Name
Edwin
Member since
June 2014
On-time repayments
268 installments • 61%
I dropped out electrical engineering class from Moi university in the year 2010. I was forced to drop out of university due to problems in paying my fees but since then i found pleasure doing poultry farming. I was selected to be one of the youths in my county to pioneer a poultry farming project dubbed 'kicking away poverty one chick at a time'. The project, aimed at alleviating poverty among young adults in my county, involved donating one hen, one cock and two chicks to selected youth. With little help from wages i had made working in a local brewing den here in my village where i was paid 2 dollars a day to help in brewing an illicit brew called chang'aa where i managed to buy 2 hens per week.I have since then been successful and I now own close to 200 chicken at any given time. I believe that I can grow my business and take it to the next level. My dream is to be a model poultry farmer in my county, and possibly inspire as many youths as possible to consider agribusiness as a serious and viable business undertaking. With the couple of loans zidisha have given me since year 2014 it has helped improve my farms earnings and am happy to report that i managed to go back to university and got admitted as a second year student in the school of business management, and my hope is that my business will be able to support me through.I also dream to run a multiple number of businesses in the future for instance electronics which i dealt with when i first joined university in the year 2007.
I rear chicken and I am currently listed as a supplier in a local schools where I supply eggs and occasionally, chicken.I also supply eggs in near local shopping centers close to my home and my hometown too.I currently have 200 egg-laying chicken and I supply 10 crates of eggs per week (300 eggs). This earns me approximately 50 dollars per week. I also occasionally sell an average figure of 10 chicken a week earning 40 dollars. This translates to an average of 350 dollars per month. I also have expenses as follows: chicken feed- 100 dollars, veterinary services- 50 dollars and other miscellaneous expenditure of about 50 dollars. Zidisha has helped me also purchase a chaff cutting machine which has also proven resourceful since it can earn me an average figure of 10 dollars a week from grinding chicken feeds from various farm remains that i sell to my surrounding community.Zidisha loans also helped me acquire a computer set and a printer which has improved the efficiency in my farm more so record keeping of farms sales and purchases.I recently acquired two cows that are yet to be productive.My farm has three casual employees who are currently assisting me to do the farm work and i pay them total of 100 dollars per a month. My personal living expenses have since improved from about 100 dollars to 170 dollars per month.
Dear lenders,
I take this chance to once again thank you for number of loans you have helped me raise ever since i joined this wonderful organization.The loans have helped me realize much success and i owe it all to you lenders.I am planning to construct a 15 metre by 25 metre greenhouse here in my village on a little piece of land i inherited from my grandfather as part of a contigence plan to diversify my farm's earnings since i have realised it is too risk to only depend on poultry farming.I have been planting onions, kales and bananas on this piece of land for family consumption but whenever a dry season like the current one comes they always dry up.I have decided to erect a greenhouse to venture into horticulture business and my crop of choice are watermelons which from research i have conducted are relatively quite easy to grow over others and i have a ready market due to the high population of my region Kisii which has clustered population setup.I expect that after four months from commencement the farm's watermelon harvest will earn me 500 dollars on the first harvest since each watermelons costs averagely 2 dollars here.The greenhouse will be a home to over 300 watermelons after flowering.The cost breakdown will be as follows;Ultra Violet treated polythene paper @ 400 dollars,a 500 litre water tank @ 80 dollars,a drip irrigation kit @ 70 dollars.I have opted to cut on the cost of posts to erect the structure whereby i will use less of metal and more of trees that are readily available since i planted trees once i was in high school.The tree posts will be treated and sealed with polythene bags and this will cost an average figure of 90 dollars including a few steel bars.To save on the cost of construction much of the work will be done by my cashual employees and i will source a few others to help us during the setup that will cost me 50 dollars.Other expenses include;nails @ 20 dollars,seeds @ 5 dollars.I will use manure from my farm and few fertiliser brands and chemicals that will cost approximately 30 dollars .Transport cost and other miscellenous expenses will be 70 dollars.We will get water to site manually using a mkokoteni "trolley" as we seek for a solution to water including trapping rain water and a digging a well.I plan to repay the loan from earnings within my poultry farm as i await the greenhouse productivity to be realised from which i will clear the loan.I urge all lenders to kindly support my loan application and i firmly pledge to repay the loan in good time.Thank you once again and please consider me for am dreaming to see this project kickstart.
Positive
5
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$776.00
Date disbursed
Feb 5, 2017
Repayment status
On Time
Projected term
5 months
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