Deguene

Dakar, Senegal

52% repaid

Entrepreneur

Name

Deguene

Member since

May 2012

On-time repayments

11 installments  •  27%

About Me

I have been married for 15 years, I have 4 children, and I live in Unit 20 of Parcelles Assainies in Dakar. I used to live in the village I was born in, in the Tamba area. I went to Koranic school when I was 7 years old, and then to general primary school. I have been running this business for a long time.

My Business

I sell various consumer goods in the Dior market of the Parcelles Assainies where I sell mugs, spoons, children clothing, knives, kitchen utensils... I pay 25000fFCA monthly for rent and I am assisted by a girl. At the end of every month I look at my finances and I always make a profit of 80000FCFA. It encourages me to apply for a loan to increase my stock levels.

Loan Proposal

To make my business thrive, the loan will serve to increase my funds for business. I expect with the loan to purchase expensive fabric and toiletries for women. I am going to go to the Sandaga market in Dakar, the largest market in Senegal to acquire this merchandise in bulk which I will sell in Parcelles Assainies. I am going to purchase wax fabric, embroidered veils, perfumes and women's shoes.

Show original Français  

About Me

Femme mariée depuis plus de 15 ans et j'ai 4 enfants qui vit à l'unité 20 des parcelles assainies Dakar. Avant je vivais dans ma famille au village natal dans la région de Tamba. J'ai fréquenté l'école coranique depuis l'âge de 7 ans et après j'ai fait l'école primaire de l'enseignement général. Depuis long j'exerce dans le commerce.

My Business

Commerce de produits divers dans le marché Dior des Parcelles Assainies où je vends des tasses, des cuillères, des vêtements pour enfants, des couteux, ustensiles pour maison. Je paie en location la cantine à 25000fFCA le mois et je travaille avec une de mes filles qui m'assiste dans la cantine. Chaque fin de mois je fais la situation financière de mon activité et à chaque fois je réalise des bénéfices de 80000FCFA et cela m'encourage à demander un prêt pour augmenter mon stock de marchandises.

Loan Proposal

Pour faire prospérer mon commerce le prêt va servir à l'augmentation de mon fonds de commerce. Je compte avec le prêt acheter des tissus de luxe pour femmes et des effets de toillettes pour femmes. Je vais allez au marché sandaga de dakar le plus grands marché du sénégal pour acquerir des marchandises en gros que je vends en détails aux Parcelles Assainies. Je vais acheter des tissus wax, voile, brodés, des parfum des chaussures pour femmes.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$495.00

Date disbursed

Dec 5, 2012

Repayment status

Late

Projected term

12 months

Lenders

V

vidarlil

Sandefjord, Norway

EricDWalters

Rochester, Mn, Usa, United States

investor

Candiac, Canada

Z

zbuttel

Boston, United States

davelowe100

Perryville, United States

V

vamPierchen

Luxembourg, Luxembourg

P

PlutusNOR

Trondheim, Norway

MichaelDean

San Jose, United States

T

ToddK

Indianapolis, IN, USA, United States

EmilAsker

Lomma, Sweden

russell

leicester, United Kingdom

Pierfausto

Rome, Italy

MajesticLight

Harrisonburg, United States

M

missjoyy

Munich, Germany

andreasol

Bielefeld, Germany

SkyWalker

Stromberg, Germany

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  • Admin    Aug 11, 2013

    Dear Lenders,

    I am pleased to inform you that we have received a payment from Mme. Ly, and have reestablished contact with her. She had fallen ill but promises to catch up on her arrears soon!

    Sincerely,
    Paige
    Francophone Liaison Intern

    Log in to reply • Share
  • Admin    Aug 11, 2013

    Dear Lenders,

    I am pleased to inform you that we have received a payment from Mme. Ly, and have reestablished contact with her. She had fallen ill but promises to catch up on her arrears soon!

    Sincerely,
    Paige
    Francophone Liaison Intern

    Log in to reply • Share
  • Julia Kurnia    Oct 1, 2012

    Dear lenders,

    This applicant's loan application had originally been cancelled because we discovered that the microfinance institution which had provided a reference in support of the application was not reliable. The applicant has now reapplied using a different reference and credit history which we were able to confirm independently.

    Should you have any questions regarding this application, please do not hesitate to contact me at [email protected].

    Regards,

    Julia Kurnia
    Director, Zidisha Inc.

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  • Julia Kurnia    Jul 24, 2012

    Dear lenders,

    We discovered today that the lending institution official who had confirmed this applicant's reported credit history was complicit in an attempt to deceive Zidisha by allowing computer-literate individuals to impersonate two applicants who turned out not to have written their own loan applications. We are therefore closing the accounts of the other applicants who had been referred by this official, and returning funds that had been bid to lenders.

    Should you have any questions or comments, please do not hesitate to contact me directly.

    Regards,

    Julia Kurnia
    Director, Zidisha Inc.
    [email protected]

    Log in to reply • Share
    • Deguene    Jul 25, 2012

      hello the Director,
      I acknowledge that I do not understand English and I'm doing in computer. it is the manager who helped me but the information is true. My husband helped me to translate and write in English on (translate.google.com). I need this loan please. my husband helps me learn to type at the computer. thank you for including me and grant this loan to the dévellopement of my activity.
      Deguène LY
      TEL 00221773268843
      [email protected]

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