Loan for poultry business & for t-shirt printing machine

Entrepreneur

About Me

Have really grown, Born in 1981 in a rural area named Manga scheme in Nyamira county of Nyamira County - Kenya. Married to a lovely and supportive wife Catherine blessed with two Kids, in July 2016 I lost my little sister who had a 8 year old daughter. We decided to take her as our own. Now we are parents to 2 beautiful girls and 1 handsome boy. The girls want to be doctors so we can be treated at home while the boy wants to be a police officer to arrest all those who mistreat the mum.

After my primary and secondary education I joined Thika Institute of technology for a Diploma course in Information technology for three years. I later got a Job and worked for 5 months without pay. But then on a positive side I gained experience on various things (computer repair, networking and installation).
In 2007 a friend loaned me two computers and from savings I started a cyber café which has grown to over 15 computers today.

In March 2014 a friend introduced me to Zidisha and I was awarded 150 dollars, which I brought webcams. My profit margin grew and I got new clients, Have made more friends from my list of clients.
In life have learnt a lot of lessons. Of late my 1st and only employer is one of my best client. Sometimes we Joke how he never paid me even after making alot of profits on installation for him.

My Business

At first (2014) my cyber café offered services ranging from provision of internet services, computer services, Networking and installation, Phone application installation and later after receiving loans from zidisha, The cyber is far better then when it started. It now owns a two photocopy machines, Bbetter printers, a digital
camera and a generator machine all brought from funds and interest loaned from Zidisha, the profit margin grows dispute the daily challenges

PROFITS
I hired a 1 acre land for 4 years (starting Jan 2015) at a cost of ksh 7000 per year. in this land have been planting maize and groundnuts and it has an added advantage since i don’t buy maize flour any more (Form the profits i brought building materials).

Have also been paying school fee per year, something that was impossible before.
I started a poultry project which had a few challenges, when I started it was a little hard since I was buying the feedings but since the chickens are laying eggs now I don’t have much problem in feeding them plus am getting eggs for my family and a little. profit to add up to the cyber business.

From the chicken and cyber profits have managed start building my three bed roomed house which is half way (flooring and finishing)

Loan Proposal

First let me thank all the lenders for the trust & encouragement, then thank them again for the funds and faith entrusted in me. To the zidisha team thanks for the platform have grown to be a better person today.

From the previous loans have managed to buy webcams, computers, a printer, a digital camera, a photocopy machine and a generator in my latest funded loan, despite the daily challenges am happy the returns payback the loans and am able to start other small projects which will grow with time.
Am here again, To kindly request for another loan.

Allow me to share my reason for this request.

With Smart phones in place and at a cheaper prices. Cyber business is going down at a fast speed. Nowdays mostly people use Cyber only when their want to make printouts or want to fill an application online, this as made me think of other source of income. Have tried small scale farming and it has been a food security boost to my family. Have sold and made profit form the farm products.
1. From the two farm projects (poultry and farm planting) have decided to work more on poultry large scale.
Reasons:
I started with 20 chickens, collecting an average on 15 eggs daily at Kshs 12 per egg (local chicks) making a total of ksh 5400 per month (A profit of Ksh 3400) The local chicks don’t need a lot of care and medicine.
Note: Have already built a poultry house that can house 200 chickens in free range
I want to have 100
80 chickens @ 350 per = Kshs 28000
Layers Feeds 3 bags 20kgs @ 3500 per bag = 10500
Transport = 3000
Projected monthly income after two months = 90 eggs x 30 days x kshs 12 = Kshs 32400

2. With the printer I brought form the an early loan on this platform it has been a boost in my business.

We are soon going for election, (2017) have been doing posters for student elections (Kisii University) and the latest by-election in Nyacheki ward.

This time I want to add value and print t-shirts, banners and caps.
The Machine locally goes for Kshs 70000, I’ll add Kshs 24000 from my saving to purchase the machine.

Loan breakdown.

80 chickens * 3500 = khs 28000 ($ 280)
Chicken feeds 3 bags * 3500 = Kshs 10500 ($105)
Transportation of chickens and feed Kshs 3000 ($30)
Printing machine Kshs 70000 ( kshs 48500 from Zidisha loan, Kshs 21500 plus transportation from my saving account) ($700)

I hereby request lenders to help me invest in starting/boosting this two Projects, it'll be a great boost both to my income and it’ll get employment cause I’ll hire someone to help in taking care of the chickens and farm duties.

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Loan Info

Lenders