Please support me to buy 7 more computers

Bernard

Nairobi, Kenya

13% repaid

Entrepreneur

Name

Bernard

Member since

November 2014

On-time repayments

196 installments  •  63%

About Me

My name is Bernard Omondi Onyango. I have 4 brothers and 1 sister. The lady is currently sitting her high school final exam. My family and I live in Embakasi, Nairobi.

I went to Kagwa Primary School in Rarieda District. I passed and joined Makasembo High School. Consequently, I joined Intraglobal Training Institute in Nairobi. After college, I worked in as a volunteer teacher. I then started writing on a freelance basis when I could not secure a job. I bought my first laptop using my first loan from Zidisha. After article writing for some time, I took another loan and used it to buy 6 more computers for writers. I then trained and employed more writers. This worked well initially but when I discovered I could not retain writers for long due to competition even after training them, I used the computers to open a cybercafe. I want to invest more in the same business.

I also support different members of my community from my pocket. We also learn God's word every week in my house to inspire our members to look forward to a better future and work hard. In addition, I send them inspirational messages via my phone on a daily basis. People need hope to be able to transform into productive people in the spiritual and physical world.

My Business

My main business currently is offering cybercafe services. I started with the loan I took from Zidisha last year. Initially, I was writing articles online. I then accidentally learned that I can make more money in this new business. I have 6 Computers today and want to buy 10 more computers.

I will use the profits to grow the business, take care of my children's education, and support various community programs geared towards supporting the needy. I will be able to support and employ some of them.

Loan Proposal

I kindly request you to give me a loan to enable me to buy 7 computers to boost the productivity of my cybercafe. I already have 6, but I cannot afford to buy the 7 at once. They are second-hand desktop computers that are being sold at a wholesale price. Each of them is being sold at 100 USD. I will add 200 USD to get them at this rate. I expect to make an addition of over 300 USD per month, making this proposal very important to me.

In my last loan request, I wanted to buy them, but I raised only 23 percent of the required amount. I accepted the amount to get an opportunity to increase my credit rating as it dropped from 100 to 77 percent when I Iost some of my clients. Right now the business has picked up again. I used the previous loan to repair my machines.

I request once again for your support. I will have to repay the loan in time so that my rating can go back where it was before. It was much easier to get loans then. Kindly support me, and I will for sure appreciate. The supplier is ready, and he knows we will close the deal within the next few days.

Thank you.

Show original English  

About Me

My name is Bernard Omondi Onyango. I have 4 brothers and 1 sister. The lady is currently sitting her high school final exam. My family and I live in Embakasi, Nairobi.

I went to Kagwa Primary School in Rarieda District. I passed and joined Makasembo High School. Consequently, I joined Intraglobal Training Institute in Nairobi. After college, I worked in as a volunteer teacher. I then started writing on a freelance basis when I could not secure a job. I bought my first laptop using my first loan from zidisha. After article writing for some time, I took another loan and used it to buy 6 computers for writers. I then trained and employed more writers. This worked well initially but when I discovered I could not retain writers for long due to competition even after training them, I used the computers to open a cybercafe. I want to invest more in the same business.

I also support different members of my community from my pocket. We also learn God's word every week in my house to inspire our members to look forward to a better future and work hard. In addition, I send them inspirational messages via my phone on them on a daily basis. People need hope to be able to transform into productive people in the spiritual and physical world.

My Business

My main business currently is offering cybercafe services. I started with the loan I took from Zidisha last year. Initially, I was writing articles online. I then accidentally learned that I can do make more money in this new business. I have 6 Computers today and want to buy 7 more computers.

I will use the profits to grow the business, take care of my children's education, and support unprivileged people, especially in our church. I will be able to support and employ some of them.

HELP APPEAL: KINDLY FINANCE MY LOAN REQUEST TO GIVE ME AN OPPORTUNITY TO IMPROVE MY ZIDISHA CREDIT RATING AND BUY THE COMPUTERS.

Loan Proposal

I kindly request you to give me a loan to enable me to buy 7 computers to boost the productivity of my cybercafe. I already have 6, but I cannot afford to buy the 7 at once. They are second-hand desktop computers that are being sold at a wholesale price. Each of them is being sold at 100 USD. I will add 200 USD to get them at this rate. I expect to make an addition of over 300 USD per month, making this proposal very important to me.

In my last loan request, I wanted to buy them, but I raised only 23 percent of the required amount. I accepted the amount to get an opportunity to increase my credit rating as it dropped from 100 to 77 percent when I Iost some of my clients. Right now the business has picked up again. I used the previous loan to repair my machines.

I request once again for your support. I will have to repay the loan in time so that my rating can go back where it was before. It was much easier to get loans then. Kindly support me, and I will for sure appreciate. The supplier is ready, and he knows we will close the deal within the next few days.

Thank you.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$544.00

Date disbursed

Jun 16, 2018

Repayment status

Late

Projected term

11 months

Lenders

Cloudways

Malta, Malta

B

bscent

Hong Kong

Grant Xavier Storer

Seattle, Wa, United States

Mike and Jacqui

United Kingdom

S

Stephan

Netherlands

A

Andrei

United States

Sinan Taifour

Munich, Germany, Germany

Vratik Krocik

Prague, Czech Republic

M

Margaret

United States

R

RMIM

United States

Paul Buchheit

Mountain View, United States

CN

Craig Newmark

United States

SC

Shane Coughlan

Takamatsu, Japan, Japan

Adrian

Liverpool, United Kingdom

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Summary

Amount repaid

$69.07

Amount remaining

$475.74

Expected completion

May 26, 2019

Status

Repaying late

Installment amount

$0.99

Repayment History

Expected Payments Actual Payments
Jun 24, 2018 $41.88 Jun 28, 2018 $41.88
Jul 1, 2018 $4.94 Jul 2, 2018 $0.99
Jul 2, 2018 $0.99
Jul 2, 2018 $0.99
Jul 2, 2018 $0.99
Jul 2, 2018 $0.99
Jul 2, 2018 $0.01
Jul 8, 2018 $4.94 Jul 2, 2018 $0.47
Jul 9, 2018 $0.99
Jul 9, 2018 $0.99
Jul 9, 2018 $0.99
Jul 9, 2018 $0.99
Jul 9, 2018 $0.52
Jul 15, 2018 $4.94 Jul 9, 2018 $0.46
Jul 14, 2018 $0.99
Jul 14, 2018 $0.99
Jul 15, 2018 $0.99
Jul 15, 2018 $0.99
Jul 15, 2018 $0.53
Jul 22, 2018 $4.94 Jul 15, 2018 $0.45
Jul 21, 2018 $0.99
Jul 22, 2018 $0.99
Jul 22, 2018 $0.99
Jul 22, 2018 $0.99
Jul 22, 2018 $0.54
Jul 29, 2018 $4.94 Jul 22, 2018 $0.44
Jul 29, 2018 $0.99
Jul 29, 2018 $0.99
Jul 29, 2018 $0.99
Aug 2, 2018 $0.99
Aug 2, 2018 $0.55
Aug 5, 2018 $0.43 Aug 2, 2018 $0.43
Aug 12, 2018 $1.98 Dec 24, 2018 $1.98
Aug 19, 2018 $0.09 Dec 24, 2018 $0.09
Aug 26, 2018 $0.00
Sep 2, 2018 $0.00
Sep 9, 2018 $0.00
Sep 16, 2018 $0.00
Sep 23, 2018 $0.00
Sep 30, 2018 $0.00
Oct 7, 2018 $0.00
Oct 14, 2018 $0.00
Oct 21, 2018 $0.00
Oct 28, 2018 $0.00
Nov 4, 2018 $0.00
Nov 11, 2018 $0.00
Nov 18, 2018 $0.00
Nov 25, 2018 $0.00
Dec 2, 2018 $0.00
Dec 9, 2018 $0.00
Dec 16, 2018 $0.00
Dec 23, 2018 $0.00
Dec 30, 2018 $0.00
Jan 6, 2019 $0.00
Jan 13, 2019 $0.00
Jan 20, 2019 $0.00
Jan 27, 2019 $0.00
Feb 3, 2019 $0.00
Feb 10, 2019 $0.99
Feb 17, 2019 $0.99
Feb 24, 2019 $0.99
Mar 3, 2019 $0.99
Mar 10, 2019 $41.88
Mar 17, 2019 $41.88
Mar 24, 2019 $41.88
Mar 31, 2019 $41.88
Apr 7, 2019 $41.88
Apr 14, 2019 $41.88
Apr 21, 2019 $41.88
Apr 28, 2019 $41.88
May 5, 2019 $41.88
May 12, 2019 $41.88
May 19, 2019 $41.88
May 26, 2019 $11.12

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