 10, 2017 | $9.84 |
| Apr 15, 2017 | $9.84 | Apr 10, 2017 | $9.84 |
| Apr 22, 2017 | $9.84 | Apr 24, 2017 | $9.84 |
| Apr 29, 2017 | $9.84 | Apr 24, 2017 | $9.84 |
| May 6, 2017 | $9.84 | May 7, 2017 | $9.84 |
| May 13, 2017 | $9.84 | May 7, 2017 | $9.84 |
| May 20, 2017 | $9.84 | May 21, 2017 | $9.84 |
| May 27, 2017 | $9.84 | May 21, 2017 | $9.84 |
| Jun 3, 2017 | $9.84 | Jun 6, 2017 | $9.84 |
| Jun 10, 2017 | $9.84 | Jun 6, 2017 | $9.84 |
| Jun 17, 2017 | $9.84 | Jun 20, 2017 | $9.84 |
| Jun 24, 2017 | $9.84 | Jun 20, 2017 | $9.84 |
| Jul 1, 2017 | $9.84 | Jul 6, 2017 | $9.84 |
| Jul 8, 2017 | $9.84 | Jul 6, 2017 | $9.84 |
| Jul 15, 2017 | $9.84 | Jul 6, 2017 | $9.84 |
| Jul 22, 2017 | $9.84 | Jul 23, 2017 | $9.84 |
| Jul 29, 2017 | $9.84 | Jul 23, 2017 | $9.84 |
| Aug 5, 2017 | $9.84 | Aug 7, 2017 | $9.84 |
| Aug 12, 2017 | $9.84 | Aug 7, 2017 | $9.84 |
| Aug 19, 2017 | $9.84 | Aug 21, 2017 | $9.84 |
| Aug 26, 2017 | $9.84 | Aug 21, 2017 | $9.84 |
| Sep 2, 2017 | $9.84 | Sep 4, 2017 | $9.84 |
| Sep 9, 2017 | $9.84 | Sep 4, 2017 | $9.84 |
| Sep 16, 2017 | $9.84 | Sep 19, 2017 | $9.84 |
| Sep 23, 2017 | $9.84 | Sep 19, 2017 | $9.84 |
| Sep 30, 2017 | $9.84 | Oct 3, 2017 | $9.84 |
| Oct 7, 2017 | $9.84 | Oct 3, 2017 | $9.84 |
| Oct 14, 2017 | $9.84 | Oct 19, 2017 | $9.84 |
| Oct 21, 2017 | $9.84 | Oct 19, 2017 | $9.84 |
| Oct 28, 2017 | $9.84 | Oct 31, 2017 | $9.84 |
| Nov 4, 2017 | $9.84 | Oct 31, 2017 | $9.84 |
| Nov 11, 2017 | $9.84 | Nov 15, 2017 | $9.84 |
| Nov 18, 2017 | $9.84 | Nov 15, 2017 | $9.84 |
| Nov 25, 2017 | $9.84 | Dec 1, 2017 | $9.84 |
| Dec 2, 2017 | $9.84 | Dec 1, 2017 | $9.84 |
| Dec 9, 2017 | $9.84 | Dec 12, 2017 | $9.84 |
| Dec 16, 2017 | $9.84 | Dec 12, 2017 | $9.84 |
| Dec 23, 2017 | $9.84 | Dec 30, 2017 | $9.84 |
| Dec 30, 2017 | $9.84 | Dec 30, 2017 | $9.84 |
| Jan 6, 2018 | $9.84 | Jan 13, 2018 | $9.84 |
| Jan 13, 2018 | $9.84 | Jan 13, 2018 | $9.84 |
| Jan 20, 2018 | $9.84 | Jan 29, 2018 | $9.84 |
| Jan 27, 2018 | $9.84 | Jan 29, 2018 | $9.84 |
| Feb 3, 2018 | $9.84 | Feb 3, 2018 | $9.84 |
| Feb 10, 2018 | $9.84 | Feb 3, 2018 | $9.84 |
| Feb 17, 2018 | $9.84 | Feb 26, 2018 | $9.84 |
| Feb 24, 2018 | $9.84 | Feb 26, 2018 | $9.84 |
| Mar 3, 2018 | $9.84 | Mar 9, 2018 | $9.84 |
| Mar 10, 2018 | $9.84 | Mar 9, 2018 | $9.84 |
| Mar 17, 2018 | $9.84 | Mar 18, 2018 | $9.84 |
| Mar 24, 2018 | $9.84 | Mar 18, 2018 | $9.84 |
| Mar 31, 2018 | $9.84 | Apr 5, 2018 | $9.84 |
| Apr 7, 2018 | $9.84 | Apr 5, 2018 | $9.84 |
| Apr 14, 2018 | $9.84 | Apr 19, 2018 | $9.84 |
| Apr 21, 2018 | $9.84 | Apr 19, 2018 | $9.84 |
| Apr 28, 2018 | $9.84 | Apr 19, 2018 | $9.84 |
| May 5, 2018 | $9.84 | May 10, 2018 | $9.84 |
| May 12, 2018 | $9.84 | May 10, 2018 | $9.84 |
| May 19, 2018 | $9.84 | May 10, 2018 | $9.84 |
| May 26, 2018 | $9.84 | Jun 6, 2018 | $9.84 |
| Jun 2, 2018 | $9.84 | Jun 6, 2018 | $9.84 |
| Jun 9, 2018 | $9.84 | Jun 6, 2018 | $9.84 |
| Jun 16, 2018 | $9.84 | Jun 22, 2018 | $9.84 |
| Jun 23, 2018 | $9.84 | Jun 22, 2018 | $9.84 |
| Jun 30, 2018 | $9.84 | Jun 22, 2018 | $9.84 |
| Jul 7, 2018 | $9.84 | Jun 22, 2018 | $9.84 |
| Jul 14, 2018 | $9.84 | Jun 22, 2018 | $9.84 |
| Jul 21, 2018 | $9.84 | Jun 22, 2018 | $9.84 |
| Jul 28, 2018 | $9.84 | Jun 22, 2018 | $9.84 |
| Aug 4, 2018 | $9.84 | Jun 22, 2018 | $9.84 |
| Aug 11, 2018 | $9.84 | Jun 22, 2018 | $9.84 |
| Aug 18, 2018 | $9.84 | Jun 22, 2018 | $9.84 |
| Aug 25, 2018 | $9.84 | Jun 22, 2018 | $9.84 |
| Sep 1, 2018 | $9.84 | Jun 22, 2018 | $9.84 |
| Sep 8, 2018 | $9.84 | Jun 22, 2018 | $9.84 |
| Sep 15, 2018 | $9.84 | Jun 22, 2018 | $9.84 |
| Sep 22, 2018 | $9.84 | Jun 22, 2018 | $9.84 |
| Sep 29, 2018 | $1.82 | Jun 22, 2018 | $1.82 |
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