Name
Kimeu
Member since
March 2014
On-time repayments
35 installments • 11%
..I.AM A MARRIED MAN STAYING AND WORKING IN SIAYA TOWN AS A POLICE OFFICER.MY MAIN REASON WHY I STARTED THE BUSINESS WAS BECAUSE MY SALARY IS NOT ENOUGH TO SUPPORT ME .I HAVE ALOT OF PEOPLE TO TAKE CARE OF SO I DECIDED TO BEGIN A COMPUTER BUSINESS TO HELP ME PAY FEES TO MY YOUNG SISTERS AND BROTHERS .MY FAMILY STAYS WITH ME I HAVE 3 CHILDREN IN PRIMARY SCHOOL AND HEY ALL DEPEND ON ME .THE PROFIT I GET I USE IT TO SUPPORT THEM GO TO SCHOOL AND THIS IS WHAT I WILL USE TO PAY MY ZIDISHA LOAN MY MAIN VISION IS TO BE THE LEADING SERVICE LENDER TO THE NEARBY SCHOOLS THE PRIVATE ACADEMY AROUND .THE EARNINGS I GET I NORMALY USE TO SUPPORT MY NUCLEAR FAMILY ALSO MY RELATIVES AT HOME TO EDUCATE THEM SO THAT THEY CAN HAVE ABETTER LIVING STARNDARD
MY BUSINESS PROPOSAL; MY BUSINESS DEALS WITH COMPUTER. I DECIDED TO DO IT BECAUSE I SAW THE DEMAND WAS VERY HIGH AND SO I DECIDED TO BEGIN TYPING SERVICES PHOTOCOPY AND SELLING OF SOME STATIONERY MY BUSINESS IS STILL YOUNG BUT I HAVE HOPES IT WILL GROW.MY MAIN CUSTOMERS ARE THE SCHOOLS FROM AROUND ESPECIALY PRIVATE ACADEMY SCHOOLS .I HAVE EMPLOYED TWO LADIES WHO ARE TRAINED IN COMPUTER. THE SCHOOLS BRING ME EXAMS TO TYPE AND PHOTOCOPY IN CLUDING PRE-PRIMARY SCHOOLS.MY CUSTOMERS PREFER ME AND LIKE ME BECAUSE I GIVE ACCURATE SERVICES IN TIME .I NORMALY DO IT ON TIME .THE SCHOOLS I HAVE NOW ARE AROUND 6 SCHOOLS. MY DAILY INCOME IS AROUND 1500/= PROFIT AFTER DEDUCTIONS .MY MONTHLY INCOME IS 45000/= THIS IS WHAT I USE TO MAINTAIN MY FAMILY PAY FEES AND THIS IS WHAT I WILL USE TO REPAY MY ZIDISHA LOAN. MY RISKS ARE THEFT DUE TO LACK OF LACK OF ENOUGH SECURITY POOR HANDLING OF THE MACHINES.MY COSTS ARE PAYING RENT 500/= PER MONTH SALARIES 10000/= PER AND PAYING OF LICENCE 4500/= PER YEAR, MAINTANANCE COSTS 5000/= PER MONTH. THE BALANCE IS 45000/= THIS IS WHAT I WILL USE TO PAY MY LOAN
I WILL USE THE MONEY TO PURCHASE A DESKTOP AT AN AMOUNT OF 10000/= I WILL USE THE REST AMOUNT OF 1000/= TO INSTALL APPLICATION SOFTWARES REQUIRED FOR PRINTING, DESIGNING, TYPING AMONG OTHER SERVICES. WITH AN ADDITIONAL OF ANOTHER COMPUTER I WILL SERVE MY CUSTOMERS BETTER AND EFFECTIVELY AND THIS WILL ENABLE ME PAY MY LOAN COMFORTABLY.
Positive
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Neutral
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Negative
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Project Type
Classic Loan
Disbursed amount
$150.00
Date disbursed
Mar 27, 2014
Repayment status
Late
Projected term
8 months
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