Purchase desktop and accessories for online writing business

Joseph

Nakuru, Kenya

100% repaid

Entrepreneur

Name

Joseph

Member since

March 2013

On-time repayments

133 installments  •  99%

About Me

am a graduate and completed my degree course in bachelor of agriculture in the year 2009 and after long search for a white collar job without success l opted to start an agro-vet business in my home area.this is because the area is agriculture based and most of the residents are farmers. l do re invest most of the earnings to the business and do support my siblings in paying for their school fees.the business has grown very fast and am hoping to open a branch in molo market since its also agriculture based.

My Business

The business is very viable and mostly because of the high demand of the products.Njoro is agricultural based area and the residents do farm fresh produce,wheat, maize and beans and do livestock keeping hence the reason for the demand.l normally make ks 45,000 as net profit this is due to high turnover of the sales and to the fact that my prices for the products are very competitive.although there is a lot of competition l have loyal customers whom l not only do business with them but take time to advice them on the farming and products since l have the knowledge on agricultural. l also participate on field day organized by the ministry of the agriculture to educate the farmers on modern farming methods and this is how l give back to the community.if advanced with the loan l will be able to add more stock hence meeting the demands of the customers and empowering more farmers with the agricultural knowledge.

Loan Proposal

hi lenders, Thank you very much for the great support you have offered tp me.I would like to start an online writing business. With your help i will be in a position to develop and grow financially. I am planning to purchase the following assesories: a desktop @ 248$, a fridge guard @15$, extension@ 15$, modem @10$ hardisk 1 TB@99$, a desk @59$ and a printer @ 45$. I have an estimate of writing two pages a day @ 2$. I hope it will grow well and bring good income. I want to do it as a part time for i have some time after my normal working shedule.I will be in a position to supplement the loan without delays. Thank you as you consider my offer.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$495.00

Date disbursed

Mar 31, 2016

Repayment status

On Time

Projected term

12 months

Lenders

Dianne

Maryville, United States

IJAZBOF

Chihuahua, Mexico

H

Heja

Hamburg, Germany

D

Delph007

Den Haag, Netherlands

A

arenk

Karlsruhe, Germany

carlos vendrell

Barcelona, Spain, Philippines

investor

Candiac, Canada

K

Krokslatt

Mölndal, Sweden

cyrus0302

San Francisco, United States

D

drjofleming

UK, United Kingdom

DeanDropshot

Oslo, Norway

AndreaBravi

London, UK, Canada

M

m_dennis

Toronto, Canada

Raoul72

Naarden, Netherlands

I

Interfree

Dubai, United Arab Emirates

Ambrose

Calgary, Canada

F

faical

Cologne, Germany

johnandmoliehi

Canton, New York, United States

Zidisha

Sterling, United States

J

JakeA

Wellington, New Zealand

P

PeaceandLove

Morro Bay, United States

C

cjmenchaca

Austin, United States

B

Benoit

Paris, France

B

blahblah

Nuernberg, Germany

HansLindgren

Uppsala, Sweden

S

SelvaMarcus

Green Cove Springs, United States

beverly

Vancouver, Canada

J

jjonas

berlin, Germany

B

Bavarian

Bavaria, Germany

tasos

hove, United Kingdom

G

grahamfamily

Guildford, United Kingdom

indeh

London, United Kingdom

M

missjoyy

Munich, Germany

SkyWalker

Stromberg, Germany

D

Divergent

Bethesda, United States

Erica

Caledon, Canada

Cloudways

Malta, Malta

P

planespotter

Berlin, Germany

P

penguin3694

Chicago, United States

D

doinggood

Missoula, United States

B

bugsheep

Houston, United States

T

tuttifrutti

tulare, United States

B

BClay

Campbell, United States

M

marcelitohb

Bremen, Germany

ads68

Melbourne, Australia

D

DThirteen

Miami, United States

P

Patrick5678

Beijing, China

O

Orenius

Tacoma, United States

M

mkellerman

Shanghai, China

A

Andy

Berlin, United States

sarna

Toronto, Canada

JC

Jordi Cohen

New York, NY, United States

fairspirit

Utrecht, Netherlands

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

C

caz32

chertsey, United Kingdom

K

kjustad

Asker, Norway

A

Andrii

Kiev, Ukraine

isabelv

Barcelona, Spain, Sweden

C

cocokathy

Brisbane, Australia

J

Justicar007

Longueuil, Canada

iamdaimo

London, United Kingdom

Zal0m0n

Atlantis!!!! x), Mauritania

A

AndrewC

London, United Kingdom

B

Bokolo

Leeds, United Kingdom

Matthieu

Switzerland, France

O

osterqvist

Linköping, Sweden

xtrahardware

Cazenovia, United States

M

Madone52

Brisbane, Australia

HealthcareProvider

Baltimore, United States

E

E

Marin county, United States

Freewolf

Salt Lake City, United States

E

elourenco

Porto, Portugal

G

GanSatya

United States

B

BobHope

United States

sderickson

Berkeley, CA, United States

J

janakan

Hong Kong, Hong Kong

Matching Fund

Sterling, United States

D

drorm

United States

R

Rootdet

Fairfax, United States

J

Jonas

Linköping, Sweden

S

spivurno

United States

S

science4sail

United States

Paul Buchheit

Mountain View, United States

M

Michi

Switzerland

J

jay12

Germany

joshuacollinson

Vienna, Austria

J

jbhernan

United States

mepster

San Francisco, Ca, United States

SP

Stephen Phillips

Southampton, United Kingdom, United Kingdom

TyWee

Manila, Philippines

L

luckiestmonkey

United States

A

AlphaAres

Azerbaijan

S

sarahb

United States

dpollard

United States

Otto Barten

Amsterdam, Netherlands

I

ident

Horsholm, Denmark

M

M.Umar

Pakistan

S

Stephan

Netherlands

KM

Kirsty M

United Kingdom

Eduardo

Sorocaba, Brazil

M

Marco

Germany

Gab

Singapore

One Love

Boston, United States

RQ

Regan Quinn

United States

TH

Taylor Hogan

United States

Solon Brown

Singapore, Singapore

Martin Nielsen

Aarhus, Denmark

JF

Jason Foti

United States

PG

Paul Graham

United States

Kavitha Amarnath

Sydney, Australia

John Minges

United States

AH

ajay hampapur

United States

A

Andrei

United States

DK

Danny Kelly

United States

E

Elynne

United States

EB

Erika Barraza

United States

L

Linda

United States

RG

Ravi Gadad

United States

Bill Ballew

Kansas City, Missouri, United States

J

Jon

United States

Ren

Minneapolis/StPaul, United States

Craig Newmark

United States

The Zinc Team

San Francisco, United States

Benjamin Kniaz

Boston, United States

WS

Warren Shen

United States

Seppo Ruohonen

Vantaa, Finland

Humble Bundle Community

San Francisco, United States

Marius Lohri

Switzerland

ES

Evan Simons

United States

MC

Mike Collura

United States

CD

Cathy Droz

United States

Ask Joseph a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Joseph    Apr 3, 2018

    hello lenders,
    i would like to say that i am thankful for the financial assistance given to me. The projects i have done have been helpful to me and they have enabled me to live a more decent life. With zidisha i have seen a great improvement and stress free financial provider. i have a concern that i would like to share with you lenders, there have been a great increase in the interest and this is in a way hindering us from applying for other loans. I kindly request if i may know why the abrupt increase in interest and the decrease in the amount of loan requested
    This will enable me to plan for the next loan without worries that there might be an increase in interest and the right amount of money to be given out.
    Thank you.

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  • Joseph    Mar 29, 2017

    Foremost, i am deeply thankful to you lenders for the tireless effort you have made to uplift my life through financial support. I salute you. You allow me to stir and water the greatness among you. I will manage to do my farming with ease, confidence and hope.
    Lenders kudos!

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  • Joseph    Mar 24, 2017

    Helloo lenders, I would like to thank you for the financial support that you have rendered to me. It has been of great help as it has made me to be able to meet some of my daily chore without much strain.
    With the previous loans, i have managed to assist my family members in uplifting their standards of living to a greater extent through the projects.

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  • Joseph    Mar 3, 2016

    Hello lenders, thank you for assisting me with my tuition fee in campus. I managed to complete well, graduate and get a job which is sustaining me.
    Thank you very much for your immense contribution to my success.

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  • Joseph    Aug 18, 2015

    Hi lenders, thank you very much for you made my learning in campus very easy. I graduated with a second class upper in education. This will assist me in searching for a better job. Again i say a big thank you for the support you gave me. Thanks and God bless you

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  • Joseph    Nov 20, 2014

    hello lenders,
    Thank you very much for assisting me with the loan. It is going to help me a lot in paying my campus fee for this December holiday. Without you i don know how i could have managed to cope up with my education during this semester. With your help i know i will go far and the help that you are rendering to people. Though it wasn't enough i will pay the remaining amount on a later date but the institution will allow me to continue learning . May God bless you abundantly for the good job you are doing.

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  • phantomdiver    Nov 14, 2014

    Congratulations, Joseph! We will be looking for more news about your life. God bless you!

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  • Joseph    Nov 27, 2013

    Thank you my lenders for the good work you are doing to improve my life. It is really awesome and i hope to continue well with this team. Due to good timing i was able to plant potatoes in a one and a half acre piece of land and i hope it will give good yield. I tried to change from daily farming for i saw that we are getting into the dry season and it will be hard for me to be buying milk from my place. The competition is stiff and most of the people doing the same business are using motorbikes and it was quit a challenge competing with them. I hope i will grow well with the zidisha team, thank you and God bless you

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  • mewesten    Nov 18, 2013

    Hi Joseph,
    Your first loan payment arrived to lenders today. Thank you for that.
    What were you able to do with the loan capital?
    Looking forward to hearing from you. Best of luck with your farming business.
    Marvin

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  • Joseph    Oct 6, 2013

    hi my dear lenders,thank you for disbursing tome the second loan. I am so happy about the work that you are doing to improve my life. This was a golden opportunity that enabled me to get well challenged and have hopes for progressing in life. I have bought more stock for my business and my customers are very happy because they can get more of their products.Again i am very thankful and may The Almighty God bless you abundantly for the good work that you are doing to people .

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  • Joseph    Aug 14, 2013

    hi my lenders, thank you for the great work you are doing to help me out with my loan. I want you to know that i appreciate very much for the help you have rendered to me.On my second loan i am planning to have my motorbike so that i can be able to compete in the market. The first loan has been so good to me as it has enabled me to increase my stock. With the help of a motorbike i will be able to transport the stock and other products to other places.Thank you zidisha.

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  • Joseph    Aug 13, 2013

    hi lenders, thank you for the support you have given me. I want to say that i have benefited in this lending institution and i have hope that we are going to proceed well, I am still trying to save the profits i am getting so that i can achieve my goal of buying a motor bike. This will help me in getting milk from interior places and other commodities like maize and in order to increase my out put. I believe that i will progress well with you till i get a motor bike. I will now be able to compete well with others and this will be able to increase my sales. Thank you for all you are doing.

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  • Joseph    Aug 13, 2013

    hi my dear lenders, thank you for the work you have done to help me out with the loan. My plans will be to ensure that i help my community, family and relatives to up lift their living standards. I will also make a point of paying my loan in time so that i can continue well with you. After this plan is over i am planning also to open other centers in the near future to also make others rise in their business and encourage them to join the zidisha team. I finished my first loan well hope to pay the rest well to. Thank you my lenders.

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  • Joseph    Aug 13, 2013

    hi my lender, it was a great opportunity of having you to enable me to get financial assistance in order to improve my farming business. I hope that i will be able to move well with you and pay my installments in due time. I have come to like what i am doing though i still need to put more effort in improving my business by working extra hard. I am sure by the end of the next loan i will have achieved most of my plans which will open for me new ways and other new ventures of business. Thank you very much.

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  • Joseph    Aug 13, 2013

    hi my dear lenders, i am pleased to inform you on how my business is going on, Getting connected to zidisha was a getaway to having an improved life. We are nearing most of the harvesting season and buying those products will enable me to have a good association with my customers and this will bring good relationship with them. I will also liaise with them to get me a small piece of garden to rent and try also planting the next rainy season. I will use the money i will get as profit to buy farm inputs to prepare for the planting season. Thank you.

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  • Joseph    Aug 13, 2013

    hi my dear lenders, i am happy to share again with you how my business is progressing . I am planning to sell the breed of cow that is there now so that i can be able to buy a more productive breed in order for me to increase my output. With my knowledge i will be able to get a good breed of cow which will yield more output in terms of milk production. In most of my movements i am also able to see more viable business which are not in most of the are.This makes me to think of other businesses that i can open to bring more income. Thank you.

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  • Joseph    Aug 13, 2013

    hi lenders, i am happy to let you know that my business is going on well and that i am happy with the way it is going on though some small hiccups with the other competitors, I have to ensure that i remain in the business. The moment i get the motorbike i will able to adjust and i am fully sure that the competition will be stiff. I have fully dedicated myself to this job and i am hoping for the best in the near future as i progress with you. May God bless you in the good work you are doing.

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  • Joseph    Aug 13, 2013

    hi my lenders, i humbling myself to you for the great work you are doing to make us meet our dairy bread. I have also come to appreciate myself and even feel motivated knowing that there are people who are there to assist me financially.I am also trying to ensure that i utilize my money in the right way to avoid being unable to pay. I have great hop0e that i will; be able to pay the stated amount in the required time not like in the first loan. With the projects that i am telling you i will make sure they succeed in order for my payment to be smooth. Thank you

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  • Joseph    Aug 13, 2013

    hi lenders, through your lending micro finance i have bee n able to also help my family in meeting their basic needs, This has made them to appreciate the good work you are doing in helping me to improve in my business. The moment the harvesting season will on i will also some more people by letting them buy the products in very interior places where i cannot be able to reach because of lack of good means of transport. Getting a good means of transport which is in line with my projects will enable me to purchase other commodities cheaply from retailers to get more income. thank you zidisha for your good work.

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  • Joseph    Aug 13, 2013

    hi my lenders, again i say thank you for improving my life. I am happy with the way my business is going on and this is giving me an overview projection of the future success in my business. It has expanded my thinking and has made me to also inquire on some new methods of farming and goo breeds of cattle. This in return will improve my products and also breeds of cattle. It is expensive to but y a good breed of cows but with your help i am sure i will be able to accomplish that dream.

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