Adama

Guediawaye, Senegal

100% repaid

Entrepreneur

Name

Adama

Member since

March 2012

On-time repayments

71 installments  •  99%

About Me

My name is Adame Faye. I am married and I live with my family. I have two brothers and four sisters. I actually work hard for a living and I am supporting the needs of my family. I wish to invest in a business to increase my income. I do believe that with Zidisha’s support I would be able to pursue that goal. I am an honest, simple and ambitious man

My Business

The commercial activity that I am interested in is the urban public transportation. This kind of business is doing very well in Senegal especially In Dakar, the Capital. Because of the high demand commuting between the suburb and the city. This is the reason why I am counting on this loan to transform the vehicle that I already own into a taxi. In fact, the taxi will bring good revenues. The daily income is 10000 FCFA for a total of 300 000 FcfA per month with gross charges of 125 000 FCFA (driver salary, insurance, maintenance of vehicle, taxes and other fees,) this business will generate a gross income of 175 000 FCFA which is more than enough to reimburse the loan and generate an income to buy more taxis

Loan Proposal

To continue my transportation business that I started with the second loan, I plan to buy another used car, since the profits that I made (combined with the loan) will be enough to buy one. The transportation business in Senegal is a sector that is thriving because of the fluidity of the population in the suburbs, which is why the government is modernizing the area with new bus lines. But taxis are equally used by the population, particularly in residential areas, which is what prompted me to invest in this field. I am also thinking about other areas of business such as the upcoming opening of a money transfer agency for the fourth loan as this also works well and is very productive, and I am in discussion with my bank for a win-win partnership. Thank you, Adama.

Show original Français  

About Me

Je m'appelle Adama faye , je suis marié et vie avec ma famille; j'ai deux frères et quatre soeurs. Actuellement je travaille pour gagner ma vie et subvenir à mes besoins et assurer les charges familiales.Cependant je souhaite m'investir parallèlement dans des affaires pour augmenter mes revenus: et je pense que avec l'appui de Zidisha je pourrai atteindre cet objectif.
. je suis un homme modeste simple et ambitieux.

My Business

L'activité dans laquelle je veux me lancée et le transport urbain de personnes. Ce secteur marche très bien au Sénégal surtout dans la capital Dakar en raison de la forte mobilité entre la banlieue et le centre ville. C'est pour raison je compte avec le prêt réfectionner un vehicule que j'avais acquis pour le transformer en taxi et le mettre en circulation. En fait le taxi est très rentable. Il fait une rectte de 10 000 fcfa par jour soit 300 000 fcfa par mois avec des charges bruts mensuelles de 125 000 fcfa composées du salaire du chauffeur, l'assurance, l’entretien, les taxes et divers frais. Donc cela peut générer un bénéfice brut mensuel de 175000 fcfa suffisant pour honorer les remboursements et générer un capital pour acheter d'autres taxi.

Loan Proposal

Pour continuer mon activité de transport que j'ai acommencé avec le 2ème prêt je compte acheter une autre voiture d'ocasion car le benefice que j'ai gagné pourra completer ce montant pour l'achat de la voiture.
Le transport ici au Senegal est un secteur qui marche très bien du fait de la fluidité des populations de la banlieue c'est la raison pour laquelle le gouvernement est en train de modernizer le secteur avec la circulation de nouveau bus. Mais également le transport des taxis est très utilize par les populations surtout des zones résidencielles ce qui m'a poussé à investor dans ce domaine.
Je suis entrain également de réfechir sur sur d'autres secteurs comme l'ouverture prochaine d'une agence de transfert d'argent pour le 4ème prêt car ceci marche bien aussi et est très productif et je suis en discussion avec ma banque pour un partenariat gagnant gagnant.

Merci
Adama

Feedback

9

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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,194.00

Date disbursed

Jan 5, 2014

Repayment status

On Time

Projected term

18 months

Lenders

D

Debock

Dresden, Germany

bluetree

Mountain View, United States

R

rcmssr

Woodbury, United States

A

anonymus

Moon, United States

johnandmoliehi

Canton, New York, United States

carterunited

Manchester, United States

A

amyor2

Caloundra, Australia

SHRFamily

Vancouver, Canada

W

wissu

Brüttisellen, Switzerland

WDMCC

Peachtree City, GA, United States

Jouni

Finland

L

leniwiec

Poznan, Poland

H

hchsmicroloans

New York, United States

C

CheapThrills

Liminka, Finland

J

jackblack

Zurich, Switzerland

IM

Isak Maaseide

Tromso, Norway, Norway

K

Krtek

Freiburg, Germany

Games4Charities

Rochester, United States

E

edgrr000

Dallas, United States

H

haavi

Espoo, Finland

Parkmobile

Fort Bragg, United States

NedRyerson

Munroe Falls, United States

H

happytrailsjpd

South Bend, United States

Q

QPWOEI

Norwich, United Kingdom

M

mibrahim51

Mountain View, United States

Ask Adama a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Adama    Oct 1, 2018

    Hello dear lenders I thank you for the trust you had in me by lending me money to carry out my taxi transport project. I come again again to ask for another loan to strengthen my business with transportation by buying a new car for taxi. Thank you

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  • Adama    Apr 18, 2018

    Hello I made this refund since March 16, 2018 CASH NUMBER 0314124. Attached the receipt. Thank you

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  • Adama    Apr 18, 2018

    Hello I just made the refund of April 15, 2018 Receipt No. 0017932 amount 25 000 FCFA

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  • Adama    Apr 16, 2018

    Hello I made this refund since March 16, 2018 CASH NUMBER 0314124.

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  • Adama    Nov 18, 2017

    Hello dear lenders My business worked well with my taxi but unfortunately it broke down engine. I am trying to fix it. So with the next loan I would like to buy a 2nd taxi to increase my income. Thank you

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  • Adama    Nov 18, 2017

    I want to change my repayment schedule because my taxi has run out of engine. I have to buy another engine at 300 000 fcfa to resume my activities.

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  • Adama    Jul 7, 2015

    Dear prêteur__je lets you know that I received the loan amount of 864,063 dd"un fcfa__Je will increase a little money to buy a taxi .__ Thank you for lending me the money

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  • Adama    Jun 29, 2015

    Hello Dear prêteurs__C"est my pleasure to thank you for my loan fund, which shows the relationship of trust you have in me to .__ This loan will enable me to enhance my transport business by purchasing a taxi Thanks .__

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  • Adama    May 5, 2015

    Bonjour chers prêteurs
    Je vous remercie pour le prêt. Atravers vous Zidisha m'a permi de développer mon activité de transport qui marche bien.
    Pour le prochain prêt je voudrais ouvrir une boutique de transfert d'argent et de paiement de factures. C'est une activité qui marche bien ici à Dakar surtout dans la banlieue où je compte l'ouvrir. Je vous envoie les photos du taxi prochainement.

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  • Adama    Jan 16, 2015

    Bonjour chers prêteur
    Je vous remercie une encore de plus sur le prêt que vous m'avez accordé, mon commerce marche très bien. et ça m'a permi avec le bénéfice d'entammer des travaux de reffection de notre maison.
    Pour le prochain prêt je compte acheter un autre taxi

    Merci de votre confiance

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  • James    Jun 29, 2014

    Helo Adama. Je suis impressionné par votre business.Keep en place .. Je suis en provenance du Kenya et je traite dans l'artisanat ..

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  • Adama    Feb 13, 2014

    je compte faire un remboursement de 35000 fcfa par mois au minimum et parfois je pourrais meme verser plus que ça.
    Quand mes moyens me le permpourrais solder avant l'échéance fixé donc ce calendrier peut etre reduit et je voudrais tout rembourser en un temps record pour bénéficier d'un nouveau prêt. Mes ambitions sont de mener des activités plus importantes qui me rapporterons beaucoup plus de benefices 'avenir.

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  • Adama    Dec 20, 2013

    Merci à vous les prêteurs qui ont déjà répondu a ma demande, et j'appelle aux autres de me faire confiance car je suis solvable et respecte les délais,.
    J'ai un projet très ambitieux et compte sur vous pour le realizer.
    Aidez moi donc à completer le montant demandé , j'ai une offer très interessente que je veus pas rater.
    Et avec ça je pourrais meme vous rembourser avant les 6 mois.

    Merci

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  • JLadieu    Oct 23, 2012

    Dear Mr. Faye,

    I'm glad that we were able to help you fix all the mechanical issues with your taxi! I look forward to helping you with any future loans.

    Best,

    Jason


    Cher M. Faye,

    Je suis content que nous avons pu vous aider à résoudre tous les problèmes mécaniques avec votre taxi! Je suis impatient de vous aider avec des prêts futurs.

    Best,

    Jason

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  • Adama    Oct 19, 2012

    Hello dear lenders,
    I would like to thank you once again for the trust you gave me by lending me money. The loan has been allowing me to renew all the mecanical issues of my taxi. I was able to buy and replace the parts. I was able to have it running again and everything is better. I continue to work and improve my taxi so it can run for a good time. please note that it was possible because of you and Zidisha. I will never stop being grateful to you. I am hoping to continue do business with you and start more activities to increase my income.

    Thanks again.

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  • Adama    Sep 21, 2012

    Hello dear lenders,

    I want to once again express my gratefulness for making it possible for us to realize our projects. Granted we are just starting out and the profits are limited but we manage to make the most of it. My plans are as great as the loan you have given me and things have been working out. The taxi I invested in despite the fact that it was not in the best condition has been earning a surplus of revenue after paying back the loan every month and the maintenance fees.
    After paying back the loan in full, I plan on acquiring another taxi this time in better condition. My only worry is that this will cost me way more money and I will have to spend 2 000 0000 FCFA at the very least.
    I will make do with what I can earn little by little to make sure these projects come to life.

    Thank you again everyone

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  • Brian    Jul 2, 2012

    Thank you for explaining the small delay in your payment. Your explanation, and your additional payment, were both very honourable acts. I wish you every success in your business, and would certainly be willing to loan to you in the future.

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    • Adama    Jul 12, 2012

      Thanks to you. I am thanking you for your trust. I wish to continue in that great beginning by making more payments than my schedule. I am hoping to expend my enterprise with your help and Zidisha’s help. In fact I am so happy I want to finish to pay my loan before my 5 months term. After that I am planning on requesting a bigger loan.
      Thank you kindly

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