Purchase of beauty products

Pavine

Nairobi, Kenya

Funds disbursed

$0 to go

100% funded of $358 goal

0

days left

Entrepreneur

Name

Pavine

Member since

June 2014

On-time repayments

196 installments  •  62%

About Me

My name is Pavine Payler. I was born on 2 November 1993. I am the first born in our family of three. I live in Nairobi County, Embakasi West Constituency, Umoja Innercore Estate. I deal with salon and beauty products, where I offer the services and also train people in the community on salon and beauty at a very affordable cost . I went to school in Bidii Primary in Nairobi County, where I did KCPE in 2007 and managed to attain 349 marks. I then joined St Mary's Lwak Girls in Siaya County in 2008, where I did KCSE in 2011 and attained a mean grade of B minus.

Following my interest in beauty, I started a salon business to make sure people take care of their aesthetic aspect of life and also to create jobs for the less advantaged members of the community by offering training on salon and beauty products at the lowest cost possible. I also expect to sustain myself with the money made from my salon business. I have used the earnings from my business to purchase salon equipment.

My hobbies include swimming, playing basketball, and making sure that every one in the community gets a place to fit in.

My Business

My business is called P Square Salon and Beauty Products.

I will use the loan to purchase an additional hair dryer, since my clients have increased a lot due to the efficiency of service provision at the salon, since I got the first loan and used it to boost the business. I will continue doing hair dressing and beauty products to the people of the community of Kayole. This includes braiding, perming, curl kitting and applying of chemicals, among others.

I also train youth in the community on how to do hairdressing and chemicals by inviting professionals of this field to my salon three times a week. If I get this loan, I will use this loan to expand my business by purchasing an additional dryer and more products to accommodate the rising number of clients that we have to accommodate everyday. This will boost efficiency by making it convenient for the business.

My customers prefer my services because they are always unique and much affordable. My business is profitable since my customers pay for the services that I provide. The risk is that people in the community are of low income; therefore, I have to charge them as little as possible, but still I am able to make a profit of USD $120 per month. My current typical monthly cost is about $880 USD per month and sales is about $1,000 USD per month. I will pay back this loan promptly with interest made from my salon business.

Loan Proposal

If I get this loan I will use it to purchase assorted beauty products . That includes hair braids at a cost of 140 US dollars, assorted hair extensions at a cost of 190 US dollars. I will use 10 US dollars to cater for transporting the purchased items to my place of work all coming to a total of 340 US dollars. Kenya is a country that believes in beauty no matter how bad the economy is. And November - December being the peak of beauty season, I would like to be quite in time with the stock, and to be prepared with beauty product stock so that my clients may not move to my other competitors because of lack of stock. With this kind of stock, I would expect my typical profit to increase from 900 US dollars to 1500 US dollars and my profit increase from 190 US dollars to 150 US dollars.

Show original English  

About Me

My
name is Pavine Payler I was born on 2 November 1993,. I am the first
born in our family of three. I live in Nairobi County, Embakasi West
Constituency, Umoja Innercore Estate. I deal with salon and beauty
products where I offer the services and also train people in the
community on salon and beauty at a very affordable cost . I went to
school in Bidii Primary in Nairobi county where i did KCPE in 2007 and
managed to attain 349 marks. I then joined St Mary's Lwak Girlls in
Siaya county in 2008 where I did KCSE in 2011 and attained a mean grade
of B minus. Following my interest in beauty, I started a salon business
to make sure people take care of there aesthetic aspect of life and
also to create jobs for the less advantaged members of the community by
offering training on salon and beauty products at the lowest cost
possible,I also expect to sustain myself with the money made from my salon business. I have use the earnings from my business to purchase salon equipments.
my hobbies include swimming, playing basket ball, and making
sure that every one in the community gets a place to fit in.

My Business

My
business is called p square salon and beauty products,i will use the loan to train in beauty and hair dressing.My clients have increased alot due to the efficiency of service provision at the salon since I got the first loan and used it to boost the business by painting the premise and buying bagler proof for the sake of security. I will continue doing hair dressing and beauty products to the people of the community of Kayole. This includes braiding, perming curl kitting and applying of chemicals among others . I do train youth in the community on how to do hair dressing and chemicals by inviting professionals of this field to my salon three times a week. If I get this loan ,I will use this loan train in the field This will boost the professionalism and the self confidence needed to run the already established business. It will also reduce my weekly expenditure buy 10 dollars since after training there will be no need of inviting professionals since i will already be a professional. When i save from this I would automatically boosts my profit from 140 to 180 US D per month. My customers prefer my services because they are always unique and much affordable . My business is profitable since my customers pay for the services that I provide. The risk is that people in the community are of low income therefore I have to charge them as little as possible But still am able to make a profit of USD250 per month. My current typical monthly cost is about US D per month, Sales is about 1500 US D per month,I will pay back this loan promptly with interest made from my salon business.

Loan Proposal

If I get this loan I will use it to purchase assorted beauty products . That includes hair braids at a cost of 140 US dollars, assorted hair extensions at a cost of 190 US dollars. I will use 10 US dollars to cater for transporting the purchased items to my place of work all coming to a total of 340 US dollars. Kenya is a country that believes in beauty no matter how bad the economy is. And November - December being the peak of beauty season, I would like to be quite in time with the stock, and to be prepared with beauty product stock so that my clients may not move to my other competitors because of lack of stock. With this kind of stock, I would expect my typical profit to increase from 900 US dollars to 1500 US dollars and my profit increase from 190 US dollars to 150 US dollars.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$358.00

Date disbursed

Nov 1, 2017

Repayment status

Late

Projected term

8 months

Lenders

smonroe

Stanford, United States

AndreaBravi

London, UK, Canada

Pere

Barcelona, Spain

BJ

Brandon Joz

North Carolina, United States

S

SelvaMarcus

Green Cove Springs, United States

A

ArcticOne

Medicine Hat, Canada

indeh

London, United Kingdom

F

fourstarsfamily

Melbourne, Australia

Moyeji

Australia

Quentin

Toronto, Canada

G

glomardor

Leonardtown, United States

J

jzidi

Los Angeles, United States

S

Sammlung

Glendale, United States

L

loistf

Madrid, Spain

M

memorissima

milano, Italy

fairspirit

Utrecht, Netherlands

Gordons28

Santa Monica, United States

R

rmlyons78

Burlingame, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

G

Goldrivermob

Gold River, Canada

Z

ZandC

Sacramento, United States

JonB

London, United Kingdom

C

cranejoad

cazenovia, United States

sderickson

Berkeley, CA, United States

M

Malibu

Westwood, United States

P

Peaches

United States

C

chrishol

United States

Justin

Connecticut, United States

D

DandS

United States

K

karthich

Austin, United States

joshuacollinson

Vienna, Austria

J

jenmcintyre

United States

TyWee

Manila, Philippines

D

DStateDDB

United States

Loungin

United States

M

Medagan

San Franciso, United States

TheGoodData

London, United Kingdom

Vitus

Czech Republic

M

MSpainhoward

United States

Voscke

Utrecht, Netherlands

S

Stephan

Netherlands

Martin Ward

Leicester, United Kingdom

SL

Samuel Le

Seattle, WA, United States

MZ

Matt Zirwas

United States

MW

Matt Willis

United States

Jake Badger

Roskilde, Denmark

RW

Roger Wang

United States

PT

Paul T

Amsterdam, Netherlands

PG

Paul Graham

United States

R

Ryan

United States

AH

ajay hampapur

United States

TF

Tom Fawcett

United States

Thomas

Sweden, Sweden

L

LK

United States

Mr Chris Turner

Cambridge forever England, United Kingdom

EthicalHost

Toronto, Canada

YV

Yuri Vanin

United States

I

isaac

United Kingdom

Carla

United States

SB

Sue Bucholz

Sacramento, United States

HPK

Switzerland, Switzerland

BW

Betty Waweru

United States

K

Klasi

Germany

Angela Linwood

Minneapolis, Minnesota, United States

RT

Rob Torti

United States

J Laufs

Germany

johannes

Taipei, Taiwan

E

Elle

New York, United States

J

Jon

United States

Craig Newmark

United States

SH

Stephanie He

United States

Humble Bundle Community

San Francisco, United States

SL

Senja Larsen

United States

R

Ralf

Germany

AV

Andrew van der Watt

Reading, United Kingdom

Jean Wren Chan

United States

R

Raffins

United States

JS

James Stuber

United States

GC

Gabriel Collins

United Kingdom

R

RMIM

United States

A

Anabell

Elizabeth, United States

Mike

Indianapolis, United States

Paul Buchheit

Mountain View, United States

J

James

Los Angeles, United States

Jane

Ontario, Canada

SS

Sandi Smith

Pimpama. Queensland, Australia

Keith Chan

Toronto, Canada

A

Anonymous

United States

BN

Brian Neilon

United States

GS

gina sanders

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

MR

Mary Reardon

United States

SS

Sam Smith

United States

BB

Brad Brunz

United States

NS

Natalie Stone

United States

C

Chris

United States

AA

Andrew and Kim

Nashville, TN, United States

F

Fay

United Kingdom

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