My name is Barbara Bwalya. I am a farmer of Chisamba area. I grow two types of crops at my farm, including maize and cotton.
I am married with two children. My husband is a retired civil servant and he has now joined me into crop farming.
I grow various types of crops at my farm. I grow maize, wheat and cotton.
I hope to someday become the first female commercial farmer in the country and this is the main reason why I have joined this great community of ordinary people around the world known as Zidisha.
I plan to use the loan to purchase goats for my farm.
This move will begin my drive to diversify my farm management system from crops to livestock. Should this move prove successful, I plan to stock up more on other forms of livestock.
The goat business is one of the best that there is. The prices for goat meat keeps going up and not down.
My farm already makes money through the sale of different crops so I will have the money to repay my loan.
Feb 25, 2021
Cost of loan
Service fee: 5% of $34.57 = $1.70
Credit risk payment: $4.48