153 installments • 63%
Am Joshua Machogu Achuka, son of JAMES ACHUKA SEMEO and GRACE NYANCHAMA. Am 28 years old. I was born in September 1986 at Chitago Village. I am one in a family of four; Jemima Moraa, I, Edna Bonareri and Judy Nyarangi. I am Married to Elphine Gesare and were are blessed with two sons i.e. Eleazer Michoma and Phinehas Nyakundi. I am currently living at Enoosaen near Transmara Sugar Company Limited. I joined Chitago Primary School till 2001 and later joined Hema Secondary School from 2002 to 2005. I Joined Zion Computer College in the year 2006 to 2007, later Alpha Computer College 2008. In September 2009-2012 I joined Elgon View College where i studied Diploma in Information Technology. I started working as a freelancer computer service man and installation of software. I gained many customers who build trust in me and even though I am currently working with Transmara Sugar Company Limited; i do service them during my weekly offs.
In my Business as a freelancer service man in computer oriented business, i could manage to make a profit of Kshs 20,000 since I only incur Transport charges to my clients while servicing them. At the same time these services especially in software installation, it does not require bulky items. it is easy to deal with. This Business is quite profitable for it is practical and needs skills in its application. Many of my clients like my services for they are fast and accurate. As in every Business, i do encounter challenges as some clients take a long period to pay. Other clients may opt not to act promptly as per our agreements. For my repayment of the loans; it will be quite easy since i earn from Transmara Sugar Company Limited.
Dear my lenders and zidisha management and all the entire time and my volunteer mentor would like to thank you for the tremendous work that you are doing to help us to uplift our talents and life in general through the zidisha loan to support our low income generating businesses.
Personally the loan that got from zidisha helped me so much although was so little but it boosted me a lot and I know gradually I will meet my target expectation. I am also planning to get a new printer once my loan is fully funded and also some stationery to help so I can work from home and produce my clients work in time rather than myself working to the cyber cafes in town.
I want yo request all my potential lenders to help me raise this funds in time and i promise to repay back in time as scheduled.
Jun 19, 2014
Cost to entrepreneur
Lender interest: $148.43 at 4.90% annual rate over 7 months = $4.34
Service fee: $3.16