Name
Salihu
Member since
July 2015
On-time repayments
356 installments • 85%
I will be 35 in December; i am the only male and last born child in a family of six children. As an ordinary Ghanaian child, been brought up in Muslim dominated area and by Muslim parents, I grew to become a good practicing Muslim. I started my basic education in an English and Arabic basic school in my neighbourhood, where i had a good foundation in circular education as well as good moral and religious values.
During my secondary education, all though innocent i became a victim of a demonstration that was staged by the student body against teachers. I was wrongfully accused of been one of the leaders of the demonstration and was therefore suspended indefinitely. Living with a poor and illiterate family, i found myself in a very hard and difficult situation. But i was very determined to achieve success in life which i know the best way to succeed in life is to be educated. But my parent could not afford to pay for my education any longer after the mess i created. I realized that i can make some money if I commercialize my hobby which is photography. Thanks to God with determination i am now a graduate.
As stated earlier on, i started my own business as a photographer because i needed to raise some funds to carter for my education, praises to God i am now a professional photographer as well as a Bsc marketing holder . Also last year, i decided to diversify in to livestock rearing and selling and the business looks promising if i can raise enough capital.
I live in Aboabo, a neighborhood within Asokore Mampong Municipal Assembly in Kumasi. A densely populated area, the people are mostly Muslims. The two major festivals that are celebrated in the area are Eid-Adha & Eid Fitr festival.
I have been blessed with four children two males and two females, the first child Arimiyawu who is nine years old was named after my father, he is in class three and wants to become a doctor in future. Zaliya is the name of my second child and so far the most brilliant of them all. She wants to become a lawyer in future.
My grandfather was a professional photographer and I have had a camera in my hand for as long as I can remember. When I have finished a portrait session, wedding, or an event, I not wait to get home, load the images on my computer and see what I have captured. Then I love going into Photoshop to make them even better and presenting them to the client. It’s such a thrill and so gratifying when they love their images.
I am into livestock business where I buy, raise and sell sheep and cows for a profit.
It is a known fact that as long as humans exist, there will always be need for food and the two major sources of food for mankind are crops and animals. This lead to an increase in the demand for meat products in this world. As well, i found it very rewarding when i started the business. One of the major reasons why the demand for sheep and cow is very high especially in my community is that, apart from sources of food for mankind, the people of my area who are dominantly Muslims use sheep and cows for their naming ceremonies, sacrifices during Edi-Adah festivals and many other occasions like marriage celebrations, funeral celebrations e.t.c.
My choice for Sheep and cow breeding and selling as a business is because, it is very lucrative and a profitable venture, more especially if you raise a good number of them but to do that needs much or high capital. However, for an entrepreneur to succeed in such a venture, patience is required as well as understanding the cycles of your business.
Costs and revenue of my Sheep and cow Production business include;
1) Establishment Costs: These are those costs that are associated with the establishment of a new or transitioning operation. Examples of establishment costs include: Purchases of livestock, fencing costs, watering system e.t.c.
2) Variable Costs: These are those costs that change directly with an increase or decrease in flock size example feeding and medication.
3) Fixed Costs: Fixed costs or overhead costs do not change as a result of an increase or decrease in acreage. Examples of fixed costs include land taxes, rent and rates.
With the production of sheep and cow, the revenue or return is mainly from the sale of the livestock.
I am going to use the loan to expand my business of buying and selling of livestock drugs. I own a shop in which i sell drugs for livestock. There is the potential of expanding my business more, because I am still enjoying monopoly in my area of operation.
I will.the current loan to buy more stock of drugs and it help me increase my revenue and profit as well.
Positive
1
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$1,191.00
Date disbursed
Jan 5, 2019
Repayment status
On Time
Projected term
31 months
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Amount repaid
$1,191.95
Amount remaining
$0.00
Date repaid
Jul 19, 2021
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Jan 13, 2019 | $31.06 | Jan 13, 2019 | $31.06 |
Jan 20, 2019 | $2.07 | Jan 20, 2019 | $2.07 |
Jan 27, 2019 | $2.07 | Jan 20, 2019 | $2.07 |
Feb 3, 2019 | $2.07 | Jan 20, 2019 | $2.07 |
Feb 10, 2019 | $2.07 | Jan 20, 2019 | $2.07 |
Feb 17, 2019 | $2.07 | Jan 20, 2019 | $2.07 |
Feb 24, 2019 | $2.07 | Feb 24, 2019 | $2.07 |
Mar 3, 2019 | $2.07 | Feb 24, 2019 | $2.07 |
Mar 10, 2019 | $2.07 | Feb 24, 2019 | $2.07 |
Mar 17, 2019 | $2.07 | Feb 24, 2019 | $2.07 |
Mar 24, 2019 | $2.07 | Feb 24, 2019 | $2.07 |
Mar 31, 2019 | $2.07 | Mar 25, 2019 | $2.07 |
Apr 7, 2019 | $2.07 | Mar 25, 2019 | $2.07 |
Apr 14, 2019 | $2.07 | Mar 25, 2019 | $2.07 |
Apr 21, 2019 | $2.07 | Mar 25, 2019 | $2.07 |
Apr 28, 2019 | $2.07 | Mar 25, 2019 | $2.07 |
May 5, 2019 | $2.07 | May 7, 2019 | $2.07 |
May 12, 2019 | $2.07 | May 7, 2019 | $2.07 |
May 19, 2019 | $2.07 | May 19, 2019 | $2.07 |
May 26, 2019 | $2.07 | May 19, 2019 | $2.07 |
Jun 2, 2019 | $2.07 | May 19, 2019 | $2.07 |
Jun 9, 2019 | $3.11 | Jun 9, 2019 | $3.11 |
Jun 16, 2019 | $3.11 | Jun 18, 2019 | $3.11 |
Jun 23, 2019 | $3.11 | Jun 18, 2019 | $3.11 |
Jun 30, 2019 | $3.11 | Jun 18, 2019 | $3.11 |
Jul 7, 2019 | $3.11 | Jun 18, 2019 | $3.11 |
Jul 14, 2019 | $3.11 | Jul 28, 2019 | $3.11 |
Jul 21, 2019 | $3.11 | Jul 28, 2019 | $3.11 |
Jul 28, 2019 | $3.11 | Jul 28, 2019 | $3.11 |
Aug 4, 2019 | $3.11 | Jul 28, 2019 | $3.11 |
Aug 11, 2019 | $3.11 | Aug 17, 2019 | $3.11 |
Aug 18, 2019 | $3.11 | Aug 18, 2019 | $3.11 |
Aug 25, 2019 | $3.11 | Aug 25, 2019 | $3.11 |
Sep 1, 2019 | $3.11 | Sep 1, 2019 | $3.11 |
Sep 8, 2019 | $3.11 | Sep 9, 2019 | $3.11 |
Sep 15, 2019 | $3.11 | Sep 15, 2019 | $3.11 |
Sep 22, 2019 | $0.00 | ||
Sep 29, 2019 | $3.11 | Sep 23, 2019 | $3.11 |
Oct 6, 2019 | $3.11 | Oct 10, 2019 | $3.11 |
Oct 13, 2019 | $3.11 | Oct 22, 2019 | $3.11 |
Oct 20, 2019 | $3.11 | Oct 22, 2019 | $0.83 |
Oct 26, 2019 | $2.28 | ||
Oct 27, 2019 | $3.11 | Oct 26, 2019 | $3.11 |
Nov 3, 2019 | $0.00 | ||
Nov 10, 2019 | $0.00 | ||
Nov 17, 2019 | $3.11 | Nov 11, 2019 | $3.11 |
Nov 24, 2019 | $3.11 | Nov 11, 2019 | $3.11 |
Dec 1, 2019 | $3.11 | Dec 2, 2019 | $3.11 |
Dec 8, 2019 | $3.11 | Dec 16, 2019 | $3.11 |
Dec 15, 2019 | $3.11 | Dec 16, 2019 | $3.11 |
Dec 22, 2019 | $4.14 | Dec 24, 2019 | $4.14 |
Dec 29, 2019 | $4.14 | Jan 5, 2020 | $4.14 |
Jan 5, 2020 | $4.14 | Jan 12, 2020 | $4.14 |
Jan 12, 2020 | $4.14 | Jan 20, 2020 | $4.14 |
Jan 19, 2020 | $0.00 | ||
Jan 26, 2020 | $0.00 | ||
Feb 2, 2020 | $4.14 | Jan 27, 2020 | $4.14 |
Feb 9, 2020 | $4.14 | Feb 7, 2020 | $4.14 |
Feb 16, 2020 | $4.14 | Feb 7, 2020 | $4.14 |
Feb 23, 2020 | $4.14 | Feb 24, 2020 | $4.14 |
Mar 1, 2020 | $4.14 | Mar 3, 2020 | $4.14 |
Mar 8, 2020 | $4.14 | Mar 3, 2020 | $4.14 |
Mar 15, 2020 | $4.14 | Mar 3, 2020 | $4.14 |
Mar 22, 2020 | $4.14 | Apr 2, 2020 | $4.14 |
Mar 29, 2020 | $4.14 | Apr 11, 2020 | $4.14 |
Apr 5, 2020 | $4.14 | Apr 11, 2020 | $4.14 |
Apr 12, 2020 | $4.14 | Apr 26, 2020 | $4.14 |
Apr 19, 2020 | $4.14 | Apr 26, 2020 | $4.14 |
Apr 26, 2020 | $4.14 | May 17, 2020 | $4.14 |
May 3, 2020 | $4.14 | May 21, 2020 | $4.14 |
May 10, 2020 | $4.14 | May 21, 2020 | $4.14 |
May 17, 2020 | $0.00 | ||
May 24, 2020 | $0.00 | ||
May 31, 2020 | $0.00 | ||
Jun 7, 2020 | $4.14 | Jun 25, 2020 | $4.14 |
Jun 14, 2020 | $4.14 | Jun 25, 2020 | $4.14 |
Jun 21, 2020 | $4.14 | Jun 28, 2020 | $4.14 |
Jun 28, 2020 | $4.14 | Jul 7, 2020 | $4.14 |
Jul 5, 2020 | $4.14 | Jul 7, 2020 | $4.14 |
Jul 12, 2020 | $4.14 | Jul 20, 2020 | $4.14 |
Jul 19, 2020 | $4.14 | Jul 20, 2020 | $4.14 |
Jul 26, 2020 | $4.14 | Aug 6, 2020 | $4.14 |
Aug 2, 2020 | $4.14 | Aug 11, 2020 | $4.14 |
Aug 9, 2020 | $4.14 | Aug 11, 2020 | $4.14 |
Aug 16, 2020 | $0.00 | ||
Aug 23, 2020 | $4.14 | Sep 3, 2020 | $4.14 |
Aug 30, 2020 | $4.14 | Sep 11, 2020 | $4.14 |
Sep 6, 2020 | $4.14 | Sep 16, 2020 | $4.14 |
Sep 13, 2020 | $4.14 | Sep 16, 2020 | $4.14 |
Sep 20, 2020 | $4.14 | Sep 22, 2020 | $4.14 |
Sep 27, 2020 | $4.14 | Sep 26, 2020 | $4.14 |
Oct 4, 2020 | $4.14 | Oct 6, 2020 | $4.14 |
Oct 11, 2020 | $4.14 | Oct 17, 2020 | $4.14 |
Oct 18, 2020 | $4.14 | Oct 23, 2020 | $4.14 |
Oct 25, 2020 | $4.14 | Oct 27, 2020 | $4.14 |
Nov 1, 2020 | $4.14 | Nov 1, 2020 | $4.14 |
Nov 8, 2020 | $4.14 | Nov 10, 2020 | $4.14 |
Nov 15, 2020 | $4.14 | Nov 20, 2020 | $4.14 |
Nov 22, 2020 | $4.14 | Dec 5, 2020 | $4.14 |
Nov 29, 2020 | $4.14 | Dec 5, 2020 | $4.14 |
Dec 6, 2020 | $4.14 | Dec 12, 2020 | $4.14 |
Dec 13, 2020 | $4.14 | Dec 21, 2020 | $4.14 |
Dec 20, 2020 | $4.14 | Dec 28, 2020 | $4.14 |
Dec 27, 2020 | $4.14 | Jan 9, 2021 | $4.14 |
Jan 3, 2021 | $4.14 | Jan 9, 2021 | $4.14 |
Jan 10, 2021 | $11.80 | Jan 20, 2021 | $11.80 |
Jan 17, 2021 | $11.80 | Jan 20, 2021 | $11.80 |
Jan 24, 2021 | $11.80 | Jan 24, 2021 | $11.80 |
Jan 31, 2021 | $11.80 | Feb 1, 2021 | $11.80 |
Feb 7, 2021 | $11.80 | Feb 8, 2021 | $11.80 |
Feb 14, 2021 | $31.06 | Feb 14, 2021 | $31.06 |
Feb 21, 2021 | $31.06 | Feb 21, 2021 | $31.06 |
Feb 28, 2021 | $31.06 | Mar 1, 2021 | $31.06 |
Mar 7, 2021 | $31.06 | Mar 7, 2021 | $31.06 |
Mar 14, 2021 | $31.06 | Mar 14, 2021 | $31.06 |
Mar 21, 2021 | $31.06 | Mar 21, 2021 | $31.06 |
Mar 28, 2021 | $31.06 | Mar 29, 2021 | $31.06 |
Apr 4, 2021 | $31.06 | Apr 4, 2021 | $31.06 |
Apr 11, 2021 | $31.06 | Apr 12, 2021 | $31.06 |
Apr 18, 2021 | $31.06 | Apr 20, 2021 | $31.06 |
Apr 25, 2021 | $31.06 | Apr 27, 2021 | $31.06 |
May 2, 2021 | $31.06 | May 2, 2021 | $31.06 |
May 9, 2021 | $31.06 | May 11, 2021 | $31.06 |
May 16, 2021 | $31.06 | May 18, 2021 | $31.06 |
May 23, 2021 | $31.06 | May 25, 2021 | $31.06 |
May 30, 2021 | $31.06 | Jun 3, 2021 | $31.06 |
Jun 6, 2021 | $31.06 | Jun 8, 2021 | $31.06 |
Jun 13, 2021 | $31.06 | Jun 15, 2021 | $31.06 |
Jun 20, 2021 | $31.06 | Jun 23, 2021 | $31.06 |
Jun 27, 2021 | $31.06 | Jun 29, 2021 | $31.06 |
Jul 4, 2021 | $31.06 | Jul 7, 2021 | $31.06 |
Jul 11, 2021 | $31.06 | Jul 19, 2021 | $31.06 |
Jul 18, 2021 | $31.06 | Jul 19, 2021 | $31.06 |
Jul 25, 2021 | $31.06 | Jul 19, 2021 | $31.06 |
Aug 1, 2021 | $31.06 | Jul 19, 2021 | $31.06 |
Aug 8, 2021 | $3.52 | Jul 19, 2021 | $3.52 |
guenter Dec 31, 2018
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