Loan to increase inventory in my shop

Fatchur

Jember, Indonesia

100% repaid

Entrepreneur

Name

Fatchur

Member since

August 2013

On-time repayments

374 installments  •  74%

About Me

I am a government employee. I am a librarian. But in my house or outside my working hours, i run a small grocery shop shop to add income and to pay for kids' tuition. This grocery shop at my house has daily basic need and owns customers from near and far neighbors. The basic daily needs such as oil, gasoline and mineral water AQUA brand are needed more capital. Therefore, i really need an additional capital to increase the amount of sales commodity and to smooth a buying and selling process in our shop.

My Business

I work as a Librarian in a Library, Archives and Documentation of Jember Sub-District, Indonesia. My monthly salary is Rp.3.500.000,- or about $350. My other income is a government project official as much as Rp 1.000.000,- or $100. I have another income from my grocery shop for around Rp 3.000.000,- or $300 monthly. Additional capital that i need is to increase the stock of oil, gasoline, and mineral water gallon of AQUA. I can also use the money for additional product variations for my shop, such as snacks, stationery, and basic needs of body treatment.

Loan Proposal

My warehouse still has room for gas bottles and mineral water. I am confident this loan from Zidisha will increase sales and turnover.

Show original Bahasa Indonesia  

About Me

Saya adala pegawai pemerintah. Jabatan sebagai Pustakawan. Tetapi di rumah atau di luar jam dinas, saya menjalankan usaha warung atau toko kecil untuk menambah penghasilan dan biaya sekolah anak. Usaha dagang di rumah ini berisi bahan kebutuhan pokok sehari-hari yang mempunyai pelanggan dari tetangga dekat maupun jauh. Kebutuhan pokok tentang bahan bakar minyak, bahan bakar gas (untuk masak) dan air mineral merek AQUA perlu mendapatkan tambahan modal. Untuk itu, saya sangat membutuhkan tambahan modal untuk meningkatkan jumlah komoditi penjualan dan melancarkan proses jual beli di toko atau warung kami.
Selain tersebut di atas saya beserta isteri juga menjalankan usaha produk rumah tangga berupa camilan KACANG TELUR merek SEDAPBETUL. Saat ini masih kami edarkan di beberapa warung internet dan toko-toko kecil dan sekolah di Jember.

My Business

Saya sudah menjalankan usaha toko dengan merek SEDAP BETUL sejak 2005. Produk yang saya jual dan laku laris antara lain gas untuk memasak, air mineral, kue/camilan dan sembako.
Omzet terus meningkat meskipun naik turunnya tidak signifikan.
Selama 1 tahun terakhir banyak juga permintaan konsumen yang berasal dari tetangga perumahan berupa jasa perbaikan untuk pakaian. Untuk itu itu saya sangat membutuhkan tambahan modal untuk produk sandang ini antara lain :
- benang jahit
- kain kiloan
- pembersih pakaian
- pewangi pakaian
- alat jemuran, dan lain-lainnya
Demikian juga perlu untuk pengadaan alat obras, neci dan kancing baju. Meskipun bisa membeli second hand, tetapi biayanya juga perlu disediakan. Maklum jasa perbaikan untuk pakaian dan kebutuhan sandang ini makin meningkat. Tujuannya agar konsumen tidak kecewa dan makin akrab dengan toko SEDAP BETUL.
Tenaga untuk layanan toko dan perbaikan pakaian bisa ditangani bersama isteri yang saling membantu.
Kalau kebutuhan komoditi sandang ini tercukupi, maka komoditi jualan lainnya juga akan makin meningkat. Konsumen makin puas, konsumen makin dekat, konsumen makin mudah mengeluarkan anggarannya untuk belanja dan menggunakan jasa dari toko saya.
Terima kasih untuk semua mitra Zidisha. Sukses selalu untuk kita semua.

Loan Proposal

Saya senang usaha toko makin bertambah.
Gudang saya masih ada tempat untuk menambah tabung gas dan air mineral.
Tambahan modal dari Zidisha sangat saya butuhkan untuk menambah omzet dan sirukulasi penjualan di toko.
Salam sukses.

Feedback

4

None

None



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Loan Info

Project Type

Classic Loan

Disbursed amount

$406.00

Date disbursed

Nov 19, 2014

Repayment status

On Time

Projected term

22 months

Lenders

A

Anninymouse

Southampton, United Kingdom

D

Delph007

Den Haag, Netherlands

investor

Candiac, Canada

Cloudways

Malta, Malta

ads68

Melbourne, Australia

Johari bin Ismail

Worthing, United Kingdom

panamaman

Philadelphia, United States

fairspirit

Utrecht, Netherlands

K

kosatka

Slovakia

Cricketca

San Jose, United States

bconrad

Seattle, United States

tswickrama

Orlando, United States

isabelv

Barcelona, Spain, Sweden

V

Volpone

Geneva, Switzerland

xtrahardware

Cazenovia, United States

E

E

Marin county, United States

Evan Lamos

Brussels, Belgium

pvilliger

Zurich, Switzerland

Matching Fund

Sterling, United States

D

Daisy

Netherlands

Jonas

Brussels, Belgium

S

sarah4d2

Saint Louis, United States

Vesa

Helsinki, Finland

Loungin

United States

LouisB

ZIDISHA, Mozambique

J

JessicaAna

Maputo, United States

ToddTho

World Wide, United States

LutianaPablo

Rome, Italy

O

ORBP1

Germany

SL

Samuel Le

Seattle, WA, United States

Ask Fatchur a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Fatchur    Jul 13, 2021

    Covid-19 income decreased

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  • Fatchur    May 18, 2021

    pandemic corona virus

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  • Fatchur    May 11, 2021

    business is quiet.

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  • Fatchur    Apr 4, 2021

    income decreased due to the Covid-19 pandemic

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  • Fatchur    Dec 16, 2020

    The corona-19 pandemic has reduced shop turnover

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  • Nanda    Apr 13, 2017

    Mr. Fathur is in difficult time, he said about needing help for an exit out caused by the sales stuck, he will manage to continuing the payment as soon as he get rid from the problem

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  • Fatchur    Jan 29, 2017

    My business sales turnover decreased. The additional capital is needed.

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  • Fatchur    Jan 10, 2017

    For: ZIDISHA MANAGEMENT____Dapatkah I get Deposit Member of 3,153,384 IDR stored in Zidisha to my request? In connection this time I need additional capital to buy my shop commodity. __Mohon Answer immediately.

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  • Fatchur    Oct 24, 2016

    need big some fund for develop materials of my shop.

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  • Fatchur    Sep 10, 2016

    Continued success for the funders Zidisha .____ Loan I"ve spun four times .__ Turns store business I am more smoothly .__ Turnover increased .__ Commodities sales and services for consumers continue I proceed .__ Hopefully this time, additional capital for equipment repair clothing and clothing made consumers increasingly familiar and increased their visits to my store, SEDAP TRULY SUCCESSFUL always .____ Greetings to us all.

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  • Fatchur    Sep 10, 2016

    I"ve run a business with the name SEDAP TRULY shop since 2005. The number of consumers in a residential neighborhood, the need variation commodity sales of products and services are increasingly added as well. For that I now keep trying to add to the concentration of consumer satisfaction with various products and services of repair clothing or clothing. This additional capital for very urgent so that consumers do not flee from our services. Consumers are more satisfied and more easily meet their needs with a shop and get services SEDAP TRULY store. Greetings to all funders and partners Zidisha. Greetings SUCCESS always for us all.

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  • Fatchur    Sep 9, 2016

    I currently there are more savings on the business development of my store. This week I was able to pay the installments 350,000 IDR. thanks. Salam success Zidisha entire community.

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  • Roy    May 26, 2015

    Hello Fatchur,
    It is pleasing that your repayment record is so very good. In fact a perfect 100%. This is in contrast to members you have invited, half of which, eight in number are paying back late. (Specifically: Naimatul Khoir Baim Mahera, Ilham Sah, Tatang Setiawan, Achmad Satria Mafaza, Eni Andriyani, Ika Rianti Puspita Wardhani, Lely Tjendrawasih, Ratna Dewi Astutik.) Do you think, you could impress upon them how important it is that they repay the loan.

    If they do not they will make it more difficult for you, others and themselves to borrow in the future.
    Thank you in advance.

    Kind Regards,

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  • Fatchur    Mar 9, 2015

    Dear the Zidisha Funders

    Thank you for the loan that I have received.
    Thanks to this loan I store turnover increased 50%.
    Minimum once a week there is a new customer who buys all the gas tube. I sell is lower than the other stores around me. Because I got a supply of large agent in Tegalbesar. So I can still take advantage of the cheaper price kulaks.
    Likewise I add a snack / snacks are increasingly in demand. Promotion and advertising war in this sector intensified snacks. Therefore, the moment of taking the cheaper price I do not waste my.
    I hope more and more increasing sales turnover.

    Thank you.
    Regards
    Fatchur Rochman

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  • nanette    Nov 16, 2014

    Dear lenders,

    I am Nanette and I'm a volunteer Country Liaison for Indonesia.

    Very recently, we are undergoing a transition to use a mobile payment system called Dompetku for our Indonesian borrowers, which we will use from this point onward for both disbursements and repayments. During this transition period, you may see that a loan takes a little longer to be disbursed or repaid. We hope for your understanding for this process.

    Thank you so much for your support, our borrowers and our team at Zidisha really appreciate it. Please reach out to us at [email protected] if you have any questions or concerns.

    Best regards,
    Nanette

    ---

    Pemberi pinjaman yang terhormat,

    Saya Nanette dan saya adalah relawan untuk Zidisha Indonesia.

    Baru-baru ini, kami sedang menjalani transisi untuk menggunakan sistem pembayaran mobile bernama Dompetku untuk peminjam Indonesia kami, yang akan kami gunakan dari sekarang untuk proses pencairan dan pembayaran. Selama masa transisi ini, anda mungkin melihat bahwa pinjaman membutuhkan waktu sedikit lebih lama untuk dicairkan atau dilunasi. Kami mohon pengertian anda.

    Terima kasih banyak atas dukungan anda, para peminjam dan tim kami di Zidisha sangat menghargai dukungan anda. Silakan hubungi kami di [email protected] jika anda memiliki pertanyaan.

    Salam hormat,
    Nanette

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    • Fatchur    Nov 19, 2014

      I already have an account with a mobile phone number 085749313838. Dompetku __Layanan I have already registered is PREMIUM SERVICE. So can cash in or cash out a maximum amount of Rp 5.000.000, -. __Terima You for your support and assistance .__ Regards,

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  • Fatchur    Oct 15, 2014

    I am very busy in the field of public library administration tasks. I still found time to develop my business. I am also glad that my business is growing. Loan capital of Zidisha, I have been used to add various brands of mineral water products, gas tube and products egg-nut in the brand of SEDAP BETUL. All further added production and sales turnover.
    I am very grateful to all lenders of Zidisha. Hopefully, all the more successful and more prosperous.
    Regards,

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  • Fatchur    Jul 8, 2014

    Dear funders of Zidisha Team


    Thank you for your assistance loans. Now my business growing.
    Turnover of pea egg products are also kept me increase gradually.
    Increased demand for products Eid this year
    we have to improve the performance of production and sales.
    Thank you.

    Fatchur Rochman

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  • Achmad    Jun 19, 2014

    Halo Bapak Fatchur Rochman

    Saya dari VM Zidisha, saya melihat pinjaman bapak sudah expired.

    Apakah pengajuan pinjaman bapak sebelum expired telah mencapai 100% didanai? jadi expired sebelum cair ya pak?

    Mohon penjelasannya karena akan saya sampikan ke Tim Zidisha.

    Terimakasih.

    Bahar
    VM

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    • Fatchur    Jun 19, 2014

      Dear Sir, ____ Now I am still waiting for the loan which has been approved as a notice in Zidisha Account I .__ The information he waited one week .____ It accounts Bak me: ____ Bank: BNI 1946 __Branch: JEMBER - INDONESIA__Account number: 0142739028 .__ Beneficiary: Fatchur Rochman____Saya waited faithfully, Regards ____, __ Fatchur Rochman

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  • Fatchur    May 29, 2014

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  • Fatchur    May 8, 2014

    Thanks ZIDISHA__Berkat first loan from Zidisha, minimarket business turnover at home has increased two-fold. TUBE products for cooking and GALLON GAS MINERAL WATER .__ I am also proud to be able to develop even more home-based snack products in the form of beans Eggs brands savory correct. My wife had the recipe, this time also I will develop serious. Although still need additional capital I .__ If there are additional capital again, would I added turnover and sales of snack products are increasingly popular these customers .__ The following photo was LABEL that we use for such products, so that customers know our small company contact person .__ Regards,

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