Printer and laptop to enable me work home more conveniently

Joel Onyango

Nakuru, Kenya

45% repaid

Entrepreneur

Name

Joel Onyango

Member since

December 2013

On-time repayments

150 installments  •  50%

About Me

I am a Kenyan Citizen currently living in the county of Nakuru. I am an averagely educated person with at least a masters degree. One thing that i can tell members in this zidisha platform is that education is not everything. Honestly if education could automatically bring riches i would be!. I have come to believe that business is the shortest way to be come self reliant and grow to greater heights of your life time. I therefore decided to venture into business of my dream and a can boldly state that it is amazing. I therefore had about zidisha from a friend and i did not think much about it before i could join because i out rightly knew that it was all i needed to take my business to the next level. the most important thing now is to ensure that all the monies realised from this platform is utilised appropriately to promote the vision and mission of the zidisha fund or scheme. I am looking forward to remain cooperative and help myself grow grow and grow. Yes, you and me we can. thank you

My Business

I am in grocery type of business. i deal with a lot of grains as the major good component i trade in. the business is based in the Nakuru sub-a bub next to section 58 near kabachia. This area has got a good catchment area of majorly middle income earners hence the viability of the area. I started this business in the year 2010 and since then i have never found myself regretting. My motivation is comprised of the increasing need for food customization in our current society. Most people are now coming to reality with the fact that grains-stuffs and vegetables are the most healthy foods compared to flesh. This has made most families to revert to the consumption of more of natural food-stiffs. The business is doing well with my own assessment. My total sales for a bad month is about kshs37000, out of this, i fund an expenditure of kshs22000 thereby leaving me with kshs15000 as my net profit. Given the zidisha loan, i am convinced that my business will climb to another higher level since i am aiming at starting door to door delivery besides opening other outlet shops in other parts of Nakuru. I strongly believe that i am capable of repaying the amount of loan allocated to me within the scheduled installments. Thanks again to Zidisha as I wait to positively benefit from this scheme together with others.

In the recent past, following my business expansion plans, i have managed to acquire a laptop and currently doing a lot of online writing and academic consultancy services. I have managed to increase my earnings tremendously.

Loan Proposal

Given this fourth loan, I am planning to acquire office equipment including a printer and a second lap top to enable me employ an extra labor force as I am getting more and more work . Now having conducted an analysis, I need an estimated amount of up to $670 . I have managed to save some amount of up to $225. In this regard, the printer will be costing me $170. This will enable me cut on costs that I have been incurring as a result of printing on various computer bureaus within town. Further, I am planning to acquire a new laptop that will cost an estimated $500.

I project that if I will be able to get the two equipments, my earnings will increase from at least $170 per month to $280 per month (around $9 daily). From the $280, i will use $112 to pay recurring expenditures including one man labor and stationary papers besides toners. the remaining $170 will enable me make my weekly repayments without much struggle. thank you and I hope to get full funding of this loan request.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$450.56

Date disbursed

May 10, 2015

Repayment status

Late

Projected term

20 months

Cost to entrepreneur

Service fee: $16.84

Lenders

J

jobo

Darmstadt, Germany

Dianne

Maryville, United States

valentin

Stockholm, Sweden

investor

Candiac, Canada

AdamP

Sunnyvale, United States

Umair Mahmood

Raleigh, United States

cyrus0302

San Francisco, United States

Johnny

shanghai, China

DeanDropshot

Oslo, Norway

I

Interfree

Dubai, United Arab Emirates

A

ashtanga99

Newport, United States

Kysera

Crawfordsville, United States

B

blahblah

Nuernberg, Germany

T

thejacobnorton

Jubail, Saudi Arabia

TheWhiteCat

Surrey, United Kingdom

S

SelvaMarcus

Green Cove Springs, United States

beverly

Vancouver, Canada

HE

help each other

Glasgow, United Kingdom

F

fisaire

Ithaca, United States

G

grahamfamily

Guildford, United Kingdom

T

tonilends

catalonia is not:, Spain

Cloudways

Malta, Malta

D

Dadiolafs

Vestmannaeyjar, Iceland

P

penguin3694

Chicago, United States

T

the0bauman

Hillsboro, United States

Jouni

Finland

ads68

Melbourne, Australia

handshake

Los Angeles, United States

D

DThirteen

Miami, United States

O

Oscart

Edmonton, Canada

M

mkellerman

Shanghai, China

fairspirit

Utrecht, Netherlands

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

neocodesoftware

vancouver, Canada

isabelv

Barcelona, Spain, Sweden

greensheep

Jakarta, Indonesia

iamdaimo

London, United Kingdom

Zal0m0n

Atlantis!!!! x), Mauritania

gseletko

South Perth, Australia

mojobob

Hayward, United States

Z

ZandC

Sacramento, United States

Lambie

Perth, Australia

Matthieu

Switzerland, France

xtrahardware

Cazenovia, United States

J

jinx83

Brisbane, Australia

DJBic

Clinton, United States

A

Alexxa

Vancouver, Canada

HealthcareProvider

Baltimore, United States

E

E

Marin county, United States

J

jlberqie

Wake Forest, United States

H

Haavard

Bergen, Norway

E

emilyeaton

New York, United States

J

jcappel

Toronto, Canada

E

elourenco

Porto, Portugal

Evan Lamos

Brussels, Belgium

H

hambunny

Manchester, United Kingdom

G

GanSatya

United States

Walterlo

West Hollywood, United States

B

BobHope

United States

sderickson

Berkeley, CA, United States

O

oonbug

United States

pvilliger

Zurich, Switzerland

M

Malibu

Westwood, United States

H

HoseB

San Francisco, United States

Matching Fund

Sterling, United States

D

drorm

United States

cc5alive

Los Angeles, United States

C

ColoradoEmac

United States

L

lenders

United States

G

geoff

United States

S

spivurno

United States

M

meric

Australia

M

Michi

Switzerland

Pankratio

EastVan, Canada

K

Karpet

Faroe Islands

M

MaggieYG

United States

joshuacollinson

Vienna, Austria

A

ajayhk

San Jose, United States

J

jbhernan

United States

Agerfar

Aarhus, Denmark

H

hodor

Australia

mepster

San Francisco, Ca, United States

TyWee

Manila, Philippines

L

luckiestmonkey

United States

A

AlphaAres

Azerbaijan

J

JEllerby

United Kingdom

W

wesbh89

United States

S

SaraNT

United States

I

idris

United States

J

jdelaporte

United States

A

AlexH

United Kingdom

E

enigmatic

United Kingdom

S

stryker75

United States

SV

sven vdk

Twickenham, United Kingdom

A

adamdreaming

United States

S

Symoneous

Netherlands

S

Stephan

Netherlands

Robert

Sweden

HC

Howard Cheng

New York City, United States

MW

Matt Willis

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

Ask Joel a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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