Entrepreneur
Name
Albert
Member since
July 2019
On-time repayments
100 installments • 54%
About Me
My names are Albert Mutoya, I am a Zambia citizen born in the year 1991.
Growing up in a family of 4 and a single parent, finances were a challenge. I wanted to pursue a degree in IT but rather diverted to study a certificate in Insurance in 2013 because that would save me more money and time.
I, later on, decided to add loss adjuster claims to my resume which later in time was of great value to me as it helped me get employment.
I am currently working at a private insurance company as a corporate business assistant and planning my best to raise money for a brighter future.
My Business
I don't have a place of business at the moment this is on one of the future projects on my list. I am currently undertaking multiple businesses just so I can raise enough money to sustain my self and assist my family. My main business is poultry farming am selling Quail meat and eggs. Check this link https://www.facebook.com/Better-life-Farms-Quails-104625571371079/
I also sale phone accessories such as headphones. I also sale Talk time, electricity units and Television subscription via a mobile network authorized application called Kazang. Other business i have ventured into is selling of 5kg packaged Nakonde rice which is going at K100 each.
My future business plans are.
1. Opening business centre were I will have mobile money services, Zoona, kazang, Zanaco Express, phone accessories and FNB express.
2. Opening a Restaurant in one of the busy places in Lusaka.
3. I also want to venture into farming to help promote food security in my country.
4. My last and important future plan is something that will help me return to the community. (orphanage home for children, Youth empowerment and responding to disaster relief charities )
The reason I want to have so many business is to help in Jobs creation for the youths and also if one business fails I will have others that I will be getting income from.
Loan Proposal
Dear leaders,
First and foremost, Thank you so much for supporting Zidisha which then supports us with affordable loans.
The following below is how I will us the loan.
1. Buy new set of breed of quails.
2. Buy a brooder for my quails
3. Feed
These are the things I will buy after I get a loan.
Best regards
Albert Mutoya
Income Source
Dear Lenders,
It is true that many businesses are facing challenges in this difficult times.
I will be able to make the Repayment because;
1. Our government has allowed the reopening of activities that will boost our economy amongst these activities restaurant, hotels and eating places are open. So since am raising quails for meat and eggs this is good news for me.
2. The opening of activities is good for business. Mean jobs and contracts that were put on hold have now resumed.
The re-opening of business activities by the government will enable me to sell and in return repay my weekly loans.
Thank you
Albert Mutoya
Feedback
Positive
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Neutral
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Negative
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Loan Info
Project Type
Classic Loan
Disbursed amount
$519.00
Date disbursed
Sep 26, 2020
Repayment status
Late
Projected term
11 months
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Summary
Amount repaid
$183.89
Amount remaining
$335.57
Expected completion
Aug 29, 2021
Status
Repaying late
Installment amount
$40.00
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Oct 4, 2020 | $32.65 | Oct 6, 2020 | $32.65 |
| Oct 11, 2020 | $0.00 | ||
| Oct 18, 2020 | $1.14 | Oct 19, 2020 | $1.14 |
| Oct 25, 2020 | $1.14 | Oct 19, 2020 | $0.05 |
| Oct 24, 2020 | $1.09 | ||
| Nov 1, 2020 | $1.14 | Nov 3, 2020 | $1.14 |
| Nov 8, 2020 | $0.00 | ||
| Nov 15, 2020 | $1.14 | Nov 23, 2020 | $1.14 |
| Nov 22, 2020 | $1.14 | Nov 23, 2020 | $1.14 |
| Nov 29, 2020 | $1.14 | Dec 4, 2020 | $1.14 |
| Dec 6, 2020 | $1.14 | Dec 15, 2020 | $1.14 |
| Dec 13, 2020 | $1.14 | Dec 15, 2020 | $1.14 |
| Dec 20, 2020 | $10.01 | Dec 29, 2020 | $10.01 |
| Dec 27, 2020 | $10.01 | Dec 29, 2020 | $10.01 |
| Jan 3, 2021 | $0.00 | ||
| Jan 10, 2021 | $3.81 | Feb 6, 2021 | $3.81 |
| Jan 17, 2021 | $0.00 | ||
| Jan 24, 2021 | $0.00 | ||
| Jan 31, 2021 | $0.00 | ||
| Feb 7, 2021 | $10.01 | Feb 26, 2021 | $10.01 |
| Feb 14, 2021 | $10.01 | Feb 26, 2021 | $0.05 |
| Feb 28, 2021 | $9.96 | ||
| Feb 21, 2021 | $10.01 | Feb 28, 2021 | $0.05 |
| Mar 10, 2021 | $9.96 | ||
| Feb 28, 2021 | $4.73 | Mar 10, 2021 | $4.73 |
| Mar 7, 2021 | $0.00 | ||
| Mar 14, 2021 | $0.00 | ||
| Mar 21, 2021 | $0.00 | ||
| Mar 28, 2021 | $0.00 | ||
| Apr 4, 2021 | $10.01 | Apr 30, 2021 | $10.01 |
| Apr 11, 2021 | $10.01 | Apr 30, 2021 | $10.01 |
| Apr 18, 2021 | $10.01 | Apr 30, 2021 | $10.01 |
| Apr 25, 2021 | $10.01 | Apr 30, 2021 | $10.01 |
| May 2, 2021 | $10.01 | Apr 30, 2021 | $3.48 |
| May 6, 2021 | $6.53 | ||
| May 9, 2021 | $40.00 | May 6, 2021 | $3.48 |
| Aug 18, 2021 | $27.21 | ||
| Jun 7, 2022 | $2.72 | ||
| May 16, 2021 | $40.00 | ||
| May 23, 2021 | $40.00 | ||
| May 30, 2021 | $40.00 | ||
| Jun 6, 2021 | $11.97 | ||
| Jun 13, 2021 | $11.97 | ||
| Jun 20, 2021 | $11.97 | ||
| Jun 27, 2021 | $40.00 | ||
| Jul 4, 2021 | $40.00 | ||
| Jul 11, 2021 | $11.97 | ||
| Jul 18, 2021 | $11.97 | ||
| Jul 25, 2021 | $11.97 | ||
| Aug 1, 2021 | $11.97 | ||
| Aug 8, 2021 | $11.97 | ||
| Aug 15, 2021 | $11.97 | ||
| Aug 22, 2021 | $11.97 | ||
| Aug 29, 2021 | $9.25 | ||
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