Name
Morine
Member since
January 2015
On-time repayments
191 installments • 87%
I was born and raised in a small village in the slopes of mount Kenya. In my childhood days, I always dreamt of being a writer and I started writing as early as when I was 10 years.
I used to write short stories for my friends to read and they would really appreciate. My English teacher especially encouraged me that I was a good writer and this was a great motivation for me.
By the time I had joined high school, I knew I wanted to write, focusing on educating children on issues affecting our community day by day. So far, I have been able to write and publish two books that are already in the market. Book one is titled Disability is not Inability, that encourages all children that no matter the challeges they face, they can make it in life.
Book 2 in a short story that teaches children between the age of 6 - 7 about HIV/AIDs, how it is spread as well as the care of those who are affected and those that are infected.
Through the money that I have raised by selling my books, I have been able to open up a small printing and photocopy shop. I would like to expand my business to become a cyber cafe with several computers. I would also like to start selling printing materials and stationery to maximize on the space that I have in my shop as well as to generate more income.
The extra income will also facilitate me to hold talks to reach out to more children to educate and encourage them that they can also make it in life.
In my shop, I also offer graphic design, branding, typing and printing, document lamination, document binding document scanning, printing and photocopy services. I chose this business because I am able to meet and interact with many people.
Through offering all the stated services, and having expanded my business with the last zidisha loan, I am able to make about Ksh. 7,000 per day. This amount minus the cost of the day which includes, toner for the photocopier, ink for my ink jet printer, printing and photocopying papers, lamination papers and electricity leaves me with about Ksh. 3,500 per day as the profit.
Happy new year #teamzidisha! I am applying for this loan in order to buy a tshirt branding machine as I seek to expand by business this new year. This printer will cost me 400 dollars here in Kenya. With the increased number of clients coming to my business after I added 2 computers and an epson T50 printer with my last zidisha loans, clients especially schools from my community have been asking for branded tshirts and games / sports wear which I see as business expansion opportunity.
Adding the tshirt branding machine will increase revenue for the business. I am hoping to serve schools who need their students uniforms branded like the games kits / sports wear now that schools have re-opened in Kenya.
Positive
6
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$350.00
Date disbursed
Jan 25, 2021
Repayment status
On Time
Projected term
5 months
Other loans
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Amount repaid
$350.93
Amount remaining
$0.00
Date repaid
Jun 26, 2021
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Feb 1, 2021 | $29.25 | Feb 1, 2021 | $29.25 |
Feb 8, 2021 | $29.25 | Feb 8, 2021 | $29.25 |
Feb 15, 2021 | $29.25 | Feb 15, 2021 | $22.15 |
Feb 22, 2021 | $7.10 | ||
Feb 22, 2021 | $29.25 | Feb 22, 2021 | $29.25 |
Mar 1, 2021 | $0.87 | Feb 22, 2021 | $0.87 |
Mar 8, 2021 | $9.99 | Mar 8, 2021 | $9.99 |
Mar 15, 2021 | $9.99 | Mar 16, 2021 | $9.99 |
Mar 22, 2021 | $9.99 | Mar 16, 2021 | $0.64 |
Mar 23, 2021 | $9.36 | ||
Mar 29, 2021 | $9.99 | Mar 23, 2021 | $1.28 |
Mar 30, 2021 | $8.72 | ||
Apr 5, 2021 | $9.99 | Mar 30, 2021 | $1.91 |
Apr 7, 2021 | $8.08 | ||
Apr 12, 2021 | $2.55 | Apr 7, 2021 | $2.55 |
Apr 19, 2021 | $9.99 | Apr 20, 2021 | $9.99 |
Apr 26, 2021 | $9.99 | Apr 20, 2021 | $0.64 |
Apr 26, 2021 | $9.36 | ||
May 3, 2021 | $9.99 | Apr 26, 2021 | $1.28 |
May 3, 2021 | $8.72 | ||
May 10, 2021 | $9.99 | May 3, 2021 | $1.91 |
May 11, 2021 | $8.08 | ||
May 17, 2021 | $9.99 | May 11, 2021 | $0.78 |
May 18, 2021 | $9.21 | ||
May 24, 2021 | $9.99 | May 18, 2021 | $1.42 |
May 26, 2021 | $8.58 | ||
May 31, 2021 | $9.99 | May 26, 2021 | $2.06 |
Jun 2, 2021 | $7.94 | ||
Jun 7, 2021 | $9.99 | Jun 2, 2021 | $1.81 |
Jun 9, 2021 | $8.19 | ||
Jun 14, 2021 | $9.99 | Jun 9, 2021 | $0.67 |
Jun 15, 2021 | $9.32 | ||
Jun 21, 2021 | $9.99 | Jun 15, 2021 | $1.31 |
Jun 22, 2021 | $8.68 | ||
Jun 28, 2021 | $29.25 | Jun 22, 2021 | $4.61 |
Jun 26, 2021 | $24.64 | ||
Jul 5, 2021 | $29.25 | Jun 26, 2021 | $29.25 |
Jul 12, 2021 | $22.12 | Jun 26, 2021 | $22.12 |
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