Preparing cocoa seedlings to cultivate

Ronald

Berekum, Ghana

100% repaid

Entrepreneur

Name

Ronald

Member since

February 2015

On-time repayments

199 installments  •  83%

About Me

I am kyere Ronald.I started schooling at AKAB Complex School, continued at Berekum secondary school, completed and continued at tertiary Stage.
I am working as a sole proprietorship as farmer. I entered into farming in the year 2013 with some capital of about $500 with two workers who are being paid monthly.

My Business

NURSERY OF COCOA SEEDS
When finished second cycle, I was gingered to farm. looking at my community I opt for nursery of cocoa seeds simply because, majority of people living in these area are cocoa growers. They have rich lands for agriculture .Many of them choose to grow cocoa. I use that opportunity to start to cocoa seeds nursery. Few people were doing that and during the farming season cocoa seedlings become scarce. I was able to produce 3000 cocoa seedlings in my first year.surprisely; people were chasing me for it. Now, I am able to produce 300000 cocoa seedlings throughout the year.Some of the challenges associated with the cocoa nursery include; ordering of the cocoa seeds, nursery site/space/shade, potting/polybag filling, planting seed, watering, and pest and diseases control.

THANKS TO LENDERS.
I give thanks to all the Zidisha lending groups and the individual lenders who made my dream came into reality.
May God bless and fill all their sources of income so that they may get some to finance the needy ones like me.

Loan Proposal

Zidisha Community has so far helped me alot through my farming project.They have helped me to cultivate my first seventy thousand cocoa seedlings.without them,i wouldn't be able to employ those five workers who are helping me on the farm.
Secondly,people always praise me about the help i have expose on those(3) poor orphans.
Also,i have able to spray the farm(cocoa ) regulary to prevent deseases and also have apllied twice fertilizer on the farm.these activities have helped the farm in terms of it's growth.
But I still need help from Zidisha lenders.Due to the gravity of the workload,i want them to lend me another loan.One may ask why another loan? This is because,we are in a rainy season here.because of that there is a high rate of unwanted weeds found in the farm.The five workers can't control the seven hecters of cocoa land.In-view of that i want to employ additional four workers (costing $500)to help me to control those unwanted weeds.Since the cocoa plants are too young,it can't compete with the weeds.And if care is not taking,the weeds will destroy the cocoa plants which i don't want it to happen in that way.
Secondly,I have promised the Orphans that I will finance their education to high level.In-view of that I need $200 to pay their school fees and their feeding fees.
Also,I need money($100) to buy some different chemicals to spray the farm to avoid certain deseases.
Right now,i have thirty thousand cocoa seedlings on nursary beds which will be ready to sell in a near days.

REPAYING OF THE LOAN.
I promise you,i am going to pay back to your satisfaction,because,I have extra thirty thousand cocoa seedlings on nursary beds to sell to the natives(farmers) here and around my area.they are patronizing my service and it yields me a huge profits and can pay the loan from these profits to HELP ZIDISHA TO GROW.
I PROMISED NOT TO DISPOINT ZIDISHA COMMUNITY.I WILL PAY BACK AS I HAVE DONE TO THE PREVIOUS LOANS.Thank YOU so much.

Feedback

14

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  • guenter    Apr 7, 2017

    Congratulations!!

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  • Dean Suminski    Mar 18, 2017

    Congratulations on repaying your loan! I think I will have a cup of cocoa to celebrate.

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  • Flipmore    Mar 17, 2017

    Ronald has fully repaid his loan, on time, and with very good communication. He is an excellent role model.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$345.00

Date disbursed

Jun 21, 2015

Repayment status

On Time

Projected term

3 months

Lenders

BM

Benedicte Monroe

Sarasota// Phnom Penh, United States

mbunifu

San Jose, United States

Hope2012

United Kingdom

Zidisha

Sterling, United States

sebastienrosa

Quebec, Canada

Krtecek

Balzers, Liechtenstein

IA

Ismini and Jerry

Stamford, USA, United States

A

argos

Zurich, Switzerland

T

Taupe

Balzers, Liechtenstein

Hedwich

Gorssel, Netherlands

Jonas

Brussels, Belgium

DavidHS

United Kingdom

Flipmore

Vancouver, Canada

mepster

San Francisco, Ca, United States

T

Tim47

United States

Michel Bavin

Antwerp Area, Belgium

Dave Bogard

New York, United States

A

AmyLuYenYin

Brisbane, Australia

Cathy

Melbourne, Australia

MW

Matt Willis

United States

DN

Don Nichols

United States

Lou Kaucic

Sanbornton, NH, United States

KD

Kent Don

United States

Mark Grey

Redding, CT, United States

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