Entrepreneur
Name
Mary
Member since
December 2015
On-time repayments
144 installments • 74%
About Me
I am young woman aged twenty four years old. I was born and brought up in a small village in Ugunja, in Siaya county – Kenya. I went to Nyamasare primary school and did Kenya certificate of primary education in the year 2006 thereafter proceed to Nyasanda secondary school and did Kenya certificate of secondary education in the year 2010.
Life was so easy for our family because of very little income from my parent. My father has been self employed, making bricks for building in the rural villages. My mother has been a housewife who used to practice subsistence farming. We are a family of four sisters and three brothers. During weekdays we would be in school but during weekends we would be busy helping our mother with farming. Sometimes we would wake up very early in the morning and help her with farming before we go to school. Despite many challenges in our early years we were very determined and hardworking. My parents were also supportive for they really tried to seeing that we attend and finish school despite little income. I am privileged to have been educated because this has given me much confidence in myself and has also helped me to go through life in a complicated environment.
I am married with one child aged one year. My husband is working with a faith based organization. His salary is not enough to sustain us, we agreed with my husband that I go for tailoring classes being offered at our church at subsidized fees. I have been attending the classes with great determination and God willing I’ll be finishing next year February. I therefore need a tailoring machine to boost my effort as I train and also after I finish and to open a tailoring shop immediately so as supplement my husband’s income. I really enjoy sewing and that my hobby. I do believe that it will produce great achievements to my family.
My Business
I am tailoring student at our Christian believer’s fellowship church. With great determination I am attending the classes which are being offered to church members at subsidized fees. i really enjoy sewing. We train on the women dresses, shirts and blouses, short trousers, bed covers and head veils. I need a personal sewing machine so that I can proceed with the sewing at home after classes. I have actually finished my course and i was able to buy a Singer tailoring machine at a cost of ksh 18,000. This has been a big step for my business because I do have the knowledge and also the tailoring machine. I am now planning to set up a tailoring shop whereby I will implement my skills in sewing and gain some income to supplement my husband’s salary.
I will be providing sewing services to the community. I’ll purchase materials from wholesalers and sew clothes on orders from customers. I’ll also be sewing school uniforms which I believe will give good profits. School uniforms are always in demand especially when schools open, my typical costs would be the materials, machine maintenances, rent for the tailoring shop.
With good profit, I’ll use it to reinvest in growing the business by buying more materials. It will also boost our living standard. We would gather our income to help our family and children access good education and better health care. God has always been faithful to me and my family and despite of the many challenges I do trust that with God all things are possible. I am very thankful to zidisha organization because of what its doing help poor business people in the world to access loans and improve on their living standard
Loan Proposal
many thanks to zidisha for the great work that you are doing. i am planning to buy materials worth 400 usd for production of school uniform. at this time of the year i normaly have plenty of business because pupils and students are in holiday and are planning to resume in january therefore we are busy making their school uniforms. i am expecting increased profits of which i will use to add more materials.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$363.00
Date disbursed
Nov 9, 2016
Repayment status
On Time
Projected term
40 months
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