Poultry project

Njuguna

Muriricua Village, Kenya

100% repaid

Entrepreneur

Name

Njuguna

Member since

December 2012

On-time repayments

157 installments  •  100%

About Me

I live in Kiptangwany, Elementaita sub-location, Miti mingi location, Elementaita division of Gilgil district in Nakuru county. My family and I shifted to this area from Kiambu in 1990. We have five children aged between 31 and 39 years. We have all gone beyond high school and we are computer literate. I took up farming as an income generating activity. We grow crops and rear livestock. The income realized caters for domestic expenditure and school fees. The income mainly comes from surplus crop produce and surplus milk.The area is semi arid and rainfall reliability is low. Hence,food production is marginal. The only viable farming is livestock breeding and rearing. Greenhouse farming is now the in thing, though it requires a substantial amount as initial capital. I usually sell my livestock to other farmers and local butchers.I invest any surplus cash in stocks for a rainy day after ploughing back some money in the farm and livestock. I belong to a dairy farmers group where we meet and educate one another on livestock management. We normally invite guest speakers to talk to us on technical issues

My Business

I buy young cattle and rear them until they are old enough to be sold to butchers and other farmers. There is demand for meat and butchers are always looking for animals to slaughter. My animals are well fattened before they are sold and butchers are always ready to settle for a price favorable to each of us.The heifers I put up for sale are attractive and appealing to farmers.
I want to diversify to commercial milk production and therefore I intend to buy good milk producing breeds.In this are, unlike in the past, milk has a ready market. Brookside dairies are collecting milk from our area. Before this a lot of milk was going to waste due to lack of market. I am sure I can sell all the milk produced.
I intend to put up a zero-grazing unit so as to manage the animals properly. I also intend to build a bio-gas digester to produce fuel for the family and cut down on costs. I will then re-invest the money I get to expand on livestock rearing and breeding. This will necessitate employment of more farm hands. I also intend to grow grass four hay to feed my animals and sell the surplus to other farmers.

Loan Proposal

I intend to start a poultry project and start off with 500 day old improved kienyeji chicks. I have constructed a poultry house that can accomodate the said chicks. The loan will be used to buy the chicks, feeds and drugs. Once the hens start laying, the project will be self sustaining.

Feedback

5

None

None



Loading...

Loan Info

Project Type

Classic Loan

Disbursed amount

$1,038.00

Date disbursed

Feb 26, 2019

Repayment status

On Time

Projected term

12 months

Lenders

d

., United States

Dunmail

United Kingdom

Brian

Midhurst, Canada

C

Christian

Saarbruecken, Germany

R

Raabo

Rungsted, Denmark

investor

Candiac, Canada

M

michael

Mornington, Australia

V

vamPierchen

Luxembourg, Luxembourg

AltruisticSelfishnes

Chicago, United States

S

soren

Göteborg, Sweden

AndreaBravi

London, UK, Canada

Martin

Manama, Bahrain

sarasofia

Stockholm, Sweden

T

Tallago3

Munich, Germany

johnandmoliehi

Canton, New York, United States

M

mogensh

København V, Denmark

Svenip

Vienna, Austria

G

GLWall

Iowa, United States

D

DRSZ73

Portsmouth, United Kingdom

PeteMx

Los Angeles CA,, United States

MindMuse

Talking Rock, United States

S

Senryu91

caldogno, Italy

H

hilde

seattle, United States

O

OneSummer

Muenster/Westphalia, Germany

J

jasonbronowitz

Tempe, United States

HE

help each other

Glasgow, United Kingdom

C

chrisherron

Chicago, United States

A

anonymous123

United States

P

Pengetilafrika

Mårslet, Denmark

S

SlyDoh

Tomball, Tx, United States

KM

British Columbia, Canada, Canada

MM

Mollie Milesi

Jeruslem, Israel

DLarson

Morris, United States

Myrar

Aarau, Switzerland

D

duckdork

De Forest, United States

E

ebronken

Oslo, Norway

Cloudways

Malta, Malta

Andreas1974

Fristad, Sweden

J

jzidi

Los Angeles, United States

R

rholden

glen iris, Australia

RasmusF

Södra Sandby, Sweden

Jouni

Finland

AdvancingCompassion

San Diego, United States

RobinW

Bonn, Germany

Namaste250

Pittsford, United States

juliemartha

Lake Mary, United States

L

leniwiec

Poznan, Poland

ads68

Melbourne, Australia

E

edgreig

Brixton, United Kingdom

C

CheapThrills

Liminka, Finland

E

erogers

Vancouver, Canada

postnihilist

Honolulu, United States

SmeeAgain

Dublin, Ireland

nakamura

United States

T

TurgayAlihos

SOUTHBANK, Australia

camilberlin

Berlin, Germany

T

teepo

Espoo, Finland

Bobrm2k3

Charleston, United States

W

Walter01

Kingston, Canada

G

greendave

Manchester, United Kingdom

C

colomar

Langen, Germany

Hedwich

Gorssel, Netherlands

A

anonalender

Hampshire, United Kingdom

G

gradient

KFAR SABA, Israel

R

RickRozemuller

Groningen, Netherlands

FriendinOregon

Hillsboro, Oregon, United States

P

Pavane

Kungsbacka, Sweden

O

Ohio

Ohio, United States

L

LenoMetus

Perth, Australia

soniad

Dubai, United Arab Emirates

M

Mikel

Buchs, Switzerland

A

andprosper

World Peace, United States

MarshFamilyUK

Canterbury, United Kingdom

thomas2666

Brisbane, Australia

D

DelapierceD

New York, United States

ibc123

Seattle, United States

E

Esseni

Cincinnati, United States

B

BMcDermott

Washington, DC, United States

S

SAJudy

Argenta, Canada

E

edgrr000

Dallas, United States

Sodermansb

Raleigh, NC, United States

J

jaytodd

New Orleans, United States

T

Travelover

Northville, United States

S

sgunnink

Utrecht, Netherlands

M

mibrahim51

Mountain View, United States

O

ormung13

Christchurch, New Zealand

mikeice

Kohler, United States

C

Clben7

Cincinnati, United States

A

anson

Alexandria, United States

I

Iamzwolf

Middletown, United States

T

Texikan

Fort Worth, United States

D

dj9812

United States

N

nguyenlapq

United States

MalcolmL

San Francisco, United States

J

juniormint

United States

A

AreEmOne

United States

A

adiipienaar

South Africa

Paul Buchheit

Mountain View, United States

R

Reiners

Australia

N

nlane

Vietnam

D

DanielH

United States

M

Mal57

Australia

P

plhughes

United States

N

NOWfund

Tokyo, Japan

K

Kber9156

North Parramatta, Australia

E

ElsieHoward

United States

Insomnus

Cheltenham, United Kingdom

S

sarah4d2

Saint Louis, United States

T

thenwhen

United States

mepster

San Francisco, Ca, United States

J

jsbisa

New Orleans, Louisiana, United States

L

luckiestmonkey

United States

B

bscent

Hong Kong

belvi

Hoogeveen, Netherlands

J

JonAlec

United States

M

Microfinance

United States

Grant Xavier Storer

Seattle, Wa, United States

J

jdelaporte

United States

S

sarahb

United States

C

ccs36

United States

T

Tim47

United States

M

Medagan

San Franciso, United States

J

Joggele

Austria, Austria

Jamal Hamou

Cascadia, Canada

P

PepsiMax

United Kingdom

Jessosix

Perth, Australia

Kyle Hoback

Omaha, United States

A

andreab

United States

S

SuzanneD

United States

K

Kristiina

All Countries

Martin Ward

Leicester, United Kingdom

S

Sven

Netherlands

T

TZ

Singapore, Singapore

Gab

Singapore

Dave Bogard

New York, United States

Villa Maria Outliers

Montreal, Canada

A

Alexander

Innsbruck, Austria

C

Carol

Falmouth, United States

HS

Hayley Summers

United Kingdom

Elias

Ulm, Germany

MW

Matt Willis

United States

Jake Badger

Roskilde, Denmark

C

cnr

United States

MA

Mary Art Hunt

United States

JA

Jared Anthony

CT, United States

Lou Kaucic

Sanbornton, NH, United States

JT

John Tabacchi

United States

E

erica

antwerpen, Belgium

BK

Brianne Keyes

United States

Max Lettenberger

Madison, WI, United States

Jeremy

Washington State, United States, United States

Kevin

San Francisco, United States

HS

Harry Shulman

United States

JC

JD Conley

United States

KD

Kent Don

United States

TB

Taylor Brown

United States

Mouhamed

United States

C

cota

United States

JD

Jeff DePree

United States

Oliver Hasenberg

Iserlohn, Germany

ME

Manaal Eisa

Washington DC, United States

RH

Rebecca Hahn

Halle, Germany

Cristina Huesch

Canberra, Australia, Australia

TH

tom hd

United Kingdom

MR

Michiel Rauws

San Francisco, Netherlands

Carla

Amsterdam, Netherlands

Pedro R-C

Cambridge, United States

Martin Nielsen

Aarhus, Denmark

Donna Manton

Australia, Australia

JM

john meserve

United States

Brad Schilling

Bunbury, Australia

Mark Grey

Redding, CT, United States

N

Nick

United States

E

eriklonnroth

United Kingdom

Aran Dunlop

United States

wissam

Jeddah, Saudi Arabia

jo

Los Angeles, United States

CR

Christine Randall

Brisbane, Australia

M

mariamfula

United States

BS

Brandon S

United States

E

EABF

Netherlands

C

Carlene

United States

Majella

Dublin, Ireland, Canada

Sinan Taifour

Munich, Germany, Germany

JA

Jason and Sandra

Toronto, Canada

Ed

Howells, United States

Ren

Minneapolis/StPaul, United States

J

jennie

Guatemala

D

Dalton

San Francisco, United States

M

Margaret

United States

D

David

United States

Melanie White

United States

JH

Joseph Hwang

Houston, United States

M

Mary

United States

Daveycee

The Hague, Netherlands

S

SallyM

United States

Jonathan Paugh

United States

Paul T Moore

Jacksonville, Fl, United States

WM

Will Martin

United States

DE

D'vorah Elias

United States

BH

BJ Homer

United States

RE

Robin EJ Spelbrink

Westerbroek, Netherlands

Mark Wilco

Columbus, OH, United States

J

Jim

Canada

DC

Dylan Ciaccio

United States

P

PS

United States

Ask Njuguna a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • Njuguna    Feb 26, 2019

    I would like to inform my lenders that today, 26th Feb., I received the final payment of my loan.I received

    Log in to reply • Share
  • Njuguna    Feb 15, 2019

    I wish to most sincerely thank all my lenders for fully funding my loan. The loan will help me start off my poultry project despite the shortfall caused by the credit risk payment.

    Log in to reply • Share
  • Njuguna    Jan 11, 2019

    The greenhouse project as well as the cattle projects are self-sustaining and are giving us an income that helps me to meet my family's needs. My heart-felt gratitude goes to all those who funded my previous loans. I have never let you down since I always repay my loans on time.

    Log in to reply • Share
  • Njuguna    Feb 12, 2018

    Dear Lenders,

    I wish to thank you most sincerely for funding my loan fully (Ksh.95783). I will now be able to replace the polythene roof of my greenhouse, erect proper crop support and buy strawberry seedlings.
    Regards,
    Waithaka

    Log in to reply • Share
  • Njuguna    Jan 27, 2018

    I wish to sincerely thank all my lenders from the bottom of my heart. I will now be able to change the polythene covering the roof of my greenhouse, fit strong crop support and buy strawberry seedlings.

    Log in to reply • Share
  • J    Jan 25, 2018

    I saw your message on the forum. It’s already funded 56% with 7 days to go.

    Log in to reply • Share
  • Njuguna    Jan 19, 2018

    My last loan really assisted me in my farming enterprise. I was able to dig a water pan and line it with a dam liner to collect water for use in my greenhouse.
    I grew tomatoes which gave me a regular income that helped me see my daughter through university. The income also helped me meet day to day domestic expenses.
    Long live Zidisha, long live the lenders. Thank you, thank you,thank you.

    Log in to reply • Share
  • Njuguna    Jul 25, 2014

    Am enjoying the fruits of the second loan advanced to me. I dug a water pan and lined it with a dam liner. It collects water from the greenhouse which is then used to water the tomato crop in the greenhouse. The tomatoes have started to ripen and I will soon start marketing them.
    The zero-grazing unit is doing well thanks to the first loan. I will be forever grateful to my funders.

    Log in to reply • Share
  • Njuguna    Jan 21, 2014

    I wish to most sincerely thank all those who posted their bids towards my loan. I am delighted to see the speed at which my loan was financed. I promise to keep you all updated on my progress and success. Watch this space.

    Log in to reply • Share
  • Njuguna    Nov 12, 2013

    Kindly update my repayment record as well as my credit limit. After checking I found that the loan repayment I made on 9/11/13 is not yet reflected in my account. Likewise, the comments posted have not been taken into account so as to raise my credit limit.

    Regards
    N. W

    Log in to reply • Share
    • diza2722    Nov 15, 2013

      Zidisha staff may not see your message here, so if you haven't done so already, I would suggest that you email them directly ([email protected]) to ensure you receive a response.

      Log in to reply • Share
  • Njuguna    Nov 12, 2013

    Thank you diza2722 for your interest in my updates and activities. It is humbling to know that someone out there is wishing you all the best. Watch this space. More interesting updates will be forthcoming. I feel excited with every bit of information am getting on horticulture in greenhouses. This venture will enable me to diversify my activities and avoid having all my eggs in one basket. As I write, my cows are doing fine despite the setback I suffered as a result of the death of my cows.

    Log in to reply • Share
  • diza2722    Nov 12, 2013

    I am not one of your lenders, but I have been reading your updates and it has been interesting learning about the farming business through your comments. I wish you luck with your horticulture plans.

    Log in to reply • Share
  • Njuguna    Nov 10, 2013

    I am intending to venture into horticulture. I am exploring ways and means of cultivating crops like tomatoes, pepper, strawberries etc. I am doing a feasibility study on greenhouse management as a viable agribusiness undertaking. Am talking to farmers who are already in the business as well as the people with the expertise in greenhouse construction

    Log in to reply • Share
  • Njuguna    Nov 10, 2013

    I am waiting and longing to have a new calf around January 2014. Two other cows have been served. This was a month ago. Their expected delivery date is sometime in July 2014. Am raising a young bullock with an intention of fattening him and later sell him to an eligible butcher. The supply of dung for the biogas digester is sufficient and constant. The slurry produced is very useful in the kitchen garden. It is also improving the nutritional value of the napier grass used to feed the cows.

    Log in to reply • Share
  • Njuguna    Oct 7, 2013

    It is unfortunate that the heifer that was recently served passed on even after all efforts to have her treated against ECF. She died a day after treatment. She could not wait for a second dose. This was the second day after signs indicated that she was dull and a doctor called in to see her. What a drawback! Am still pressing on until my vision is realized

    Log in to reply • Share
  • Njuguna    Sep 13, 2013

    After disposing of the cow with the broken leg, I have managed to buy two heifers. They are of an improved breed from which, God willing, I will manage to get pedigrees much quickly. One of them was served a week ago and am waiting to confirm its pregnancy. I intend to stagger having them served to ensure continued supply of milk in future. Am still shopping for a milk producing cow so that I may sell the old cow that is a poor milk producer.

    Log in to reply • Share
  • Njuguna    Sep 13, 2013

    I have been trying in vain to repay my loan since 8/9/13. I get the response that MPESA cannot pay, that the transaction has failed. I forwarded those messages to the zidisha team on mobile phone number 0701246957 so that they may sort out the problem there may be with the service provider, Safaricom. So far, the team has not responded. I wouldn't want it to appear as if I have not honored my commitment to repay my loan when it is due .Please, sort out the problem there may be so that I may do the necessary. I wonder if other people have encountered the same problem. Kindly let me know what to do next.

    Log in to reply • Share
  • eagle3    Jul 15, 2013

    I was not worried about your 4 days. In my book, you are a winner and I appreciate your efforts. Please don't misunderstand my lack of comments. I am following your progress with great interest, but don't always comment.
    Keep up the good work.

    Log in to reply • Share
    • Njuguna    Jul 23, 2013

      Thank you so much for your encouraging words. I was concerned about your lack of comments but now am assured that you are following my activities. I am happy to know that someone out there is taking keen interest on my endeavors and appreciates what am doing. The fact is, am happy doing what am doing and I will press on till I achieve my vision. With friends like you I know I will.

      Log in to reply • Share
  • Njuguna    Jul 14, 2013

    Am so sorry for having missed my loan repayment date by four days. This was not by design but due to circumstances way beyond my control. I was away in a place without network coverage. How I felt cut off from civilization. Am now back and the first thing I did was to send my loan repayment. I had wowed to myself to always make timely repayments. I will make sure that I do this with the remaining installments, Lord willing.
    Eagle3 and doflynn, please say something to me. I promised to keep you updated on my progress. haven't I ?

    Log in to reply • Share
    • doflynn    Jul 14, 2013

      Hi Njuguna,

      Thank you for your regular updates. I've been very interested to follow your progress with your zero-grazing unit and the collection of bio-gas. I completely understand that occasionally you may not be able to make repayments on time, so please do not worry about that. It certainly won't affect my decision to support any loan applications that you make in future, as it's obvious that you have a good business plan and you are committed to the welfare of your animals. I look forward to reading news about your new cows (early next year?)

      Best wishes,
      doflynn

      Log in to reply • Share
      • Njuguna    Jul 23, 2013

        Thank you so much for our reassurance and encouragement. I was worried by your lack of comments since your last comment but now am completely assured that you are following my activities keenly and you are well informed of what is going on in my project. I will continually keep you updated.

        Log in to reply • Share
      • Njuguna    Aug 13, 2013

        Thank you for your encouraging words, doflynn. The bio-gas project is doing well. It has proven that I made a wise decision. It is a cost cutting venture. It is unfortunate that I had to dispose one of the new cows due to a broken front leg bone after she was attacked by another cow. Am now looking for a replacement and I hope I will get one at a bargain. Wish me luck.

        Log in to reply • Share
  • Njuguna    Jun 30, 2013

    The biogas project is doing well. The only hitch is the supply of dung to replenish the supply of gas. Collection of dung has to be suspended for two days after spraying the cows against ticks. However, we source dung from our neighbours but first we have to ensure that two days have passed after the last spraying. This is not a challenge since our neighbours are quite cooperative.

    Log in to reply • Share


Loading...

Loading...

Loading...